Market cycles are a fundamental concept in financial markets, characterized by recurring phases of economic expansion and contraction. These cycles influence the behavior of investors and the overall performance of the stock market, making it essential for investors to understand and navigate them effectively. The Continuous Nature of Market Cycles Market cycles are perpetual, rarely transitioning from "overpriced" to "fairly priced" and stopping there. Usually the growing pessimism will cause the markets to continue right through from “fairly priced” and on to “underpriced” before going back up to “fairly priced” and then “overpriced” again and this cycle continues on and on. You can imagine it to be something like a pendulum. When you pull a pendulum to the extreme left and release it, i
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Understanding Market Cycles & The Importance of Technical Analysis
Understanding Market Cycles & The Importance of Technical Analysis
Dividend Investing: How It Works and How to Get Started
Imagine earning a consistent income from your investments without having to sell a single share. This is the allure of dividend investing—a strategy that not only seeks to grow your wealth but also ensures regular income streams, providing financial security and peace of mind. Dividend investing isn't just for Wall Street experts or the ultra-wealthy; it's a practical approach that everyday investors can leverage to build long-term wealth. Whether you're a novice dipping your toes into the investing pool or a seasoned investor looking to diversify, understanding how dividend investing works and how to get started can open doors to financial opportunities you may not have considered. What is dividend investing? Think of dividend investing like growing your own cherry tomato plant or basil p
Dividend Investing: How It Works and How to Get Started
Assessing S-REITs: Are They Still a Good Investment Option?
In light of the current landscape, characterized by high interest rates and a battered REITs market, many investors share a common concern: “How do we navigate the current REITs market? With high interest rates, does it still make sense to invest in S-REITs now?” What is the current situation regarding high interest rates and the S-REITs market? Since March 2022, the U.S. Federal Reserve started the rate hike cycle in an attempt to curb the high inflation that was driven by factors such as pent-up demand from Covid, supply-chain constraints and higher commodity prices from geopolitical events. Higher interest rates increase financing costs, thus hurting the corporate profits of businesses. This is especially so for the REITs sector which relies heavily on borrowings to fund for their prope
Assessing S-REITs: Are They Still a Good Investment Option?
This Market Crash Won't Be The Last!
The recent U.S. stock market crash in 2022, triggered by high inflation and aggressive interest rate hikes ⚠, serves as a stark reminder that market downturns are inevitable. As we embark on our investing journey in the next 10-20 years, we should brace ourselves for the recurrence of bear markets. In this video, we will delve into the underlying reasons 💡 for these inevitable market fluctuations and how investors should position their investment portfolio in future crashes🎯, including the ongoing downturn in the Singapore REITs market 🏢. ⏱️ TIMESTAMP: 0:00 The 2022 market crash and recovery 01:04 This is not going to be the last market crash in history 01:47 The keyword is market cycle 02:41 Why the market cycle never ends 03:50 How the market cycle works 07:33 How to cope with market cyc
How Should I Choose My Investing Strategy? | Find Out The Thought Process (Part 2)
Following our previous video on the various investing strategies, today we discuss about the key considerations one should make when deciding which investing strategy to adopt. In under 10 minutes, you will have more clarity to the age old debate about which investing strategy should be used. 📌 Key Topics Covered: 💡 The Problem that Investors Face with Selection of Strategies 📊 Thought Process to Picking the Suitable Strategy that Aligns With your Investment Objective and Instrument 🔎 Examples to Illustrate the Selection Thought Process Video Timestamp ⏱️ 0:00 The Problem that Investors Face 01:49 What is Your Investment Objective? 02:29 Which Instrument or Market is Suitable? 03:35 Which Investing Strategy can Thrive in What You Invest In? 04:00 Illustration: Investing in Singapore REITs
What Is The Best Investing Strategy? | Does It Exist? (Part 1)
In this video, we dive deep into the world of different investing strategies that investors commonly use. Whether you're a beginner or an experienced investor, understanding the best strategies for your financial goals is important. 📌 Key Topics Covered: 💡 Introduction to Different Investing Strategies 📊 Pros and Cons of Each Strategy 💰 Strategies which The Joyful Investors Employ Video Timestamps ⏱️: 0:00 Overview of investing strategies 01:16 Strategy 1: Dollar-Cost Averaging 03:18 Strategy 2: Value Investing 05:33 Strategy 3: Macro Investing 06:45 Strategy 4: Technical Analysis 08:13 Strategy 5: Sector Rotation 09:04 Strategy 6: Contrarian Investing 10:42 Strategy 7: Index Fund and ETF Investing 11:33 Strategy 8: Fundamental Analysis 12:10 Strategy 9: Growth Investing 12:55 Strategy 10:
Why Stock Picking For Quality Stocks Is Important To Enhance Your Investment Returns
2 years back, the U.S. stock market was rallying up to all time highs. High growth stocks took the spotlight and it was easy to make money from them even if the business is still loss-making, burning lots of cash and has a narrow moat. But that did not last for long. Fast forward to the present, many of these unprofitable, high growth stocks had their stock prices slammed and they were struggling to cut costs and stay afloat. The investor’s dream of seeing some of these high growth stocks turned into the next Amazon or Google was crushed. Most investors are familiar with growth investing but few are acquainted with quality investing. The key to enhancing your long-term investment returns sustainably is to pick quality stocks to invest in. What are quality stocks/businesses?Q
Why Stock Picking For Quality Stocks Is Important To Enhance Your Investment Returns
Work From Home & Ecommerce Trends | How Do These Changing Trends Affect S-REIT Investments?
In the last episode of this video series, Jun Yuan from The Singaporean Investor and myself will be touching on the changing trends, namely the work from home culture and the ecommerce trend, and how these changing trends impact our investments in S-REITs. Hope you have enjoyed this 5-part video series on Singapore REITs investments! Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram: instagram.com/thejoyfulinvestors Tiktok: tiktok.com/@thejoyfulinvestors Website: thejoyfulinvestors.com ------------ If you wish to explore more content by Jun Yuan from The Singaporean Investor, you may check out his socials as below: 👇 W
Should We Still Invest In S-REITs Under Rising Interest Rate Environment? 📈
In this episode, we will be speaking on the topic of rising interest rates 📈 and why many investors are concerned about their investments in S-REITs. We will also share why we believe S-REITs remain attractive ✨ under the current landscape. Watch on to learn more! Moving on, in the final episode of the video series, we will talk about some of the changing trends such as work from home and ecommerce trend and how they may impact our investments in S-REITs. If you do not wish to miss out on our next episode release, click on the subscribe button and turn on the notification bell. 🔔 Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram:&nb
Key Red Flags 🚩 That You Should Know For S-REITs Investments
In the 3rd episode, we will be sharing about the key red flags that investors can take note of and avoid the S-REITs that exhibit some of these red flags! 🚩 Look forward to the 4th episode as we speak on the hot topic of rising interest rates and share our opinions on whether we believe that S-REIT investments still remain attractive under this high rate environment. If you do not wish to miss out on our next video release, click on the subscribe button and turn on the notification bell. 🔔 Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram: instagram.com/thejoyfulinvestors Tiktok: tiktok.com/@thejoyfulinvestors Website:&nb
How Can Investors Pick S-REITs To Invest In?
In the 2nd episode, we will be talking about how you can pick Singapore REITs to invest in and some of the key selection criteria ✅ to look out for to understand if a S-REIT is performing well financially. Learn more in this conversation between Jun Yuan from The Singaporean Investor and Hazelle from The Joyful Investors! Moving on to the next episode, we will share on the key red flags of S-REITs so that investors can know which are the ones to avoid! If you do not wish to miss out on our next video release, click on the subscribe button and turn on the notification bell. 🔔 Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram: in
What Are S-REITs 🏢 & How Do They Help Us To Achieve Financial Independence?
In the 1st episode of the 5-part video series featuring Hazelle from The Joyful Investors and Jun Yuan from The Singaporean Investor, we will be sharing with you what are Singapore REITs 🏢, and how they can help us in our journey towards financial independence with the key benefits that S-REITs bring.We will also share with you some of the limitations or areas that investors should know to have a realistic expectation of what's in it for them to make more informed decisions. 💡In the next episode, we will talk about how to pick S-REITs to invest in! If you do not wish to miss out on our next episode release, you may subscribe to The Joyful Investors’ YouTube channel and turn on the notification bell 🔔.Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfu
Microsoft Latest Quarterly Earnings | What Investors Need To Know
$Microsoft(MSFT)$ Microsoft just had its FY23 Q2 earnings released. During the opening bell for the U.S. stock markets, Microsoft stock price went down by more than 4% before clawing back from the steep losses. Missed expectations on revenue but beat earnings expectations Revenue for the second quarter came in at $52.7 billion which was slightly below the analysts’ expectations of $52.9 billion. Earnings on the other hand, managed to be ahead of the consensus ($2.32 per share, adjusted, vs. $2.29). Slowest revenue growth since 2016 What was being magnified by the financial news is the slower revenue growth of Microsoft. Revenue grew by a mere 2% for Q2, the slowest since 2016. On closer look at the financials, the slower reven
Microsoft Latest Quarterly Earnings | What Investors Need To Know
How Can Investors Prepare For A Possible Recession?
The Fed has been battling against the highest inflation experienced for a long time and has raised the interest rates quickly to curb inflation. Though U.S. inflation rate has been coming down lately, the topic of recession is now the talk of the town. According to economists surveyed by Bloomberg, a 2023 recession has been the consensus view with probabilities ranging from 60% to as high as 100%. In this video, we will share how investors can prepare their investment portfolio for a possible recession ahead. Video Timestamps: 0:00 What is a recession? 1:28 Who determines a recession? 1:50 How should investors prepare for a possible recession? 5:19 The stock market is not the economy! 5:46 Setting the right mindset Original video was posted on The Joyful Investors' YouTube Channel (y
How Can Investors Use Options To Build Their Investment Portfolios?
Options are often said to be risky, complicated and associated with speculation. But do you know that options can also be useful for investors? In this video, we will share with you one way in which investors can use options to complement their investing objectives and build their investment portfolios. Video Timestamps: 0:00 How can investors use options for their portfolio? 2:45 Analyse the possible scenarios that may happen 7:03 Key considerations to note before you adopt the strategy Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram: instagram.com/thejoyfulinvestors Tiktok: tiktok.com/@thejoyfulinvestors Website:
The 4% Withdrawal Rule For Retirement — What Is It And Does It Really Work?
When we talk about the FIRE movement and retirement planning, the 4% withdrawal rule often comes to mind. The 4% withdrawal rule is a frequently used approach to compute how big an investment portfolio you need to fund for retirement spending.In this video, we will share with you how the 4% withdrawal rule works, some of its limitations and how we are incorporating it to plan for our retirement spending.Video Timestamps: 0:00 What is the 4% withdrawal rule and how it works? 1:23 Wouldn't the investment portfolio run out of money? 3:22 Limitations of 4% withdrawal rule 5:09 How we are going to incorporate the 4% rule to plan for retirement spending Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors)------------Follow us on our social media h
FIRE Movement Explained: How To Retire Early Without Financial Worries
The FIRE movement stands for Financial Independence, Retire Early. The principles of frugality, extreme savings and generating investment income lie at the heart of the FIRE movement. In this video, we will share with you what the FIRE movement is all about, the different FIRE variations and how you can embark on your FIRE journey. [Smile] Video Timestamps: 0:00 What is FIRE? 0:51 Variations of FIRE 3:21 Find the best fit for yourself 4:45 How do you FIRE? 7:59 What am I doing to FIRE? (Investments) 10:04 How do I execute it? (Investments) Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors) ------------ Follow us on our social media here 👇 Facebook: facebook.com/thejoyfulinvestors Instagram: instagram.com/thejoyfulinve
Should We Invest In Commodities In A Bear Market?
Commodities enjoyed a good run in 2022. Under this inflationary environment, more investors are seeking investments in commodities such as gold. Should we invest in commodities in this bear market? [Doubt] Find out about our opinion in this video! (Timestamps below)Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors)Video Timestamps: 0:00 Commodities under the spotlight in 2022 1:40 What are commodities? 2:48 Why do some investors love commodities? 6:15 Reasons why we don't invest in commodities? ------------Follow us on our social media here 👇Facebook: facebook.com/thejoyfulinvestorsInstagram: instagram.com/thejoyfulinvestorsWebsite: thejoyfulinvestors.com
Should We Still Invest In Tech Stocks? Or Are They Dead?
Tech stocks have been among one of the worst-hit sectors in 2022. Are tech stocks dead or should we grab the opportunity to buy them at great prices? Find out more in this video!Original video was posted on The Joyful Investors' YouTube Channel (youtube.com/c/TheJoyfulInvestors)Video Timestamps: 0:00 Are tech stocks dead? 1:15 Why are tech stocks hit the hardest? 3:03 Growing demand for technology 5:11 P/E of Nasdaq 100 is near its long term average 5:28 Tech layoffs, is it really all bad? 6:20 Do not buy blindly - not all tech stocks are great stocks ------------Follow us on our social media here 👇Facebook: facebook.com/thejoyfulinvestorsInstagram: instagram.com/thejoyfulinvestorsWebsite: thejoyfulinvestors.com
Should I Sell Alibaba After Charlie Munger Cut Its Stake?
Source: AlizilaThe Daily Journal Corp overseen by Charlie Munger slashed its Alibaba holdings by half. Some investors are panicking if Charlie Munger knows something that they don’t. Does this mean that Alibaba might be uninvestable or that something is amiss?Many retail investors have tried to copy trade ideas from investment gurus like Charlie Munger and they have also expressed their worries. We even read from an investment forum that some of them are following suit to sell half of their holdings by taking losses.The fact that retail investors believe that copy trading can make money is more concerning in our opinion. This Alibaba example will not just be an isolated incident that such investors will be faced with. It is no surprise that if one buys on another’s convictio
Should I Sell Alibaba After Charlie Munger Cut Its Stake?
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