@pekss:I like the immediate SGD deposit and withdrawal functions via DDA account. There's almost little if any delay in the funding process, so that the funds can be deployed almost instantly to take advantage of the prevailing market prices.Nevertheless, to buy foreign currency-denominated stocks, we would have to either deposit the foreign currencies or make in-app currency exchange. Deposit of foreign currencies take longer processing times, while foreign currency exchanges from SGD will subject us to foreign exchange fluctuations.While the Forex fluctuations are parts and parcels of investment in stocks traded in foreign currencies, it would be good to be able to avoid that if our buy orders are not executed, as that will leave us with the foreign currency.A nice improvement though