Searching the web or asking for quick tips for the best stocks to buy may not be your best investment strategy. You can’t just search for the ‘top ten stocks to buy right now’ on Google and invest in each of the stocks fed to you by different ‘experts.’When you blindly follow recommendations from friends, family, or ‘experts,’ you will, later on, find yourself stuck when deciding whether to sell, cut loss, or continue holding the stock.It’s just not wise to agree on everything, be it in stock-picking or life in general. Always, you have to practise critical thinking.Here we outline a simple framework for you to pick the best stocks to buy, ones that generate sustainable growth for your portfolio, and can give you compounded interest over the years.1. Business ModelWhile property is all abo

Follow @VI College for more investment-related content!“Someone's sitting in the shade today because someone planted a tree a long time ago.”Amongst the many quotes popularised by Warren Buffett, the above was one of the standouts as it fully captures the how and why of Warren Buffett’s investment strategy.Some people do not yet understand why we put Buffett on a pedestal in investing. Yes, he is one of the world's most successful investors and one of the best stock pickers. Yes, he has a net worth of $104 billion as of the date of writing.But more than these internationally known facts, we imitate Buffett’s strategy because we have seen his method work for ourselves and our VI community.Why Warren BuffettAt 11,

“Forever” – this is Warren Buffett’s preferred stock holding duration. And it says a lot about his principle in investing, which we, at VI College, also follow.Essentially, it is about buying stocks and holding onto them for the long term, say several years or decades. Some prefer to call it the “buy-and-hold strategy.”This same strategy worked for Buffett, hence, we cannot deny the fact that it works. After all, we believe that investing success lies in your time in the market versus timing the market.What's the point of timing the market when we know it is highly volatile anyway? Buying in and out of stocks isn't investing; it's gambling!To ride out the market’s volatility, value investors settle for a long-term approach. We buy stocks to hold on to them for years to come and let compoun

It is increasingly impossible to depend on just our 9-5 job for income these days while living in Singapore, especially if we have a family to support. Forget savings and leisure. Some days, basic expenses alone demand our entire paycheck.This led to a lot of Singaporeans now starting to look for other avenues to grow their income, attempting to keep up with the speed of things. And if you're reading this, you're probably one of them.One of the popular choices now is property investing in Singapore.One of the most timeless, or should we say "classic", investing instruments there is, is property. In other countries, property investing could sometimes lean towards "a piece of land" or "a building". But because of the nature and size of our little red dot, property in Singapore these days, mo

For sure, you know friends and relatives who receive passive income– or money that comes to their bank accounts while they sleep soundly at night.It’s not surprising how the goal of creating passive income is becoming increasingly popular in Singapore. With so many options for generating passive income, we frequently wonder which is the simplest and most profitable.On this, we say, “how about considering Singapore dividend stocks”?Okay, so “stocks” might intimidate you. But believe us when we say that dividend stocks are often easier to invest in, especially for those who are not experts in stock investing.Investing in dividends stocksDividend stocks are those that give out dividend payments to shareholders. It’s like a way of sharing what the company has earned with the shareholders.You d

When you hear people talking about the stock market, it’s often about how they either hit the jackpot or lose everything – never both but always either.But perhaps one thing keeps you puzzled: With the S&P 500 giving annual returns of more than 5%, how come people still lose money? It’s because they don’t know how to make money off stocks!Ask anyone with good financial knowledge and they would tell you that stocks are the way to getting wealthy. It doesn’t require much time or is as complicated as you think; thus, making stock investing one of the best ways to build wealth.History has proven that the stock market would go up over time, and as long as you stick to a set of rules and methods when buying stocks, you can make a profit.Nope, it doesn’t involve you sitting in front of the co

Inflation, hyperinflation, and now “stagflation” – the fear of facing these seemingly related words is here and is real.What in the world is stagflation though? Why are economists too occupied with defining these terms? Why do they share a common root word: inflation? Should you be scared? How do you protect yourself and your money?Stagnation + inflationPerhaps the easiest way to define stagflation is this: it is a portmanteau of two words – ‘stagnation’ and ‘inflation’.Stagnation is a period where there’s a lack of “activity, growth, or development”. An economic meltdown, if you must. This is often characterised by high unemployment rates coupled with the rate of increase in the output of goods and services.Inflation, on the other hand, is the rapid increase in prices or the decrease

Follow our page, @VI College for more investment-related resources!Topsy-turvy is not exactly the most ideal state investors would want to see in the stock market.We can’t blame them, but you also can’t blame us when we’d like you to consider another way to look at a bear market – to be exact, the way the world’s most successful investors and best stock pickers look at it.While everyone frantically looks for an exit, Warren Buffett, Jeff Bezos, and other experienced investors have found new doors to make more money.They see opportunities where you see danger.They also know that market noise is often just distracting noise.Value investors don’t run away from a bearish market. They run to it. And it takes hope, cou

For most, investing can be quite intimidating. We automatically associate it with numbers analysis, huge capital, high risks, and time requirement. For some types of investing, this holds true. But for value investing, it’s the opposite.Don’t get me wrong: value investing is also about stocks. However, it calls for investing in stocks that are considered “undervalued” or “underappreciated.” This includes stocks with share prices that are lower than what they’re really worth.It’s like seeing potential in someone who doesn’t talk much but accomplishes a lot. It’s like buying a good pair of shoes at 50% of its original price. It’s like finding a treasure that somebody threw out.We know it can sound complicated at first, but there’s a method to actually measure the value of stocks and guide yo

Are you looking to yield consistent cash flow from your stock investments? Consider investing in dividend stocks.Investors get money from investments in two ways: capital appreciation and dividends.You’ll get capital gains over time, when your stock investment has grown and provided you’ve held on to that investment. This is the more common benefit that all investors know of. Think of it as the pot of gold at the end of the rainbow.But dividends are your breadcrumb trails. A good way to “extract” cash from the companies you have vested in, dividends give you a stable passive income. They are earnings of the company that are passed on to shareholders like you.Not every stock pays out dividendsLet’s set this straight: not all stocks in the market are dividend stocks, which means that if you

Is 2022 going to be a risky or rewarding year? We’ll never know.The past couple of years had been chaotic. If anything, 2020 and 2021 taught us to expect the unexpected. But the optimism that the market could stabilise this year is undoubtedly apparent.With the worldwide rebound from the pandemic already underway, we should expect more economic growth this year. But what are the good stocks to invest in 2022?Many investment opportunities have presented themselves, although it doesn't mean we should ignore dangers such as inflation. Plus, the pandemic remains a pressing problem.While some stocks have shown to have underperformed in the long run, others appear to be heading in the right direction. Predicting which stocks will perform is difficult even for professionals. Hence, we should

Imagine doing something once and getting paid for it every month. Wouldn’t it be something you’re dreaming of? That is what passive income is.Passive income is more attractive than active income because earning passive money means you still receive payments regularly for work that has been completed in the past or requires little to no effort to complete every day.It’s like you get money while you sleep! Now, who wouldn’t want that?Let money work for youRobert Kiyosaki, the author of the all-time bestsellerRich Dad, Poor Dad once said: “Don’t work for money, let money work for you.”We used to think having a stable job is the ultimate measure of fulfilment... and well, having money to buy what we need and what we want. Yes, having an active income (meaning the steady monthly payments w

When we shop for gifts, it’s always a struggle to buy something nice for our loved ones. It’s never easy to know what they’ll really like or what they’d need. And there is always the fear that they will not like it.Well... if you're one of the people who still struggle with this, it's time to learn how to buy stock as a gift, especially for your partner.Because let me tell you, while this gift may look and sound the most boring on the outside, it will most likely be remembered as the best gift you've ever given them, even years later.ANDDD... get this: This gift will even give your partner quarterly "gifts" in the form of money, without you having to do anything.Now, unless your partner happens to dislike money, this sounds like a pretty great gift, right?But what is this magical stock tha