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2021-09-05

Chinese stocks r on discount now. Good buyThanks for the like

XPeng shares fell more than 3% in premarket trading

2022-09-20

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Another Fed Rate Hike Is Coming: 3 Bank Stocks That Will Benefit From Rising Interest Rates

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Good buyThanks for the like","listText":"Chinese stocks r on discount now. Good buyThanks for the like","text":"Chinese stocks r on discount now. Good buyThanks for the like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/814100165","repostId":"1114096205","repostType":4,"isVote":1,"tweetType":1,"viewCount":660,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"9000000000000158","authorId":"9000000000000158","name":"哎呀呀小伙子","avatar":"https://static.tigerbbs.com/124ddb27832ad3a5d8aa835fe6bb7572","crmLevel":1,"crmLevelSwitch":0,"idStr":"9000000000000158","authorIdStr":"9000000000000158"},"content":"I bought Tencent. How do you feel? My cost is 420, and it feels good.","text":"I bought Tencent. How do you feel? My cost is 420, and it feels good.","html":"I bought Tencent. How do you feel? 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Good buyThanks for the like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/814100165","repostId":"1114096205","repostType":4,"repost":{"id":"1114096205","kind":"news","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1630488710,"share":"https://ttm.financial/m/news/1114096205?lang=&edition=fundamental","pubTime":"2021-09-01 17:31","market":"us","language":"en","title":"XPeng shares fell more than 3% in premarket trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1114096205","media":"Tiger Newspress","summary":"XPeng shares fell more than 3% in premarket trading.\nIn August, XPeng delivered 7,214 Smart EVs, rep","content":"<p>XPeng&nbsp;shares&nbsp;fell&nbsp;more&nbsp;than&nbsp;3%&nbsp;in&nbsp;premarket&nbsp;trading.</p>\n<p><img src=\"https://static.tigerbbs.com/705f7937c59af00c8617a40c5a9fc09b\" tg-width=\"897\" tg-height=\"615\" width=\"100%\" height=\"auto\">In August, XPeng delivered 7,214 Smart EVs, representing a 172% increase year-over-year. 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The Company expects to start deliveries of the G3i to start in September.</p>\n<p>On September 15, the Company plans to officially launch the P5 family sedan, its third production model, with deliveries starting in October.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>XPeng shares fell more than 3% in premarket trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nXPeng shares fell more than 3% in premarket trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-09-01 17:31</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>XPeng&nbsp;shares&nbsp;fell&nbsp;more&nbsp;than&nbsp;3%&nbsp;in&nbsp;premarket&nbsp;trading.</p>\n<p><img src=\"https://static.tigerbbs.com/705f7937c59af00c8617a40c5a9fc09b\" tg-width=\"897\" tg-height=\"615\" width=\"100%\" height=\"auto\">In August, XPeng delivered 7,214 Smart EVs, representing a 172% increase year-over-year. Deliveries in August consisted of 6,165 P7s, the Company’s sports smart sedan, and 1,049 G3s, its smart compact SUV.</p>\n<p>2021 year-to-date deliveries reached 45,992 vehicles, representing a 334% increase year-over-year. P7 deliveries continued to strengthen, achieving a record month in August and a 209% increase year-over-year.</p>\n<p>In August, the Company began to transition production for the G3 SUV to G3i, the mid-cycle facelift version of G3, to its wholly-owned Zhaoqing Smart EV Manufacturing Base. As a result, some planned deliveries of the G3 were affected in August. The Company expects to start deliveries of the G3i to start in September.</p>\n<p>On September 15, the Company plans to officially launch the P5 family sedan, its third production model, with deliveries starting in October.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"09868":"小鹏汽车-W","XPEV":"小鹏汽车"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1114096205","content_text":"XPeng shares fell more than 3% in premarket trading.\nIn August, XPeng delivered 7,214 Smart EVs, representing a 172% increase year-over-year. Deliveries in August consisted of 6,165 P7s, the Company’s sports smart sedan, and 1,049 G3s, its smart compact SUV.\n2021 year-to-date deliveries reached 45,992 vehicles, representing a 334% increase year-over-year. P7 deliveries continued to strengthen, achieving a record month in August and a 209% increase year-over-year.\nIn August, the Company began to transition production for the G3 SUV to G3i, the mid-cycle facelift version of G3, to its wholly-owned Zhaoqing Smart EV Manufacturing Base. As a result, some planned deliveries of the G3 were affected in August. The Company expects to start deliveries of the G3i to start in September.\nOn September 15, the Company plans to officially launch the P5 family sedan, its third production model, with deliveries starting in October.","news_type":1},"isVote":1,"tweetType":1,"viewCount":660,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"9000000000000158","authorId":"9000000000000158","name":"哎呀呀小伙子","avatar":"https://static.tigerbbs.com/124ddb27832ad3a5d8aa835fe6bb7572","crmLevel":1,"crmLevelSwitch":0,"idStr":"9000000000000158","authorIdStr":"9000000000000158"},"content":"I bought Tencent. How do you feel? My cost is 420, and it feels good.","text":"I bought Tencent. How do you feel? My cost is 420, and it feels good.","html":"I bought Tencent. How do you feel? My cost is 420, and it feels good."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9910286831,"gmtCreate":1663632690123,"gmtModify":1676537304135,"author":{"id":"4092757406658750","authorId":"4092757406658750","name":"Jztin","avatar":"https://static.tigerbbs.com/36a9c1d0a9e0b2476f34e3e5aeb967d4","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4092757406658750","authorIdStr":"4092757406658750"},"themes":[],"htmlText":"Got it","listText":"Got it","text":"Got it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9910286831","repostId":"1116701018","repostType":4,"repost":{"id":"1116701018","kind":"news","pubTimestamp":1663589285,"share":"https://ttm.financial/m/news/1116701018?lang=&edition=fundamental","pubTime":"2022-09-19 20:08","market":"us","language":"en","title":"Another Fed Rate Hike Is Coming: 3 Bank Stocks That Will Benefit From Rising Interest Rates","url":"https://stock-news.laohu8.com/highlight/detail?id=1116701018","media":"Motley Fool","summary":"These bank stocks will get an earnings boost from rising interest rates.","content":"<html><head></head><body><h2>KEY POINTS</h2><ul><li>The recent consumer price index release showed inflation increased 8.3% over the last year.</li><li>Traders expect the Federal Reserve to raise interest rates another 75 basis points in its September meeting.</li><li>Rising interest rates can benefit banks by boosting their net interest income.</li></ul><p>Over the past year, inflation has remained stubbornly high, wreaking havoc for consumers and investors alike. Economists hoped August would bring better news, but it didn&#39;t.</p><p>Earlier this week, the U.S. Bureau of Labor Statistics released its August data for the consumer price index, which measures the changes in the costs of consumer goods. The release showed that prices were up 8.3% on an annual basis, with higher food and housing costs offsetting lower energy prices.</p><p>Now investors look to the Federal Reserve, which has been aggressively fighting inflation with its primary tool: interest rate increases. When the Fed raised rates by 75 basis points in June, it was its largest rate hike in 28 years. The Fed raised rates another 75 basis points in July, and investors expect a similar increase during its meeting next week. While rising rates hurt most companies by raising the cost of borrowing, bank stocks benefit. Here&#39;s why.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/1538e0f1fb0012705ce9003348a5ab0a\" tg-width=\"2000\" tg-height=\"1333\" referrerpolicy=\"no-referrer\"/><span>IMAGE SOURCE: GETTY IMAGES.</span></p><p>One of the main ways banks make money is by charging customers higher interest rates on credit than they pay customers on deposits. While some banks generate extra income from fees and others have highly profitable investment banking divisions, most banks generate earnings from interest rates.</p><p>Banks face challenging times when interest rates are low because that tends to compress interest rate spreads, or the amount of interest charged minus the amount paid out. When interest rates rise, this spread tends to widen, and banks see their profitability improve. With that said, here are three banks that stand to benefit in a big way from continuing rate increases.</p><h2>1. Bank of America</h2><p><b>Bank of America</b> ranks as the second-largest bank in the U.S. with over $2 trillion in assets and is one of the most interest-rate-sensitive major banks out there. One reason is that 40% of its $1.4 trillion in deposits from consumer wealth management clients is in low- or no-interest checking accounts. As a result, Bank of America can earn more on these deposits as rates rise.</p><p>Through the first six months of the year, Bank of America&#39;s net interest income (NII) rose by 18%, to $24 billion, versus the first half of the previous year. In its recent regulatory filing, the bank said a 100-basis-point increase in interest rates would help NII grow by $5 billion over the next year, an 11% increase from its trailing-12-month NII.</p><h2>2. The Bancorp</h2><p><b>The Bancorp</b> is different from traditional banks because it has no branches. Instead, the bankoffers private-label banking servicesto online and nonbank lenders.</p><p>The bank handles back-end services like regulatory compliance and access to payment networks, like <b>Visa</b> and <b>Mastercard</b>. Over 100 clients, like <b>PayPal Holdings</b> and Chime, turn to The Bancorp for these services to help nonbank clients offer their own payment products.</p><p>The bank&#39;s net interest income didn&#39;t change much in the first half of the year, but that&#39;s due to a timing difference in how interest rates affect its deposits and loans. Most of The Bancorp&#39;s deposits are through prepaid and debit card account deposits, and when interest rates go up The Bancorp quickly adjusts the interest rates it pays on these deposits.</p><p>However, its loans are variable rates, repriced on a lag, and take longer to adjust to changes in interest rates. These loans are generally repriced monthly or quarterly, and the bank sees higher interest rates serving as a tailwind in the second half of this year.</p><p>According to its regulatory filing, a 100-basis-point parallel increase to interest rates would help NII increase by 9%, while a 200-basis-point increase would help NII grow by nearly 19%.</p><h2>3. Silvergate Capital</h2><p><b>Silvergate Capital</b> provides banking services to cryptocurrency customers, which it has done since 2013. One of its earliest products was the Silvergate Exchange Network (SEN), a payment transfer network that allows crypto exchanges, like <b>Coinbase Global</b> or Gemini, to transfer U.S. dollars efficiently. The SEN is interesting because it gives Silvergate a vast amount of non-interest-bearing deposits, which allows the bank to benefit significantly when interest rates go higher.</p><p>The bank has over $13 billion in non-interest-bearing deposits, or 99.5% of its total deposit base. As a result, Silvergate reaps the benefits of higher interest rates on its loan portfolio while it doesn&#39;t have to increase what it pays out on its deposit accounts.</p><p>Silvergate&#39;s NII grew 126% to $121 million in the year&#39;s first half. In its recent regulatory filing, the bank noted that a 100-basis-point parallel shift up in interest rates would cause NII to increase by nearly 16%, while a 200-basis-point increase would cause NII to grow by 31%.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Another Fed Rate Hike Is Coming: 3 Bank Stocks That Will Benefit From Rising Interest Rates</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAnother Fed Rate Hike Is Coming: 3 Bank Stocks That Will Benefit From Rising Interest Rates\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-09-19 20:08 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/09/18/another-fed-rate-hike-is-coming-3-bank-stocks-that/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTSThe recent consumer price index release showed inflation increased 8.3% over the last year.Traders expect the Federal Reserve to raise interest rates another 75 basis points in its September...</p>\n\n<a href=\"https://www.fool.com/investing/2022/09/18/another-fed-rate-hike-is-coming-3-bank-stocks-that/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BAC":"美国银行","TBBK":"The Bancorp"},"source_url":"https://www.fool.com/investing/2022/09/18/another-fed-rate-hike-is-coming-3-bank-stocks-that/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1116701018","content_text":"KEY POINTSThe recent consumer price index release showed inflation increased 8.3% over the last year.Traders expect the Federal Reserve to raise interest rates another 75 basis points in its September meeting.Rising interest rates can benefit banks by boosting their net interest income.Over the past year, inflation has remained stubbornly high, wreaking havoc for consumers and investors alike. Economists hoped August would bring better news, but it didn't.Earlier this week, the U.S. Bureau of Labor Statistics released its August data for the consumer price index, which measures the changes in the costs of consumer goods. The release showed that prices were up 8.3% on an annual basis, with higher food and housing costs offsetting lower energy prices.Now investors look to the Federal Reserve, which has been aggressively fighting inflation with its primary tool: interest rate increases. When the Fed raised rates by 75 basis points in June, it was its largest rate hike in 28 years. The Fed raised rates another 75 basis points in July, and investors expect a similar increase during its meeting next week. While rising rates hurt most companies by raising the cost of borrowing, bank stocks benefit. Here's why.IMAGE SOURCE: GETTY IMAGES.One of the main ways banks make money is by charging customers higher interest rates on credit than they pay customers on deposits. While some banks generate extra income from fees and others have highly profitable investment banking divisions, most banks generate earnings from interest rates.Banks face challenging times when interest rates are low because that tends to compress interest rate spreads, or the amount of interest charged minus the amount paid out. When interest rates rise, this spread tends to widen, and banks see their profitability improve. With that said, here are three banks that stand to benefit in a big way from continuing rate increases.1. Bank of AmericaBank of America ranks as the second-largest bank in the U.S. with over $2 trillion in assets and is one of the most interest-rate-sensitive major banks out there. One reason is that 40% of its $1.4 trillion in deposits from consumer wealth management clients is in low- or no-interest checking accounts. As a result, Bank of America can earn more on these deposits as rates rise.Through the first six months of the year, Bank of America's net interest income (NII) rose by 18%, to $24 billion, versus the first half of the previous year. In its recent regulatory filing, the bank said a 100-basis-point increase in interest rates would help NII grow by $5 billion over the next year, an 11% increase from its trailing-12-month NII.2. The BancorpThe Bancorp is different from traditional banks because it has no branches. Instead, the bankoffers private-label banking servicesto online and nonbank lenders.The bank handles back-end services like regulatory compliance and access to payment networks, like Visa and Mastercard. Over 100 clients, like PayPal Holdings and Chime, turn to The Bancorp for these services to help nonbank clients offer their own payment products.The bank's net interest income didn't change much in the first half of the year, but that's due to a timing difference in how interest rates affect its deposits and loans. Most of The Bancorp's deposits are through prepaid and debit card account deposits, and when interest rates go up The Bancorp quickly adjusts the interest rates it pays on these deposits.However, its loans are variable rates, repriced on a lag, and take longer to adjust to changes in interest rates. These loans are generally repriced monthly or quarterly, and the bank sees higher interest rates serving as a tailwind in the second half of this year.According to its regulatory filing, a 100-basis-point parallel increase to interest rates would help NII increase by 9%, while a 200-basis-point increase would help NII grow by nearly 19%.3. Silvergate CapitalSilvergate Capital provides banking services to cryptocurrency customers, which it has done since 2013. One of its earliest products was the Silvergate Exchange Network (SEN), a payment transfer network that allows crypto exchanges, like Coinbase Global or Gemini, to transfer U.S. dollars efficiently. The SEN is interesting because it gives Silvergate a vast amount of non-interest-bearing deposits, which allows the bank to benefit significantly when interest rates go higher.The bank has over $13 billion in non-interest-bearing deposits, or 99.5% of its total deposit base. As a result, Silvergate reaps the benefits of higher interest rates on its loan portfolio while it doesn't have to increase what it pays out on its deposit accounts.Silvergate's NII grew 126% to $121 million in the year's first half. In its recent regulatory filing, the bank noted that a 100-basis-point parallel shift up in interest rates would cause NII to increase by nearly 16%, while a 200-basis-point increase would cause NII to grow by 31%.","news_type":1},"isVote":1,"tweetType":1,"viewCount":254,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}