@sadsam:$PYPL Um Apple can only sell its credit/ payments products to apple customers-- not quite existential. Same with its "m series" in-house chips. If they OTM, they'll likely see a higher degree of variability in its "growing installed base". Waiting for Paypal to pull the trigger on a big acquisition... the time is nearing...within next 5 quarters.$PayPal(PYPL)$