Twinklestarz personal page - To The Moon

Twinklestarz

Twinklestarz

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2022-07-10

$COMFORTDELGRO CORPORATION LTD(C52.SI)$no opinion

2022-06-26

$Vanguard S&P 500 ETF(VOO)$Back then; I thought 372 is Low. Now, it's even lower.

2022-06-26

$DBS GROUP HOLDINGS LTD(D05.SI)$Is this Low enough to enter?

2022-06-13

$FRASERS CENTREPOINT TRUST(J69U.SI)$One of the greens in this sea of red.

2022-06-13

$STI ETF(ES3.SI)$Should I buy more since it's "on sale"?

2022-05-14

I guess it's a good reminder to stay calm and invest in only what we can afford to lose.

What Terra Shutting Down Its Blockchain Means for Investors

2022-05-11

$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$Buy?

Go to Tiger App to see more news

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href=\"https://ttm.financial/S/C52.SI\">$COMFORTDELGRO CORPORATION LTD(C52.SI)$</a>no opinion&nbsp;","listText":"<a href=\"https://ttm.financial/S/C52.SI\">$COMFORTDELGRO CORPORATION LTD(C52.SI)$</a>no opinion&nbsp;","text":"$COMFORTDELGRO CORPORATION LTD(C52.SI)$no opinion","images":[{"img":"https://community-static.tradeup.com/news/c04cede638c5636683c8f7a18c4d1863","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9071043271","isVote":1,"tweetType":1,"viewCount":360,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9048555396,"gmtCreate":1656229274615,"gmtModify":1676535789436,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/VOO\">$Vanguard S&amp;P 500 ETF(VOO)$</a>Back then; I thought 372 is Low. Now, it's even lower.&nbsp;","listText":"<a href=\"https://ttm.financial/S/VOO\">$Vanguard S&amp;P 500 ETF(VOO)$</a>Back then; I thought 372 is Low. Now, it's even lower.&nbsp;","text":"$Vanguard S&P 500 ETF(VOO)$Back then; I thought 372 is Low. Now, it's even lower.","images":[{"img":"https://community-static.tradeup.com/news/aba0be30280bdb7250849bb6f7b1084a","width":"1284","height":"2778"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9048555396","isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9048555096,"gmtCreate":1656229207215,"gmtModify":1676535789428,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$</a>Is this Low enough to enter?","listText":"<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$</a>Is this Low enough to enter?","text":"$DBS GROUP HOLDINGS LTD(D05.SI)$Is this Low enough to enter?","images":[{"img":"https://community-static.tradeup.com/news/b9cb697033eeb5efd7045bf6f4710d8d","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9048555096","isVote":1,"tweetType":1,"viewCount":295,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9052003053,"gmtCreate":1655086983772,"gmtModify":1676535559578,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/J69U.SI\">$FRASERS CENTREPOINT TRUST(J69U.SI)$</a>One of the greens in this sea of red.&nbsp;","listText":"<a href=\"https://ttm.financial/S/J69U.SI\">$FRASERS CENTREPOINT TRUST(J69U.SI)$</a>One of the greens in this sea of red.&nbsp;","text":"$FRASERS CENTREPOINT TRUST(J69U.SI)$One of the greens in this sea of red.","images":[{"img":"https://community-static.tradeup.com/news/001312218eb04c612b2aa61aade224ed","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9052003053","isVote":1,"tweetType":1,"viewCount":269,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9052009814,"gmtCreate":1655086926638,"gmtModify":1676535559563,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/ES3.SI\">$STI ETF(ES3.SI)$</a>Should I buy more since it's \"on sale\"?","listText":"<a href=\"https://ttm.financial/S/ES3.SI\">$STI ETF(ES3.SI)$</a>Should I buy more since it's \"on sale\"?","text":"$STI ETF(ES3.SI)$Should I buy more since it's \"on sale\"?","images":[{"img":"https://community-static.tradeup.com/news/656d9be6cf8923fdbc2abeb334ce3bfe","width":"1284","height":"2538"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9052009814","isVote":1,"tweetType":1,"viewCount":270,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9067499632,"gmtCreate":1652493943426,"gmtModify":1676535111488,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.&nbsp;","listText":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.&nbsp;","text":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9067499632","repostId":"2235134123","repostType":2,"repost":{"id":"2235134123","kind":"highlight","pubTimestamp":1652484869,"share":"https://ttm.financial/m/news/2235134123?lang=&edition=fundamental","pubTime":"2022-05-14 07:34","market":"us","language":"en","title":"What Terra Shutting Down Its Blockchain Means for Investors","url":"https://stock-news.laohu8.com/highlight/detail?id=2235134123","media":"Motley Fool","summary":"Terraform Labs CEO says UST has failed.","content":"<html><head></head><body><p>[</p><p><img src=\"https://static.tigerbbs.com/95f404120b41860cf1369f71be724766\" tg-width=\"724\" tg-height=\"482\" referrerpolicy=\"no-referrer\"/></p><p>Image source: Getty Images</p><p><i>Terraform Labs CEO says UST has failed.</i></p><hr/><h3>Key points</h3><ul><li>Terra&#39;s blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.</li><li>The CEO of Terraform Labs outlined new plans to restart the ecosystem, but admits UST has failed.</li><li>Dollar-pegged stablecoins will never be as safe as the U.S. dollar.</li></ul><hr/><p>Terraform Labs has halted its blockchain twice in recent days after the value of LUNA dropped to almost nothing. The network was restarted today after a nine-hour break, and several crypto exchanges have now delisted LUNA.</p><p>LUNA and the TerraUSD (UST) stablecoin weren&#39;t able to survive this week&#39;s extreme market turbulence. LUNA&#39;s price has plummeted from almost $90 a month ago to a fraction of a dollar in what&#39;s being called a &#34;death spiral.&#34;</p><h2>What&#39;s next for Terra?</h2><p>After two days of silence, Do Kwon, CEO of Terraform Labs, today (Friday) outlined new plans to restart the Terra ecosystem. His new proposal echoed plans put forward yesterday by a group of developers called the Terra Builders Alliance.</p><p>In a post, Kwon admits the UST stablecoin has failed and can&#39;t be rebuilt. However, he thinks the ecosystem and community are what&#39;s worth preserving. He argued, &#34;Although in distress, [we have] strong brand recognition and a name that almost everyone in the world will have heard about.&#34;</p><p>Kwon suggests resetting the network and distributing 1 billion LUNA tokens amongst LUNA holders, UST holders, and other parties. The new network would be entirely community run, taking Terraform Labs and Kwon out of the equation.</p><h2>What it means for investors</h2><p>There&#39;s a small chance investors might be able to recover some of their losses as a result of moves to revive the Terra network. But don&#39;t expect miracles. The Luna Foundation Guard -- a non-profit designed to support UST -- already emptied its reserves as it tried to prop up the failing token. <b>The brand may be widely recognized, but trust in the network has plunged as quickly as LUNA&#39;s price.</b></p><p>It is heartbreaking to see stories of people who&#39;ve lost their life savings because of Terra&#39;s collapse. The Terra Reddit forum contains helplines around the world for people to call, as well as stories from people who&#39;ve lost significant amounts of money.</p><p>Going forward, here are two lessons all crypto investors can take away from Terra&#39;s failed stablecoin experiment.</p><h3>1. Only invest money you can afford to lose</h3><p>Cryptocurrency investment is high risk and there are no guarantees. Many people see the headlines about eye-watering profits and invest because they think they might get rich. Some cryptos have generated incredible profits, but many have failed completely as well. This is a brutal market, some of the technology is experimental, and even a top 20 crypto can collapse in a matter of days.</p><p>Never borrow money to buy crypto. Moreover, if the collapse of any individual crypto -- or the whole market -- might devastate your finances, then don&#39;t invest. Prioritize your emergency fund, retirement savings, debt payments, and other financial goals that contribute to long-term wealth over any crypto investments.</p><h3>2. Stablecoins are not as stable as they sound</h3><p>Stablecoins are a key part of the decentralized finance system, often offering high rates of interest to people who deposit on different platforms. Sadly, some people were tempted by the almost 20% APY offered on UST and moved their savings out of bank accounts and into the Terra network.</p><p>The trouble is that money in a bank account is protected by FDIC insurance against collapse. Money on DeFi platforms is not. Plus, U.S. dollars in a bank account may devalue slowly because of inflation but they won&#39;t collapse overnight.</p><p>There are a number of stablecoins out there that maintain their values in different ways. UST was an algorithmic stablecoin backed by the LUNA token, but -- in spite of assurances to the contrary -- it couldn&#39;t hold its peg in the face of extreme volatility.</p><p>If you&#39;re considering using stablecoins and DeFi platforms, research how that particular token supports itself. For example, USD Coin (USDC) is a fiat-backed stablecoin, and should have $1 in reserve for every token it issues. However, even fiat-backed tokens could fall. Never assume a stablecoin is as stable as the currency itself.</p><h2>Bottom line</h2><p>At time of writing, Terra&#39;s blockchain is up and running again and the community are mulling over ways to resuscitate the network. But there&#39;s only so much that can be done to restore people&#39;s losses. Terra&#39;s collapse is a horrible lesson for many investors who invested in good faith in a well-respected cryptocurrency.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>What Terra Shutting Down Its Blockchain Means for Investors</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat Terra Shutting Down Its Blockchain Means for Investors\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-14 07:34 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>[Image source: Getty ImagesTerraform Labs CEO says UST has failed.Key pointsTerra's blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.The CEO of Terraform ...</p>\n\n<a href=\"https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4211":"区域性银行","ISBC":"投资者银行"},"source_url":"https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2235134123","content_text":"[Image source: Getty ImagesTerraform Labs CEO says UST has failed.Key pointsTerra's blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.The CEO of Terraform Labs outlined new plans to restart the ecosystem, but admits UST has failed.Dollar-pegged stablecoins will never be as safe as the U.S. dollar.Terraform Labs has halted its blockchain twice in recent days after the value of LUNA dropped to almost nothing. The network was restarted today after a nine-hour break, and several crypto exchanges have now delisted LUNA.LUNA and the TerraUSD (UST) stablecoin weren't able to survive this week's extreme market turbulence. LUNA's price has plummeted from almost $90 a month ago to a fraction of a dollar in what's being called a \"death spiral.\"What's next for Terra?After two days of silence, Do Kwon, CEO of Terraform Labs, today (Friday) outlined new plans to restart the Terra ecosystem. His new proposal echoed plans put forward yesterday by a group of developers called the Terra Builders Alliance.In a post, Kwon admits the UST stablecoin has failed and can't be rebuilt. However, he thinks the ecosystem and community are what's worth preserving. He argued, \"Although in distress, [we have] strong brand recognition and a name that almost everyone in the world will have heard about.\"Kwon suggests resetting the network and distributing 1 billion LUNA tokens amongst LUNA holders, UST holders, and other parties. The new network would be entirely community run, taking Terraform Labs and Kwon out of the equation.What it means for investorsThere's a small chance investors might be able to recover some of their losses as a result of moves to revive the Terra network. But don't expect miracles. The Luna Foundation Guard -- a non-profit designed to support UST -- already emptied its reserves as it tried to prop up the failing token. The brand may be widely recognized, but trust in the network has plunged as quickly as LUNA's price.It is heartbreaking to see stories of people who've lost their life savings because of Terra's collapse. The Terra Reddit forum contains helplines around the world for people to call, as well as stories from people who've lost significant amounts of money.Going forward, here are two lessons all crypto investors can take away from Terra's failed stablecoin experiment.1. Only invest money you can afford to loseCryptocurrency investment is high risk and there are no guarantees. Many people see the headlines about eye-watering profits and invest because they think they might get rich. Some cryptos have generated incredible profits, but many have failed completely as well. This is a brutal market, some of the technology is experimental, and even a top 20 crypto can collapse in a matter of days.Never borrow money to buy crypto. Moreover, if the collapse of any individual crypto -- or the whole market -- might devastate your finances, then don't invest. Prioritize your emergency fund, retirement savings, debt payments, and other financial goals that contribute to long-term wealth over any crypto investments.2. Stablecoins are not as stable as they soundStablecoins are a key part of the decentralized finance system, often offering high rates of interest to people who deposit on different platforms. Sadly, some people were tempted by the almost 20% APY offered on UST and moved their savings out of bank accounts and into the Terra network.The trouble is that money in a bank account is protected by FDIC insurance against collapse. Money on DeFi platforms is not. Plus, U.S. dollars in a bank account may devalue slowly because of inflation but they won't collapse overnight.There are a number of stablecoins out there that maintain their values in different ways. UST was an algorithmic stablecoin backed by the LUNA token, but -- in spite of assurances to the contrary -- it couldn't hold its peg in the face of extreme volatility.If you're considering using stablecoins and DeFi platforms, research how that particular token supports itself. For example, USD Coin (USDC) is a fiat-backed stablecoin, and should have $1 in reserve for every token it issues. However, even fiat-backed tokens could fall. Never assume a stablecoin is as stable as the currency itself.Bottom lineAt time of writing, Terra's blockchain is up and running again and the community are mulling over ways to resuscitate the network. But there's only so much that can be done to restore people's losses. Terra's collapse is a horrible lesson for many investors who invested in good faith in a well-respected cryptocurrency.","news_type":1},"isVote":1,"tweetType":1,"viewCount":257,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9064967543,"gmtCreate":1652270635383,"gmtModify":1676535065304,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/T82U.SI\">$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$</a>Buy?","listText":"<a href=\"https://ttm.financial/S/T82U.SI\">$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$</a>Buy?","text":"$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$Buy?","images":[{"img":"https://community-static.tradeup.com/news/c09cb626eccb3467f6e795d120a990cd","width":"1125","height":"2197"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9064967543","isVote":1,"tweetType":1,"viewCount":234,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"hots":[{"id":9067499632,"gmtCreate":1652493943426,"gmtModify":1676535111488,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.&nbsp;","listText":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.&nbsp;","text":"I guess it's a good reminder to stay calm and invest in only what we can afford to lose.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9067499632","repostId":"2235134123","repostType":2,"repost":{"id":"2235134123","kind":"highlight","pubTimestamp":1652484869,"share":"https://ttm.financial/m/news/2235134123?lang=&edition=fundamental","pubTime":"2022-05-14 07:34","market":"us","language":"en","title":"What Terra Shutting Down Its Blockchain Means for Investors","url":"https://stock-news.laohu8.com/highlight/detail?id=2235134123","media":"Motley Fool","summary":"Terraform Labs CEO says UST has failed.","content":"<html><head></head><body><p>[</p><p><img src=\"https://static.tigerbbs.com/95f404120b41860cf1369f71be724766\" tg-width=\"724\" tg-height=\"482\" referrerpolicy=\"no-referrer\"/></p><p>Image source: Getty Images</p><p><i>Terraform Labs CEO says UST has failed.</i></p><hr/><h3>Key points</h3><ul><li>Terra&#39;s blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.</li><li>The CEO of Terraform Labs outlined new plans to restart the ecosystem, but admits UST has failed.</li><li>Dollar-pegged stablecoins will never be as safe as the U.S. dollar.</li></ul><hr/><p>Terraform Labs has halted its blockchain twice in recent days after the value of LUNA dropped to almost nothing. The network was restarted today after a nine-hour break, and several crypto exchanges have now delisted LUNA.</p><p>LUNA and the TerraUSD (UST) stablecoin weren&#39;t able to survive this week&#39;s extreme market turbulence. LUNA&#39;s price has plummeted from almost $90 a month ago to a fraction of a dollar in what&#39;s being called a &#34;death spiral.&#34;</p><h2>What&#39;s next for Terra?</h2><p>After two days of silence, Do Kwon, CEO of Terraform Labs, today (Friday) outlined new plans to restart the Terra ecosystem. His new proposal echoed plans put forward yesterday by a group of developers called the Terra Builders Alliance.</p><p>In a post, Kwon admits the UST stablecoin has failed and can&#39;t be rebuilt. However, he thinks the ecosystem and community are what&#39;s worth preserving. He argued, &#34;Although in distress, [we have] strong brand recognition and a name that almost everyone in the world will have heard about.&#34;</p><p>Kwon suggests resetting the network and distributing 1 billion LUNA tokens amongst LUNA holders, UST holders, and other parties. The new network would be entirely community run, taking Terraform Labs and Kwon out of the equation.</p><h2>What it means for investors</h2><p>There&#39;s a small chance investors might be able to recover some of their losses as a result of moves to revive the Terra network. But don&#39;t expect miracles. The Luna Foundation Guard -- a non-profit designed to support UST -- already emptied its reserves as it tried to prop up the failing token. <b>The brand may be widely recognized, but trust in the network has plunged as quickly as LUNA&#39;s price.</b></p><p>It is heartbreaking to see stories of people who&#39;ve lost their life savings because of Terra&#39;s collapse. The Terra Reddit forum contains helplines around the world for people to call, as well as stories from people who&#39;ve lost significant amounts of money.</p><p>Going forward, here are two lessons all crypto investors can take away from Terra&#39;s failed stablecoin experiment.</p><h3>1. Only invest money you can afford to lose</h3><p>Cryptocurrency investment is high risk and there are no guarantees. Many people see the headlines about eye-watering profits and invest because they think they might get rich. Some cryptos have generated incredible profits, but many have failed completely as well. This is a brutal market, some of the technology is experimental, and even a top 20 crypto can collapse in a matter of days.</p><p>Never borrow money to buy crypto. Moreover, if the collapse of any individual crypto -- or the whole market -- might devastate your finances, then don&#39;t invest. Prioritize your emergency fund, retirement savings, debt payments, and other financial goals that contribute to long-term wealth over any crypto investments.</p><h3>2. Stablecoins are not as stable as they sound</h3><p>Stablecoins are a key part of the decentralized finance system, often offering high rates of interest to people who deposit on different platforms. Sadly, some people were tempted by the almost 20% APY offered on UST and moved their savings out of bank accounts and into the Terra network.</p><p>The trouble is that money in a bank account is protected by FDIC insurance against collapse. Money on DeFi platforms is not. Plus, U.S. dollars in a bank account may devalue slowly because of inflation but they won&#39;t collapse overnight.</p><p>There are a number of stablecoins out there that maintain their values in different ways. UST was an algorithmic stablecoin backed by the LUNA token, but -- in spite of assurances to the contrary -- it couldn&#39;t hold its peg in the face of extreme volatility.</p><p>If you&#39;re considering using stablecoins and DeFi platforms, research how that particular token supports itself. For example, USD Coin (USDC) is a fiat-backed stablecoin, and should have $1 in reserve for every token it issues. However, even fiat-backed tokens could fall. Never assume a stablecoin is as stable as the currency itself.</p><h2>Bottom line</h2><p>At time of writing, Terra&#39;s blockchain is up and running again and the community are mulling over ways to resuscitate the network. But there&#39;s only so much that can be done to restore people&#39;s losses. Terra&#39;s collapse is a horrible lesson for many investors who invested in good faith in a well-respected cryptocurrency.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>What Terra Shutting Down Its Blockchain Means for Investors</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat Terra Shutting Down Its Blockchain Means for Investors\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-14 07:34 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>[Image source: Getty ImagesTerraform Labs CEO says UST has failed.Key pointsTerra's blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.The CEO of Terraform ...</p>\n\n<a href=\"https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4211":"区域性银行","ISBC":"投资者银行"},"source_url":"https://www.fool.com/the-ascent/cryptocurrency/articles/what-terra-shutting-down-its-blockchain-means-for-investors/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2235134123","content_text":"[Image source: Getty ImagesTerraform Labs CEO says UST has failed.Key pointsTerra's blockchain has been shut down twice in recent days, and several exchanges have delisted LUNA.The CEO of Terraform Labs outlined new plans to restart the ecosystem, but admits UST has failed.Dollar-pegged stablecoins will never be as safe as the U.S. dollar.Terraform Labs has halted its blockchain twice in recent days after the value of LUNA dropped to almost nothing. The network was restarted today after a nine-hour break, and several crypto exchanges have now delisted LUNA.LUNA and the TerraUSD (UST) stablecoin weren't able to survive this week's extreme market turbulence. LUNA's price has plummeted from almost $90 a month ago to a fraction of a dollar in what's being called a \"death spiral.\"What's next for Terra?After two days of silence, Do Kwon, CEO of Terraform Labs, today (Friday) outlined new plans to restart the Terra ecosystem. His new proposal echoed plans put forward yesterday by a group of developers called the Terra Builders Alliance.In a post, Kwon admits the UST stablecoin has failed and can't be rebuilt. However, he thinks the ecosystem and community are what's worth preserving. He argued, \"Although in distress, [we have] strong brand recognition and a name that almost everyone in the world will have heard about.\"Kwon suggests resetting the network and distributing 1 billion LUNA tokens amongst LUNA holders, UST holders, and other parties. The new network would be entirely community run, taking Terraform Labs and Kwon out of the equation.What it means for investorsThere's a small chance investors might be able to recover some of their losses as a result of moves to revive the Terra network. But don't expect miracles. The Luna Foundation Guard -- a non-profit designed to support UST -- already emptied its reserves as it tried to prop up the failing token. The brand may be widely recognized, but trust in the network has plunged as quickly as LUNA's price.It is heartbreaking to see stories of people who've lost their life savings because of Terra's collapse. The Terra Reddit forum contains helplines around the world for people to call, as well as stories from people who've lost significant amounts of money.Going forward, here are two lessons all crypto investors can take away from Terra's failed stablecoin experiment.1. Only invest money you can afford to loseCryptocurrency investment is high risk and there are no guarantees. Many people see the headlines about eye-watering profits and invest because they think they might get rich. Some cryptos have generated incredible profits, but many have failed completely as well. This is a brutal market, some of the technology is experimental, and even a top 20 crypto can collapse in a matter of days.Never borrow money to buy crypto. Moreover, if the collapse of any individual crypto -- or the whole market -- might devastate your finances, then don't invest. Prioritize your emergency fund, retirement savings, debt payments, and other financial goals that contribute to long-term wealth over any crypto investments.2. Stablecoins are not as stable as they soundStablecoins are a key part of the decentralized finance system, often offering high rates of interest to people who deposit on different platforms. Sadly, some people were tempted by the almost 20% APY offered on UST and moved their savings out of bank accounts and into the Terra network.The trouble is that money in a bank account is protected by FDIC insurance against collapse. Money on DeFi platforms is not. Plus, U.S. dollars in a bank account may devalue slowly because of inflation but they won't collapse overnight.There are a number of stablecoins out there that maintain their values in different ways. UST was an algorithmic stablecoin backed by the LUNA token, but -- in spite of assurances to the contrary -- it couldn't hold its peg in the face of extreme volatility.If you're considering using stablecoins and DeFi platforms, research how that particular token supports itself. For example, USD Coin (USDC) is a fiat-backed stablecoin, and should have $1 in reserve for every token it issues. However, even fiat-backed tokens could fall. Never assume a stablecoin is as stable as the currency itself.Bottom lineAt time of writing, Terra's blockchain is up and running again and the community are mulling over ways to resuscitate the network. But there's only so much that can be done to restore people's losses. Terra's collapse is a horrible lesson for many investors who invested in good faith in a well-respected cryptocurrency.","news_type":1},"isVote":1,"tweetType":1,"viewCount":257,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9064967543,"gmtCreate":1652270635383,"gmtModify":1676535065304,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/T82U.SI\">$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$</a>Buy?","listText":"<a href=\"https://ttm.financial/S/T82U.SI\">$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$</a>Buy?","text":"$SUNTEC REAL ESTATE INV TRUST(T82U.SI)$Buy?","images":[{"img":"https://community-static.tradeup.com/news/c09cb626eccb3467f6e795d120a990cd","width":"1125","height":"2197"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9064967543","isVote":1,"tweetType":1,"viewCount":234,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9048555396,"gmtCreate":1656229274615,"gmtModify":1676535789436,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/VOO\">$Vanguard S&amp;P 500 ETF(VOO)$</a>Back then; I thought 372 is Low. Now, it's even lower.&nbsp;","listText":"<a href=\"https://ttm.financial/S/VOO\">$Vanguard S&amp;P 500 ETF(VOO)$</a>Back then; I thought 372 is Low. Now, it's even lower.&nbsp;","text":"$Vanguard S&P 500 ETF(VOO)$Back then; I thought 372 is Low. Now, it's even lower.","images":[{"img":"https://community-static.tradeup.com/news/aba0be30280bdb7250849bb6f7b1084a","width":"1284","height":"2778"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9048555396","isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9071043271,"gmtCreate":1657436470293,"gmtModify":1676536008084,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/C52.SI\">$COMFORTDELGRO CORPORATION LTD(C52.SI)$</a>no opinion&nbsp;","listText":"<a href=\"https://ttm.financial/S/C52.SI\">$COMFORTDELGRO CORPORATION LTD(C52.SI)$</a>no opinion&nbsp;","text":"$COMFORTDELGRO CORPORATION LTD(C52.SI)$no opinion","images":[{"img":"https://community-static.tradeup.com/news/c04cede638c5636683c8f7a18c4d1863","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9071043271","isVote":1,"tweetType":1,"viewCount":360,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9048555096,"gmtCreate":1656229207215,"gmtModify":1676535789428,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$</a>Is this Low enough to enter?","listText":"<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$</a>Is this Low enough to enter?","text":"$DBS GROUP HOLDINGS LTD(D05.SI)$Is this Low enough to enter?","images":[{"img":"https://community-static.tradeup.com/news/b9cb697033eeb5efd7045bf6f4710d8d","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9048555096","isVote":1,"tweetType":1,"viewCount":295,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9052003053,"gmtCreate":1655086983772,"gmtModify":1676535559578,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/J69U.SI\">$FRASERS CENTREPOINT TRUST(J69U.SI)$</a>One of the greens in this sea of red.&nbsp;","listText":"<a href=\"https://ttm.financial/S/J69U.SI\">$FRASERS CENTREPOINT TRUST(J69U.SI)$</a>One of the greens in this sea of red.&nbsp;","text":"$FRASERS CENTREPOINT TRUST(J69U.SI)$One of the greens in this sea of red.","images":[{"img":"https://community-static.tradeup.com/news/001312218eb04c612b2aa61aade224ed","width":"1284","height":"3066"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9052003053","isVote":1,"tweetType":1,"viewCount":269,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9052009814,"gmtCreate":1655086926638,"gmtModify":1676535559563,"author":{"id":"4108597795171450","authorId":"4108597795171450","name":"Twinklestarz","avatar":"https://community-static.tradeup.com/news/df9700d7df2666b551097b12486e1e12","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4108597795171450","authorIdStr":"4108597795171450"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/ES3.SI\">$STI ETF(ES3.SI)$</a>Should I buy more since it's \"on sale\"?","listText":"<a href=\"https://ttm.financial/S/ES3.SI\">$STI ETF(ES3.SI)$</a>Should I buy more since it's \"on sale\"?","text":"$STI ETF(ES3.SI)$Should I buy more since it's \"on sale\"?","images":[{"img":"https://community-static.tradeup.com/news/656d9be6cf8923fdbc2abeb334ce3bfe","width":"1284","height":"2538"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9052009814","isVote":1,"tweetType":1,"viewCount":270,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"lives":[]}