stock investing needs a lot of time in understanding companies, ETFs are an amazing alternative and great trick to have your savingsand let you money grow at an average CAGR of about 6-8% per annum
Long term investment with dividend reinvestment program is always the best way to achieve financial independence. Using the rule of 72 even a stock paying 7% dividend yield over 30 year period is going to yield SGD 10000 to SGD 80000 in 30 years which can be achieved by passive investment in an good asset holding.
The best dividend based ETF is SCHD gives great dividend and does not fluctuate much.This is one of the highest paying dividend ETF. There are also MLP ETFs but their accounting is complex #etf
The best way to invest is to consider stocks with history of positive EPS performance and showing an upward trend. We should always consider the EPS performance of every stock. EPS is considered to be the equity bond like interest rates paid for your equity price.
Buy United Overseas Bank The bank with sturdy growth and strong balance sheet will have a good upswing by around 30% in 1 year it is good buy for excellent dividend and growth.
One of the best tips I have received on investing is to buy stocks close to the book value, as if the stocks are valued much higher than than their book value, they are most likely to be speculative.