@Bunifa Latif:I have made quite hefty losses in the first half of this year by buying many China equities such as $Alibaba(09988)$ and $JD.com(JD)$ . Also I lost out on housing stocks and i liquidated My tech stocks early such as $Apple(AAPL)$  [Cry]  Typically, when the stock market falls, bonds provide the ballast to your portfolio as investors rush into the safety of fixed income. Last year, however, the decline in stocks happened in part because of what’s been going on in the bond market. The Fed aggressively raised interest rates to help fight the highest inflation in four decades. Since bonds were starting from such a low yield, the