MuralikN personal page - To The Moon

MuralikN

No personal profile

7Follow

2Followers

0Topic

0Badge

2022-08-31

though results are good why their is no move in the price.?

Sorry, the original content has been removed

2022-11-05

Thanks, sounds Good

Sorry, the original content has been removed

2022-08-31

$CrowdStrike Holdings, Inc.(CRWD)$ what's wrong with you..?

Go to Tiger App to see more news

{"i18n":{"language":"en_US"},"userPageInfo":{"id":"4090237143857700","uuid":"4090237143857700","gmtCreate":1627134915436,"gmtModify":1627134915436,"name":"MuralikN","pinyin":"muralikn","introduction":"","introductionEn":"","signature":"","avatar":"https://static.laohu8.com/default-avatar.jpg","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":2,"headSize":7,"tweetSize":3,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":1,"name":"萌萌虎","nameTw":"萌萌虎","represent":"呱呱坠地","factor":"评论帖子3次或发布1条主帖（非转发）","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.04.23","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.30","exceedPercentage":"93.57%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"44212b71d0be4ec88898348dbe882e03-3","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"President Tiger","description":"The transaction amount of the securities account reaches $1,000,000","bigImgUrl":"https://static.tigerbbs.com/fbeac6bb240db7da8b972e5183d050ba","smallImgUrl":"https://static.tigerbbs.com/436cdf80292b99f0a992e78750ac4e3a","grayImgUrl":"https://static.tigerbbs.com/506a259a7b456f037592c3b23c779599","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.08.13","exceedPercentage":"93.69%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":8,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"hot","tweets":[{"id":9984816536,"gmtCreate":1667602140725,"gmtModify":1676537941981,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"Thanks, sounds Good","listText":"Thanks, sounds Good","text":"Thanks, sounds Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9984816536","repostId":"1194369452","repostType":2,"repost":{"id":"1194369452","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1667551829,"share":"https://ttm.financial/m/news/1194369452?lang=&edition=fundamental","pubTime":"2022-11-04 16:50","market":"us","language":"en","title":"SoFi Q3 Earnings: The Market Overreacts","url":"https://stock-news.laohu8.com/highlight/detail?id=1194369452","media":"Tiger Newspress","summary":"SummarySoFi reported record revenue for Q3’22.The fintech also raised its guidance for FY 2022.SoFi ","content":"<html><head></head><body><p>Summary</p><ul><li>SoFi reported record revenue for Q3’22.</li><li>The fintech also raised its guidance for FY 2022.</li><li>SoFi remains attractively valued given its growth prospects.</li></ul><p>Personal finance company <a href=\"https://laohu8.com/S/SOFI\">SoFi </a> submitted an impressive Q3&#39;22 earnings on Wednesday, but shares unfortunately dropped about 11% as the market sold off. The fintech made massive progress regarding the growth of its ecosystem and the resumption of student loan payments nextyear could be a big catalyst for SoFi&#39;s EBITDA growth. Due to strong momentum regarding customer acquisition and lending and financial services product growth, the outlook for the SoFi platform and the stock is bright. Despite good earnings, shares have skidded due the Federal Reserve raising interest rates yet again. I believe shares of SoFi have an attractive risk/reward trade-off and are most likely undervalued!</p><p><b>SoFi&#39;s Q3&#39;22: Strong member growth continues</b></p><p>At the end of the third-quarter of 2022, the SoFi platform included 4.7M customer accounts, showing an increase of 424 thousand quarter over quarter. Year over year, SoFi&#39;s member count grew at an impressive 61% rate. SoFi&#39;s growth started to moderate in FY 2021 and the digital personal finance company has now seen five consecutive quarters of deceleration in account growth.</p><p>However, SoFi&#39;s growth remained strong nevertheless as it added the fourth-largest amount of new customers ever in Q3&#39;22. Because of SoFi&#39;s strong and fairly consistent growth of its SoFi-branded personal finance platform, I believe it will be a piece of cake for the company to grow past 5M accounts by the end of the year. Since SoFi doesn&#39;t seem to have any issues at all with attracting more than 100 thousand new members to its payments platform each month, I continue to believe that SoFi will be able to grow its member base to 5.0-5.2M by the end of this year.</p><p><img src=\"https://static.tigerbbs.com/98de8ffe39d39549ec03ad70976e82a4\" tg-width=\"640\" tg-height=\"350\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Member Growth</p><p>SoFi&#39;s growth is supported by product innovation and a growing number of available products and services in the SoFi ecosystem. The number of available lending and financial services products continued to soar in the third-quarter: 5.9M financial services products (insurances, credit cards, savings tools) were available to SoFi customers in the third-quarter while lending products (personal, home, student loans) totaled 1.3M. Financial services products continue to be the most successful product category for SoFi with product growth exceeding the growth in lending products by a factor of 2.5 X. Going forward, I expect a stronger member uptake of SoFi&#39;s lending products as inflation keeps weighing on consumer spending and customers could roll over personal loan balances, for example.</p><p><img src=\"https://static.tigerbbs.com/01891eff5c009212f9777ec2f1cf4c08\" tg-width=\"640\" tg-height=\"338\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Lending And Financial Services Product Growth</p><p><b>Revenue record and strong growth in EBITDA</b></p><p>SoFi generated $44M in adjusted EBITDA on $419M in adjusted net revenues in the third-quarter, showing year over year growth of 340% and 51%. Because the student loan moratorium isexpectedto end at the end of FY 2022 and payments are set to resume in FY 2023, I believe that SoFi could see $200M in adjusted EBITDA next year.</p><p><img src=\"https://static.tigerbbs.com/de073da7d03fad4fbe193ef5aba2a407\" tg-width=\"640\" tg-height=\"322\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Q3&#39;22 Revenue And EBITDA Growth</p><p><b>Raised guidance and valuation</b></p><p>SoFi again raised its guidance for FY 2022. The fintech now expects to generate $1,517-1,522M in revenues for the current fiscal year, which represents a $9M increase from an earlier guidance range of $1,508-1,513M. SoFi also raised its expectations for adjusted EBITDA which is now expected to be between $115-120M instead of $104-109M based off of the last quarter&#39;s guidance.</p><p><img src=\"https://static.tigerbbs.com/6e47c0da6b197e96335cafc7633cff18\" tg-width=\"640\" tg-height=\"260\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: New Guidance FY 2023</p><p>Estimates call for about $2.0B in revenues next year, implying year over year growth of 34%. Shares of SoFi, given the opportunity for long term growth in the fintech niche, are very reasonably valued now with a P-S ratio of 2.3 X. They are also trading well below their 1-year average P-S ratio of 3.5 X.</p><p><img src=\"https://static.tigerbbs.com/c35b89b596636883b8f7e981961e5c87\" tg-width=\"635\" tg-height=\"433\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>Data by YCharts</p><p><b>Risks with SoFi</b></p><p>There are a couple of risk factors that affect an investment in SoFi. Obviously, growth is slowing down in a post-pandemic world and SoFi has seen its fifth straight quarter of slowing customer acquisition, although the digital personal finance company still added an impressive number of new accounts to its platform in the last quarter. The student loan payment freeze was a big problem for SoFi between FY 2020 and FY 2022, but repayments appear set to resume next year which could lead to significant earnings growth for SoFi.</p><p><b>Final thoughts</b></p><p>SoFi remains a fintech diamond for me and the market&#39;s reaction yesterday was overblown. The personal finance company is executing well and expanding its ecosystem rapidly. By growing its lending and financial services product portfolio quickly, SoFi has been successful in drawing more customers to its platform. SoFi also faces a catalyst: the resumption of student loan payments which is set to drive the firm&#39;s earnings growth in FY 2023. I believe the valuation, given the growth opportunity in the fintech space, is very attractive and management has proven that it can grow its ecosystem despite headwinds. SoFi&#39;s shares have considerable upside in the long term and the risk profile remains skewed to the upside!</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Q3 Earnings: The Market Overreacts</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Q3 Earnings: The Market Overreacts\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2022-11-04 16:50</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Summary</p><ul><li>SoFi reported record revenue for Q3’22.</li><li>The fintech also raised its guidance for FY 2022.</li><li>SoFi remains attractively valued given its growth prospects.</li></ul><p>Personal finance company <a href=\"https://laohu8.com/S/SOFI\">SoFi </a> submitted an impressive Q3&#39;22 earnings on Wednesday, but shares unfortunately dropped about 11% as the market sold off. The fintech made massive progress regarding the growth of its ecosystem and the resumption of student loan payments nextyear could be a big catalyst for SoFi&#39;s EBITDA growth. Due to strong momentum regarding customer acquisition and lending and financial services product growth, the outlook for the SoFi platform and the stock is bright. Despite good earnings, shares have skidded due the Federal Reserve raising interest rates yet again. I believe shares of SoFi have an attractive risk/reward trade-off and are most likely undervalued!</p><p><b>SoFi&#39;s Q3&#39;22: Strong member growth continues</b></p><p>At the end of the third-quarter of 2022, the SoFi platform included 4.7M customer accounts, showing an increase of 424 thousand quarter over quarter. Year over year, SoFi&#39;s member count grew at an impressive 61% rate. SoFi&#39;s growth started to moderate in FY 2021 and the digital personal finance company has now seen five consecutive quarters of deceleration in account growth.</p><p>However, SoFi&#39;s growth remained strong nevertheless as it added the fourth-largest amount of new customers ever in Q3&#39;22. Because of SoFi&#39;s strong and fairly consistent growth of its SoFi-branded personal finance platform, I believe it will be a piece of cake for the company to grow past 5M accounts by the end of the year. Since SoFi doesn&#39;t seem to have any issues at all with attracting more than 100 thousand new members to its payments platform each month, I continue to believe that SoFi will be able to grow its member base to 5.0-5.2M by the end of this year.</p><p><img src=\"https://static.tigerbbs.com/98de8ffe39d39549ec03ad70976e82a4\" tg-width=\"640\" tg-height=\"350\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Member Growth</p><p>SoFi&#39;s growth is supported by product innovation and a growing number of available products and services in the SoFi ecosystem. The number of available lending and financial services products continued to soar in the third-quarter: 5.9M financial services products (insurances, credit cards, savings tools) were available to SoFi customers in the third-quarter while lending products (personal, home, student loans) totaled 1.3M. Financial services products continue to be the most successful product category for SoFi with product growth exceeding the growth in lending products by a factor of 2.5 X. Going forward, I expect a stronger member uptake of SoFi&#39;s lending products as inflation keeps weighing on consumer spending and customers could roll over personal loan balances, for example.</p><p><img src=\"https://static.tigerbbs.com/01891eff5c009212f9777ec2f1cf4c08\" tg-width=\"640\" tg-height=\"338\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Lending And Financial Services Product Growth</p><p><b>Revenue record and strong growth in EBITDA</b></p><p>SoFi generated $44M in adjusted EBITDA on $419M in adjusted net revenues in the third-quarter, showing year over year growth of 340% and 51%. Because the student loan moratorium isexpectedto end at the end of FY 2022 and payments are set to resume in FY 2023, I believe that SoFi could see $200M in adjusted EBITDA next year.</p><p><img src=\"https://static.tigerbbs.com/de073da7d03fad4fbe193ef5aba2a407\" tg-width=\"640\" tg-height=\"322\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: Q3&#39;22 Revenue And EBITDA Growth</p><p><b>Raised guidance and valuation</b></p><p>SoFi again raised its guidance for FY 2022. The fintech now expects to generate $1,517-1,522M in revenues for the current fiscal year, which represents a $9M increase from an earlier guidance range of $1,508-1,513M. SoFi also raised its expectations for adjusted EBITDA which is now expected to be between $115-120M instead of $104-109M based off of the last quarter&#39;s guidance.</p><p><img src=\"https://static.tigerbbs.com/6e47c0da6b197e96335cafc7633cff18\" tg-width=\"640\" tg-height=\"260\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>SoFi: New Guidance FY 2023</p><p>Estimates call for about $2.0B in revenues next year, implying year over year growth of 34%. Shares of SoFi, given the opportunity for long term growth in the fintech niche, are very reasonably valued now with a P-S ratio of 2.3 X. They are also trading well below their 1-year average P-S ratio of 3.5 X.</p><p><img src=\"https://static.tigerbbs.com/c35b89b596636883b8f7e981961e5c87\" tg-width=\"635\" tg-height=\"433\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>Data by YCharts</p><p><b>Risks with SoFi</b></p><p>There are a couple of risk factors that affect an investment in SoFi. Obviously, growth is slowing down in a post-pandemic world and SoFi has seen its fifth straight quarter of slowing customer acquisition, although the digital personal finance company still added an impressive number of new accounts to its platform in the last quarter. The student loan payment freeze was a big problem for SoFi between FY 2020 and FY 2022, but repayments appear set to resume next year which could lead to significant earnings growth for SoFi.</p><p><b>Final thoughts</b></p><p>SoFi remains a fintech diamond for me and the market&#39;s reaction yesterday was overblown. The personal finance company is executing well and expanding its ecosystem rapidly. By growing its lending and financial services product portfolio quickly, SoFi has been successful in drawing more customers to its platform. SoFi also faces a catalyst: the resumption of student loan payments which is set to drive the firm&#39;s earnings growth in FY 2023. I believe the valuation, given the growth opportunity in the fintech space, is very attractive and management has proven that it can grow its ecosystem despite headwinds. SoFi&#39;s shares have considerable upside in the long term and the risk profile remains skewed to the upside!</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1194369452","content_text":"SummarySoFi reported record revenue for Q3’22.The fintech also raised its guidance for FY 2022.SoFi remains attractively valued given its growth prospects.Personal finance company SoFi  submitted an impressive Q3'22 earnings on Wednesday, but shares unfortunately dropped about 11% as the market sold off. The fintech made massive progress regarding the growth of its ecosystem and the resumption of student loan payments nextyear could be a big catalyst for SoFi's EBITDA growth. Due to strong momentum regarding customer acquisition and lending and financial services product growth, the outlook for the SoFi platform and the stock is bright. Despite good earnings, shares have skidded due the Federal Reserve raising interest rates yet again. I believe shares of SoFi have an attractive risk/reward trade-off and are most likely undervalued!SoFi's Q3'22: Strong member growth continuesAt the end of the third-quarter of 2022, the SoFi platform included 4.7M customer accounts, showing an increase of 424 thousand quarter over quarter. Year over year, SoFi's member count grew at an impressive 61% rate. SoFi's growth started to moderate in FY 2021 and the digital personal finance company has now seen five consecutive quarters of deceleration in account growth.However, SoFi's growth remained strong nevertheless as it added the fourth-largest amount of new customers ever in Q3'22. Because of SoFi's strong and fairly consistent growth of its SoFi-branded personal finance platform, I believe it will be a piece of cake for the company to grow past 5M accounts by the end of the year. Since SoFi doesn't seem to have any issues at all with attracting more than 100 thousand new members to its payments platform each month, I continue to believe that SoFi will be able to grow its member base to 5.0-5.2M by the end of this year.SoFi: Member GrowthSoFi's growth is supported by product innovation and a growing number of available products and services in the SoFi ecosystem. The number of available lending and financial services products continued to soar in the third-quarter: 5.9M financial services products (insurances, credit cards, savings tools) were available to SoFi customers in the third-quarter while lending products (personal, home, student loans) totaled 1.3M. Financial services products continue to be the most successful product category for SoFi with product growth exceeding the growth in lending products by a factor of 2.5 X. Going forward, I expect a stronger member uptake of SoFi's lending products as inflation keeps weighing on consumer spending and customers could roll over personal loan balances, for example.SoFi: Lending And Financial Services Product GrowthRevenue record and strong growth in EBITDASoFi generated $44M in adjusted EBITDA on $419M in adjusted net revenues in the third-quarter, showing year over year growth of 340% and 51%. Because the student loan moratorium isexpectedto end at the end of FY 2022 and payments are set to resume in FY 2023, I believe that SoFi could see $200M in adjusted EBITDA next year.SoFi: Q3'22 Revenue And EBITDA GrowthRaised guidance and valuationSoFi again raised its guidance for FY 2022. The fintech now expects to generate $1,517-1,522M in revenues for the current fiscal year, which represents a $9M increase from an earlier guidance range of $1,508-1,513M. SoFi also raised its expectations for adjusted EBITDA which is now expected to be between $115-120M instead of $104-109M based off of the last quarter's guidance.SoFi: New Guidance FY 2023Estimates call for about $2.0B in revenues next year, implying year over year growth of 34%. Shares of SoFi, given the opportunity for long term growth in the fintech niche, are very reasonably valued now with a P-S ratio of 2.3 X. They are also trading well below their 1-year average P-S ratio of 3.5 X.Data by YChartsRisks with SoFiThere are a couple of risk factors that affect an investment in SoFi. Obviously, growth is slowing down in a post-pandemic world and SoFi has seen its fifth straight quarter of slowing customer acquisition, although the digital personal finance company still added an impressive number of new accounts to its platform in the last quarter. The student loan payment freeze was a big problem for SoFi between FY 2020 and FY 2022, but repayments appear set to resume next year which could lead to significant earnings growth for SoFi.Final thoughtsSoFi remains a fintech diamond for me and the market's reaction yesterday was overblown. The personal finance company is executing well and expanding its ecosystem rapidly. By growing its lending and financial services product portfolio quickly, SoFi has been successful in drawing more customers to its platform. SoFi also faces a catalyst: the resumption of student loan payments which is set to drive the firm's earnings growth in FY 2023. I believe the valuation, given the growth opportunity in the fintech space, is very attractive and management has proven that it can grow its ecosystem despite headwinds. SoFi's shares have considerable upside in the long term and the risk profile remains skewed to the upside!","news_type":1},"isVote":1,"tweetType":1,"viewCount":196,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9930670534,"gmtCreate":1661957153330,"gmtModify":1676536611919,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/CRWD\">$CrowdStrike Holdings, Inc.(CRWD)$</a> what's wrong with you..?","listText":"<a href=\"https://ttm.financial/S/CRWD\">$CrowdStrike Holdings, Inc.(CRWD)$</a> what's wrong with you..?","text":"$CrowdStrike Holdings, Inc.(CRWD)$ what's wrong with you..?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9930670534","isVote":1,"tweetType":1,"viewCount":276,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9930343877,"gmtCreate":1661907508401,"gmtModify":1676536601163,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"though results are good why their is no move in the price.?","listText":"though results are good why their is no move in the price.?","text":"though results are good why their is no move in the price.?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9930343877","repostId":"2263480744","repostType":2,"repost":{"id":"2263480744","kind":"highlight","weMediaInfo":{"introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"media_name":"Dow Jones","id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"pubTimestamp":1661901355,"share":"https://ttm.financial/m/news/2263480744?lang=&edition=fundamental","pubTime":"2022-08-31 07:15","market":"us","language":"en","title":"CrowdStrike Earnings and Guidance Beat Estimates","url":"https://stock-news.laohu8.com/highlight/detail?id=2263480744","media":"Dow Jones","summary":"CrowdStrike posted better-than-expected results for its fiscal second quarter ended July 31, and lif","content":"<html><head></head><body><p>CrowdStrike posted better-than-expected results for its fiscal second quarter ended July 31, and lifted its expectations for the full fiscal year. Demand for cybersecurity software remained robust in the face of ongoing macroeconomic weakness.</p><p>For the quarter, CrowdStrike (ticker: CRWD) posted revenue of $535.2 million, up 58% from a year ago, and above both the company&#39;s guidance range of $512.7 million to $516.8 million and Street consensus at $515 million.</p><p>On an adjusted basis, the company earned 36 cents a share in the quarter, above both the company&#39;s forecast for 27 to 28 cents, and Street consensus at 28 cents. Under generally accepted accounting principles, CrowdStrike lost $49.3 million, or 21 cents a share, narrowing from a loss of $57.3 million, or 25 cents a share, in the year ago quarter.</p><p>The company said annual recurring revenue reached $2.15 billion, up 59% from a year ago, adding 1,741 net new customers in the quarter, boosting the total to 19,686 customers. That&#39;s up 51% from a year earlier.</p><p>&#34;As organizations respond to macroeconomic conditions, they are prioritizing investments and looking to standardize with a security partner they can trust to achieve better protection with less time, fewer resources and lower total cost of ownership,&#34; CrowdStrike CEO George Kurtz said in a statement.</p><p>For the October quarter, CrowdStrike sees revenue of $569.1 million to $575.9 million, with non-GAAP profits of 30 to 32 cents a share; Street consensus estimates had been revenue of $568.5 million and profits of 28 cents a share.</p><p>For the full fiscal year ending in January, CrowdStrike now sees revenue of $2.223 billion to $2.232, up from a previous forecast of $2.2 billion. The company now sees full year non-GAAP profits of $1.31 to $1.33 a share, up from a previous forecast range of $1.18 to $1.22 a share.</p><p>CrowdStrike said the revised guidance &#34;reflects our technology advantage and strong industry tailwinds combined with a pragmatic view of current macroeconomic conditions.&#34;</p><p>In late trading, CrowdStrike stock is up 0.08% to $193.44. Shares are down about 5% for the year to date.</p><p><img src=\"https://static.tigerbbs.com/b2d25c81d528c04dac4c51245850c31f\" tg-width=\"825\" tg-height=\"836\" width=\"100%\" height=\"auto\"/></p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>CrowdStrike Earnings and Guidance Beat Estimates</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCrowdStrike Earnings and Guidance Beat Estimates\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2022-08-31 07:15</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>CrowdStrike posted better-than-expected results for its fiscal second quarter ended July 31, and lifted its expectations for the full fiscal year. Demand for cybersecurity software remained robust in the face of ongoing macroeconomic weakness.</p><p>For the quarter, CrowdStrike (ticker: CRWD) posted revenue of $535.2 million, up 58% from a year ago, and above both the company&#39;s guidance range of $512.7 million to $516.8 million and Street consensus at $515 million.</p><p>On an adjusted basis, the company earned 36 cents a share in the quarter, above both the company&#39;s forecast for 27 to 28 cents, and Street consensus at 28 cents. Under generally accepted accounting principles, CrowdStrike lost $49.3 million, or 21 cents a share, narrowing from a loss of $57.3 million, or 25 cents a share, in the year ago quarter.</p><p>The company said annual recurring revenue reached $2.15 billion, up 59% from a year ago, adding 1,741 net new customers in the quarter, boosting the total to 19,686 customers. That&#39;s up 51% from a year earlier.</p><p>&#34;As organizations respond to macroeconomic conditions, they are prioritizing investments and looking to standardize with a security partner they can trust to achieve better protection with less time, fewer resources and lower total cost of ownership,&#34; CrowdStrike CEO George Kurtz said in a statement.</p><p>For the October quarter, CrowdStrike sees revenue of $569.1 million to $575.9 million, with non-GAAP profits of 30 to 32 cents a share; Street consensus estimates had been revenue of $568.5 million and profits of 28 cents a share.</p><p>For the full fiscal year ending in January, CrowdStrike now sees revenue of $2.223 billion to $2.232, up from a previous forecast of $2.2 billion. The company now sees full year non-GAAP profits of $1.31 to $1.33 a share, up from a previous forecast range of $1.18 to $1.22 a share.</p><p>CrowdStrike said the revised guidance &#34;reflects our technology advantage and strong industry tailwinds combined with a pragmatic view of current macroeconomic conditions.&#34;</p><p>In late trading, CrowdStrike stock is up 0.08% to $193.44. Shares are down about 5% for the year to date.</p><p><img src=\"https://static.tigerbbs.com/b2d25c81d528c04dac4c51245850c31f\" tg-width=\"825\" tg-height=\"836\" width=\"100%\" height=\"auto\"/></p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CRWD":"CrowdStrike Holdings, Inc."},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2263480744","content_text":"CrowdStrike posted better-than-expected results for its fiscal second quarter ended July 31, and lifted its expectations for the full fiscal year. Demand for cybersecurity software remained robust in the face of ongoing macroeconomic weakness.For the quarter, CrowdStrike (ticker: CRWD) posted revenue of $535.2 million, up 58% from a year ago, and above both the company's guidance range of $512.7 million to $516.8 million and Street consensus at $515 million.On an adjusted basis, the company earned 36 cents a share in the quarter, above both the company's forecast for 27 to 28 cents, and Street consensus at 28 cents. Under generally accepted accounting principles, CrowdStrike lost $49.3 million, or 21 cents a share, narrowing from a loss of $57.3 million, or 25 cents a share, in the year ago quarter.The company said annual recurring revenue reached $2.15 billion, up 59% from a year ago, adding 1,741 net new customers in the quarter, boosting the total to 19,686 customers. That's up 51% from a year earlier.\"As organizations respond to macroeconomic conditions, they are prioritizing investments and looking to standardize with a security partner they can trust to achieve better protection with less time, fewer resources and lower total cost of ownership,\" CrowdStrike CEO George Kurtz said in a statement.For the October quarter, CrowdStrike sees revenue of $569.1 million to $575.9 million, with non-GAAP profits of 30 to 32 cents a share; Street consensus estimates had been revenue of $568.5 million and profits of 28 cents a share.For the full fiscal year ending in January, CrowdStrike now sees revenue of $2.223 billion to $2.232, up from a previous forecast of $2.2 billion. The company now sees full year non-GAAP profits of $1.31 to $1.33 a share, up from a previous forecast range of $1.18 to $1.22 a share.CrowdStrike said the revised guidance \"reflects our technology advantage and strong industry tailwinds combined with a pragmatic view of current macroeconomic conditions.\"In late trading, CrowdStrike stock is up 0.08% to $193.44. Shares are down about 5% for the year to date.","news_type":1},"isVote":1,"tweetType":1,"viewCount":133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9930343877,"gmtCreate":1661907508401,"gmtModify":1676536601163,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"though results are good why their is no move in the price.?","listText":"though results are good why their is no move in the price.?","text":"though results are good why their is no move in the price.?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9930343877","repostId":"2263480744","repostType":2,"isVote":1,"tweetType":1,"viewCount":133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9984816536,"gmtCreate":1667602140725,"gmtModify":1676537941981,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"Thanks, sounds Good","listText":"Thanks, sounds Good","text":"Thanks, sounds Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9984816536","repostId":"1194369452","repostType":2,"isVote":1,"tweetType":1,"viewCount":196,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9930670534,"gmtCreate":1661957153330,"gmtModify":1676536611919,"author":{"id":"4090237143857700","authorId":"4090237143857700","name":"MuralikN","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":8,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090237143857700","authorIdStr":"4090237143857700"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/CRWD\">$CrowdStrike Holdings, Inc.(CRWD)$</a> what's wrong with you..?","listText":"<a href=\"https://ttm.financial/S/CRWD\">$CrowdStrike Holdings, Inc.(CRWD)$</a> what's wrong with you..?","text":"$CrowdStrike Holdings, Inc.(CRWD)$ what's wrong with you..?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9930670534","isVote":1,"tweetType":1,"viewCount":276,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}