AljaGibson personal page - To The Moon

AljaGibson

AljaGibson

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02-24

$SUPER MICRO COMPUTER INC(SMCI)$ $1000 is only an option if you believe it will be. Let it rain!

10-17

Great write up, has opened my eyes up a bit more when purchasing items online. 👍

The new breed of social media sleuths bypassing the regulators

07-23

Great post, simple and straight to the point

Is Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?

03-22

$Reddit(RDDT)$ I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's

03-06

$Apple(AAPL)$ if this is not connected to the super cycle then Cyclops was never real!!

2023-09-04

Thanks for the invite. Let's do this!!

Go to Tiger App to see more news

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👍","listText":"Great write up, has opened my eyes up a bit more when purchasing items online.&nbsp; 👍","text":"Great write up, has opened my eyes up a bit more when purchasing items online. 👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/360855341740096","repostId":"2476234569","repostType":2,"repost":{"id":"2476234569","pubTimestamp":1729105200,"share":"https://ttm.financial/m/news/2476234569?lang=&edition=fundamental","pubTime":"2024-10-17 03:00","market":"us","language":"en","title":"The new breed of social media sleuths bypassing the regulators","url":"https://stock-news.laohu8.com/highlight/detail?id=2476234569","media":"The Sydney Morning Herald","summary":"Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, h","content":"<html><body><div><p>Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.</p><p>Simon Berry, or @simontheberry to his 13,300 followers, has been on a social media crusade to stop cinema giant Hoyts from not disclosing booking fees to consumers until the very last step of the checkout.</p><figure><div aria-label=\"enlarge image\" role=\"button\" tabindex=\"0\"><picture><source height=\"494\" media=\"(min-width: 1024px)\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.9788%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.9577%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"740\"/><source height=\"512\" media=\"(min-width: 768px)\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.0159%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_2.0317%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"768\"/><img height=\"390\" src=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.7725%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.7725%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.545%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"584\"/></picture></div><figcaption><p><span>Internet sleuths are calling out big companies online.</span><cite><span>Credit: </span>Nathan Perri</cite></p></figcaption></figure><p>Over two years, Berry has lodged many complaints internally with Hoyts about the $1.70 booking fees the company charges per ticket, not per booking. When Hoyts overhauled its website a few months ago, it did not remove the booking fee per ticket.</p><p>When Berry cited Australian consumer law, which says companies must display a total price which includes unavoidable fees such as additional booking charges, Hoyts’ response was that it would act on determinations made only by relevant governing bodies.</p></div><div><p>So when he made a TikTok post calling out the company’s behaviour, which has had 275,400 total views, it came as a shock to Berry that Hoyts updated its website a week later to disclose additional fees before checkout rather than at the end.</p><p>Berry says he made the video after he raised concerns with Hoyts and the Australian Competition and Consumer Commission (ACCC).</p><p>“A lot of the time, there’ll be thousands of reports of different things, but when there is [social] media attention… it creates the right type of noise when people start talking about it,” he said. “How the video went and how quickly they reacted to make a website update, it goes to show that it was fairly effective.”</p></div><div><p>Berry is not the only social media sleuth to push retailers over their practices.<strong> </strong><a href=\"https://laohu8.com/S/RDDT\">Reddit</a> users had accused Coles and Woolworths of misleading shoppers through discounts, and this ultimately led to a more detailed investigation from the ACCC, which launched legal action last month alleging the supermarkets offered “illusory discounts”.</p><div><span><span></span><span>Loading</span></span></div><p>Canada’s competition tribunal ordered popular movie chain Cineplex to pay a record fine of $C38.5 million for deceptive marketing practices over the company’s $C1.50 online booking fees. Two years before the fine, Reddit users were interrogating the practice when it was imposed.</p><p>The ACCC can’t take on most complaints, but the attention that social media environments drum up can bring consumer issues to the top of the regulators’ agenda, says Jeannie Paterson, a law professor at the University of Melbourne.</p><p>“Sometimes those consumer tip-offs do actually inform regulatory enforcement,” said Paterson. “Consumers do sometimes have an impact on what the regulator does – the [Hoyts] case is actually more direct than that. That’s the consumer putting the matter on social media and changed behaviour.</p></div><div><p>“Often, bringing a matter to light where a business cares about its reputation is a good way of changing what the business does, now businesses care about their reputation on social media. Social media has become a way of keeping businesses in check.”</p><p>Paterson says that social media can be a powerful tool to bring up complaints, but could be a way for competitors to co-opt the practice and bring down legitimate businesses.</p><p>Hoyts was approached for comment but did not respond by deadline.</p><p>Drip pricing is a retail term that refers to sales technique in which the advertised price of goods or services at the beginning of a transaction is not the same by the end based on extra added fees.</p><p>Associate Professor of Finance at RMIT University Angel Zhong said drip-priced items led to customer frustration by creating an initial price offering that is more competitive than their rivals’, so more customers are lured in despite the price not being accurately offered.</p></div><div><div><span><span></span><span>Loading</span></span></div><p>“It’s like a clickbait – so you can easily attract customers,” Zhong said. “This is a marketing tactic to tap on consumers’ inertia because throughout this purchasing process, as you invest more, more and more time to purchase process, you could be less likely to abandon to get transaction process.”</p><p>A dark pattern is a phenomenon in which once a consumer acts upon an item in their cart, they are less sensitive to extra fees because they have already committed to the purchase, whereas the upfront cost might outright deter the same consumer.</p><p><b><i>The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion. </i></b><b><i>Sign up to get it every weekday morning</i></b><b><i>.</i></b></p></div></body></html>","source":"smh_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The new breed of social media sleuths bypassing the regulators</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe new breed of social media sleuths bypassing the regulators\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-10-17 03:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html><strong>The Sydney Morning Herald</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, ...</p>\n\n<a href=\"https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ABNB":"爱彼迎","BK4561":"索罗斯持仓","BK4077":"互动媒体与服务","BK4505":"高瓴资本持仓","BK4588":"碎股","IE00B894F039.SGD":"Legg Mason ClearBridge - US Aggressive Growth A Acc SGD-H","BK4585":"ETF&股票定投概念","BK4547":"WSB热门概念","BK4566":"资本集团","IE00B19Z9P08.USD":"LEGG MASON CLEARBRIDGE US AGGRESSIVE GROWTH \"A\" (USD) INC","RDDT":"Reddit","BK4142":"酒店、度假村与豪华游轮","BK4535":"淡马锡持仓","IE00B19Z9Z06.USD":"Legg Mason ClearBridge - US Aggressive Growth A Acc USD"},"source_url":"https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2476234569","content_text":"Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, has been on a social media crusade to stop cinema giant Hoyts from not disclosing booking fees to consumers until the very last step of the checkout.Internet sleuths are calling out big companies online.Credit: Nathan PerriOver two years, Berry has lodged many complaints internally with Hoyts about the $1.70 booking fees the company charges per ticket, not per booking. When Hoyts overhauled its website a few months ago, it did not remove the booking fee per ticket.When Berry cited Australian consumer law, which says companies must display a total price which includes unavoidable fees such as additional booking charges, Hoyts’ response was that it would act on determinations made only by relevant governing bodies.So when he made a TikTok post calling out the company’s behaviour, which has had 275,400 total views, it came as a shock to Berry that Hoyts updated its website a week later to disclose additional fees before checkout rather than at the end.Berry says he made the video after he raised concerns with Hoyts and the Australian Competition and Consumer Commission (ACCC).“A lot of the time, there’ll be thousands of reports of different things, but when there is [social] media attention… it creates the right type of noise when people start talking about it,” he said. “How the video went and how quickly they reacted to make a website update, it goes to show that it was fairly effective.”Berry is not the only social media sleuth to push retailers over their practices. Reddit users had accused Coles and Woolworths of misleading shoppers through discounts, and this ultimately led to a more detailed investigation from the ACCC, which launched legal action last month alleging the supermarkets offered “illusory discounts”.LoadingCanada’s competition tribunal ordered popular movie chain Cineplex to pay a record fine of $C38.5 million for deceptive marketing practices over the company’s $C1.50 online booking fees. Two years before the fine, Reddit users were interrogating the practice when it was imposed.The ACCC can’t take on most complaints, but the attention that social media environments drum up can bring consumer issues to the top of the regulators’ agenda, says Jeannie Paterson, a law professor at the University of Melbourne.“Sometimes those consumer tip-offs do actually inform regulatory enforcement,” said Paterson. “Consumers do sometimes have an impact on what the regulator does – the [Hoyts] case is actually more direct than that. That’s the consumer putting the matter on social media and changed behaviour.“Often, bringing a matter to light where a business cares about its reputation is a good way of changing what the business does, now businesses care about their reputation on social media. Social media has become a way of keeping businesses in check.”Paterson says that social media can be a powerful tool to bring up complaints, but could be a way for competitors to co-opt the practice and bring down legitimate businesses.Hoyts was approached for comment but did not respond by deadline.Drip pricing is a retail term that refers to sales technique in which the advertised price of goods or services at the beginning of a transaction is not the same by the end based on extra added fees.Associate Professor of Finance at RMIT University Angel Zhong said drip-priced items led to customer frustration by creating an initial price offering that is more competitive than their rivals’, so more customers are lured in despite the price not being accurately offered.Loading“It’s like a clickbait – so you can easily attract customers,” Zhong said. “This is a marketing tactic to tap on consumers’ inertia because throughout this purchasing process, as you invest more, more and more time to purchase process, you could be less likely to abandon to get transaction process.”A dark pattern is a phenomenon in which once a consumer acts upon an item in their cart, they are less sensitive to extra fees because they have already committed to the purchase, whereas the upfront cost might outright deter the same consumer.The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion. Sign up to get it every weekday morning.","news_type":1},"isVote":1,"tweetType":1,"viewCount":25,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":330485139386592,"gmtCreate":1721690507863,"gmtModify":1721690511479,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"Great post, simple and straight to the point","listText":"Great post, simple and straight to the point","text":"Great post, simple and straight to the point","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/330485139386592","repostId":"2453748561","repostType":2,"repost":{"id":"2453748561","pubTimestamp":1721680200,"share":"https://ttm.financial/m/news/2453748561?lang=&edition=fundamental","pubTime":"2024-07-23 04:30","market":"hk","language":"en","title":"Is Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?","url":"https://stock-news.laohu8.com/highlight/detail?id=2453748561","media":"MotleyFool","summary":"The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessar","content":"<html><body><div> <p>The <strong>Vanguard Australian Shares Index ETF</strong> (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessarily mean it ticks every box as the best ETF to invest in.</p> <p>The VAS ETF is certainly a good choice for investors who want a cheap management fee at just 0.07% per annum.</p> <p>And when it comes to the number of different shares owned, the Vanguard Australian Shares Index ETF seems impressive, with 300 holdings.</p> <p>However, it may not be as diversified as it appears.</p> <h2><strong>Portfolio concentration</strong><strong></strong></h2> <p>According to Vanguard, only two sectors account for more than 50% of the overall portfolio. At June 2024, ASX financial shares comprised 31.1% of the portfolio and ASX mining shares were 20.8%.</p> <p>Not only is it concentrated on just two sectors, but the biggest businesses account for a lot of the portfolio.</p> <p><strong>BHP Group Ltd </strong>(ASX: BHP), <strong><a href=\"https://laohu8.com/S/CBAPJ.AU\">Commonwealth Bank of Australia</a> </strong>(ASX: CBA), <strong>CSL Ltd </strong>(ASX: CSL), <strong><a href=\"https://laohu8.com/S/NABPI.AU\">National Australia Bank Ltd</a> </strong>(ASX: NAB), <strong>Westpac Banking Corp </strong>(ASX: WBC), <strong>ANZ Group Holdings Ltd </strong>(ASX: ANZ), <strong>Wesfarmers Ltd </strong>(ASX: WES) and <strong><a href=\"https://laohu8.com/S/MQGPF.AU\">Macquarie Group Ltd</a> </strong>(ASX: MQG) account for 42.3%. That's just eight ASX shares accounting for more than 40% of the portfolio.</p> <p>There's nothing particularly wrong with that, but if investors are buying Vanguard Australian Shares Index ETF with diversification as the number one criterion, there could be a better option.</p> <h2>VanEck Australian Equal Weight ETF (ASX: MVW)</h2> <p>An alternative to consider for ASX diversification is the MVW ETF. Instead of deciding its allocation on the market capitalisation size of each business, this fund is equally weighted between its 74 holdings.</p> <p>It's rebalanced quarterly to ensure that the positions stay equally weighted.  </p> <p>To be included in the index, a company's market cap needs to exceed US$150 million, the three-month average daily trading volume must be at least US$1 million, and the number of securities traded per month must be at least 250,000.</p> <p>At the moment, the fund's three biggest positions are <strong>Steadfast Group Ltd</strong> (ASX: SDF), <strong>Aristocrat Leisure Limited</strong> (ASX: ALL) and CSL. The smallest positions are currently <strong>IGO Ltd </strong>(ASX: IGO), <strong>Pilbara Minerals Ltd </strong>(ASX: PLS) and <strong>Mineral Resources Ltd</strong> (ASX: MIN). However, the only reason there are larger and smaller positions is just the recent performance. They'll be equal-weighted again soon enough. The biggest weighting is 1.54%, and the smallest is 1.16%.</p> <p>The MVW ETF has returned an average of 9.1% per annum over the past 10 years, while the VAS ETF has returned an average of 8% over the past 10 years. </p> <p>As MVW ETF is weighted more toward smaller businesses, which can have greater return potential, I think the MVW ETF could outperform the Vanguard Australian Shares Index ETF.</p> </div></body></html>","source":"motleyfoolau_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-07-23 04:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/><strong>MotleyFool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't ...</p>\n\n<a href=\"https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK7078":"赌场与赌博","WBC.AU":"WESTPAC BANKING CORPORATION","BK7101":"保险经纪商","BHP.AU":"BHP GROUP LTD","BK7135":"综合性银行","FDN":"First Trust Dow Jones Internet I","BK7507":"资源股","CBA.AU":"COMMONWEALTH BANK OF AUSTRAL","BK7508":"医药生物股","PLS.AU":"PILBARA MINERALS LTD","ANZ.AU":"ANZ GROUP HOLDINGS LTD","BK7041":"综合货品商店","VAS.AU":"VANGUARD AUST SHARES IDX ETF","XAO.AU":"标普/澳交所 普通股指数","BK7506":"金矿股","BK7511":"ESG概念","XJO.AU":"标普/澳交所 200指数","MIN.AU":"MINERAL RESOURCES LTD","MQG.AU":"Macquarie","BK4585":"ETF&股票定投概念","IGO.AU":"IGO LTD","XKO.AU":"标普/澳交所 300指数","BK7153":"综合零售","BK7046":"综合性资本市场","BK7067":"生物科技","ETF.AU":"UBS IQ Research Preferred AU Share","MVW.AU":"VANECK AUSTRALIAN EQUAL WEIG","ALL.AU":"ARISTOCRAT LEISURE LTD","BK4550":"红杉资本持仓","BK7504":"锂钴概念","BK4588":"碎股","CSL.AU":"CSL LIMITED","BK7501":"新冠治疗股","BK7095":"多种金属与采矿","SDF.AU":"STEADFAST GROUP LTD","WES.AU":"WESFARMERS LTD","NAB.AU":"NATIONAL AUSTRALIA BANK LTD"},"source_url":"https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2453748561","content_text":"The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessarily mean it ticks every box as the best ETF to invest in. The VAS ETF is certainly a good choice for investors who want a cheap management fee at just 0.07% per annum. And when it comes to the number of different shares owned, the Vanguard Australian Shares Index ETF seems impressive, with 300 holdings. However, it may not be as diversified as it appears. Portfolio concentration According to Vanguard, only two sectors account for more than 50% of the overall portfolio. At June 2024, ASX financial shares comprised 31.1% of the portfolio and ASX mining shares were 20.8%. Not only is it concentrated on just two sectors, but the biggest businesses account for a lot of the portfolio. BHP Group Ltd (ASX: BHP), Commonwealth Bank of Australia (ASX: CBA), CSL Ltd (ASX: CSL), National Australia Bank Ltd (ASX: NAB), Westpac Banking Corp (ASX: WBC), ANZ Group Holdings Ltd (ASX: ANZ), Wesfarmers Ltd (ASX: WES) and Macquarie Group Ltd (ASX: MQG) account for 42.3%. That's just eight ASX shares accounting for more than 40% of the portfolio. There's nothing particularly wrong with that, but if investors are buying Vanguard Australian Shares Index ETF with diversification as the number one criterion, there could be a better option. VanEck Australian Equal Weight ETF (ASX: MVW) An alternative to consider for ASX diversification is the MVW ETF. Instead of deciding its allocation on the market capitalisation size of each business, this fund is equally weighted between its 74 holdings. It's rebalanced quarterly to ensure that the positions stay equally weighted.   To be included in the index, a company's market cap needs to exceed US$150 million, the three-month average daily trading volume must be at least US$1 million, and the number of securities traded per month must be at least 250,000. At the moment, the fund's three biggest positions are Steadfast Group Ltd (ASX: SDF), Aristocrat Leisure Limited (ASX: ALL) and CSL. The smallest positions are currently IGO Ltd (ASX: IGO), Pilbara Minerals Ltd (ASX: PLS) and Mineral Resources Ltd (ASX: MIN). However, the only reason there are larger and smaller positions is just the recent performance. They'll be equal-weighted again soon enough. The biggest weighting is 1.54%, and the smallest is 1.16%. The MVW ETF has returned an average of 9.1% per annum over the past 10 years, while the VAS ETF has returned an average of 8% over the past 10 years.  As MVW ETF is weighted more toward smaller businesses, which can have greater return potential, I think the MVW ETF could outperform the Vanguard Australian Shares Index ETF.","news_type":1},"isVote":1,"tweetType":1,"viewCount":133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":286856705859824,"gmtCreate":1711055818957,"gmtModify":1711056861436,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/RDDT\">$Reddit(RDDT)$ </a> I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","listText":"<a href=\"https://ttm.financial/S/RDDT\">$Reddit(RDDT)$ </a> I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","text":"$Reddit(RDDT)$ I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/286856705859824","isVote":1,"tweetType":1,"viewCount":281,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":281325065302200,"gmtCreate":1709707426593,"gmtModify":1709709215996,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> if this is not connected to the super cycle then Cyclops was never real!!","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> if this is not connected to the super cycle then Cyclops was never real!!","text":"$Apple(AAPL)$ if this is not connected to the super cycle then Cyclops was never real!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/281325065302200","isVote":1,"tweetType":1,"viewCount":184,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":277492090179760,"gmtCreate":1708773252992,"gmtModify":1708775768685,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SMCI\">$SUPER MICRO COMPUTER INC(SMCI)$ </a> $1000 is only an option if you believe it will be. Let it rain!","listText":"<a href=\"https://ttm.financial/S/SMCI\">$SUPER MICRO COMPUTER INC(SMCI)$ </a> $1000 is only an option if you believe it will be. Let it rain!","text":"$SUPER MICRO COMPUTER INC(SMCI)$ $1000 is only an option if you believe it will be. Let it rain!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/277492090179760","isVote":1,"tweetType":1,"viewCount":334,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":216282241003760,"gmtCreate":1693833997991,"gmtModify":1693836309331,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"Thanks for the invite. Let's do this!!","listText":"Thanks for the invite. Let's do this!!","text":"Thanks for the invite. Let's do this!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/216282241003760","isVote":1,"tweetType":1,"viewCount":171,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":277492090179760,"gmtCreate":1708773252992,"gmtModify":1708775768685,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SMCI\">$SUPER MICRO COMPUTER INC(SMCI)$ </a> $1000 is only an option if you believe it will be. Let it rain!","listText":"<a href=\"https://ttm.financial/S/SMCI\">$SUPER MICRO COMPUTER INC(SMCI)$ </a> $1000 is only an option if you believe it will be. Let it rain!","text":"$SUPER MICRO COMPUTER INC(SMCI)$ $1000 is only an option if you believe it will be. Let it rain!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/277492090179760","isVote":1,"tweetType":1,"viewCount":334,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360855341740096,"gmtCreate":1729125348008,"gmtModify":1729125352072,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"Great write up, has opened my eyes up a bit more when purchasing items online.&nbsp; 👍","listText":"Great write up, has opened my eyes up a bit more when purchasing items online.&nbsp; 👍","text":"Great write up, has opened my eyes up a bit more when purchasing items online. 👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/360855341740096","repostId":"2476234569","repostType":2,"repost":{"id":"2476234569","pubTimestamp":1729105200,"share":"https://ttm.financial/m/news/2476234569?lang=&edition=fundamental","pubTime":"2024-10-17 03:00","market":"us","language":"en","title":"The new breed of social media sleuths bypassing the regulators","url":"https://stock-news.laohu8.com/highlight/detail?id=2476234569","media":"The Sydney Morning Herald","summary":"Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, h","content":"<html><body><div><p>Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.</p><p>Simon Berry, or @simontheberry to his 13,300 followers, has been on a social media crusade to stop cinema giant Hoyts from not disclosing booking fees to consumers until the very last step of the checkout.</p><figure><div aria-label=\"enlarge image\" role=\"button\" tabindex=\"0\"><picture><source height=\"494\" media=\"(min-width: 1024px)\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.9788%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.9577%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"740\"/><source height=\"512\" media=\"(min-width: 768px)\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.0159%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_2.0317%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"768\"/><img height=\"390\" src=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.7725%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67\" srcset=\"https://static.ffx.io/images/$zoom_0.738%2C$multiply_0.7725%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67, https://static.ffx.io/images/$zoom_0.738%2C$multiply_1.545%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7dbbbdbb8eafa6aed92b659f1e2fb3e194bead67 2x\" width=\"584\"/></picture></div><figcaption><p><span>Internet sleuths are calling out big companies online.</span><cite><span>Credit: </span>Nathan Perri</cite></p></figcaption></figure><p>Over two years, Berry has lodged many complaints internally with Hoyts about the $1.70 booking fees the company charges per ticket, not per booking. When Hoyts overhauled its website a few months ago, it did not remove the booking fee per ticket.</p><p>When Berry cited Australian consumer law, which says companies must display a total price which includes unavoidable fees such as additional booking charges, Hoyts’ response was that it would act on determinations made only by relevant governing bodies.</p></div><div><p>So when he made a TikTok post calling out the company’s behaviour, which has had 275,400 total views, it came as a shock to Berry that Hoyts updated its website a week later to disclose additional fees before checkout rather than at the end.</p><p>Berry says he made the video after he raised concerns with Hoyts and the Australian Competition and Consumer Commission (ACCC).</p><p>“A lot of the time, there’ll be thousands of reports of different things, but when there is [social] media attention… it creates the right type of noise when people start talking about it,” he said. “How the video went and how quickly they reacted to make a website update, it goes to show that it was fairly effective.”</p></div><div><p>Berry is not the only social media sleuth to push retailers over their practices.<strong> </strong><a href=\"https://laohu8.com/S/RDDT\">Reddit</a> users had accused Coles and Woolworths of misleading shoppers through discounts, and this ultimately led to a more detailed investigation from the ACCC, which launched legal action last month alleging the supermarkets offered “illusory discounts”.</p><div><span><span></span><span>Loading</span></span></div><p>Canada’s competition tribunal ordered popular movie chain Cineplex to pay a record fine of $C38.5 million for deceptive marketing practices over the company’s $C1.50 online booking fees. Two years before the fine, Reddit users were interrogating the practice when it was imposed.</p><p>The ACCC can’t take on most complaints, but the attention that social media environments drum up can bring consumer issues to the top of the regulators’ agenda, says Jeannie Paterson, a law professor at the University of Melbourne.</p><p>“Sometimes those consumer tip-offs do actually inform regulatory enforcement,” said Paterson. “Consumers do sometimes have an impact on what the regulator does – the [Hoyts] case is actually more direct than that. That’s the consumer putting the matter on social media and changed behaviour.</p></div><div><p>“Often, bringing a matter to light where a business cares about its reputation is a good way of changing what the business does, now businesses care about their reputation on social media. Social media has become a way of keeping businesses in check.”</p><p>Paterson says that social media can be a powerful tool to bring up complaints, but could be a way for competitors to co-opt the practice and bring down legitimate businesses.</p><p>Hoyts was approached for comment but did not respond by deadline.</p><p>Drip pricing is a retail term that refers to sales technique in which the advertised price of goods or services at the beginning of a transaction is not the same by the end based on extra added fees.</p><p>Associate Professor of Finance at RMIT University Angel Zhong said drip-priced items led to customer frustration by creating an initial price offering that is more competitive than their rivals’, so more customers are lured in despite the price not being accurately offered.</p></div><div><div><span><span></span><span>Loading</span></span></div><p>“It’s like a clickbait – so you can easily attract customers,” Zhong said. “This is a marketing tactic to tap on consumers’ inertia because throughout this purchasing process, as you invest more, more and more time to purchase process, you could be less likely to abandon to get transaction process.”</p><p>A dark pattern is a phenomenon in which once a consumer acts upon an item in their cart, they are less sensitive to extra fees because they have already committed to the purchase, whereas the upfront cost might outright deter the same consumer.</p><p><b><i>The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion. </i></b><b><i>Sign up to get it every weekday morning</i></b><b><i>.</i></b></p></div></body></html>","source":"smh_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The new breed of social media sleuths bypassing the regulators</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe new breed of social media sleuths bypassing the regulators\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-10-17 03:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html><strong>The Sydney Morning Herald</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, ...</p>\n\n<a href=\"https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ABNB":"爱彼迎","BK4561":"索罗斯持仓","BK4077":"互动媒体与服务","BK4505":"高瓴资本持仓","BK4588":"碎股","IE00B894F039.SGD":"Legg Mason ClearBridge - US Aggressive Growth A Acc SGD-H","BK4585":"ETF&股票定投概念","BK4547":"WSB热门概念","BK4566":"资本集团","IE00B19Z9P08.USD":"LEGG MASON CLEARBRIDGE US AGGRESSIVE GROWTH \"A\" (USD) INC","RDDT":"Reddit","BK4142":"酒店、度假村与豪华游轮","BK4535":"淡马锡持仓","IE00B19Z9Z06.USD":"Legg Mason ClearBridge - US Aggressive Growth A Acc USD"},"source_url":"https://www.smh.com.au/business/consumer-affairs/the-new-breed-of-social-media-sleuths-bypassing-the-regulators-20241014-p5ki31.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2476234569","content_text":"Consumers are shining a light on sneaky or potentially misleading sales tactics in a new way by giving big businesses a blast via social media.Simon Berry, or @simontheberry to his 13,300 followers, has been on a social media crusade to stop cinema giant Hoyts from not disclosing booking fees to consumers until the very last step of the checkout.Internet sleuths are calling out big companies online.Credit: Nathan PerriOver two years, Berry has lodged many complaints internally with Hoyts about the $1.70 booking fees the company charges per ticket, not per booking. When Hoyts overhauled its website a few months ago, it did not remove the booking fee per ticket.When Berry cited Australian consumer law, which says companies must display a total price which includes unavoidable fees such as additional booking charges, Hoyts’ response was that it would act on determinations made only by relevant governing bodies.So when he made a TikTok post calling out the company’s behaviour, which has had 275,400 total views, it came as a shock to Berry that Hoyts updated its website a week later to disclose additional fees before checkout rather than at the end.Berry says he made the video after he raised concerns with Hoyts and the Australian Competition and Consumer Commission (ACCC).“A lot of the time, there’ll be thousands of reports of different things, but when there is [social] media attention… it creates the right type of noise when people start talking about it,” he said. “How the video went and how quickly they reacted to make a website update, it goes to show that it was fairly effective.”Berry is not the only social media sleuth to push retailers over their practices. Reddit users had accused Coles and Woolworths of misleading shoppers through discounts, and this ultimately led to a more detailed investigation from the ACCC, which launched legal action last month alleging the supermarkets offered “illusory discounts”.LoadingCanada’s competition tribunal ordered popular movie chain Cineplex to pay a record fine of $C38.5 million for deceptive marketing practices over the company’s $C1.50 online booking fees. Two years before the fine, Reddit users were interrogating the practice when it was imposed.The ACCC can’t take on most complaints, but the attention that social media environments drum up can bring consumer issues to the top of the regulators’ agenda, says Jeannie Paterson, a law professor at the University of Melbourne.“Sometimes those consumer tip-offs do actually inform regulatory enforcement,” said Paterson. “Consumers do sometimes have an impact on what the regulator does – the [Hoyts] case is actually more direct than that. That’s the consumer putting the matter on social media and changed behaviour.“Often, bringing a matter to light where a business cares about its reputation is a good way of changing what the business does, now businesses care about their reputation on social media. Social media has become a way of keeping businesses in check.”Paterson says that social media can be a powerful tool to bring up complaints, but could be a way for competitors to co-opt the practice and bring down legitimate businesses.Hoyts was approached for comment but did not respond by deadline.Drip pricing is a retail term that refers to sales technique in which the advertised price of goods or services at the beginning of a transaction is not the same by the end based on extra added fees.Associate Professor of Finance at RMIT University Angel Zhong said drip-priced items led to customer frustration by creating an initial price offering that is more competitive than their rivals’, so more customers are lured in despite the price not being accurately offered.Loading“It’s like a clickbait – so you can easily attract customers,” Zhong said. “This is a marketing tactic to tap on consumers’ inertia because throughout this purchasing process, as you invest more, more and more time to purchase process, you could be less likely to abandon to get transaction process.”A dark pattern is a phenomenon in which once a consumer acts upon an item in their cart, they are less sensitive to extra fees because they have already committed to the purchase, whereas the upfront cost might outright deter the same consumer.The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion. Sign up to get it every weekday morning.","news_type":1},"isVote":1,"tweetType":1,"viewCount":25,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":330485139386592,"gmtCreate":1721690507863,"gmtModify":1721690511479,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"Great post, simple and straight to the point","listText":"Great post, simple and straight to the point","text":"Great post, simple and straight to the point","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/330485139386592","repostId":"2453748561","repostType":2,"repost":{"id":"2453748561","pubTimestamp":1721680200,"share":"https://ttm.financial/m/news/2453748561?lang=&edition=fundamental","pubTime":"2024-07-23 04:30","market":"hk","language":"en","title":"Is Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?","url":"https://stock-news.laohu8.com/highlight/detail?id=2453748561","media":"MotleyFool","summary":"The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessar","content":"<html><body><div> <p>The <strong>Vanguard Australian Shares Index ETF</strong> (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessarily mean it ticks every box as the best ETF to invest in.</p> <p>The VAS ETF is certainly a good choice for investors who want a cheap management fee at just 0.07% per annum.</p> <p>And when it comes to the number of different shares owned, the Vanguard Australian Shares Index ETF seems impressive, with 300 holdings.</p> <p>However, it may not be as diversified as it appears.</p> <h2><strong>Portfolio concentration</strong><strong></strong></h2> <p>According to Vanguard, only two sectors account for more than 50% of the overall portfolio. At June 2024, ASX financial shares comprised 31.1% of the portfolio and ASX mining shares were 20.8%.</p> <p>Not only is it concentrated on just two sectors, but the biggest businesses account for a lot of the portfolio.</p> <p><strong>BHP Group Ltd </strong>(ASX: BHP), <strong><a href=\"https://laohu8.com/S/CBAPJ.AU\">Commonwealth Bank of Australia</a> </strong>(ASX: CBA), <strong>CSL Ltd </strong>(ASX: CSL), <strong><a href=\"https://laohu8.com/S/NABPI.AU\">National Australia Bank Ltd</a> </strong>(ASX: NAB), <strong>Westpac Banking Corp </strong>(ASX: WBC), <strong>ANZ Group Holdings Ltd </strong>(ASX: ANZ), <strong>Wesfarmers Ltd </strong>(ASX: WES) and <strong><a href=\"https://laohu8.com/S/MQGPF.AU\">Macquarie Group Ltd</a> </strong>(ASX: MQG) account for 42.3%. That's just eight ASX shares accounting for more than 40% of the portfolio.</p> <p>There's nothing particularly wrong with that, but if investors are buying Vanguard Australian Shares Index ETF with diversification as the number one criterion, there could be a better option.</p> <h2>VanEck Australian Equal Weight ETF (ASX: MVW)</h2> <p>An alternative to consider for ASX diversification is the MVW ETF. Instead of deciding its allocation on the market capitalisation size of each business, this fund is equally weighted between its 74 holdings.</p> <p>It's rebalanced quarterly to ensure that the positions stay equally weighted.  </p> <p>To be included in the index, a company's market cap needs to exceed US$150 million, the three-month average daily trading volume must be at least US$1 million, and the number of securities traded per month must be at least 250,000.</p> <p>At the moment, the fund's three biggest positions are <strong>Steadfast Group Ltd</strong> (ASX: SDF), <strong>Aristocrat Leisure Limited</strong> (ASX: ALL) and CSL. The smallest positions are currently <strong>IGO Ltd </strong>(ASX: IGO), <strong>Pilbara Minerals Ltd </strong>(ASX: PLS) and <strong>Mineral Resources Ltd</strong> (ASX: MIN). However, the only reason there are larger and smaller positions is just the recent performance. They'll be equal-weighted again soon enough. The biggest weighting is 1.54%, and the smallest is 1.16%.</p> <p>The MVW ETF has returned an average of 9.1% per annum over the past 10 years, while the VAS ETF has returned an average of 8% over the past 10 years. </p> <p>As MVW ETF is weighted more toward smaller businesses, which can have greater return potential, I think the MVW ETF could outperform the Vanguard Australian Shares Index ETF.</p> </div></body></html>","source":"motleyfoolau_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Vanguard Australian Shares Index ETF (VAS) the best option for ASX diversification?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-07-23 04:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/><strong>MotleyFool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't ...</p>\n\n<a href=\"https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK7078":"赌场与赌博","WBC.AU":"WESTPAC BANKING CORPORATION","BK7101":"保险经纪商","BHP.AU":"BHP GROUP LTD","BK7135":"综合性银行","FDN":"First Trust Dow Jones Internet I","BK7507":"资源股","CBA.AU":"COMMONWEALTH BANK OF AUSTRAL","BK7508":"医药生物股","PLS.AU":"PILBARA MINERALS LTD","ANZ.AU":"ANZ GROUP HOLDINGS LTD","BK7041":"综合货品商店","VAS.AU":"VANGUARD AUST SHARES IDX ETF","XAO.AU":"标普/澳交所 普通股指数","BK7506":"金矿股","BK7511":"ESG概念","XJO.AU":"标普/澳交所 200指数","MIN.AU":"MINERAL RESOURCES LTD","MQG.AU":"Macquarie","BK4585":"ETF&股票定投概念","IGO.AU":"IGO LTD","XKO.AU":"标普/澳交所 300指数","BK7153":"综合零售","BK7046":"综合性资本市场","BK7067":"生物科技","ETF.AU":"UBS IQ Research Preferred AU Share","MVW.AU":"VANECK AUSTRALIAN EQUAL WEIG","ALL.AU":"ARISTOCRAT LEISURE LTD","BK4550":"红杉资本持仓","BK7504":"锂钴概念","BK4588":"碎股","CSL.AU":"CSL LIMITED","BK7501":"新冠治疗股","BK7095":"多种金属与采矿","SDF.AU":"STEADFAST GROUP LTD","WES.AU":"WESFARMERS LTD","NAB.AU":"NATIONAL AUSTRALIA BANK LTD"},"source_url":"https://www.fool.com.au/2024/07/23/is-vanguard-australian-shares-index-etf-vas-the-best-option-for-asx-diversification/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2453748561","content_text":"The Vanguard Australian Shares Index ETF (ASX: VAS) is Australia's most popular exchange-traded fund (ETF), with a size of $15.3 billion as of 30 June 2024. But being the most popular doesn't necessarily mean it ticks every box as the best ETF to invest in. The VAS ETF is certainly a good choice for investors who want a cheap management fee at just 0.07% per annum. And when it comes to the number of different shares owned, the Vanguard Australian Shares Index ETF seems impressive, with 300 holdings. However, it may not be as diversified as it appears. Portfolio concentration According to Vanguard, only two sectors account for more than 50% of the overall portfolio. At June 2024, ASX financial shares comprised 31.1% of the portfolio and ASX mining shares were 20.8%. Not only is it concentrated on just two sectors, but the biggest businesses account for a lot of the portfolio. BHP Group Ltd (ASX: BHP), Commonwealth Bank of Australia (ASX: CBA), CSL Ltd (ASX: CSL), National Australia Bank Ltd (ASX: NAB), Westpac Banking Corp (ASX: WBC), ANZ Group Holdings Ltd (ASX: ANZ), Wesfarmers Ltd (ASX: WES) and Macquarie Group Ltd (ASX: MQG) account for 42.3%. That's just eight ASX shares accounting for more than 40% of the portfolio. There's nothing particularly wrong with that, but if investors are buying Vanguard Australian Shares Index ETF with diversification as the number one criterion, there could be a better option. VanEck Australian Equal Weight ETF (ASX: MVW) An alternative to consider for ASX diversification is the MVW ETF. Instead of deciding its allocation on the market capitalisation size of each business, this fund is equally weighted between its 74 holdings. It's rebalanced quarterly to ensure that the positions stay equally weighted.   To be included in the index, a company's market cap needs to exceed US$150 million, the three-month average daily trading volume must be at least US$1 million, and the number of securities traded per month must be at least 250,000. At the moment, the fund's three biggest positions are Steadfast Group Ltd (ASX: SDF), Aristocrat Leisure Limited (ASX: ALL) and CSL. The smallest positions are currently IGO Ltd (ASX: IGO), Pilbara Minerals Ltd (ASX: PLS) and Mineral Resources Ltd (ASX: MIN). However, the only reason there are larger and smaller positions is just the recent performance. They'll be equal-weighted again soon enough. The biggest weighting is 1.54%, and the smallest is 1.16%. The MVW ETF has returned an average of 9.1% per annum over the past 10 years, while the VAS ETF has returned an average of 8% over the past 10 years.  As MVW ETF is weighted more toward smaller businesses, which can have greater return potential, I think the MVW ETF could outperform the Vanguard Australian Shares Index ETF.","news_type":1},"isVote":1,"tweetType":1,"viewCount":133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":286856705859824,"gmtCreate":1711055818957,"gmtModify":1711056861436,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/RDDT\">$Reddit(RDDT)$ </a> I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","listText":"<a href=\"https://ttm.financial/S/RDDT\">$Reddit(RDDT)$ </a> I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","text":"$Reddit(RDDT)$ I'd be so bloody pumped for it to reach the $60 range but my little brain tells me volatility and prices below $30's","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/286856705859824","isVote":1,"tweetType":1,"viewCount":281,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":281325065302200,"gmtCreate":1709707426593,"gmtModify":1709709215996,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> if this is not connected to the super cycle then Cyclops was never real!!","listText":"<a href=\"https://ttm.financial/S/AAPL\">$Apple(AAPL)$&nbsp;</a> if this is not connected to the super cycle then Cyclops was never real!!","text":"$Apple(AAPL)$ if this is not connected to the super cycle then Cyclops was never real!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/281325065302200","isVote":1,"tweetType":1,"viewCount":184,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":216282241003760,"gmtCreate":1693833997991,"gmtModify":1693836309331,"author":{"id":"4115100306321552","authorId":"4115100306321552","name":"AljaGibson","avatar":"https://community-static.tradeup.com/news/aa09319f36231e2c83b4410630f19dc4","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4115100306321552","authorIdStr":"4115100306321552"},"themes":[],"htmlText":"Thanks for the invite. Let's do this!!","listText":"Thanks for the invite. Let's do this!!","text":"Thanks for the invite. Let's do this!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/216282241003760","isVote":1,"tweetType":1,"viewCount":171,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}