valentia personal page - To The Moon

valentia

valentia

Profile：Value investor.. newbie and never stop learning

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04-27 09:20

I'm still using demo account till this date... good way to test your investment strategies

04-27 09:16

Demo account is really a good way to kick start your investment journey. When I first started, I put like 20 of them into my watchlist and see which are the ones that grow. I ever tried doing option trading n it's risk free. Even till now I still use demo account to monitor my watchlist. Worth giving it a shot.

02-07

$NVIDIA Corp(NVDA)$ No regret for not buying in ..[Miser] . Instead I chose AMD . It's a bagger for me.

01-02

Take me to the moon ❤️

Could SoFi Be a Millionaire-Maker Stock?

2023-11-20

$Alibaba(09988)$ [Call] [Call] [Call] [Call] [Call]

2023-10-26

Is it time to pick up Hong Kong property related stocks now?

2023-10-12

Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e

2023-08-02

Hidden gem

PayPal: A Good Time To Buy

2023-07-24

Why Kenvue price is down?

J&J Begins Share Exchange Offer for Consumer Health Spin-off Kenvue

2023-07-21

What will be the impact on Kvue share price?

J&J Investors Will Soon Be Able To Exchange Shares For Kenvue Stocks

2023-07-19

Its okie, the market is ready for it 😂. We won't panic

Fed's Last Rate Hike Coming at July Meeting, Economists Say

2023-07-14

Intel is on my watchlist, not doomed okie

3 Doomed Tech Stocks Destined for Disaster

2023-06-06

😂 nothing to write is it?

Mapletree Industrial Trust's Third-Largest Tenant Initiates Bankruptcy Proceedings

2023-05-26

Probably not at this moment 😕

Wall Street Expects These Stocks to Soar 175% and 545%. Should You Buy?

2023-05-25

Oh no 😯

Fed Agreed Need for More Rate Hikes After May Meeting Was "Less Certain"

2023-05-11

When will the price hit $36?

UOB’s Acquisition of Citi’s Consumer Banking Businesses in Malaysia, Thailand, Vietnam Brings Customers to Over 7 Mil

2023-05-10

[Happy] [Happy] [Happy] [Happy]

7 Stocks AI Predicts Will Gain in 30 Days

2023-05-04

Worthy to invest?

J&J’s Kenvue Prices IPO at $22 Per Share

2023-04-26

🆒😎

Microsoft Shares Jump 7.5% Premarket After It Posts Stronger-Than-Expected Growth

2023-04-17

I hope so too 🙏

Intel Plots Its Path Back Into Smartphones

Go to Tiger App to see more news

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still using demo account till this date... good way to test your investment strategies","listText":"I'm still using demo account till this date... good way to test your investment strategies","text":"I'm still using demo account till this date... good way to test your investment strategies","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/299668624077040","isVote":1,"tweetType":1,"viewCount":26,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":299668044533848,"gmtCreate":1714180563666,"gmtModify":1714180568385,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Demo account is really a good way to kick start your investment journey. When I first started, I put like 20 of them into my watchlist and see which are the ones that grow. I ever tried doing option trading n it's risk free. Even till now I still use demo account to monitor my watchlist.&nbsp; Worth giving it a shot.&nbsp;","listText":"Demo account is really a good way to kick start your investment journey. When I first started, I put like 20 of them into my watchlist and see which are the ones that grow. I ever tried doing option trading n it's risk free. Even till now I still use demo account to monitor my watchlist.&nbsp; Worth giving it a shot.&nbsp;","text":"Demo account is really a good way to kick start your investment journey. When I first started, I put like 20 of them into my watchlist and see which are the ones that grow. I ever tried doing option trading n it's risk free. Even till now I still use demo account to monitor my watchlist. Worth giving it a shot.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/299668044533848","isVote":1,"tweetType":1,"viewCount":14,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":271319387410552,"gmtCreate":1707277868376,"gmtModify":1707277871334,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$&nbsp;</a> No regret for&nbsp;not buying in ..[Miser]&nbsp;.&nbsp;Instead I chose AMD . It's a bagger for me.&nbsp;","listText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$&nbsp;</a> No regret for&nbsp;not buying in ..[Miser]&nbsp;.&nbsp;Instead I chose AMD . It's a bagger for me.&nbsp;","text":"$NVIDIA Corp(NVDA)$ No regret for not buying in ..[Miser] . Instead I chose AMD . It's a bagger for me.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/271319387410552","isVote":1,"tweetType":1,"viewCount":455,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258620803449032,"gmtCreate":1704173839249,"gmtModify":1704173843288,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Take me to the moon ❤️","listText":"Take me to the moon ❤️","text":"Take me to the moon ❤️","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/258620803449032","repostId":"2395048265","repostType":2,"repost":{"id":"2395048265","pubTimestamp":1704172225,"share":"https://www.laohu8.com/m/news/2395048265?lang=&edition=full","pubTime":"2024-01-02 13:10","market":"us","language":"en","title":"Could SoFi Be a Millionaire-Maker Stock?","url":"https://stock-news.laohu8.com/highlight/detail?id=2395048265","media":"Motley Fool","summary":"The disruptive fintech could become a much larger bank.","content":"<html><head></head><body><ul style=\"\"><li><p>SoFi has been incredibly successful at growing its business in recent years.</p></li><li><p>Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.</p></li><li><p>With the fintech on track to reach profitability, now could be a great time to invest.</p></li></ul><p>Financial industry disrupter <a href=\"https://laohu8.com/S/SOFI\">SoFi</a> has been a rare bright spot among the hundreds of companies that went public via reverse mergers with special purpose acquisition companies during the 2021 SPAC boom. Not only is the fintech a financially stable business and well on the way to profitability, but it has maintained terrific growth momentum, even during the 2022 economic slowdown and the 2023 banking headwinds.</p><p>Although its growth has been fantastic, there&#39;s a solid argument to be made that SoFi is just getting started. Here&#39;s a quick recap of SoFi&#39;s recent numbers, where it stands relative to other banks, and why it could still have plenty of room to grow in the years to come.</p><h2 id=\"id_1984551811\">Massive growth and improving profitability</h2><p>SoFi&#39;s growth trajectory has been stunning, and that&#39;s especially true given that 2023 has featured a tough environment for smaller banks. When a few high-profile regional banks failed during the spring, many depositors started pulling money out of smaller institutions and putting it in big banks.</p><p>Yet during that period and the months that followed, SoFi did a great job of retaining its customers, in part by adding new features and products. For example, it set up a program with other banks that allowed it to offer its depositors up to $2 million in FDIC insurance, rather than the standard $250,000. Not only that, it continued to grow its customer base.</p><p>In fact, SoFi added about 1.3 million new members in the past two reported quarters alone, and its growth rate even accelerated in the third quarter. The Galileo fintech platform posted its largest quarterly member addition since early 2020. Plus, SoFi ended the third quarter with $15.7 billion in customer deposits -- a figure made even more impressive by the fact that SoFi got its banking license in early 2022 and started from zero at that time.</p><p>Not only has its growth been impressive, but profitability is right around the corner. Management has said (and reiterated several times) that the company is expected to achieve GAAP profitability in the fourth quarter of 2023. As the business scales, its cost structure (especially when it comes to customer acquisition) should improve dramatically, and profits should grow quickly.</p><h2 id=\"id_3131511795\">SoFi is still a relatively small bank</h2><p>Although SoFi&#39;s results have certainly been strong, it&#39;s important to put into context just how small it still is. With about $28 billion in assets, SoFi is roughly the size of Simmons Bank or Glacier Bancorp. If you&#39;ve never heard of either of those institutions... well, that&#39;s kind of the point.</p><p>For further context, SoFi is roughly 15% of the size of Ally Financial by asset size, and about 5% of the size of regional banking leader Truist. JPMorgan Chase -- the largest U.S. bank by assets -- is about 120 times the size of SoFi.</p><p>SoFi is not the first fintech company to offer banking products that are superior to those offered by traditional brick-and-mortar banks. There have been online high-yield savings accounts available for decades, just to name one example. But not one other company has been as successful when it comes to becoming an all-in-one banking replacement, and if its momentum continues to build, SoFi could have a lot of room to grow.</p><h2 id=\"id_1591831331\">Could SoFi be a millionaire-maker stock?</h2><p>CEO Anthony Noto recently said that he expects the bank to add at least 1 million new members per quarter in 2024, and quite frankly, the company has a strong history of underpromising and overdelivering. If it can achieve profitability in the fourth quarter and continue to position itself as a true big-bank replacement, SoFi could have a great 2024, and the sky is the limit.</p><p>To be sure, there is a lot of execution risk ahead. After all, if it was easy to disrupt the big banks on a large scale, someone would have done it already. But SoFi&#39;s momentum speaks for itself, and investors who get in at the current level could be handsomely rewarded over the long run.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Could SoFi Be a Millionaire-Maker Stock?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCould SoFi Be a Millionaire-Maker Stock?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-01-02 13:10 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SoFi has been incredibly successful at growing its business in recent years.Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.With the fintech on track...</p>\n\n<a href=\"https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2395048265","content_text":"SoFi has been incredibly successful at growing its business in recent years.Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.With the fintech on track to reach profitability, now could be a great time to invest.Financial industry disrupter SoFi has been a rare bright spot among the hundreds of companies that went public via reverse mergers with special purpose acquisition companies during the 2021 SPAC boom. Not only is the fintech a financially stable business and well on the way to profitability, but it has maintained terrific growth momentum, even during the 2022 economic slowdown and the 2023 banking headwinds.Although its growth has been fantastic, there's a solid argument to be made that SoFi is just getting started. Here's a quick recap of SoFi's recent numbers, where it stands relative to other banks, and why it could still have plenty of room to grow in the years to come.Massive growth and improving profitabilitySoFi's growth trajectory has been stunning, and that's especially true given that 2023 has featured a tough environment for smaller banks. When a few high-profile regional banks failed during the spring, many depositors started pulling money out of smaller institutions and putting it in big banks.Yet during that period and the months that followed, SoFi did a great job of retaining its customers, in part by adding new features and products. For example, it set up a program with other banks that allowed it to offer its depositors up to $2 million in FDIC insurance, rather than the standard $250,000. Not only that, it continued to grow its customer base.In fact, SoFi added about 1.3 million new members in the past two reported quarters alone, and its growth rate even accelerated in the third quarter. The Galileo fintech platform posted its largest quarterly member addition since early 2020. Plus, SoFi ended the third quarter with $15.7 billion in customer deposits -- a figure made even more impressive by the fact that SoFi got its banking license in early 2022 and started from zero at that time.Not only has its growth been impressive, but profitability is right around the corner. Management has said (and reiterated several times) that the company is expected to achieve GAAP profitability in the fourth quarter of 2023. As the business scales, its cost structure (especially when it comes to customer acquisition) should improve dramatically, and profits should grow quickly.SoFi is still a relatively small bankAlthough SoFi's results have certainly been strong, it's important to put into context just how small it still is. With about $28 billion in assets, SoFi is roughly the size of Simmons Bank or Glacier Bancorp. If you've never heard of either of those institutions... well, that's kind of the point.For further context, SoFi is roughly 15% of the size of Ally Financial by asset size, and about 5% of the size of regional banking leader Truist. JPMorgan Chase -- the largest U.S. bank by assets -- is about 120 times the size of SoFi.SoFi is not the first fintech company to offer banking products that are superior to those offered by traditional brick-and-mortar banks. There have been online high-yield savings accounts available for decades, just to name one example. But not one other company has been as successful when it comes to becoming an all-in-one banking replacement, and if its momentum continues to build, SoFi could have a lot of room to grow.Could SoFi be a millionaire-maker stock?CEO Anthony Noto recently said that he expects the bank to add at least 1 million new members per quarter in 2024, and quite frankly, the company has a strong history of underpromising and overdelivering. If it can achieve profitability in the fourth quarter and continue to position itself as a true big-bank replacement, SoFi could have a great 2024, and the sky is the limit.To be sure, there is a lot of execution risk ahead. After all, if it was easy to disrupt the big banks on a large scale, someone would have done it already. But SoFi's momentum speaks for itself, and investors who get in at the current level could be handsomely rewarded over the long run.","news_type":1},"isVote":1,"tweetType":1,"viewCount":216,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":243333022126304,"gmtCreate":1700444500141,"gmtModify":1700444503374,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v>[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;","listText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v>[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;","text":"$Alibaba(09988)$ [Call] [Call] [Call] [Call] [Call]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/243333022126304","isVote":1,"tweetType":1,"viewCount":305,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":234473139646688,"gmtCreate":1698288050622,"gmtModify":1698288054679,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Is it time to pick up Hong Kong property related stocks now?","listText":"Is it time to pick up Hong Kong property related stocks now?","text":"Is it time to pick up Hong Kong property related stocks now?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/234473139646688","isVote":1,"tweetType":1,"viewCount":136,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":229521837568056,"gmtCreate":1697077391851,"gmtModify":1697252023122,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","listText":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","text":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229521837568056","isVote":1,"tweetType":1,"viewCount":382,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":204507126911168,"gmtCreate":1690961868653,"gmtModify":1690961872364,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Hidden gem","listText":"Hidden gem","text":"Hidden gem","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/204507126911168","repostId":"2356940725","repostType":2,"repost":{"id":"2356940725","pubTimestamp":1690956372,"share":"https://www.laohu8.com/m/news/2356940725?lang=&edition=full","pubTime":"2023-08-02 14:06","market":"us","language":"en","title":"PayPal: A Good Time To Buy","url":"https://stock-news.laohu8.com/highlight/detail?id=2356940725","media":"Seeking Alpha","summary":"Justin Sullivan The evolving dynamics of PayPal Holdings, Inc.(NASDAQ:PYPL)'s stock performance paint a complex image, oscillating between the worries induced by its recent dip and the hopeful outlook","content":"<html><head></head><body><h2 id=\"id_3524386686\" style=\"text-align: left;\">Summary</h2><ul><li><p>PayPal&#39;s stock price has experienced a significant decline, but its fundamentals and position in the fintech industry offer potential for growth.</p></li><li><p>Technical analysis suggests that PayPal&#39;s stock price is currently trading at a long-term support level, indicating a potential uptrend.</p></li><li><p>The price is presently breaching the triangle formation, which suggests a potential surge in PayPal&#39;s value.</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f306c85a94b5cf5cd5069132b6e4f0df\" alt=\"Justin Sullivan\" title=\"Justin Sullivan\" tg-width=\"750\" tg-height=\"500\"/><span>Justin Sullivan</span></p><p>The evolving dynamics of <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Holdings, Inc.(NASDAQ:PYPL)&#39;s stock performance paint a complex image, oscillating between the worries induced by its recent dip and the hopeful outlook arising from the company&#39;s robust fundamentals and strategic standing in the fintech industry. This article dives deep into the forces behind PayPal&#39;s recent downturn, the state of its core business, and the prospects of its future performance, based on technical analysis. The observation reveals that PayPal&#39;s stock price is currently trading at its long-term support and breaking free from a triangle pattern, signaling a potential uptrend.</p><h2 id=\"id_323937696\">A Study of Resilience and Potential Growth</h2><p>The recent downward trend in PayPal&#39;s share prices and a slowdown in earnings have raised caution among investors. However, when one takes a broader view of the company&#39;s evolution and future prospects, the situation appears less bleak. The current value of PayPal shares, trading at a substantial discount of over 70% from the peak, could represent a noteworthy investment prospect. It&#39;s crucial to remember, of course, that investing always carries risk, and theoretically, any stock can decline to zero. But by deciphering the causes behind PayPal&#39;s downward shift and evaluating its core business health, a more accurate evaluation can be made of its future performance.</p><p>The decline in PayPal&#39;s stock price was primarily attributed to several factors. Firstly, PayPal set optimistic forecasts for its user growth, which unfortunately did not materialize as expected. The Covid-19 pandemic acted as a powerful driving force, adding around 73 million active users to PayPal&#39;s base in 2020 and propelling the total user count to 377 million by year&#39;s end. This robust performance amid the pandemic led CEO Dan Schulman to forecast a surge in PayPal&#39;s user base to 750 million by the close of 2025. However, user growth began to decelerate, with the addition of only 49 million users in 2021 and a mere 9 million in 2022. This slowdown stirred apprehension among investors, deterring further investments in PayPal and causing its stock price to dip. Yet, the user growth observed in 2023 presents a remarkable upturn, signaling a bullish future outlook. Secondly, the company&#39;s earnings momentarily dipped into negative territory last year as seen in the chart below. This fall was observed after a significant spike during the lockdowns induced by the Covid-19 pandemic. Despite these setbacks, PayPal&#39;s underlying business potential remains strong. Currently, PayPal shares are available at just 15 times the company management&#39;s earnings estimate for 2023. This valuation appears attractive, considering the projected revenue and earnings growth of the company.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/5b46b06166ca00dc111b8eb3e6c02675\" alt=\"Data by YCharts\" title=\"Data by YCharts\" tg-width=\"635\" tg-height=\"417\"/><span>Data by YCharts</span></p><p>PayPal&#39;s strength lies in its wide user base and its competitive positioning in the fintech industry. Although there&#39;s a surge of agile fintech start-ups, PayPal has the advantage of being a well-established and popular platform with both merchants and consumers. Furthermore, the steady increase in transaction volume and usage of the platform by existing users reflects the firm&#39;s robustness. PayPal has also attracted the attention of Elliott Investment Management, which recently opened a $2 billion stake in the company, indicating a degree of confidence in the fintech&#39;s future prospects.</p><p>PayPal, currently having a PE ratio of 31.35 and a PS ratio of 3, is near its lowest valuation since its debut in the public market. PayPal&#39;s resilience and potential for growth are enhanced not only by its current low valuation but also by its network effects, similar to those observed in <a href=\"https://laohu8.com/S/V\">Visa</a> Inc. (V) or Discover Financial Services (DFS).</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/1ec1a41bf26b48dbbb868d7a4d72b1f2\" alt=\"Data by YCharts\" title=\"Data by YCharts\" tg-width=\"635\" tg-height=\"447\"/><span>Data by YCharts</span></p><p>Moreover, Microsoft Corporation (MSFT)&#39;s announcement to integrate more PayPal financing options, including PayPal&#39;s Pay Later and Venmo services, represents a bullish implication for PayPal. This expansion, reaching across multiple countries, strengthens the 16-year partnership between PayPal and Microsoft, further bolstering PayPal&#39;s user base and transaction volume. The introduction of installment payments and split payments upon purchase further diversifies PayPal&#39;s service offerings, potentially attracting new customers and driving revenue growth.</p><h2 id=\"id_3970098583\">Exploring Investment Opportunities Through Bottom Formation</h2><p>The technical analysis of PayPal, as illustrated in the monthly chart below, underscores that the market is currently trading at a vital long-term support level, indicating a potential for a strong rebound. This long-term support line, shown as a dotted blue line, has been the basis of a substantial rally from 2018 through 2021. Various factors interwove to fuel a significant increase in PayPal&#39;s stock price during 2020 and 2021. Among these was the COVID-19 pandemic, which spurred a shift toward digital payments and online commerce. In this transformed scenario, PayPal found itself in an ideal position to capitalize on the opportunities presented. The surge in new account creation and payment volume provided a significant boost to PayPal. Furthermore, PayPal&#39;s move to enable transactions in cryptocurrencies, including Bitcoin, appealed to a broader customer demographic, fostering both diversification and expansion. PayPal also introduced innovative features like the &#34;Pay in 4&#34; option, a buy-now-pay-later service, and extended its QR code payment system. These enhancements added a competitive edge to its service offerings. All these factors, synergizing with robust financial performance, optimistic market sentiment, and a vibrant tech market, were key in propelling PayPal&#39;s stock price steeply upwards in 2020 and 2021.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ae79f491e6ada12959d6bcce0f3d4223\" alt=\"PayPal Monthly Chart (stockcharts.com)\" title=\"PayPal Monthly Chart (stockcharts.com)\" tg-width=\"640\" tg-height=\"503\"/><span>PayPal Monthly Chart (stockcharts.com)</span></p><p>However, the peak was reached in 2021 with a double top at $309.14 and $310.16, after which the stock price started to decline, falling to $58.95 by May 2023. This plummet was primarily due to a significant slowdown in 2022 post-pandemic, as consumers reverted to pre-pandemic behaviors and macroeconomic conditions worsened. However, this decline started losing momentum in the last 12 months, hinting that PayPal is attempting to stabilize at the long-term support, denoted by the blue dotted line.</p><p>This stabilization process began in July 2022, as indicated by the RSI&#39;s oversold readings. Since then, the price has been consolidating within a red channel, as shown in the above chart. It&#39;s worth pointing out that a bullish divergence has manifested within this period of price consolidation, spanning from July 2022 to the present. This divergence is typically a sign of a market bottoming out and a potential price increase. The notably lower price levels currently observed present a compelling investment opportunity for long-term investors.</p><p>Further importance of the current levels in PayPal&#39;s stock is evident in the weekly chart below, which also underscores the bullish potential. The blue dotted line from the monthly chart appears here too, highlighting the support level with even greater clarity. The chart shows a triangle forming at the long-term support, and the price has moved out of the apex of this triangle, suggesting a bullish pattern break and a potential upward acceleration. This triangle formation symbolizes price compression, hinting that a major move may be on the horizon once the market surpasses key thresholds. If PayPal&#39;s stock continues its upward trajectory, the key market resistance to watch out for is $122.92. A rise above this level would signify that PayPal is on a path toward much higher levels. However, with limited downside at current levels, investing now offers a low-risk opportunity. Therefore, long-term investors may consider adding positions at this level, anticipating higher prices.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/96fb5b4ecd7d24854efd9c661cc2a383\" alt=\"PayPal Weekly Chart (stockcharts.com)\" title=\"PayPal Weekly Chart (stockcharts.com)\" tg-width=\"640\" tg-height=\"503\"/><span>PayPal Weekly Chart (stockcharts.com)</span></p><h2 id=\"id_409847758\">Market Risk</h2><p>The company&#39;s future performance heavily relies on its ability to maintain and grow its user base in the face of increasing competition within the fintech industry. The emergence of nimble startups and established tech giants expanding into the financial services sector could potentially disrupt PayPal&#39;s market share and profitability. Moreover, the global economic outlook and consumer spending habits significantly impact PayPal&#39;s business. If economic conditions worsen or consumer spending decreases, particularly in online commerce, PayPal&#39;s revenues could be adversely affected.</p><p>Moreover, PayPal&#39;s stock price has plummeted by over 70% from its historical highs, indicating that a bottom formation process might be necessary before the commencement of the next rally. From a technical perspective, this bottom formation process is typically associated with substantial consolidation, implying that the stock price might oscillate within this consolidation phase before a potential rally takes shape. A continued downtrend for PayPal could be signaled if the stock price descends below the $50 threshold.</p><h2 id=\"id_2977943178\">Bottom Line</h2><p>In conclusion, despite facing a considerable decline in its share price over the past two years, PayPal still represents a potentially valuable investment proposition, considering its firm footing in the fintech sector and its robust core business. PayPal&#39;s large user base, the steady increase in transaction volumes, and the confidence shown by entities such as Elliott Investment Management make it a resilient player in the industry. Its discounted share price, combined with its promising business fundamentals, presents a potentially appealing opportunity for long-term investors.</p><p>However, from a technical perspective, PayPal&#39;s stock is in the process of bottoming out, a period typically associated with considerable consolidation. This could indicate a potential rally in the near future. The bullish divergence and the formation of a bullish pattern breakout on the weekly chart suggest the possibility of an upward price movement. Moreover, the stock is trading at key support levels, indicating limited downside and thus a relatively low-risk investment. Investors can consider buying at the current rates with the expectation of higher prices.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal: A Good Time To Buy</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal: A Good Time To Buy\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-08-02 14:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4622217-paypal-a-good-time-to-buy-technical-analysis><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SummaryPayPal's stock price has experienced a significant decline, but its fundamentals and position in the fintech industry offer potential for growth.Technical analysis suggests that PayPal's stock ...</p>\n\n<a href=\"https://seekingalpha.com/article/4622217-paypal-a-good-time-to-buy-technical-analysis\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"IE00BLSP4239.USD":"Legg Mason ClearBridge - 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Global Absolute Alpha A Acc SGD","BK4524":"宅经济概念","BK4538":"云计算","BK4527":"明星科技股","LU0511384066.AUD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"A\" (AUDHDG) ACC","LU1814569148.SGD":"WELLINGTON GLOBAL QUALITY GROWTH \"D\" (SGDHDG) ACC","LU0861579265.USD":"联博低波幅策略股票基金A","LU1691799644.USD":"Amundi Funds Polen Capital Global Growth A2 (C) USD","LU0672654240.SGD":"FTIF - Franklin US Opportunities A Acc SGD-H1","LU1046421795.USD":"富达环球科技A-ACC","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","LU0276348264.USD":"THREADNEEDLE (LUX) GLOBAL DYNAMIC REAL RETURN\"AUP\" (USD) INC","LU2089283258.USD":"安联环球可持续基金Cl AM Dis","IE00B1BXHZ80.USD":"Legg Mason ClearBridge - US Appreciation A Acc USD","LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","PYPL":"PayPal","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","LU0354030511.USD":"ALLSPRING  U.S. LARGE CAP GROWTH \"I\" (USD) ACC","LU0708995401.HKD":"FRANKLIN U.S. OPPORTUNITIES \"A\" (HKD) ACC","LU1642822529.SGD":"THREADNEEDLE (LUX) GLOBAL TECHNOLOGY \"A\" (SGD) ACC","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","BK4097":"系统软件","LU0354030438.USD":"富国美国大盘成长基金Cl A Acc","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC"},"source_url":"https://seekingalpha.com/article/4622217-paypal-a-good-time-to-buy-technical-analysis","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2356940725","content_text":"SummaryPayPal's stock price has experienced a significant decline, but its fundamentals and position in the fintech industry offer potential for growth.Technical analysis suggests that PayPal's stock price is currently trading at a long-term support level, indicating a potential uptrend.The price is presently breaching the triangle formation, which suggests a potential surge in PayPal's value.Justin SullivanThe evolving dynamics of PayPal Holdings, Inc.(NASDAQ:PYPL)'s stock performance paint a complex image, oscillating between the worries induced by its recent dip and the hopeful outlook arising from the company's robust fundamentals and strategic standing in the fintech industry. This article dives deep into the forces behind PayPal's recent downturn, the state of its core business, and the prospects of its future performance, based on technical analysis. The observation reveals that PayPal's stock price is currently trading at its long-term support and breaking free from a triangle pattern, signaling a potential uptrend.A Study of Resilience and Potential GrowthThe recent downward trend in PayPal's share prices and a slowdown in earnings have raised caution among investors. However, when one takes a broader view of the company's evolution and future prospects, the situation appears less bleak. The current value of PayPal shares, trading at a substantial discount of over 70% from the peak, could represent a noteworthy investment prospect. It's crucial to remember, of course, that investing always carries risk, and theoretically, any stock can decline to zero. But by deciphering the causes behind PayPal's downward shift and evaluating its core business health, a more accurate evaluation can be made of its future performance.The decline in PayPal's stock price was primarily attributed to several factors. Firstly, PayPal set optimistic forecasts for its user growth, which unfortunately did not materialize as expected. The Covid-19 pandemic acted as a powerful driving force, adding around 73 million active users to PayPal's base in 2020 and propelling the total user count to 377 million by year's end. This robust performance amid the pandemic led CEO Dan Schulman to forecast a surge in PayPal's user base to 750 million by the close of 2025. However, user growth began to decelerate, with the addition of only 49 million users in 2021 and a mere 9 million in 2022. This slowdown stirred apprehension among investors, deterring further investments in PayPal and causing its stock price to dip. Yet, the user growth observed in 2023 presents a remarkable upturn, signaling a bullish future outlook. Secondly, the company's earnings momentarily dipped into negative territory last year as seen in the chart below. This fall was observed after a significant spike during the lockdowns induced by the Covid-19 pandemic. Despite these setbacks, PayPal's underlying business potential remains strong. Currently, PayPal shares are available at just 15 times the company management's earnings estimate for 2023. This valuation appears attractive, considering the projected revenue and earnings growth of the company.Data by YChartsPayPal's strength lies in its wide user base and its competitive positioning in the fintech industry. Although there's a surge of agile fintech start-ups, PayPal has the advantage of being a well-established and popular platform with both merchants and consumers. Furthermore, the steady increase in transaction volume and usage of the platform by existing users reflects the firm's robustness. PayPal has also attracted the attention of Elliott Investment Management, which recently opened a $2 billion stake in the company, indicating a degree of confidence in the fintech's future prospects.PayPal, currently having a PE ratio of 31.35 and a PS ratio of 3, is near its lowest valuation since its debut in the public market. PayPal's resilience and potential for growth are enhanced not only by its current low valuation but also by its network effects, similar to those observed in Visa Inc. (V) or Discover Financial Services (DFS).Data by YChartsMoreover, Microsoft Corporation (MSFT)'s announcement to integrate more PayPal financing options, including PayPal's Pay Later and Venmo services, represents a bullish implication for PayPal. This expansion, reaching across multiple countries, strengthens the 16-year partnership between PayPal and Microsoft, further bolstering PayPal's user base and transaction volume. The introduction of installment payments and split payments upon purchase further diversifies PayPal's service offerings, potentially attracting new customers and driving revenue growth.Exploring Investment Opportunities Through Bottom FormationThe technical analysis of PayPal, as illustrated in the monthly chart below, underscores that the market is currently trading at a vital long-term support level, indicating a potential for a strong rebound. This long-term support line, shown as a dotted blue line, has been the basis of a substantial rally from 2018 through 2021. Various factors interwove to fuel a significant increase in PayPal's stock price during 2020 and 2021. Among these was the COVID-19 pandemic, which spurred a shift toward digital payments and online commerce. In this transformed scenario, PayPal found itself in an ideal position to capitalize on the opportunities presented. The surge in new account creation and payment volume provided a significant boost to PayPal. Furthermore, PayPal's move to enable transactions in cryptocurrencies, including Bitcoin, appealed to a broader customer demographic, fostering both diversification and expansion. PayPal also introduced innovative features like the \"Pay in 4\" option, a buy-now-pay-later service, and extended its QR code payment system. These enhancements added a competitive edge to its service offerings. All these factors, synergizing with robust financial performance, optimistic market sentiment, and a vibrant tech market, were key in propelling PayPal's stock price steeply upwards in 2020 and 2021.PayPal Monthly Chart (stockcharts.com)However, the peak was reached in 2021 with a double top at $309.14 and $310.16, after which the stock price started to decline, falling to $58.95 by May 2023. This plummet was primarily due to a significant slowdown in 2022 post-pandemic, as consumers reverted to pre-pandemic behaviors and macroeconomic conditions worsened. However, this decline started losing momentum in the last 12 months, hinting that PayPal is attempting to stabilize at the long-term support, denoted by the blue dotted line.This stabilization process began in July 2022, as indicated by the RSI's oversold readings. Since then, the price has been consolidating within a red channel, as shown in the above chart. It's worth pointing out that a bullish divergence has manifested within this period of price consolidation, spanning from July 2022 to the present. This divergence is typically a sign of a market bottoming out and a potential price increase. The notably lower price levels currently observed present a compelling investment opportunity for long-term investors.Further importance of the current levels in PayPal's stock is evident in the weekly chart below, which also underscores the bullish potential. The blue dotted line from the monthly chart appears here too, highlighting the support level with even greater clarity. The chart shows a triangle forming at the long-term support, and the price has moved out of the apex of this triangle, suggesting a bullish pattern break and a potential upward acceleration. This triangle formation symbolizes price compression, hinting that a major move may be on the horizon once the market surpasses key thresholds. If PayPal's stock continues its upward trajectory, the key market resistance to watch out for is $122.92. A rise above this level would signify that PayPal is on a path toward much higher levels. However, with limited downside at current levels, investing now offers a low-risk opportunity. Therefore, long-term investors may consider adding positions at this level, anticipating higher prices.PayPal Weekly Chart (stockcharts.com)Market RiskThe company's future performance heavily relies on its ability to maintain and grow its user base in the face of increasing competition within the fintech industry. The emergence of nimble startups and established tech giants expanding into the financial services sector could potentially disrupt PayPal's market share and profitability. Moreover, the global economic outlook and consumer spending habits significantly impact PayPal's business. If economic conditions worsen or consumer spending decreases, particularly in online commerce, PayPal's revenues could be adversely affected.Moreover, PayPal's stock price has plummeted by over 70% from its historical highs, indicating that a bottom formation process might be necessary before the commencement of the next rally. From a technical perspective, this bottom formation process is typically associated with substantial consolidation, implying that the stock price might oscillate within this consolidation phase before a potential rally takes shape. A continued downtrend for PayPal could be signaled if the stock price descends below the $50 threshold.Bottom LineIn conclusion, despite facing a considerable decline in its share price over the past two years, PayPal still represents a potentially valuable investment proposition, considering its firm footing in the fintech sector and its robust core business. PayPal's large user base, the steady increase in transaction volumes, and the confidence shown by entities such as Elliott Investment Management make it a resilient player in the industry. Its discounted share price, combined with its promising business fundamentals, presents a potentially appealing opportunity for long-term investors.However, from a technical perspective, PayPal's stock is in the process of bottoming out, a period typically associated with considerable consolidation. This could indicate a potential rally in the near future. The bullish divergence and the formation of a bullish pattern breakout on the weekly chart suggest the possibility of an upward price movement. Moreover, the stock is trading at key support levels, indicating limited downside and thus a relatively low-risk investment. Investors can consider buying at the current rates with the expectation of higher prices.","news_type":1},"isVote":1,"tweetType":1,"viewCount":203,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":201393328656456,"gmtCreate":1690195913049,"gmtModify":1690195916973,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Why Kenvue price is down?","listText":"Why Kenvue price is down?","text":"Why Kenvue price is down?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/201393328656456","repostId":"1189764859","repostType":2,"repost":{"id":"1189764859","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1690195260,"share":"https://www.laohu8.com/m/news/1189764859?lang=&edition=full","pubTime":"2023-07-24 18:41","market":"us","language":"en","title":"J&J Begins Share Exchange Offer for Consumer Health Spin-off Kenvue","url":"https://stock-news.laohu8.com/highlight/detail?id=1189764859","media":"Reuters","summary":"July 24  - Johnson & Johnson said on Monday it had launched an exchange offer for its investors to exchange J&J's shares with those of its consumer health unit Kenvue.J&J, which currently owns an 89.6% stake in the consumer health unit, said it intends to split off at least 80.1% of Kenvue's shares as part of the offering.","content":"<html><head></head><body><p>July 24 (Reuters) - Johnson &amp; Johnson said on Monday it had launched an exchange offer for its investors to exchange J&amp;J&#39;s shares with those of its consumer health unit Kenvue.</p><p style=\"text-align: start;\">J&amp;J, which currently owns an 89.6% stake in the consumer health unit, said it intends to split off at least 80.1% of Kenvue&#39;s shares as part of the offering.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>J&J Begins Share Exchange Offer for Consumer Health Spin-off Kenvue</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nJ&J Begins Share Exchange Offer for Consumer Health Spin-off Kenvue\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2023-07-24 18:41</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>July 24 (Reuters) - Johnson &amp; Johnson said on Monday it had launched an exchange offer for its investors to exchange J&amp;J&#39;s shares with those of its consumer health unit Kenvue.</p><p style=\"text-align: start;\">J&amp;J, which currently owns an 89.6% stake in the consumer health unit, said it intends to split off at least 80.1% of Kenvue&#39;s shares as part of the offering.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"JNJ":"强生","KVUE":"Kenvue Inc"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1189764859","content_text":"July 24 (Reuters) - Johnson & Johnson said on Monday it had launched an exchange offer for its investors to exchange J&J's shares with those of its consumer health unit Kenvue.J&J, which currently owns an 89.6% stake in the consumer health unit, said it intends to split off at least 80.1% of Kenvue's shares as part of the offering.","news_type":1},"isVote":1,"tweetType":1,"viewCount":534,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":200265769631760,"gmtCreate":1689927364045,"gmtModify":1689927367983,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"What will be the impact on Kvue share price?","listText":"What will be the impact on Kvue share price?","text":"What will be the impact on Kvue share price?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/200265769631760","repostId":"1136968252","repostType":2,"repost":{"id":"1136968252","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1689925727,"share":"https://www.laohu8.com/m/news/1136968252?lang=&edition=full","pubTime":"2023-07-21 15:48","market":"us","language":"en","title":"J&J Investors Will Soon Be Able To Exchange Shares For Kenvue Stocks","url":"https://stock-news.laohu8.com/highlight/detail?id=1136968252","media":"Benzinga","summary":"Shareholders of Johnson & Johnson will soon have the opportunity to exchange their shares for those of Kenvue Inc., the consumer health company that spun off from J&J two months ago,CNBCreports.What Happened: J&J, which owns nearly 90% of Kenvue shares, plans to reduce its stake through an exchange offer that could launch “as early as the coming days,” according to J&J CFO Joseph Wolk.The split-off process will allow J&J shareholders to exchange all or a portion of their shares for Kenvue’s comm","content":"<html><head></head><body><p>Shareholders of <strong>Johnson &amp; Johnson</strong> will soon have the opportunity to exchange their shares for those of <strong>Kenvue </strong>Inc., the consumer health company that spun off from J&amp;J two months ago,CNBCreports.</p><p style=\"text-align: start;\"><strong>What Happened:</strong> J&amp;J, which owns nearly 90% of Kenvue shares, plans to reduce its stake through an exchange offer that could launch “as early as the coming days,” according to J&amp;J CFO<strong> Joseph Wolk</strong>.</p><p style=\"text-align: start;\">The split-off process will allow J&amp;J shareholders to exchange all or a portion of their shares for Kenvue’s common stock.</p><p>Describing the split-off as the “most advantageous form of separation” for J&amp;J, Wolk added that Kenvue will most likely have a shareholder base that wants to own its stock, after the split.</p><p style=\"text-align: start;\">Kenvue CEO <strong>Thibaut Mongon</strong> expressed satisfaction with the shareholders’ reception of the company’s initial public offering in May.</p><p style=\"text-align: start;\">&#34;We see a lot of alignment among our new investors in seeing the potential of Kenvue, but I can tell you that we are fully ready to leave as a fully independent company,&#34; he said. </p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>J&J Investors Will Soon Be Able To Exchange Shares For Kenvue Stocks</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nJ&J Investors Will Soon Be Able To Exchange Shares For Kenvue Stocks\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time\">2023-07-21 15:48</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Shareholders of <strong>Johnson &amp; Johnson</strong> will soon have the opportunity to exchange their shares for those of <strong>Kenvue </strong>Inc., the consumer health company that spun off from J&amp;J two months ago,CNBCreports.</p><p style=\"text-align: start;\"><strong>What Happened:</strong> J&amp;J, which owns nearly 90% of Kenvue shares, plans to reduce its stake through an exchange offer that could launch “as early as the coming days,” according to J&amp;J CFO<strong> Joseph Wolk</strong>.</p><p style=\"text-align: start;\">The split-off process will allow J&amp;J shareholders to exchange all or a portion of their shares for Kenvue’s common stock.</p><p>Describing the split-off as the “most advantageous form of separation” for J&amp;J, Wolk added that Kenvue will most likely have a shareholder base that wants to own its stock, after the split.</p><p style=\"text-align: start;\">Kenvue CEO <strong>Thibaut Mongon</strong> expressed satisfaction with the shareholders’ reception of the company’s initial public offering in May.</p><p style=\"text-align: start;\">&#34;We see a lot of alignment among our new investors in seeing the potential of Kenvue, but I can tell you that we are fully ready to leave as a fully independent company,&#34; he said. </p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"KVUE":"Kenvue Inc","JNJ":"强生"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1136968252","content_text":"Shareholders of Johnson & Johnson will soon have the opportunity to exchange their shares for those of Kenvue Inc., the consumer health company that spun off from J&J two months ago,CNBCreports.What Happened: J&J, which owns nearly 90% of Kenvue shares, plans to reduce its stake through an exchange offer that could launch “as early as the coming days,” according to J&J CFO Joseph Wolk.The split-off process will allow J&J shareholders to exchange all or a portion of their shares for Kenvue’s common stock.Describing the split-off as the “most advantageous form of separation” for J&J, Wolk added that Kenvue will most likely have a shareholder base that wants to own its stock, after the split.Kenvue CEO Thibaut Mongon expressed satisfaction with the shareholders’ reception of the company’s initial public offering in May.\"We see a lot of alignment among our new investors in seeing the potential of Kenvue, but I can tell you that we are fully ready to leave as a fully independent company,\" he said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":405,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":199466569355288,"gmtCreate":1689733332836,"gmtModify":1689733336709,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Its okie, the market is ready for it 😂. We won't panic&nbsp;","listText":"Its okie, the market is ready for it 😂. We won't panic&nbsp;","text":"Its okie, the market is ready for it 😂. We won't panic","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/199466569355288","repostId":"2352809775","repostType":2,"repost":{"id":"2352809775","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1689729984,"share":"https://www.laohu8.com/m/news/2352809775?lang=&edition=full","pubTime":"2023-07-19 09:26","market":"us","language":"en","title":"Fed's Last Rate Hike Coming at July Meeting, Economists Say","url":"https://stock-news.laohu8.com/highlight/detail?id=2352809775","media":"Reuters","summary":"BENGALURU, July 19 (Reuters) - The U.S. Federal Reserve will raise its benchmark overnight interest rate by 25 basis points to the 5.25%-5.50% range on July 26, according to all 106 economists polled ","content":"<html><head></head><body><p style=\"text-align: start;\">BENGALURU, July 19 (Reuters) - The U.S. Federal Reserve will raise its benchmark overnight interest rate by 25 basis points to the 5.25%-5.50% range on July 26, according to all 106 economists polled by Reuters, with a majority still saying that will be the last increase of the current tightening cycle.</p><p style=\"text-align: start;\">A resilient economy and historically low unemployment well over a year since the Fed began one of its most aggressive rate hiking campaigns in history has repeatedly confounded analysts and investors.</p><p>Inflation is falling, with the headline consumer price index (CPI) measure slowing to 3.0% in June from 4.0% in May. That led many observers on Wall Street to conclude inflation might soon be tamed, prompting some to renew bets that rate cuts could happen by as soon as the end of 2023.</p><p style=\"text-align: start;\">The current debate is whether more rate increases might be needed to ensure &#34;disinflation&#34; continues or if doing more could cause unnecessary damage to the economy.</p><p>But underlying inflation has remained sticky and Fed Chair Jerome Powell and other central bank officials have said more tightening is coming, even though they decided to pause the rate hikes at last month&#39;s policy meeting.</p><p style=\"text-align: start;\">The view that rates will stay higher for longer appears to be gaining traction, with the share of respondents polled during the July 13-18 period who predicted at least one rate cut by the end of March next year down sharply to 55% from 78% last month.</p><p>&#34;For the Fed, despite the soft CPI print, we still anticipate a hike in July ... (and) while we hope the softness in inflation persists, it is unwise from a policymaking standpoint to bank on that,&#34; said Jan Nevruzi, U.S. rates strategist at NatWest Markets.</p><p style=\"text-align: start;\">&#34;We do not want to rush ahead and say the fight against inflation has been won, as we have seen head-fakes in the past.&#34;</p><p style=\"text-align: start;\">Economists and financial market traders appear to still be slightly out of step with the Fed.</p><p style=\"text-align: start;\">The latest &#34;dot-plot&#34; projections from members of the central bank&#39;s policy-setting Federal Open Market Committee suggest the benchmark overnight interest rate will peak at 5.50%-5.75%, but only 19 of 106 economists polled by Reuters forecast it will reach that range.</p><p style=\"text-align: start;\">Expectations the Fed is nearing the end of its hiking cycle have pushed the dollar to its lowest level in more than a year against major currencies. A weaker greenback is likely to make imports costlier and keep price pressures elevated.</p><p style=\"text-align: start;\">Indeed, economists are still concerned that inflation might not come down quickly enough.</p><p style=\"text-align: start;\">Core inflation, which strips out food and energy prices, will be only slightly lower or remain around the current level of just under 5% by the end of the year, 20 of 29 respondents to an additional question in the poll said.</p><p style=\"text-align: start;\">The Fed targets inflation, as measured by the personal consumption expenditures index (PCE), for its 2% target. Core PCE was last reported at 3.8% for May.</p><p style=\"text-align: start;\">But none of the inflation gauges polled by Reuters - CPI, core CPI, PCE and core PCE - were expected to reach 2% until 2025 at the earliest.</p><p style=\"text-align: start;\">&#34;While the latest figures are encouraging, the real battle begins now, as the easy base effects are now behind us,&#34; said Doug Porter, chief economist at BMO Capital Markets, referring to the fact inflation plunged so much in June partly because it was so elevated at the same time last year.</p><p style=\"text-align: start;\">&#34;As the disinflationary force of lower energy prices fades, that will leave us dealing with the underlying 4% trend in core ... (and) to truly crack core will likely require a more significant slowing in the economy.&#34;</p><p style=\"text-align: start;\">The strong labor market is only expected to loosen slightly, nudging up the unemployment rate to 4.0% from the current 3.6% by the end of 2023, the poll showed.</p><p style=\"text-align: start;\">A slight majority of economists who answered an additional question, 14 of 23, said wage inflation would be the most sticky component of core inflation.</p><p style=\"text-align: start;\">Nearly two-thirds of respondents to a separate question, 27 of 41, expected a U.S. recession within the next year, with 85% of them saying it would start at some point in 2023.</p><p style=\"text-align: start;\">Still, the economy was expected to grow 1.5% this year, up from the 1.2% predicted a month ago, and then slow to 0.7% next year.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Fed's Last Rate Hike Coming at July Meeting, Economists Say</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFed's Last Rate Hike Coming at July Meeting, Economists Say\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2023-07-19 09:26</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p style=\"text-align: start;\">BENGALURU, July 19 (Reuters) - The U.S. Federal Reserve will raise its benchmark overnight interest rate by 25 basis points to the 5.25%-5.50% range on July 26, according to all 106 economists polled by Reuters, with a majority still saying that will be the last increase of the current tightening cycle.</p><p style=\"text-align: start;\">A resilient economy and historically low unemployment well over a year since the Fed began one of its most aggressive rate hiking campaigns in history has repeatedly confounded analysts and investors.</p><p>Inflation is falling, with the headline consumer price index (CPI) measure slowing to 3.0% in June from 4.0% in May. That led many observers on Wall Street to conclude inflation might soon be tamed, prompting some to renew bets that rate cuts could happen by as soon as the end of 2023.</p><p style=\"text-align: start;\">The current debate is whether more rate increases might be needed to ensure &#34;disinflation&#34; continues or if doing more could cause unnecessary damage to the economy.</p><p>But underlying inflation has remained sticky and Fed Chair Jerome Powell and other central bank officials have said more tightening is coming, even though they decided to pause the rate hikes at last month&#39;s policy meeting.</p><p style=\"text-align: start;\">The view that rates will stay higher for longer appears to be gaining traction, with the share of respondents polled during the July 13-18 period who predicted at least one rate cut by the end of March next year down sharply to 55% from 78% last month.</p><p>&#34;For the Fed, despite the soft CPI print, we still anticipate a hike in July ... (and) while we hope the softness in inflation persists, it is unwise from a policymaking standpoint to bank on that,&#34; said Jan Nevruzi, U.S. rates strategist at NatWest Markets.</p><p style=\"text-align: start;\">&#34;We do not want to rush ahead and say the fight against inflation has been won, as we have seen head-fakes in the past.&#34;</p><p style=\"text-align: start;\">Economists and financial market traders appear to still be slightly out of step with the Fed.</p><p style=\"text-align: start;\">The latest &#34;dot-plot&#34; projections from members of the central bank&#39;s policy-setting Federal Open Market Committee suggest the benchmark overnight interest rate will peak at 5.50%-5.75%, but only 19 of 106 economists polled by Reuters forecast it will reach that range.</p><p style=\"text-align: start;\">Expectations the Fed is nearing the end of its hiking cycle have pushed the dollar to its lowest level in more than a year against major currencies. A weaker greenback is likely to make imports costlier and keep price pressures elevated.</p><p style=\"text-align: start;\">Indeed, economists are still concerned that inflation might not come down quickly enough.</p><p style=\"text-align: start;\">Core inflation, which strips out food and energy prices, will be only slightly lower or remain around the current level of just under 5% by the end of the year, 20 of 29 respondents to an additional question in the poll said.</p><p style=\"text-align: start;\">The Fed targets inflation, as measured by the personal consumption expenditures index (PCE), for its 2% target. Core PCE was last reported at 3.8% for May.</p><p style=\"text-align: start;\">But none of the inflation gauges polled by Reuters - CPI, core CPI, PCE and core PCE - were expected to reach 2% until 2025 at the earliest.</p><p style=\"text-align: start;\">&#34;While the latest figures are encouraging, the real battle begins now, as the easy base effects are now behind us,&#34; said Doug Porter, chief economist at BMO Capital Markets, referring to the fact inflation plunged so much in June partly because it was so elevated at the same time last year.</p><p style=\"text-align: start;\">&#34;As the disinflationary force of lower energy prices fades, that will leave us dealing with the underlying 4% trend in core ... (and) to truly crack core will likely require a more significant slowing in the economy.&#34;</p><p style=\"text-align: start;\">The strong labor market is only expected to loosen slightly, nudging up the unemployment rate to 4.0% from the current 3.6% by the end of 2023, the poll showed.</p><p style=\"text-align: start;\">A slight majority of economists who answered an additional question, 14 of 23, said wage inflation would be the most sticky component of core inflation.</p><p style=\"text-align: start;\">Nearly two-thirds of respondents to a separate question, 27 of 41, expected a U.S. recession within the next year, with 85% of them saying it would start at some point in 2023.</p><p style=\"text-align: start;\">Still, the economy was expected to grow 1.5% this year, up from the 1.2% predicted a month ago, and then slow to 0.7% next year.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4512":"苹果概念","BK4529":"IDC概念",".DJI":"道琼斯","BK4554":"元宇宙及AR概念","BK4515":"5G概念",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4575":"芯片概念","BK4535":"淡马锡持仓","BK4527":"明星科技股","BK4550":"红杉资本持仓","BK4588":"碎股","BK4579":"人工智能","BK4141":"半导体产品"},"source_url":"https://www.streetinsider.com/dr/news.php?id=21921416","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2352809775","content_text":"BENGALURU, July 19 (Reuters) - The U.S. Federal Reserve will raise its benchmark overnight interest rate by 25 basis points to the 5.25%-5.50% range on July 26, according to all 106 economists polled by Reuters, with a majority still saying that will be the last increase of the current tightening cycle.A resilient economy and historically low unemployment well over a year since the Fed began one of its most aggressive rate hiking campaigns in history has repeatedly confounded analysts and investors.Inflation is falling, with the headline consumer price index (CPI) measure slowing to 3.0% in June from 4.0% in May. That led many observers on Wall Street to conclude inflation might soon be tamed, prompting some to renew bets that rate cuts could happen by as soon as the end of 2023.The current debate is whether more rate increases might be needed to ensure \"disinflation\" continues or if doing more could cause unnecessary damage to the economy.But underlying inflation has remained sticky and Fed Chair Jerome Powell and other central bank officials have said more tightening is coming, even though they decided to pause the rate hikes at last month's policy meeting.The view that rates will stay higher for longer appears to be gaining traction, with the share of respondents polled during the July 13-18 period who predicted at least one rate cut by the end of March next year down sharply to 55% from 78% last month.\"For the Fed, despite the soft CPI print, we still anticipate a hike in July ... (and) while we hope the softness in inflation persists, it is unwise from a policymaking standpoint to bank on that,\" said Jan Nevruzi, U.S. rates strategist at NatWest Markets.\"We do not want to rush ahead and say the fight against inflation has been won, as we have seen head-fakes in the past.\"Economists and financial market traders appear to still be slightly out of step with the Fed.The latest \"dot-plot\" projections from members of the central bank's policy-setting Federal Open Market Committee suggest the benchmark overnight interest rate will peak at 5.50%-5.75%, but only 19 of 106 economists polled by Reuters forecast it will reach that range.Expectations the Fed is nearing the end of its hiking cycle have pushed the dollar to its lowest level in more than a year against major currencies. A weaker greenback is likely to make imports costlier and keep price pressures elevated.Indeed, economists are still concerned that inflation might not come down quickly enough.Core inflation, which strips out food and energy prices, will be only slightly lower or remain around the current level of just under 5% by the end of the year, 20 of 29 respondents to an additional question in the poll said.The Fed targets inflation, as measured by the personal consumption expenditures index (PCE), for its 2% target. Core PCE was last reported at 3.8% for May.But none of the inflation gauges polled by Reuters - CPI, core CPI, PCE and core PCE - were expected to reach 2% until 2025 at the earliest.\"While the latest figures are encouraging, the real battle begins now, as the easy base effects are now behind us,\" said Doug Porter, chief economist at BMO Capital Markets, referring to the fact inflation plunged so much in June partly because it was so elevated at the same time last year.\"As the disinflationary force of lower energy prices fades, that will leave us dealing with the underlying 4% trend in core ... (and) to truly crack core will likely require a more significant slowing in the economy.\"The strong labor market is only expected to loosen slightly, nudging up the unemployment rate to 4.0% from the current 3.6% by the end of 2023, the poll showed.A slight majority of economists who answered an additional question, 14 of 23, said wage inflation would be the most sticky component of core inflation.Nearly two-thirds of respondents to a separate question, 27 of 41, expected a U.S. recession within the next year, with 85% of them saying it would start at some point in 2023.Still, the economy was expected to grow 1.5% this year, up from the 1.2% predicted a month ago, and then slow to 0.7% next year.","news_type":1},"isVote":1,"tweetType":1,"viewCount":431,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":197555101982864,"gmtCreate":1689265403146,"gmtModify":1689265406622,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Intel is on my watchlist, not doomed okie&nbsp;","listText":"Intel is on my watchlist, not doomed okie&nbsp;","text":"Intel is on my watchlist, not doomed okie","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":13,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/197555101982864","repostId":"2351446211","repostType":2,"repost":{"id":"2351446211","pubTimestamp":1689262274,"share":"https://www.laohu8.com/m/news/2351446211?lang=&edition=full","pubTime":"2023-07-13 23:31","market":"us","language":"en","title":"3 Doomed Tech Stocks Destined for Disaster","url":"https://stock-news.laohu8.com/highlight/detail?id=2351446211","media":"InvestorPlace","summary":"Steer clear of risk in the tech sector by recognizing doomed tech stocks amid economic strife worldwide at this time","content":"<html><head></head><body><ul><li><p>Navigate the tech terrain and avoid these three, doomed tech stocks</p></li><li><p><strong>Coinbase </strong>(<strong>COIN</strong>): The crypto-company faces lawsuits from the SEC and 11 states, threatening its cryptocurrency trading operations and its stock.</p></li><li><p><strong>Snap </strong>(<strong>SNAP</strong>): The social media and camera company is up against stiff competition from its peers such as META.</p></li><li><p><strong>Intel </strong>(<strong>INTC</strong>): The microprocessor giant’s $33 billion investment comes at a time when it’s been delivering record losses.</p></li><li><p>Investors should consider steering clear of these stocks that are on shaky ground.</p></li></ul><p>In the colorful stock market landscape, doomed tech stocks are an ominous yet unavoidable presence. Tech stocks have effectively managed to swim against the current, showcasing an uptick, despite forewarnings of a couple of interest rate hikes in 2023. Investors, eager for signs of recovery, toasted the revival of the tech bull market.</p><p>However, the shadows of a tumultuous 2022 continue to loom over the tech industry. Despite its undeniable allure, the sector saw a staggering $4.6 trillion shrink in market capitalization over the last year. Although the climate has somewhat improved this year, recession indicators and a reliable barometer of consecutive unemployment rates indicate potential economic strife.</p><p>Therefore, it’s imperative to consider avoiding tech stocks that continue to dance on the edge of instability. Investors need to sidestep the ones destined for disaster, keeping a watchful eye over the market.</p><h2 id=\"id_2182156383\">Coinbase (COIN)</h2><p><strong>Coinbase </strong>(NASDAQ: <strong>COIN</strong>) has been one of the top momentum stocks since the start of the year but now grapples with storm clouds on its horizon. The cryptocurrency exchange, reveling in a triple-digit gain over the last six months, got caught by a lawsuit from the U.S. Securities and Exchange Commission (SEC). It has been accused of operating as an unregistered securities dealer and broker, and the company faces a significant challenge.</p><p>Coinbase, unflinching in its response, denies the allegations. CEO Brian Armstrong has pledged to contest the Wall Street regulator in court. However, this judicial shadow introduces a chilling uncertainty over both the company and its COIN stock. Further complicating the situation, another lawsuit, backed by 11 states, compels Coinbase to justify its operations and defend its right to continue trading cryptocurrencies. With the company’s primary revenue stream under threat, these legal hurdles risk magnifying its massive losses.</p><h2 id=\"id_379411329\">Snap (SNAP)</h2><p>Even as <strong>Snap’s </strong>(NYSE: <strong>SNAP</strong>) daily active users flourish, the platform appears stuck in a monetization quandary. Its recent quarterly report unveiled a worrying 7% drop in sales and a 4.5% cost of revenue. With a profitability record that’s been stuck in the mud over the past few years, its window of opportunity for monetizing its users seems to be creaking shut.</p><p>Though <strong><a href=\"https://laohu8.com/S/META\">Meta Platforms</a></strong> (NASDAQ: <strong><u>META</u></strong>) cornerstone service, Facebook, continues to witness lukewarm user growth, its diversified suite, including Instagram, Messenger, and Facebook Marketplace, makes it a dynamic user ecosystem that is hard to escape.</p><p>However, Snap doesn’t boast such a protective moat, facing a constant threat of its diversified rivals’ poaching users. The wise investor might now consider disembarking before the ship navigates into stormier waters.</p><h2 id=\"id_2854609020\">Intel (INTC)</h2><p>In a bold bid to hold its own against semiconductor giants, <strong>Intel </strong>(NASDAQ: <strong>INTC</strong>) embarked on a remarkably risky course, burning through cash at a distressing rate. To back its audacious strategy, the tech giant unveiled a colossal $33 billion investment to erect two new chip fabrication plants in Germany.</p><p>Yet, this massive outlay arrives on the back of Intel’s record-breaking net loss in May, leaving investors in a fix. Not long ago, the tech giant had reduced its annual dividend from $1.46 per share to a humble 50 cents per share, following its negative cash flow in 2022.</p><p>Intel’s journey to regain lost ground is turning out to be a turbulent voyage for shareholders. The company’s shares continue languishing in the red, with its top and bottom-line losses creeping up spectacularly. In addition, its free cash flow margins have nosedived over 18% during the same period, darkening the cloud over Intel’s long-term financial health.</p></body></html>","source":"investorplace_stock_picks","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Doomed Tech Stocks Destined for Disaster</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Doomed Tech Stocks Destined for Disaster\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-07-13 23:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/07/3-doomed-tech-stocks-destined-for-disaster/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Navigate the tech terrain and avoid these three, doomed tech stocksCoinbase (COIN): The crypto-company faces lawsuits from the SEC and 11 states, threatening its cryptocurrency trading operations and ...</p>\n\n<a href=\"https://investorplace.com/2023/07/3-doomed-tech-stocks-destined-for-disaster/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"INTC":"英特尔","COIN":"Coinbase Global, Inc.","SNAP":"Snap Inc"},"source_url":"https://investorplace.com/2023/07/3-doomed-tech-stocks-destined-for-disaster/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2351446211","content_text":"Navigate the tech terrain and avoid these three, doomed tech stocksCoinbase (COIN): The crypto-company faces lawsuits from the SEC and 11 states, threatening its cryptocurrency trading operations and its stock.Snap (SNAP): The social media and camera company is up against stiff competition from its peers such as META.Intel (INTC): The microprocessor giant’s $33 billion investment comes at a time when it’s been delivering record losses.Investors should consider steering clear of these stocks that are on shaky ground.In the colorful stock market landscape, doomed tech stocks are an ominous yet unavoidable presence. Tech stocks have effectively managed to swim against the current, showcasing an uptick, despite forewarnings of a couple of interest rate hikes in 2023. Investors, eager for signs of recovery, toasted the revival of the tech bull market.However, the shadows of a tumultuous 2022 continue to loom over the tech industry. Despite its undeniable allure, the sector saw a staggering $4.6 trillion shrink in market capitalization over the last year. Although the climate has somewhat improved this year, recession indicators and a reliable barometer of consecutive unemployment rates indicate potential economic strife.Therefore, it’s imperative to consider avoiding tech stocks that continue to dance on the edge of instability. Investors need to sidestep the ones destined for disaster, keeping a watchful eye over the market.Coinbase (COIN)Coinbase (NASDAQ: COIN) has been one of the top momentum stocks since the start of the year but now grapples with storm clouds on its horizon. The cryptocurrency exchange, reveling in a triple-digit gain over the last six months, got caught by a lawsuit from the U.S. Securities and Exchange Commission (SEC). It has been accused of operating as an unregistered securities dealer and broker, and the company faces a significant challenge.Coinbase, unflinching in its response, denies the allegations. CEO Brian Armstrong has pledged to contest the Wall Street regulator in court. However, this judicial shadow introduces a chilling uncertainty over both the company and its COIN stock. Further complicating the situation, another lawsuit, backed by 11 states, compels Coinbase to justify its operations and defend its right to continue trading cryptocurrencies. With the company’s primary revenue stream under threat, these legal hurdles risk magnifying its massive losses.Snap (SNAP)Even as Snap’s (NYSE: SNAP) daily active users flourish, the platform appears stuck in a monetization quandary. Its recent quarterly report unveiled a worrying 7% drop in sales and a 4.5% cost of revenue. With a profitability record that’s been stuck in the mud over the past few years, its window of opportunity for monetizing its users seems to be creaking shut.Though Meta Platforms (NASDAQ: META) cornerstone service, Facebook, continues to witness lukewarm user growth, its diversified suite, including Instagram, Messenger, and Facebook Marketplace, makes it a dynamic user ecosystem that is hard to escape.However, Snap doesn’t boast such a protective moat, facing a constant threat of its diversified rivals’ poaching users. The wise investor might now consider disembarking before the ship navigates into stormier waters.Intel (INTC)In a bold bid to hold its own against semiconductor giants, Intel (NASDAQ: INTC) embarked on a remarkably risky course, burning through cash at a distressing rate. To back its audacious strategy, the tech giant unveiled a colossal $33 billion investment to erect two new chip fabrication plants in Germany.Yet, this massive outlay arrives on the back of Intel’s record-breaking net loss in May, leaving investors in a fix. Not long ago, the tech giant had reduced its annual dividend from $1.46 per share to a humble 50 cents per share, following its negative cash flow in 2022.Intel’s journey to regain lost ground is turning out to be a turbulent voyage for shareholders. The company’s shares continue languishing in the red, with its top and bottom-line losses creeping up spectacularly. In addition, its free cash flow margins have nosedived over 18% during the same period, darkening the cloud over Intel’s long-term financial health.","news_type":1},"isVote":1,"tweetType":1,"viewCount":227,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184382765854880,"gmtCreate":1686024221190,"gmtModify":1686024226711,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"😂 nothing to write is it?","listText":"😂 nothing to write is it?","text":"😂 nothing to write is it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/184382765854880","repostId":"1175173704","repostType":2,"repost":{"id":"1175173704","pubTimestamp":1686021258,"share":"https://www.laohu8.com/m/news/1175173704?lang=&edition=full","pubTime":"2023-06-06 11:14","market":"sg","language":"en","title":"Mapletree Industrial Trust's Third-Largest Tenant Initiates Bankruptcy Proceedings","url":"https://stock-news.laohu8.com/highlight/detail?id=1175173704","media":"The Edge Singapore","summary":"Mapletree Industrial Trust (MINT)’s third-largest tenant has initiated bankruptcy proceedings.On Jun","content":"<html><head></head><body><p>Mapletree Industrial Trust (MINT)’s<strong> </strong>third-largest tenant has initiated bankruptcy proceedings.</p><p style=\"text-align: start;\">On June 4, the tenant began a pre-arranged court-supervised process under Chapter 11 of the United States Bankruptcy Code in the US Bankruptcy Court for the District of New Jersey.</p><p style=\"text-align: start;\">The tenant is the REIT’s third-largest tenant, contributing about 3.2% of the REIT’s monthly gross rental income (GRI) as at March 31. Upon the REIT’s completion of the acquisition of the newly built data centre in Osaka, Japan, the tenant would be MINT’s fourth-largest tenant, accounting for 3.0% of the REIT’s enlarged portfolio by GRI.</p><p>A global colocation provider, the tenant currently occupies space in eight data centres located across North America. Of the eight, seven of them are held under the Mapletree Rosewood Data Centre Trust, a 50:50 joint venture (JV) with Mapletree Investments Pte Ltd.</p><p style=\"text-align: start;\">According to MINT, the tenant has met its full rental obligations for the month of April and has partly fulfilled its rental obligations for the month of May. The REIT is pursuing the balance of the outstanding rental payments for the latter.</p><p style=\"text-align: start;\">As at March 31, MINT has over 2,300 tenants across its 141 properties in North America and Singapore.</p><p></p></body></html>","source":"lsy1655096814160","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Mapletree Industrial Trust's Third-Largest Tenant Initiates Bankruptcy Proceedings</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMapletree Industrial Trust's Third-Largest Tenant Initiates Bankruptcy Proceedings\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-06-06 11:14 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.theedgesingapore.com/news/reits/mints-third-largest-tenant-initiates-bankruptcy-proceedings><strong>The Edge Singapore</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Mapletree Industrial Trust (MINT)’s third-largest tenant has initiated bankruptcy proceedings.On June 4, the tenant began a pre-arranged court-supervised process under Chapter 11 of the United States ...</p>\n\n<a href=\"https://www.theedgesingapore.com/news/reits/mints-third-largest-tenant-initiates-bankruptcy-proceedings\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ME8U.SI":"丰树工业信托"},"source_url":"https://www.theedgesingapore.com/news/reits/mints-third-largest-tenant-initiates-bankruptcy-proceedings","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1175173704","content_text":"Mapletree Industrial Trust (MINT)’s third-largest tenant has initiated bankruptcy proceedings.On June 4, the tenant began a pre-arranged court-supervised process under Chapter 11 of the United States Bankruptcy Code in the US Bankruptcy Court for the District of New Jersey.The tenant is the REIT’s third-largest tenant, contributing about 3.2% of the REIT’s monthly gross rental income (GRI) as at March 31. Upon the REIT’s completion of the acquisition of the newly built data centre in Osaka, Japan, the tenant would be MINT’s fourth-largest tenant, accounting for 3.0% of the REIT’s enlarged portfolio by GRI.A global colocation provider, the tenant currently occupies space in eight data centres located across North America. Of the eight, seven of them are held under the Mapletree Rosewood Data Centre Trust, a 50:50 joint venture (JV) with Mapletree Investments Pte Ltd.According to MINT, the tenant has met its full rental obligations for the month of April and has partly fulfilled its rental obligations for the month of May. The REIT is pursuing the balance of the outstanding rental payments for the latter.As at March 31, MINT has over 2,300 tenants across its 141 properties in North America and Singapore.","news_type":1},"isVote":1,"tweetType":1,"viewCount":463,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9979003783,"gmtCreate":1685084899242,"gmtModify":1685084904469,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Probably not at this moment 😕","listText":"Probably not at this moment 😕","text":"Probably not at this moment 😕","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9979003783","repostId":"2338115116","repostType":2,"repost":{"id":"2338115116","pubTimestamp":1685071166,"share":"https://www.laohu8.com/m/news/2338115116?lang=&edition=full","pubTime":"2023-05-26 11:19","market":"us","language":"en","title":"Wall Street Expects These Stocks to Soar 175% and 545%. Should You Buy?","url":"https://stock-news.laohu8.com/highlight/detail?id=2338115116","media":"Motley Fool","summary":"These companies haven't given up on the coronavirus vaccine market.","content":"<html><head></head><body><h2 style=\"text-align: start;\">KEY POINTS</h2><ul><li><p>Novavax and Ocugen fell behind in the coronavirus vaccine race and their shares have plummeted.</p></li><li><p>Now, both companies have revised their strategies.</p></li></ul><p>Wall Street has high hopes for certain stocks over the coming 12 months. Two of them are biotech companies that took center stage during earlier days of the pandemic. I&#39;m talking about <strong>Novavax</strong> and <strong><a href=\"https://laohu8.com/S/OCGN\">Ocugen</a></strong>. Both companies raced to bring a coronavirus vaccine to market.</p><p>As it turns out, Novavax reached commercialization -- but later than today&#39;s market leaders, <strong>Pfizer</strong> and <strong>Moderna</strong>. And Ocugen dropped its flagship vaccine program and replaced it with earlier-stage work on inhaled-vaccine candidates.</p><p>Both stocks are falling in the double digits this year, and that&#39;s after poor performance last year. But could they be heading for a major rebound as Wall Street predicts? And should you get in on these recovery stories?</p><h2>A year behind rivals</h2><p>Novavax brought its vaccine to market a year to a year-and-a-half later than rivals. (The time frame depends on each particular country&#39;s regulatory process.) In any case, the company missed out on the biggest opportunity for vaccine revenue.</p><p>That said, it still generated $1.5 billion in product sales last year. And it recently said it won potential advance purchase agreements for $800 million in vaccine sales outside of the U.S. for this year.</p><p>Still, costs to support the commercial structure have been too high, considering the vaccine&#39;s revenue potential today and moving forward. So Novavax recently announced big moves to realign things. The company said it would cut 25% of its workforce and consolidate its facilities.</p><p>Novavax says its efforts should reduce costs by 40% to 50% in 2024, compared with last year. That refers to research and development costs and selling, general, and administrative expenses.</p><p>At the same time, Novavax is preparing to update its vaccine for the fall vaccination season. Regulators will announce the particular strain to target next month.</p><p>The company&#39;s main headwind is that its technology requires more time than mRNA vaccines -- those sold by Moderna and Pfizer. That said, it still may be able to carve out some share in this fall vaccination market.</p><p>Meanwhile, Novavax&#39;s combined coronavirus/flu vaccine has generated positive data in a phase 2 trial. But the company may have to look for collaborations or other funding options to further develop that candidate.</p><h2>A project on rocky ground</h2><p>Now let&#39;s consider Ocugen. The company&#39;s shares soared when it announced it acquired co-commercialization rights to Bharat Biotech&#39;s Covaxin in the U.S. -- and then later extended this agreement to North America.</p><p>The project started on rocky ground. The U.S. already had plenty of vaccine doses, and Ocugen&#39;s data came from Covaxin&#39;s clinical trials in India. U.S. regulators asked for additional data from new trials, and this lengthened the time frame and deepened development costs.</p><p>A recent U.S. Food and Drug Administration decision technically marked the end of Ocugen&#39;s Covaxin program. The FDA said monovalent vaccines -- or those targeting just the original coronavirus strain -- no longer would be used in the U.S. In its most recent earnings report, Ocugen said it would end the Covaxin program as it wasn&#39;t &#34;commercially viable,&#34; due to that decision.</p><p>Instead, Ocugen has shifted its vaccine program focus to inhaled formulations for coronavirus and flu vaccinations. The company is trying for government funding and hopes to start clinical trials next year.</p><p>Ocugen has two other specialties in the pipeline: Neocart, a cell-therapy candidate for knee cartilage lesions, and a portfolio of early-stage candidates for eye disease.</p><p>Neocart represents its nearest-to-market candidate and, therefore, its first possibility for revenue. It&#39;s an asset the company acquired, and now Novavax must conduct a phase 3 confirmatory trial before applying for regulatory approval. It aims to launch that trial this year.</p><h2>Time to buy?</h2><p>Let&#39;s get to the big question: Should you buy shares of these two biotech companies?</p><p>Novavax shares are heading for a 22% drop this year after a significant loss last year. The company is taking big steps to turn things around, and any good news could spark gains.</p><p>Considering the headwinds Novavax is facing right now, however, I think a 175% increase in just 12 months may be a bit optimistic. Aggressive investors may consider picking up a few shares, but most investors would be better off watching for progress in Novavax&#39;s recovery story.</p><p>I&#39;m even more wary about Ocugen. The company focused specifically on eye disease before the pandemic, then went after closer-to-market assets to help fund the pipeline. That&#39;s a good idea. But in my opinion, Covaxin was the wrong product to choose right from the start. Pfizer and Moderna already dominated the U.S. vaccine market, leaving little room for newcomers.</p><p>Neocart may be a better choice for potential revenue. And a victory here could lift the stock. Importantly, it also could help Ocugen advance the rest of its candidates.</p><p>An increase of more than 500% over the next year, as predicted by Wall Street, is possible. Ocugen has been known to soar on any good news, but I&#39;m not convinced that gain would be lasting. That&#39;s why I wouldn&#39;t recommend this high-risk stock to long-term investors right now.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall Street Expects These Stocks to Soar 175% and 545%. Should You Buy?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall Street Expects These Stocks to Soar 175% and 545%. Should You Buy?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-05-26 11:19 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/05/25/wall-street-expects-these-stocks-soar-100-percent/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTSNovavax and Ocugen fell behind in the coronavirus vaccine race and their shares have plummeted.Now, both companies have revised their strategies.Wall Street has high hopes for certain stocks...</p>\n\n<a href=\"https://www.fool.com/investing/2023/05/25/wall-street-expects-these-stocks-soar-100-percent/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SG9999001176.USD":"United Global Healthcare Acc USD","BK4568":"美国抗疫概念","BK4588":"碎股","BK4550":"红杉资本持仓","IE00BLSP4239.USD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis USD Plus","IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","SG9999003800.SGD":"Nikko AM Global Dividend Equity Acc SGD-H","SG9999013999.USD":"UOB UNITED GLOBAL HEALTHCARE FUND (USDHDG) INC","SGXZ57979304.SGD":"United Global Healthcare A Acc SGD-H","SG9999001176.SGD":"UOB UNITED GLOBAL HEALTHCARE \"SGD\" (ACC)","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0456855351.SGD":"JPMorgan Funds - Global Equity A (acc) SGD","IE00B19Z3581.USD":"Legg Mason ClearBridge - Value A Acc USD","LU1023059063.AUD":"BGF WORLD HEALTHSCIENCE \"A2\" (AUDHDG) ACC","BK4581":"高盛持仓","LU0289739699.SGD":"AB INTERNATIONAL HEALTH CARE PORTFOLIO \"A\" (SGD) ACC","LU1057294990.SGD":"Blackrock World Healthscience A2 SGD-H","OCGN":"Ocugen","IE00B19Z3B42.SGD":"Legg Mason ClearBridge - Value A Acc SGD","PFE":"辉瑞","BK4563":"昨日强势股","IE00BBT3K403.USD":"LEGG MASON CLEARBRIDGE TACTICAL DIVIDEND INCOME \"A(USD) ACC","SG9999011175.SGD":"Nikko AM Global Dividend Equity Dis SGD-H","SG9999002232.USD":"Allianz Global High Payout USD","LU0234572021.USD":"高盛美国核心股票组合Acc","LU0058720904.USD":"联博国际健康护理基金A","SG9999002224.SGD":"Allianz Global High Payout SGD","NVAX":"诺瓦瓦克斯医药","LU1066051498.USD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM2\" (USD) INC","LU1066053197.SGD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM3\" (SGDHDG) INC","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","BK4139":"生物科技","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4007":"制药","LU0122379950.USD":"贝莱德世界健康科学A2","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","IE0002270589.USD":"LEGG MASON CLEARBRIDGE VALUE \"A\" (USD) INC"},"source_url":"https://www.fool.com/investing/2023/05/25/wall-street-expects-these-stocks-soar-100-percent/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2338115116","content_text":"KEY POINTSNovavax and Ocugen fell behind in the coronavirus vaccine race and their shares have plummeted.Now, both companies have revised their strategies.Wall Street has high hopes for certain stocks over the coming 12 months. Two of them are biotech companies that took center stage during earlier days of the pandemic. I'm talking about Novavax and Ocugen. Both companies raced to bring a coronavirus vaccine to market.As it turns out, Novavax reached commercialization -- but later than today's market leaders, Pfizer and Moderna. And Ocugen dropped its flagship vaccine program and replaced it with earlier-stage work on inhaled-vaccine candidates.Both stocks are falling in the double digits this year, and that's after poor performance last year. But could they be heading for a major rebound as Wall Street predicts? And should you get in on these recovery stories?A year behind rivalsNovavax brought its vaccine to market a year to a year-and-a-half later than rivals. (The time frame depends on each particular country's regulatory process.) In any case, the company missed out on the biggest opportunity for vaccine revenue.That said, it still generated $1.5 billion in product sales last year. And it recently said it won potential advance purchase agreements for $800 million in vaccine sales outside of the U.S. for this year.Still, costs to support the commercial structure have been too high, considering the vaccine's revenue potential today and moving forward. So Novavax recently announced big moves to realign things. The company said it would cut 25% of its workforce and consolidate its facilities.Novavax says its efforts should reduce costs by 40% to 50% in 2024, compared with last year. That refers to research and development costs and selling, general, and administrative expenses.At the same time, Novavax is preparing to update its vaccine for the fall vaccination season. Regulators will announce the particular strain to target next month.The company's main headwind is that its technology requires more time than mRNA vaccines -- those sold by Moderna and Pfizer. That said, it still may be able to carve out some share in this fall vaccination market.Meanwhile, Novavax's combined coronavirus/flu vaccine has generated positive data in a phase 2 trial. But the company may have to look for collaborations or other funding options to further develop that candidate.A project on rocky groundNow let's consider Ocugen. The company's shares soared when it announced it acquired co-commercialization rights to Bharat Biotech's Covaxin in the U.S. -- and then later extended this agreement to North America.The project started on rocky ground. The U.S. already had plenty of vaccine doses, and Ocugen's data came from Covaxin's clinical trials in India. U.S. regulators asked for additional data from new trials, and this lengthened the time frame and deepened development costs.A recent U.S. Food and Drug Administration decision technically marked the end of Ocugen's Covaxin program. The FDA said monovalent vaccines -- or those targeting just the original coronavirus strain -- no longer would be used in the U.S. In its most recent earnings report, Ocugen said it would end the Covaxin program as it wasn't \"commercially viable,\" due to that decision.Instead, Ocugen has shifted its vaccine program focus to inhaled formulations for coronavirus and flu vaccinations. The company is trying for government funding and hopes to start clinical trials next year.Ocugen has two other specialties in the pipeline: Neocart, a cell-therapy candidate for knee cartilage lesions, and a portfolio of early-stage candidates for eye disease.Neocart represents its nearest-to-market candidate and, therefore, its first possibility for revenue. It's an asset the company acquired, and now Novavax must conduct a phase 3 confirmatory trial before applying for regulatory approval. It aims to launch that trial this year.Time to buy?Let's get to the big question: Should you buy shares of these two biotech companies?Novavax shares are heading for a 22% drop this year after a significant loss last year. The company is taking big steps to turn things around, and any good news could spark gains.Considering the headwinds Novavax is facing right now, however, I think a 175% increase in just 12 months may be a bit optimistic. Aggressive investors may consider picking up a few shares, but most investors would be better off watching for progress in Novavax's recovery story.I'm even more wary about Ocugen. The company focused specifically on eye disease before the pandemic, then went after closer-to-market assets to help fund the pipeline. That's a good idea. But in my opinion, Covaxin was the wrong product to choose right from the start. Pfizer and Moderna already dominated the U.S. vaccine market, leaving little room for newcomers.Neocart may be a better choice for potential revenue. And a victory here could lift the stock. Importantly, it also could help Ocugen advance the rest of its candidates.An increase of more than 500% over the next year, as predicted by Wall Street, is possible. Ocugen has been known to soar on any good news, but I'm not convinced that gain would be lasting. That's why I wouldn't recommend this high-risk stock to long-term investors right now.","news_type":1},"isVote":1,"tweetType":1,"viewCount":130,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9970781796,"gmtCreate":1684977038016,"gmtModify":1684977042520,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Oh no 😯","listText":"Oh no 😯","text":"Oh no 😯","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9970781796","repostId":"2338725902","repostType":2,"repost":{"id":"2338725902","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1684972283,"share":"https://www.laohu8.com/m/news/2338725902?lang=&edition=full","pubTime":"2023-05-25 07:51","market":"us","language":"en","title":"Fed Agreed Need for More Rate Hikes After May Meeting Was \"Less Certain\"","url":"https://stock-news.laohu8.com/highlight/detail?id=2338725902","media":"Reuters","summary":"ASHINGTON, May 24 (Reuters) - Federal Reserve officials \"generally agreed\" last month that the need ","content":"<html><head></head><body><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/72f1ea561e084e63a1ef04f2083ebb9e\" alt=\"\" title=\"\" tg-width=\"3462\" tg-height=\"2286\"/></p><p>ASHINGTON, May 24 (Reuters) - Federal Reserve officials &#34;generally agreed&#34; last month that the need for further interest rate increases &#34;had become less certain,&#34; with several saying that the quarter-percentage-point hike they approved might be the last, according to minutes of the May 2-3 meeting released on Wednesday.</p><p>Others cautioned the U.S. central bank needed to keep its options open given the risks of persistent inflation, which is still running at more than two times the Fed&#39;s 2% target.</p><p>&#34;Several participants noted that if the economy evolved along the lines of their current outlooks, then further policy firming after this meeting may not be necessary,&#34; the minutes said, adding weight to expectations the Fed is likely to pause its aggressive rate-hike campaign at its June 13-14 meeting.</p><p>Yet there was division about the path ahead.</p><p>With Fed staff continuing to project a mild recession later this year, some policymakers &#34;saw evidence that the past year&#39;s tightening was beginning to have its intended impact,&#34; with &#34;almost all participants&#34; seeing risks to economic growth due to a tightening of bank credit after a string of bank failures.</p><p>Still, &#34;almost all&#34; also saw upside risks to inflation, and &#34;many participants focused on the need to retain optionality&#34; to either hold rates steady or increase them. Some saw the need for further rate hikes as &#34;likely.&#34;</p><p>In addition, &#34;some participants stressed that it was crucial&#34; not to convey that rate cuts are likely or that further increases in borrowing costs &#34;had been ruled out.&#34;</p><p>&#34;Whether we should hike or skip at the June meeting will depend on how the data come in over the next three weeks,&#34; Fed Governor Christopher Waller said on Wednesday at an event in California.</p><p>&#34;Between now and then, we need to maintain flexibility on the best decision to take in June,&#34; said Waller, showing openness to a pause after months in which he has been a leading voice for continued rate increases.</p><p>BMO Capital Markets said in a note that the &#34;most prominent theme within the minutes of the May FOMC (Federal Open Market Committee) meeting was the collective caution, and uncertainty, around the credit tightening implications from the regional banking crisis.&#34;</p><h2>DEBT CEILING WORRIES</h2><p>The May meeting took place against the backdrop of a political standoff between the Biden administration and Republicans in Congress over raising the U.S. debt limit, a step which, if not taken, could lead the country to default on payments to bondholders.</p><p>Fed officials noted the risks.</p><p>Failure to raise the debt ceiling threatens &#34;significant disruptions to the financial system and tighter financial conditions that weaken the economy,&#34; some participants noted.</p><p>&#34;A number&#34; of participants said the central bank &#34;should maintain readiness to use its liquidity tools&#34; to offset the damage of a possible default.</p><p>Short-term interest rate futures were little changed after the release of the minutes, with traders seeing about even odds the Fed will raise rates one more time, if not in June then in July. Traders continue to see the Fed&#39;s policy rate dropping from its current level by December.</p><p>The May 3 rate hike had &#34;very strong across-the-board support,&#34; Fed Chair Jerome Powell said in his post-meeting press conference three weeks ago, but also came with language in the policy statement that opened the door to holding rates steady from there to let the economy and financial system fully adjust to the rapid rises in borrowing costs of the past 14 months.</p><p>&#34;Participants emphasized the importance of communicating to the public the data-dependent approach,&#34; the minutes said of the Fed&#39;s decision to change its policy guidance.</p><p>The 5.00%-5.25% policy rate set by the Fed earlier this month matches the peak median rate anticipated by policymakers in the economic projections released by the central bank in March and last December.</p><p>New projections will be published at the end of next month&#39;s meeting, but the most recent data has given little clarity about where the Fed&#39;s inflation battle is heading and how fast. The pace of price increases is slowing, but only modestly, and the economy remains stronger than expected in key ways, particularly in terms of job and wage growth.</p><p>Yet there are also signs that the economy is cooling, and a bout of stress in the financial system has led to expectations of a tightening of credit for businesses and households.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Fed Agreed Need for More Rate Hikes After May Meeting Was \"Less Certain\"</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFed Agreed Need for More Rate Hikes After May Meeting Was \"Less Certain\"\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2023-05-25 07:51</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/72f1ea561e084e63a1ef04f2083ebb9e\" alt=\"\" title=\"\" tg-width=\"3462\" tg-height=\"2286\"/></p><p>ASHINGTON, May 24 (Reuters) - Federal Reserve officials &#34;generally agreed&#34; last month that the need for further interest rate increases &#34;had become less certain,&#34; with several saying that the quarter-percentage-point hike they approved might be the last, according to minutes of the May 2-3 meeting released on Wednesday.</p><p>Others cautioned the U.S. central bank needed to keep its options open given the risks of persistent inflation, which is still running at more than two times the Fed&#39;s 2% target.</p><p>&#34;Several participants noted that if the economy evolved along the lines of their current outlooks, then further policy firming after this meeting may not be necessary,&#34; the minutes said, adding weight to expectations the Fed is likely to pause its aggressive rate-hike campaign at its June 13-14 meeting.</p><p>Yet there was division about the path ahead.</p><p>With Fed staff continuing to project a mild recession later this year, some policymakers &#34;saw evidence that the past year&#39;s tightening was beginning to have its intended impact,&#34; with &#34;almost all participants&#34; seeing risks to economic growth due to a tightening of bank credit after a string of bank failures.</p><p>Still, &#34;almost all&#34; also saw upside risks to inflation, and &#34;many participants focused on the need to retain optionality&#34; to either hold rates steady or increase them. Some saw the need for further rate hikes as &#34;likely.&#34;</p><p>In addition, &#34;some participants stressed that it was crucial&#34; not to convey that rate cuts are likely or that further increases in borrowing costs &#34;had been ruled out.&#34;</p><p>&#34;Whether we should hike or skip at the June meeting will depend on how the data come in over the next three weeks,&#34; Fed Governor Christopher Waller said on Wednesday at an event in California.</p><p>&#34;Between now and then, we need to maintain flexibility on the best decision to take in June,&#34; said Waller, showing openness to a pause after months in which he has been a leading voice for continued rate increases.</p><p>BMO Capital Markets said in a note that the &#34;most prominent theme within the minutes of the May FOMC (Federal Open Market Committee) meeting was the collective caution, and uncertainty, around the credit tightening implications from the regional banking crisis.&#34;</p><h2>DEBT CEILING WORRIES</h2><p>The May meeting took place against the backdrop of a political standoff between the Biden administration and Republicans in Congress over raising the U.S. debt limit, a step which, if not taken, could lead the country to default on payments to bondholders.</p><p>Fed officials noted the risks.</p><p>Failure to raise the debt ceiling threatens &#34;significant disruptions to the financial system and tighter financial conditions that weaken the economy,&#34; some participants noted.</p><p>&#34;A number&#34; of participants said the central bank &#34;should maintain readiness to use its liquidity tools&#34; to offset the damage of a possible default.</p><p>Short-term interest rate futures were little changed after the release of the minutes, with traders seeing about even odds the Fed will raise rates one more time, if not in June then in July. Traders continue to see the Fed&#39;s policy rate dropping from its current level by December.</p><p>The May 3 rate hike had &#34;very strong across-the-board support,&#34; Fed Chair Jerome Powell said in his post-meeting press conference three weeks ago, but also came with language in the policy statement that opened the door to holding rates steady from there to let the economy and financial system fully adjust to the rapid rises in borrowing costs of the past 14 months.</p><p>&#34;Participants emphasized the importance of communicating to the public the data-dependent approach,&#34; the minutes said of the Fed&#39;s decision to change its policy guidance.</p><p>The 5.00%-5.25% policy rate set by the Fed earlier this month matches the peak median rate anticipated by policymakers in the economic projections released by the central bank in March and last December.</p><p>New projections will be published at the end of next month&#39;s meeting, but the most recent data has given little clarity about where the Fed&#39;s inflation battle is heading and how fast. The pace of price increases is slowing, but only modestly, and the economy remains stronger than expected in key ways, particularly in terms of job and wage growth.</p><p>Yet there are also signs that the economy is cooling, and a bout of stress in the financial system has led to expectations of a tightening of credit for businesses and households.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".DJI":"道琼斯",".SPX":"S&P 500 Index"},"source_url":"https://api.rkd.refinitiv.com/api/News/News.svc/REST/News_1/RetrieveStoryML_1","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2338725902","content_text":"ASHINGTON, May 24 (Reuters) - Federal Reserve officials \"generally agreed\" last month that the need for further interest rate increases \"had become less certain,\" with several saying that the quarter-percentage-point hike they approved might be the last, according to minutes of the May 2-3 meeting released on Wednesday.Others cautioned the U.S. central bank needed to keep its options open given the risks of persistent inflation, which is still running at more than two times the Fed's 2% target.\"Several participants noted that if the economy evolved along the lines of their current outlooks, then further policy firming after this meeting may not be necessary,\" the minutes said, adding weight to expectations the Fed is likely to pause its aggressive rate-hike campaign at its June 13-14 meeting.Yet there was division about the path ahead.With Fed staff continuing to project a mild recession later this year, some policymakers \"saw evidence that the past year's tightening was beginning to have its intended impact,\" with \"almost all participants\" seeing risks to economic growth due to a tightening of bank credit after a string of bank failures.Still, \"almost all\" also saw upside risks to inflation, and \"many participants focused on the need to retain optionality\" to either hold rates steady or increase them. Some saw the need for further rate hikes as \"likely.\"In addition, \"some participants stressed that it was crucial\" not to convey that rate cuts are likely or that further increases in borrowing costs \"had been ruled out.\"\"Whether we should hike or skip at the June meeting will depend on how the data come in over the next three weeks,\" Fed Governor Christopher Waller said on Wednesday at an event in California.\"Between now and then, we need to maintain flexibility on the best decision to take in June,\" said Waller, showing openness to a pause after months in which he has been a leading voice for continued rate increases.BMO Capital Markets said in a note that the \"most prominent theme within the minutes of the May FOMC (Federal Open Market Committee) meeting was the collective caution, and uncertainty, around the credit tightening implications from the regional banking crisis.\"DEBT CEILING WORRIESThe May meeting took place against the backdrop of a political standoff between the Biden administration and Republicans in Congress over raising the U.S. debt limit, a step which, if not taken, could lead the country to default on payments to bondholders.Fed officials noted the risks.Failure to raise the debt ceiling threatens \"significant disruptions to the financial system and tighter financial conditions that weaken the economy,\" some participants noted.\"A number\" of participants said the central bank \"should maintain readiness to use its liquidity tools\" to offset the damage of a possible default.Short-term interest rate futures were little changed after the release of the minutes, with traders seeing about even odds the Fed will raise rates one more time, if not in June then in July. Traders continue to see the Fed's policy rate dropping from its current level by December.The May 3 rate hike had \"very strong across-the-board support,\" Fed Chair Jerome Powell said in his post-meeting press conference three weeks ago, but also came with language in the policy statement that opened the door to holding rates steady from there to let the economy and financial system fully adjust to the rapid rises in borrowing costs of the past 14 months.\"Participants emphasized the importance of communicating to the public the data-dependent approach,\" the minutes said of the Fed's decision to change its policy guidance.The 5.00%-5.25% policy rate set by the Fed earlier this month matches the peak median rate anticipated by policymakers in the economic projections released by the central bank in March and last December.New projections will be published at the end of next month's meeting, but the most recent data has given little clarity about where the Fed's inflation battle is heading and how fast. The pace of price increases is slowing, but only modestly, and the economy remains stronger than expected in key ways, particularly in terms of job and wage growth.Yet there are also signs that the economy is cooling, and a bout of stress in the financial system has led to expectations of a tightening of credit for businesses and households.","news_type":1},"isVote":1,"tweetType":1,"viewCount":191,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9970991305,"gmtCreate":1683786863007,"gmtModify":1683786867674,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"When will the price hit $36?&nbsp;","listText":"When will the price hit $36?&nbsp;","text":"When will the price hit $36?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9970991305","repostId":"2334440716","repostType":2,"repost":{"id":"2334440716","pubTimestamp":1683785159,"share":"https://www.laohu8.com/m/news/2334440716?lang=&edition=full","pubTime":"2023-05-11 14:05","market":"sg","language":"en","title":"UOB’s Acquisition of Citi’s Consumer Banking Businesses in Malaysia, Thailand, Vietnam Brings Customers to Over 7 Mil","url":"https://stock-news.laohu8.com/highlight/detail?id=2334440716","media":"Felicia Tan","summary":"The bank states that it will have close to 8 mil customers by end-2023 after the acquisition of Citi’s Indonesia consumer business","content":"<html><head></head><body><p>The completion of United Overseas Bank’s (UOB) acquisition of Citi’s consumer banking businesses in Malaysia, Thailand and Vietnam has brought the bank’s regional retail customer count to over seven million as at March 31.</p><p>When it completes its acquisition of Citi’s consumer business in Indonesia, the bank’s customer count will have close to eight million customers, says UOB.</p><p>“Our transformative decision to acquire Citigroup’s consumer businesses in four Asean markets during the pandemic has proven to be very timely, positioning us well as consumer spending returns with a vengeance,” says Jacquelyn Tan, head of group personal financial services at UOB.</p><p>The four markets are also expected to provide an additional $1 billion to UOB’s revenue on a full-year basis in addition to building stronger resilience with diversification in its geographical and revenue mix.</p><p>Prior to the acquisition, 70% of UOB’s portfolio was in Singapore versus 30% in the region. After the acquisition, UOB’s Singapore portfolio is now at 60% compared to the region’s 40%.</p><p>In the 1QFY2023 ended March, UOB saw its net credit card fees almost doubling y-o-y with Citi’s portfolio contributing a quarter to the amount. Loans and deposits grew by almost 10% and 15% y-o-y in the 1QFY2023 as well following the acquisition.</p><p>During the same period, the Asean-4, which is made up of Malaysia, Thailand, Indonesia and Vietnam accounted for over 35% of the bank’s group personal financial services income. UOB’s network of branches in Malaysia, Thailand and Vietnam also grew by 15 as of March.</p><p>In the 1QFY2023, total cross-border billings for UOB’s credit cards in Asean grew almost three times y-o-y.</p><p>The bank’s total income from its unsecured business is also expected to almost double by the end of FY2023.</p><p>Following the acquisition, UOB is now the top in consumer card spend for <a href=\"https://laohu8.com/S/V\">Visa</a> in Asean. The bank is also the top issuer of MasterCard for credit cards in the region, notes Tan.</p><p>“These are two huge achievements, altogether. [It] also speaks of the size and the presence that we have individual countries on top of Singapore,” she says.</p><p>In Singapore, about 1.3 million UOB credit cards are in use today, which translates to about one in two cardholders in Singapore that holds a card from the bank.</p><p>“Aside from the Citi acquisition that loaded about close to - by the end of the four countries - more than two million customers organically. Annually, we onboard about 800,000 customers, of which more than 50% are digitally acquired through our UOB TMRW platform. That is a nice complement of both organic as well as inorganic growth to build up our franchise,” she adds.</p><p>According to UOB, the figures bode well and are in line with the bullish forecasts for Asean and the Asia-Pacific (APAC) region compared to the rest of the world. In its statement, UOB highlighted that the International Monetary Fund (IMF) estimated that APAC will see overall GDP growth of 4.6% in 2023, up 0.6% from the year before and above the forecasts of a 2.8% global growth in GDP.</p><p>The Asian Development Bank had also forecasted that Southeast Asia’s GDP growth will keep pace at 4.7% in 2023 amid the global headwinds.</p></body></html>","source":"edge_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>UOB’s Acquisition of Citi’s Consumer Banking Businesses in Malaysia, Thailand, Vietnam Brings Customers to Over 7 Mil</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUOB’s Acquisition of Citi’s Consumer Banking Businesses in Malaysia, Thailand, Vietnam Brings Customers to Over 7 Mil\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-05-11 14:05 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.theedgesingapore.com/news/banking-finance/uobs-acquisition-citis-consumer-banking-businesses-malaysia-thailand-vietnam?utm_source=Blog&utm_medium=RSS&utm_campaign=Tiger_Brokers_app_RSS><strong>Felicia Tan</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The completion of United Overseas Bank’s (UOB) acquisition of Citi’s consumer banking businesses in Malaysia, Thailand and Vietnam has brought the bank’s regional retail customer count to over seven ...</p>\n\n<a href=\"https://www.theedgesingapore.com/news/banking-finance/uobs-acquisition-citis-consumer-banking-businesses-malaysia-thailand-vietnam?utm_source=Blog&utm_medium=RSS&utm_campaign=Tiger_Brokers_app_RSS\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"U11.SI":"大华银行"},"source_url":"https://www.theedgesingapore.com/news/banking-finance/uobs-acquisition-citis-consumer-banking-businesses-malaysia-thailand-vietnam?utm_source=Blog&utm_medium=RSS&utm_campaign=Tiger_Brokers_app_RSS","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2334440716","content_text":"The completion of United Overseas Bank’s (UOB) acquisition of Citi’s consumer banking businesses in Malaysia, Thailand and Vietnam has brought the bank’s regional retail customer count to over seven million as at March 31.When it completes its acquisition of Citi’s consumer business in Indonesia, the bank’s customer count will have close to eight million customers, says UOB.“Our transformative decision to acquire Citigroup’s consumer businesses in four Asean markets during the pandemic has proven to be very timely, positioning us well as consumer spending returns with a vengeance,” says Jacquelyn Tan, head of group personal financial services at UOB.The four markets are also expected to provide an additional $1 billion to UOB’s revenue on a full-year basis in addition to building stronger resilience with diversification in its geographical and revenue mix.Prior to the acquisition, 70% of UOB’s portfolio was in Singapore versus 30% in the region. After the acquisition, UOB’s Singapore portfolio is now at 60% compared to the region’s 40%.In the 1QFY2023 ended March, UOB saw its net credit card fees almost doubling y-o-y with Citi’s portfolio contributing a quarter to the amount. Loans and deposits grew by almost 10% and 15% y-o-y in the 1QFY2023 as well following the acquisition.During the same period, the Asean-4, which is made up of Malaysia, Thailand, Indonesia and Vietnam accounted for over 35% of the bank’s group personal financial services income. UOB’s network of branches in Malaysia, Thailand and Vietnam also grew by 15 as of March.In the 1QFY2023, total cross-border billings for UOB’s credit cards in Asean grew almost three times y-o-y.The bank’s total income from its unsecured business is also expected to almost double by the end of FY2023.Following the acquisition, UOB is now the top in consumer card spend for Visa in Asean. The bank is also the top issuer of MasterCard for credit cards in the region, notes Tan.“These are two huge achievements, altogether. [It] also speaks of the size and the presence that we have individual countries on top of Singapore,” she says.In Singapore, about 1.3 million UOB credit cards are in use today, which translates to about one in two cardholders in Singapore that holds a card from the bank.“Aside from the Citi acquisition that loaded about close to - by the end of the four countries - more than two million customers organically. Annually, we onboard about 800,000 customers, of which more than 50% are digitally acquired through our UOB TMRW platform. That is a nice complement of both organic as well as inorganic growth to build up our franchise,” she adds.According to UOB, the figures bode well and are in line with the bullish forecasts for Asean and the Asia-Pacific (APAC) region compared to the rest of the world. In its statement, UOB highlighted that the International Monetary Fund (IMF) estimated that APAC will see overall GDP growth of 4.6% in 2023, up 0.6% from the year before and above the forecasts of a 2.8% global growth in GDP.The Asian Development Bank had also forecasted that Southeast Asia’s GDP growth will keep pace at 4.7% in 2023 amid the global headwinds.","news_type":1},"isVote":1,"tweetType":1,"viewCount":199,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9970026643,"gmtCreate":1683730945283,"gmtModify":1683730949682,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"[Happy]&nbsp;[Happy]&nbsp;[Happy]&nbsp;[Happy]&nbsp;","listText":"[Happy]&nbsp;[Happy]&nbsp;[Happy]&nbsp;[Happy]&nbsp;","text":"[Happy] [Happy] [Happy] [Happy]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9970026643","repostId":"2334276886","repostType":2,"repost":{"id":"2334276886","pubTimestamp":1683723502,"share":"https://www.laohu8.com/m/news/2334276886?lang=&edition=full","pubTime":"2023-05-10 20:58","market":"us","language":"en","title":"7 Stocks AI Predicts Will Gain in 30 Days","url":"https://stock-news.laohu8.com/highlight/detail?id=2334276886","media":"InvestorPlace","summary":"WeWork (WE): The co-working space company says memberships are up year over year.PacWest (PACW): The","content":"<html><head></head><body><ul><li><p><strong><a href=\"https://laohu8.com/S/WE\">WeWork</a></strong> (<strong>WE</strong>): The co-working space company says memberships are up year over year.</p></li><li><p><strong>PacWest</strong> (<strong>PACW</strong>): The regional banking crisis is weighing on PACW, but its execs are betting on its survival.</p></li><li><p><strong>Credit Suisse</strong> (<strong>CS</strong>): The Swiss bank is waiting for <strong>UBS</strong> (<strong><u>UBS</u></strong>) to finish its acquisition.</p></li><li><p>Continue reading for the complete list of stocks to watch!</p></li></ul><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ec2e5d08625d7d9ababf9b2fcc7f8c95\" tg-width=\"768\" tg-height=\"432\"/></p><p>Source: shutterstock.com/local_doctor</p><p>The world’s foremost artificial intelligence (AI) stock trading algorithm, An-E, predicts that seven stocks will gain 5%… or more…  by June 6.</p><p>An-E (pronounced Annie) has made this kind of prediction before. Back in December, Wall Street was bullish on <strong>Johnson &amp; Johnson</strong> (NYSE:<strong><u>JNJ</u></strong>). Analysts were convinced JNJ could only go up… but An-E knew better. The algorithm said that JNJ stock was headed down 10% over one month… and JNJ stock fell that exact amount.</p><p>Wall Street was shocked… but An-E saw it coming long before everyone else.</p><p>We’ve seen spot-on predictions for <strong>Vontier</strong> (NYSE:<strong><u>VNT</u></strong>)… <strong>Martin Marietta Materials </strong>(NYSE:<strong><u>MLM</u></strong>)… <strong>Domino’s Pizza</strong> (NYSE:<strong><u>DPZ</u></strong>). Now this technology has flagged a big move coming in these stocks to watch over the next 21 days.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>WeWork (WE)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/5adf5100114a22f3c7f5853b82461ccc\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: photobyphm / Shutterstock.com</p><p><strong>An-E Prediction: </strong>Gain 12.72% by June 6</p><p><strong>WeWork</strong> (NYSE:<strong><u>WE</u></strong>) gained attention in Tuesday trading after the co-working company reported results for the first quarter of 2023. Its loss per share of 34 cents was in line with the analyst estimate. So was its revenue, which came in at $849 million.</p><p>By the end of the first quarter, CEO Sandeep Mathrani said WeWork had made great progress on its debt restructuring plans and had improved its fundamentals. As of the end of March, it had 73% occupancy across its 904,000 work stations. It also reported that its memberships were up 6% year over year.</p><p>So where does WE stock go next? According to An-E, shares will gain 12.72% by June 6.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>PacWest (PACW)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9f59385c8ac1fe459e0abf26c3e894db\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: JHVEPhoto / Shutterstock.com</p><p><strong>An-E Prediction:</strong> Gain 9.89% by June 6</p><p><strong>PacWest</strong> (NASDAQ:<strong><u>PACW</u></strong>) has been in the news lately for all of the wrong reasons. Shares are down more than 71% year to date as investors worry it will be the next victim of the regional banking crisis.</p><p>However, the Beverly Hills-based bank maintains it is in a strong position. On its Q1 earnings call, CEO Paul Taylor said that deposits have stabilized, with 71% of total deposits now insured as of the end of March. PacWest additionally saw total deposits increase $700 million quarter over quarter.</p><p>So where does PacWest go from here? Taylor says the banking chain is focusing on maximizing liquidity, and the An-E artificial intelligence engine predicts shares can gain 9.89% by June 6.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>Credit Suisse (CS)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/140f4b204308338177c62a9718c4b1df\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: Pincasso / Shutterstock.com</p><p><strong>An-E Prediction: </strong>8.64% Gain by June 6</p><p>Bank stocks across the Atlantic were also not immune from crisis. <strong>Credit Suisse</strong> (NYSE:<strong><u>CS</u></strong>) failed in March 2023, and now, investors are waiting for <strong>UBS</strong> (NYSE:<strong><u>UBS</u></strong>) to complete its acquisition.</p><p>The path to failure, as experts highlight, was paved by numerous scandals. Just before it collapsed, Credit Suisse announced that it found “material weaknesses” in its operations… essentially that it was not appropriately managing risk. Given the collapses of <strong>SVB Financial’s</strong> (OTCMKTS:<strong><u>SIVBQ</u></strong>) Silicon Valley Bank and <strong>Signature Bank </strong>(OTCMKTS:<strong><u>SBNY</u></strong>), investors wanted out.</p><p>Although the UBS deal is approaching its deadline, An-E sees an opportunity. The artificial intelligence engine predicts CS stock can gain 8.64% by June 6.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2><a href=\"https://laohu8.com/S/NRDS\">NerdWallet</a> (NRDS)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/6bc647015fb19c17621e4187dda78d29\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: monticello / Shutterstock.com</p><p><strong>An-E Prediction:</strong> 7.57% Gain by June 6</p><p>At the time of its early November 2021 initial public offering (IPO), <strong>NerdWallet</strong> (NASDAQ:<strong><u>NRDS</u></strong>) had a value of $1.25 billion. Its IPO price range was $17-$19. Now, trading for $8.39, NerdWallet has a market capitalization of $640 million.</p><p>Its shares have fallen 12% so far in 2023.</p><p>However, there might be a case for a turnaround. An-E predicts shares can gain 7.57% by June 6.</p><p>And when the company reported Q1 results, revenue of $169.6 million was up more than 30% year over year. Keep an eye on NRDS stock to see why it caught the eye of this artificial intelligence engine.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>Community Health Systems (CYH)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/15e4245c5d9b6ea3162d3f28d088a354\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: Shutterstock</p><p><strong>An-E Predictions:</strong> 5.88% Gain by June 6</p><p>Investors might not be as familiar with <strong>Community Health Systems</strong> (NYSE:<strong><u>CYH</u></strong>) stock. Based in Franklin, Tennessee, it operates a series of hospitals throughout the U.S. It also manages healthcare facilities like rehab centers, nursing homes, and urgent care clinics.</p><p>With a market cap under $500 million, CYH may not get a lot of attention. However, An-E is flagging that it might be worth watching.</p><p>The artificial intelligence engine predicts it will gain 5.88% by June 6.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>LexinFintech (LX)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/0e14831e64fb603ed33d2eeecf0f9bd1\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: shutterstock.com/ZinetroN</p><p><strong>An-E Prediction:</strong> 5.68% Gain by June 6</p><p>Based in China, <strong>LexinFintech</strong> (NASDAQ:<strong><u>LX</u></strong>) is another relatively small player with a market cap under $500 million. The fintech company provides online financial services, such as through Fenqile.com. This website offers solutions like payment installments and personal loans. Another element of the company is Juzi Licai, an online investment platform.</p><p>Although it may not be well known, investors should definitely add it to their list of stocks to watch. LX shares are up more than 30% so far in 2023, and An-E thinks more gains are on the way.</p><p>In fact, the AI engine predicts the stock will gain 5.68% by June 6.</p><p><strong>Watch our new video to find out how you can get 3,000 more predictions just like this</strong>.</p><h2>Gaotu Techedu (GOTU)</h2><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/74f2a1b83428ddafd9cd680d4fd1ddd4\" tg-width=\"300\" tg-height=\"169\"/></p><p>Source: Travelerpix / Shutterstock.com</p><p><strong>An-E Prediction:</strong> 5.32% Gain by June 6</p><p>A slightly larger company with a market cap just below $800 million, <strong>Gaotu Techedu</strong> (NYSE:<strong><u>GOTU</u></strong>) is also based in China. This company is in the online education space and primarily provides K-12 tutoring. It also offers education solutions like test prep and language courses in English and Japanese.</p><p>Although GOTU stock has been trading sideways in 2023, the last month has been a bit tough. Shares have fallen nearly 20%. Its last quarterly update, in February, may be playing a role with this. Gaotu shared that revenue, billings and net income were all down significantly from the prior-year period.</p><p>However, over the next month, this is a stock to watch. An-E predicts shares will gain 5.32% by June 6.</p></body></html>","source":"investorplace","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>7 Stocks AI Predicts Will Gain in 30 Days</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n7 Stocks AI Predicts Will Gain in 30 Days\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-05-10 20:58 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/05/7-stocks-ai-predicts-will-gain-in-30-days/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>WeWork (WE): The co-working space company says memberships are up year over year.PacWest (PACW): The regional banking crisis is weighing on PACW, but its execs are betting on its survival.Credit ...</p>\n\n<a href=\"https://investorplace.com/2023/05/7-stocks-ai-predicts-will-gain-in-30-days/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0640476718.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQ \"AU\" (USD) ACC","BK4011":"建筑材料","BK4524":"宅经济概念","BK4559":"巴菲特持仓","BK4077":"互动媒体与服务","LU1032466523.USD":"高盛全球多资产收益组合Acc","LU0882574055.USD":"富达全球健康医疗A ACC","BK4166":"消费信贷","BK4550":"红杉资本持仓","BK4579":"人工智能","BK4568":"美国抗疫概念","LU2133065610.SGD":"JPMorgan Investment Funds - Global Dividend A (mth) SGD","LU1430594728.SGD":"Eastspring Investments - Global Low Volatility Equity AS SGD","BK4503":"景林资产持仓","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4118":"综合性资本市场","BK4207":"综合性银行","LU1074936037.SGD":"JPMorgan Funds - US Value A (acc) SGD","BK4589":"SVB概念","PACW":"西太平洋合众银行","BK4581":"高盛持仓","BK4233":"房地产运营公司","LU1732799900.SGD":"JPMorgan Investment Funds - Global Income A (irc) SGD-H","BK4504":"桥水持仓","BK4007":"制药","LU1023059063.AUD":"BGF WORLD HEALTHSCIENCE \"A2\" (AUDHDG) ACC","LU0114720955.EUR":"SUSTAINABLE GLOBAL HEALTH CARE \"A\" INC","LU1585245621.USD":"EASTSPRING INV GLOBAL LOW VOLATILITY EQUITY FUND \"A\" (USD) ACC B","LU0912757837.SGD":"JPMorgan Investment Funds - Global Income A (mth) SGD-H","CYH":"Community Health Systems Inc","LU1506573853.SGD":"MANULIFE GF GLOBAL EQUITY \"AA\" (SGD) INC","LU0792757196.USD":"TEMPLETON SHARIAH GLOBAL EQUITY FUND \"A\" (USD) ACC","LU2237438978.USD":"Amundi Funds US Pioneer A2 (C) USD","LU1732800096.USD":"摩根大通环球收益基金A (irc)","LX":"乐信","LU1057294990.SGD":"Blackrock World Healthscience A2 SGD-H","BK4532":"文艺复兴科技持仓","BK4204":"教育服务","NRDS":"NerdWallet","LU1280957306.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQUITIES \"AUP\" (USD) INC","BK4531":"中概回港概念","BK4585":"ETF&股票定投概念","LU1261432733.SGD":"Fidelity World A-ACC-SGD","BK4157":"电子设备和仪器","LU1935042991.SGD":"MANULIFE GF GLOBAL MULTI-ASSET DIVERSIFIED INCOME  \"AA\" (SGDHDG) INC","GOTU":"高途","BK4534":"瑞士信贷持仓","BK4506":"内地教育股"},"source_url":"https://investorplace.com/2023/05/7-stocks-ai-predicts-will-gain-in-30-days/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2334276886","content_text":"WeWork (WE): The co-working space company says memberships are up year over year.PacWest (PACW): The regional banking crisis is weighing on PACW, but its execs are betting on its survival.Credit Suisse (CS): The Swiss bank is waiting for UBS (UBS) to finish its acquisition.Continue reading for the complete list of stocks to watch!Source: shutterstock.com/local_doctorThe world’s foremost artificial intelligence (AI) stock trading algorithm, An-E, predicts that seven stocks will gain 5%… or more…  by June 6.An-E (pronounced Annie) has made this kind of prediction before. Back in December, Wall Street was bullish on Johnson & Johnson (NYSE:JNJ). Analysts were convinced JNJ could only go up… but An-E knew better. The algorithm said that JNJ stock was headed down 10% over one month… and JNJ stock fell that exact amount.Wall Street was shocked… but An-E saw it coming long before everyone else.We’ve seen spot-on predictions for Vontier (NYSE:VNT)… Martin Marietta Materials (NYSE:MLM)… Domino’s Pizza (NYSE:DPZ). Now this technology has flagged a big move coming in these stocks to watch over the next 21 days.Watch our new video to find out how you can get 3,000 more predictions just like this.WeWork (WE)Source: photobyphm / Shutterstock.comAn-E Prediction: Gain 12.72% by June 6WeWork (NYSE:WE) gained attention in Tuesday trading after the co-working company reported results for the first quarter of 2023. Its loss per share of 34 cents was in line with the analyst estimate. So was its revenue, which came in at $849 million.By the end of the first quarter, CEO Sandeep Mathrani said WeWork had made great progress on its debt restructuring plans and had improved its fundamentals. As of the end of March, it had 73% occupancy across its 904,000 work stations. It also reported that its memberships were up 6% year over year.So where does WE stock go next? According to An-E, shares will gain 12.72% by June 6.Watch our new video to find out how you can get 3,000 more predictions just like this.PacWest (PACW)Source: JHVEPhoto / Shutterstock.comAn-E Prediction: Gain 9.89% by June 6PacWest (NASDAQ:PACW) has been in the news lately for all of the wrong reasons. Shares are down more than 71% year to date as investors worry it will be the next victim of the regional banking crisis.However, the Beverly Hills-based bank maintains it is in a strong position. On its Q1 earnings call, CEO Paul Taylor said that deposits have stabilized, with 71% of total deposits now insured as of the end of March. PacWest additionally saw total deposits increase $700 million quarter over quarter.So where does PacWest go from here? Taylor says the banking chain is focusing on maximizing liquidity, and the An-E artificial intelligence engine predicts shares can gain 9.89% by June 6.Watch our new video to find out how you can get 3,000 more predictions just like this.Credit Suisse (CS)Source: Pincasso / Shutterstock.comAn-E Prediction: 8.64% Gain by June 6Bank stocks across the Atlantic were also not immune from crisis. Credit Suisse (NYSE:CS) failed in March 2023, and now, investors are waiting for UBS (NYSE:UBS) to complete its acquisition.The path to failure, as experts highlight, was paved by numerous scandals. Just before it collapsed, Credit Suisse announced that it found “material weaknesses” in its operations… essentially that it was not appropriately managing risk. Given the collapses of SVB Financial’s (OTCMKTS:SIVBQ) Silicon Valley Bank and Signature Bank (OTCMKTS:SBNY), investors wanted out.Although the UBS deal is approaching its deadline, An-E sees an opportunity. The artificial intelligence engine predicts CS stock can gain 8.64% by June 6.Watch our new video to find out how you can get 3,000 more predictions just like this.NerdWallet (NRDS)Source: monticello / Shutterstock.comAn-E Prediction: 7.57% Gain by June 6At the time of its early November 2021 initial public offering (IPO), NerdWallet (NASDAQ:NRDS) had a value of $1.25 billion. Its IPO price range was $17-$19. Now, trading for $8.39, NerdWallet has a market capitalization of $640 million.Its shares have fallen 12% so far in 2023.However, there might be a case for a turnaround. An-E predicts shares can gain 7.57% by June 6.And when the company reported Q1 results, revenue of $169.6 million was up more than 30% year over year. Keep an eye on NRDS stock to see why it caught the eye of this artificial intelligence engine.Watch our new video to find out how you can get 3,000 more predictions just like this.Community Health Systems (CYH)Source: ShutterstockAn-E Predictions: 5.88% Gain by June 6Investors might not be as familiar with Community Health Systems (NYSE:CYH) stock. Based in Franklin, Tennessee, it operates a series of hospitals throughout the U.S. It also manages healthcare facilities like rehab centers, nursing homes, and urgent care clinics.With a market cap under $500 million, CYH may not get a lot of attention. However, An-E is flagging that it might be worth watching.The artificial intelligence engine predicts it will gain 5.88% by June 6.Watch our new video to find out how you can get 3,000 more predictions just like this.LexinFintech (LX)Source: shutterstock.com/ZinetroNAn-E Prediction: 5.68% Gain by June 6Based in China, LexinFintech (NASDAQ:LX) is another relatively small player with a market cap under $500 million. The fintech company provides online financial services, such as through Fenqile.com. This website offers solutions like payment installments and personal loans. Another element of the company is Juzi Licai, an online investment platform.Although it may not be well known, investors should definitely add it to their list of stocks to watch. LX shares are up more than 30% so far in 2023, and An-E thinks more gains are on the way.In fact, the AI engine predicts the stock will gain 5.68% by June 6.Watch our new video to find out how you can get 3,000 more predictions just like this.Gaotu Techedu (GOTU)Source: Travelerpix / Shutterstock.comAn-E Prediction: 5.32% Gain by June 6A slightly larger company with a market cap just below $800 million, Gaotu Techedu (NYSE:GOTU) is also based in China. This company is in the online education space and primarily provides K-12 tutoring. It also offers education solutions like test prep and language courses in English and Japanese.Although GOTU stock has been trading sideways in 2023, the last month has been a bit tough. Shares have fallen nearly 20%. Its last quarterly update, in February, may be playing a role with this. Gaotu shared that revenue, billings and net income were all down significantly from the prior-year period.However, over the next month, this is a stock to watch. An-E predicts shares will gain 5.32% by June 6.","news_type":1},"isVote":1,"tweetType":1,"viewCount":270,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9947236026,"gmtCreate":1683170847965,"gmtModify":1683170852036,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Worthy to invest?","listText":"Worthy to invest?","text":"Worthy to invest?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9947236026","repostId":"2332688900","repostType":2,"repost":{"id":"2332688900","pubTimestamp":1683169811,"share":"https://www.laohu8.com/m/news/2332688900?lang=&edition=full","pubTime":"2023-05-04 11:10","market":"us","language":"en","title":"J&J’s Kenvue Prices IPO at $22 Per Share","url":"https://stock-news.laohu8.com/highlight/detail?id=2332688900","media":"Bloomberg","summary":"Kenvue expands IPO size, values company at over $40 billionListing of consumer health business ends ","content":"<html><head></head><body><ul><li><p>Kenvue expands IPO size, values company at over $40 billion</p></li><li><p>Listing of consumer health business ends IPO drought</p></li></ul><p style=\"text-align: start;\">Johnson &amp; Johnson’s consumer health business Kenvue Inc. raised $3.8 billion in an upsized initial public offering that is the biggest US listing since 2021.</p><p style=\"text-align: start;\">Kenvue’s IPO price of $22 per share, which confirmed an earlier Bloomberg News report, is in the top half of the company’s marketed range of $20 to $23 each.</p><p style=\"text-align: start;\">The company also expanded the number of shares it’s selling to 172.8 million from 151 million, according to a press release, giving Kenvue a market value of more than $41 billion. </p><p style=\"text-align: start;\">The listing follows the slowest start to a year for US IPOs since 2016, according to data compiled by Bloomberg News. </p><p style=\"text-align: start;\">Kenvue’s products include dozens of J&amp;J brands that are household names, including Tylenol, Listerine, Neutrogena and Nicorette. On a pro forma basis, the business had net income of about $1.5 billion on sales of almost $15 billion for the year ended Jan. 1, according to its filings.</p><p>J&amp;J, with a market value of more than $426 billion, has been saddled with thousands of lawsuits alleging talc in Johnson’s baby powder cause cancer. That’s contributed to a 9.8% decline in its share price in the past year in contrast to the 1% gain in the S&amp;P 500 Health Care Index. While J&amp;J is retaining liability for the talc cases, Kenvue has already been sued over talc-injury claims and has cautioned that it may be subject to claims arising outside the US and Canada.</p><p style=\"text-align: start;\">Kenvue’s IPO is being led by Goldman Sachs Group Inc., JPMorgan Chase &amp; Co. and Bank of America Corp. Its shares are expected to begin trading Thursday on the New York Stock Exchange under the symbol KVUE.</p></body></html>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>J&J’s Kenvue Prices IPO at $22 Per Share</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nJ&J’s Kenvue Prices IPO at $22 Per Share\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-05-04 11:10 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2023-05-03/j-j-s-kenvue-is-said-to-price-ipo-at-22-per-share?srnd=markets-vp><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Kenvue expands IPO size, values company at over $40 billionListing of consumer health business ends IPO droughtJohnson & Johnson’s consumer health business Kenvue Inc. raised $3.8 billion in an ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2023-05-03/j-j-s-kenvue-is-said-to-price-ipo-at-22-per-share?srnd=markets-vp\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4588":"碎股","JNJ":"强生","BK4504":"桥水持仓","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4550":"红杉资本持仓","BK4552":"Archegos爆仓风波概念","KVUE":"Kenvue Inc","BK4127":"投资银行业与经纪业","BK4585":"ETF&股票定投概念","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC"},"source_url":"https://www.bloomberg.com/news/articles/2023-05-03/j-j-s-kenvue-is-said-to-price-ipo-at-22-per-share?srnd=markets-vp","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2332688900","content_text":"Kenvue expands IPO size, values company at over $40 billionListing of consumer health business ends IPO droughtJohnson & Johnson’s consumer health business Kenvue Inc. raised $3.8 billion in an upsized initial public offering that is the biggest US listing since 2021.Kenvue’s IPO price of $22 per share, which confirmed an earlier Bloomberg News report, is in the top half of the company’s marketed range of $20 to $23 each.The company also expanded the number of shares it’s selling to 172.8 million from 151 million, according to a press release, giving Kenvue a market value of more than $41 billion. The listing follows the slowest start to a year for US IPOs since 2016, according to data compiled by Bloomberg News. Kenvue’s products include dozens of J&J brands that are household names, including Tylenol, Listerine, Neutrogena and Nicorette. On a pro forma basis, the business had net income of about $1.5 billion on sales of almost $15 billion for the year ended Jan. 1, according to its filings.J&J, with a market value of more than $426 billion, has been saddled with thousands of lawsuits alleging talc in Johnson’s baby powder cause cancer. That’s contributed to a 9.8% decline in its share price in the past year in contrast to the 1% gain in the S&P 500 Health Care Index. While J&J is retaining liability for the talc cases, Kenvue has already been sued over talc-injury claims and has cautioned that it may be subject to claims arising outside the US and Canada.Kenvue’s IPO is being led by Goldman Sachs Group Inc., JPMorgan Chase & Co. and Bank of America Corp. Its shares are expected to begin trading Thursday on the New York Stock Exchange under the symbol KVUE.","news_type":1},"isVote":1,"tweetType":1,"viewCount":163,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4096961999981430","authorId":"4096961999981430","name":"Sandyboy","avatar":"https://static.tigerbbs.com/c04e272a035ef63569f512a7703b1fd7","crmLevel":6,"crmLevelSwitch":1},"content":"I would think so, its a sure starter with a big moat and brand value","text":"I would think so, its a sure starter with a big moat and brand value","html":"I would think so, its a sure starter with a big moat and brand value"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9947949652,"gmtCreate":1682502296988,"gmtModify":1682502301378,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"🆒😎","listText":"🆒😎","text":"🆒😎","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9947949652","repostId":"1121685802","repostType":2,"repost":{"id":"1121685802","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1682496022,"share":"https://www.laohu8.com/m/news/1121685802?lang=&edition=full","pubTime":"2023-04-26 16:00","market":"us","language":"en","title":"Microsoft Shares Jump 7.5% Premarket After It Posts Stronger-Than-Expected Growth","url":"https://stock-news.laohu8.com/highlight/detail?id=1121685802","media":"Tiger Newspress","summary":"Microsoft Corp. said its growth remained subdued last quarter as economic concerns cooled consumer d","content":"<html><head></head><body><p><a href=\"https://laohu8.com/S/MSFT\">Microsoft Corp.</a> said its growth remained subdued last quarter as economic concerns cooled consumer demand and corporate orders for the company&#39;s software and cloud services.</p><p>The software giant said revenue for the three months through March rose 7% from a year earlier. That marked the second straight quarter below the company&#39;s yearslong trend of double-digit percentage growth, but the latest quarter and the company&#39;s outlook for the current period both topped analysts&#39; expectations, helping send Microsoft&#39;s share price sharply higher.</p><p>Microsoft shares, which had fallen in recent days, rose 7.5% in premarket trading following the company&#39;s results announcement and outlook.</p><p></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/64e92bd1c2c9e384488acfc9525fd7e4\" tg-width=\"796\" tg-height=\"639\"/></p><p>Microsoft&#39;s net income rose 9%, a gain that was well above consensus market forecasts.</p><p>The company said its revenue this quarter should be between $54.85 billion and $55.85 billion. Wall Street was predicting revenue of $54.71 billion for the quarter.</p><p>The cloud-computing business, the engine of Microsoft&#39;s growth in recent years, has been decelerating after years of expansion. The company said revenue in its Azure cloud-computing business rose 27% in the latest quarter. That was in line with the average forecast of analysts surveyed by FactSet, and the company&#39;s lowest quarterly growth ever.</p><p>Microsoft executives have been signaling to investors for months that a sluggish economy would take a toll on the company&#39;s cloud business. Many of Microsoft&#39;s cloud customers have been looking for ways to pare back their overall cloud-computing bills.</p><p>Other areas in Microsoft&#39;s business, such as its office software and Windows operating system, have been weak, as personal-computer sales struggle. Microsoft&#39;s PC revenue fell 9% during the quarter, led lower by shrinking demand for computer operating systems and devices.</p><p>The downbeat outlook for Microsoft&#39;s key business stands in contrast to the company&#39;s strong stock performance this year. Its shares have been rising, in part, because of investor excitement over its embrace of generative artificial intelligence. In January, Microsoft said it was deploying the technology behind the viral chatbot ChatGPT across its products.</p><p>Overall, Microsoft reported $18.3 billion of net income for the three months through March on revenue of $52.9 billion. Analysts surveyed by FactSet on average predicted the company would report profit of $16.69 billion and sales of $51.02 billion for the period.</p><p>Microsoft has invested billions of dollars in OpenAI, the company behind ChatGPT, and it owns 49% of the company. Microsoft has either rolled out or announced plans to deploy the technology across Azure products to search to Microsoft 365, its suite of office software.</p><p>Despite the tech industry&#39;s enthusiasm over generative AI, and belief the technology can unleash a wave of growth in customer spending on cloud computing, analysts said it is unlikely to drive meaningful sales just yet.</p><p>&#34;The AI side is unique, but that&#39;s obviously not going to hit revenue for a little bit,&#34; said Brad Reback, an analyst with <a href=\"https://laohu8.com/S/SF\">Stifel Financial Corp</a>.</p><p>When that business does start to buoy sales, he said, Microsoft might have a head start on competitors such as Alphabet Inc.&#39;s Google cloud services and Amazon.com Inc.&#39;s Amazon Web Services, which both announced their AI plans later.</p><p>While Microsoft has disclosed ambitious plans to incorporate generative AI across its products such as Outlook and Excel, analysts said that the company is rolling it out slowly and that integrating the new features could be expensive. Microsoft executives haven&#39;t laid out how the company expects to earn money from most of these new features.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Microsoft Shares Jump 7.5% Premarket After It Posts Stronger-Than-Expected Growth</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMicrosoft Shares Jump 7.5% Premarket After It Posts Stronger-Than-Expected Growth\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-04-26 16:00</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p><a href=\"https://laohu8.com/S/MSFT\">Microsoft Corp.</a> said its growth remained subdued last quarter as economic concerns cooled consumer demand and corporate orders for the company&#39;s software and cloud services.</p><p>The software giant said revenue for the three months through March rose 7% from a year earlier. That marked the second straight quarter below the company&#39;s yearslong trend of double-digit percentage growth, but the latest quarter and the company&#39;s outlook for the current period both topped analysts&#39; expectations, helping send Microsoft&#39;s share price sharply higher.</p><p>Microsoft shares, which had fallen in recent days, rose 7.5% in premarket trading following the company&#39;s results announcement and outlook.</p><p></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/64e92bd1c2c9e384488acfc9525fd7e4\" tg-width=\"796\" tg-height=\"639\"/></p><p>Microsoft&#39;s net income rose 9%, a gain that was well above consensus market forecasts.</p><p>The company said its revenue this quarter should be between $54.85 billion and $55.85 billion. Wall Street was predicting revenue of $54.71 billion for the quarter.</p><p>The cloud-computing business, the engine of Microsoft&#39;s growth in recent years, has been decelerating after years of expansion. The company said revenue in its Azure cloud-computing business rose 27% in the latest quarter. That was in line with the average forecast of analysts surveyed by FactSet, and the company&#39;s lowest quarterly growth ever.</p><p>Microsoft executives have been signaling to investors for months that a sluggish economy would take a toll on the company&#39;s cloud business. Many of Microsoft&#39;s cloud customers have been looking for ways to pare back their overall cloud-computing bills.</p><p>Other areas in Microsoft&#39;s business, such as its office software and Windows operating system, have been weak, as personal-computer sales struggle. Microsoft&#39;s PC revenue fell 9% during the quarter, led lower by shrinking demand for computer operating systems and devices.</p><p>The downbeat outlook for Microsoft&#39;s key business stands in contrast to the company&#39;s strong stock performance this year. Its shares have been rising, in part, because of investor excitement over its embrace of generative artificial intelligence. In January, Microsoft said it was deploying the technology behind the viral chatbot ChatGPT across its products.</p><p>Overall, Microsoft reported $18.3 billion of net income for the three months through March on revenue of $52.9 billion. Analysts surveyed by FactSet on average predicted the company would report profit of $16.69 billion and sales of $51.02 billion for the period.</p><p>Microsoft has invested billions of dollars in OpenAI, the company behind ChatGPT, and it owns 49% of the company. Microsoft has either rolled out or announced plans to deploy the technology across Azure products to search to Microsoft 365, its suite of office software.</p><p>Despite the tech industry&#39;s enthusiasm over generative AI, and belief the technology can unleash a wave of growth in customer spending on cloud computing, analysts said it is unlikely to drive meaningful sales just yet.</p><p>&#34;The AI side is unique, but that&#39;s obviously not going to hit revenue for a little bit,&#34; said Brad Reback, an analyst with <a href=\"https://laohu8.com/S/SF\">Stifel Financial Corp</a>.</p><p>When that business does start to buoy sales, he said, Microsoft might have a head start on competitors such as Alphabet Inc.&#39;s Google cloud services and Amazon.com Inc.&#39;s Amazon Web Services, which both announced their AI plans later.</p><p>While Microsoft has disclosed ambitious plans to incorporate generative AI across its products such as Outlook and Excel, analysts said that the company is rolling it out slowly and that integrating the new features could be expensive. Microsoft executives haven&#39;t laid out how the company expects to earn money from most of these new features.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MSFT":"微软"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121685802","content_text":"Microsoft Corp. said its growth remained subdued last quarter as economic concerns cooled consumer demand and corporate orders for the company's software and cloud services.The software giant said revenue for the three months through March rose 7% from a year earlier. That marked the second straight quarter below the company's yearslong trend of double-digit percentage growth, but the latest quarter and the company's outlook for the current period both topped analysts' expectations, helping send Microsoft's share price sharply higher.Microsoft shares, which had fallen in recent days, rose 7.5% in premarket trading following the company's results announcement and outlook.Microsoft's net income rose 9%, a gain that was well above consensus market forecasts.The company said its revenue this quarter should be between $54.85 billion and $55.85 billion. Wall Street was predicting revenue of $54.71 billion for the quarter.The cloud-computing business, the engine of Microsoft's growth in recent years, has been decelerating after years of expansion. The company said revenue in its Azure cloud-computing business rose 27% in the latest quarter. That was in line with the average forecast of analysts surveyed by FactSet, and the company's lowest quarterly growth ever.Microsoft executives have been signaling to investors for months that a sluggish economy would take a toll on the company's cloud business. Many of Microsoft's cloud customers have been looking for ways to pare back their overall cloud-computing bills.Other areas in Microsoft's business, such as its office software and Windows operating system, have been weak, as personal-computer sales struggle. Microsoft's PC revenue fell 9% during the quarter, led lower by shrinking demand for computer operating systems and devices.The downbeat outlook for Microsoft's key business stands in contrast to the company's strong stock performance this year. Its shares have been rising, in part, because of investor excitement over its embrace of generative artificial intelligence. In January, Microsoft said it was deploying the technology behind the viral chatbot ChatGPT across its products.Overall, Microsoft reported $18.3 billion of net income for the three months through March on revenue of $52.9 billion. Analysts surveyed by FactSet on average predicted the company would report profit of $16.69 billion and sales of $51.02 billion for the period.Microsoft has invested billions of dollars in OpenAI, the company behind ChatGPT, and it owns 49% of the company. Microsoft has either rolled out or announced plans to deploy the technology across Azure products to search to Microsoft 365, its suite of office software.Despite the tech industry's enthusiasm over generative AI, and belief the technology can unleash a wave of growth in customer spending on cloud computing, analysts said it is unlikely to drive meaningful sales just yet.\"The AI side is unique, but that's obviously not going to hit revenue for a little bit,\" said Brad Reback, an analyst with Stifel Financial Corp.When that business does start to buoy sales, he said, Microsoft might have a head start on competitors such as Alphabet Inc.'s Google cloud services and Amazon.com Inc.'s Amazon Web Services, which both announced their AI plans later.While Microsoft has disclosed ambitious plans to incorporate generative AI across its products such as Outlook and Excel, analysts said that the company is rolling it out slowly and that integrating the new features could be expensive. Microsoft executives haven't laid out how the company expects to earn money from most of these new features.","news_type":1},"isVote":1,"tweetType":1,"viewCount":103,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9944326153,"gmtCreate":1681714872972,"gmtModify":1681714877690,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"I hope so too 🙏","listText":"I hope so too 🙏","text":"I hope so too 🙏","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9944326153","repostId":"2327651491","repostType":2,"repost":{"id":"2327651491","pubTimestamp":1681713166,"share":"https://www.laohu8.com/m/news/2327651491?lang=&edition=full","pubTime":"2023-04-17 14:32","market":"us","language":"en","title":"Intel Plots Its Path Back Into Smartphones","url":"https://stock-news.laohu8.com/highlight/detail?id=2327651491","media":"Motley Fool","summary":"Instead of making its own smartphone chips, Intel wants its factories to start pumping out Arm-based chips.","content":"<html><head></head><body><p>While CPUs based on the x86 architecture, pioneered by <strong>Intel</strong> decades ago, are dominant in the PC and server markets, it&#39;s a very different story in the smartphone market. In the world of iPhones and Android devices, chips built on the Arm architecture reign supreme.</p><p>Intel tried and failed to put x86 chips into peoples&#39; pockets with its line of Atom mobile SoCs. It never really worked, and the initiative fizzled out around 2016. Smartphones require chips with very different performance and efficiency characteristics than PCs or servers, and while there&#39;s nothing inherently more efficient about Arm compared to x86, Arm-based chips have dominated the world of low-power computing for a long time.</p><h2>Taking a different approach</h2><p>Today, Intel has no meaningful presence in the smartphone industry at all. Atom was shelved long ago, and the company sold off its smartphone modem business in 2019. Instead, Intel is focused on its core PC and server CPU businesses.</p><p>On top of manufacturing its own chips, part of Intel&#39;s strategy under CEO Pat Gelsinger is to build out a foundry services business to rival market leader <strong>Taiwan Semiconductor Manufcaturing</strong> (TSMC). While Intel&#39;s track record breaking into markets outside of PCs and servers is lackluster, one of its core competencies is semiconductor manufacturing. The company&#39;s plan is to leverage its manufacturing footprint and expertise to make chips for industries that would otherwise be unreachable.</p><p>One such area is smartphones and embedded applications. On April 12, Intel announced an agreement with Arm that will make Intel a viable manufacturing option for any Arm-based chip designer. The plan is to initially focus on enabling the manufacture of mobile SoCs on Intel&#39;s upcoming 18A manufacturing process. Over time, the scope of the agreement could be expanded to include chips for automotive, Internet of Things, data center, aerospace, and government applications.</p><p>Intel&#39;s 18A manufacturing process isn&#39;t scheduled to be ready for volume production until the second half of 2024, so it will be a while before Intel starts pumping out Arm-based chips. But come 2025, companies like <strong>Apple</strong> and <strong>Qualcomm</strong> will have a third manufacturing option beyond TSMC and <strong>Samsung</strong> if everything goes according to plan.</p><h2>A multibillion-dollar opportunity</h2><p>The days when most chip companies manufactured their own chips are long gone. Semiconductor manufacturing is so complicated and capital intensive that many companies have opted to focus on chip design while outsourcing manufacturing.</p><p>Chip designers seeking the best manufacturing processes now turn to either TSMC or Samsung. For TSMC, which leads the third-party foundry market with a revenue share near 60%, this demand has led to incredible growth and profits. In 2022, TSMC booked nearly $76 billion of revenue and around $34 billion of net income. For a company like Apple that needs to manufacture hundreds of millions of chips each year on the absolute best manufacturing process available, TSMC is essentially the only game in town.</p><p>Nothing is going to change overnight, but Intel is positioning itself to be an alternative option for companies like Apple. Intel already has a large manufacturing footprint, and it&#39;s been ramping up manufacturing investments under Gelsinger. With the Arm deal, Intel will have a real shot at stealing away a meaningful amount of business starting in 2025.</p><p>Of course, a lot can go wrong for Intel. The company has a history of manufacturing delays, and it will need to convince potential customers that those troubles are behind it. But if things go roughly to plan, Intel could have a new multibillion-dollar business on its hands.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Intel Plots Its Path Back Into Smartphones</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIntel Plots Its Path Back Into Smartphones\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-04-17 14:32 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/04/16/intel-plots-its-path-back-into-smartphones/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>While CPUs based on the x86 architecture, pioneered by Intel decades ago, are dominant in the PC and server markets, it's a very different story in the smartphone market. In the world of iPhones and ...</p>\n\n<a href=\"https://www.fool.com/investing/2023/04/16/intel-plots-its-path-back-into-smartphones/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"INTC":"英特尔"},"source_url":"https://www.fool.com/investing/2023/04/16/intel-plots-its-path-back-into-smartphones/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2327651491","content_text":"While CPUs based on the x86 architecture, pioneered by Intel decades ago, are dominant in the PC and server markets, it's a very different story in the smartphone market. In the world of iPhones and Android devices, chips built on the Arm architecture reign supreme.Intel tried and failed to put x86 chips into peoples' pockets with its line of Atom mobile SoCs. It never really worked, and the initiative fizzled out around 2016. Smartphones require chips with very different performance and efficiency characteristics than PCs or servers, and while there's nothing inherently more efficient about Arm compared to x86, Arm-based chips have dominated the world of low-power computing for a long time.Taking a different approachToday, Intel has no meaningful presence in the smartphone industry at all. Atom was shelved long ago, and the company sold off its smartphone modem business in 2019. Instead, Intel is focused on its core PC and server CPU businesses.On top of manufacturing its own chips, part of Intel's strategy under CEO Pat Gelsinger is to build out a foundry services business to rival market leader Taiwan Semiconductor Manufcaturing (TSMC). While Intel's track record breaking into markets outside of PCs and servers is lackluster, one of its core competencies is semiconductor manufacturing. The company's plan is to leverage its manufacturing footprint and expertise to make chips for industries that would otherwise be unreachable.One such area is smartphones and embedded applications. On April 12, Intel announced an agreement with Arm that will make Intel a viable manufacturing option for any Arm-based chip designer. The plan is to initially focus on enabling the manufacture of mobile SoCs on Intel's upcoming 18A manufacturing process. Over time, the scope of the agreement could be expanded to include chips for automotive, Internet of Things, data center, aerospace, and government applications.Intel's 18A manufacturing process isn't scheduled to be ready for volume production until the second half of 2024, so it will be a while before Intel starts pumping out Arm-based chips. But come 2025, companies like Apple and Qualcomm will have a third manufacturing option beyond TSMC and Samsung if everything goes according to plan.A multibillion-dollar opportunityThe days when most chip companies manufactured their own chips are long gone. Semiconductor manufacturing is so complicated and capital intensive that many companies have opted to focus on chip design while outsourcing manufacturing.Chip designers seeking the best manufacturing processes now turn to either TSMC or Samsung. For TSMC, which leads the third-party foundry market with a revenue share near 60%, this demand has led to incredible growth and profits. In 2022, TSMC booked nearly $76 billion of revenue and around $34 billion of net income. For a company like Apple that needs to manufacture hundreds of millions of chips each year on the absolute best manufacturing process available, TSMC is essentially the only game in town.Nothing is going to change overnight, but Intel is positioning itself to be an alternative option for companies like Apple. Intel already has a large manufacturing footprint, and it's been ramping up manufacturing investments under Gelsinger. With the Arm deal, Intel will have a real shot at stealing away a meaningful amount of business starting in 2025.Of course, a lot can go wrong for Intel. The company has a history of manufacturing delays, and it will need to convince potential customers that those troubles are behind it. But if things go roughly to plan, Intel could have a new multibillion-dollar business on its hands.","news_type":1},"isVote":1,"tweetType":1,"viewCount":155,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9957497330,"gmtCreate":1677471725221,"gmtModify":1677471729009,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/01810\">$XIAOMI-W(01810)$ &nbsp;</a>what should I do?😲","listText":"<a href=\"https://ttm.financial/S/01810\">$XIAOMI-W(01810)$ &nbsp;</a>what should I do?😲","text":"$XIAOMI-W(01810)$ what should I do?😲","images":[{"img":"https://community-static.tradeup.com/news/b30a14a1343fc6ce9362518b4b759601","width":"1080","height":"2182"}],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":41,"commentSize":20,"repostSize":0,"link":"https://ttm.financial/post/9957497330","isVote":1,"tweetType":1,"viewCount":940,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4139793307056662","authorId":"4139793307056662","name":"Anthony Chau","avatar":"https://community-static.tradeup.com/news/b553b4b10d83fffa9244b67ef64d31ad","crmLevel":4,"crmLevelSwitch":0},"content":"I was shaken away yesterday, and I lost more than 30,000 yuan. Alas, I can't go back this week","text":"I was shaken away yesterday, and I lost more than 30,000 yuan. Alas, I can't go back this week","html":"I was shaken away yesterday, and I lost more than 30,000 yuan. Alas, I can't go back this week"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9957247988,"gmtCreate":1677335555245,"gmtModify":1677335559960,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Yes I learned a lot from this letter.","listText":"Yes I learned a lot from this letter.","text":"Yes I learned a lot from this letter.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":33,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9957247988","repostId":"1117520516","repostType":2,"repost":{"id":"1117520516","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1677334099,"share":"https://www.laohu8.com/m/news/1117520516?lang=&edition=full","pubTime":"2023-02-25 22:08","market":"us","language":"en","title":"Buffett’s Annual Letter: Berkshire Will Always Hold a Boatload of Cash and U.S. Treasury Bills","url":"https://stock-news.laohu8.com/highlight/detail?id=1117520516","media":"Tiger Newspress","summary":"Warren Buffett is still betting on America.Stocks and bonds slumped in 2022 after central banks rais","content":"<html><head></head><body><p>Warren Buffett is still betting on America.</p><p>Stocks and bonds slumped in 2022 after central banks raised interest rates at a rapid pace to try to rein in inflation. But Mr. Buffett retained his sense of optimism in his annual letter to investors Saturday, saying he attributes much of his success over the years to the resilience of the U.S. economy.</p><p>“I have been investing for 80 years—more than one-third of our country’s lifetime. Despite our citizens’ penchant—almost enthusiasm—for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America,” Mr. Buffett said in the letter.</p><p>Mr. Buffett, widely regarded as one of the world’s top investors, has been publishing the letters for more than half a century. Over that time, he hasn’t just reflected on the past year for his company, Berkshire Hathaway Inc., but also shared his thoughts on everything from esoteric accounting rules to his aversion to excessive risk-taking.</p><p>Saturday’s letter offered readers a glimpse into how Mr. Buffett, 92, viewed what wound up being a shaky stretch for markets.</p><p>The volatility offered Berkshire an opportunity to jump in and buy stocks. While Berkshire largely bought back its own shares in 2021, it focused more in 2022 on investing in other companies—opening up new positions in media company Paramount Global and building-materials manufacturer Louisiana-Pacific Corp., among other businesses, and swiftly becoming Occidental Petroleum Corp.’s single biggest shareholder.</p><p>As of the end of 2022, Berkshire was the largest shareholder of eight companies—American Express Co., Bank of America Corp., Chevron Corp., Coca-Cola Co., HP Inc., Moody’s Corp., Occidental and Paramount Global.</p><p>“America would have done fine without Berkshire. The reverse is not true,” Mr. Buffett said.</p><p>Berkshire also released its results for 2022 on Saturday.</p><p>The Omaha, Neb., company, which owns businesses including insurer Geico, railroad BNSF Railway and chocolate maker See’s Candies, posted a loss of $22.82 billion for the year, stung by $67.9 billion in investment and derivative contract losses. In 2021, Berkshire posted a profit of $90.8 billion.</p><p>Total revenue rose 9.4% to $302.1 billion.</p><p>Berkshire’s operating earnings, which exclude some investment results, rose to a record $30.8 billion.</p><p>Mr. Buffett, Berkshire’s chief executive, has long held that operating earnings are a better reflection of how Berkshire is doing, since accounting rules require the company to include unrealized gains and losses from its massive investment portfolio in its net income. Volatile markets can make Berkshire’s net income change substantially from quarter to quarter, regardless of how its underlying businesses are doing.</p><p>“Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades,” Mr. Buffett said in his letter. “But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors,” he said, adding that he and his right-hand man Charlie Munger urged shareholders to focus instead on Berkshire’s operating earnings, which rose to a record for the full year in 2022.</p><h2>Read the full letter here:</h2><p>To the Shareholders of Berkshire Hathaway Inc.:</p><p>Charlie Munger, my long-time partner, and I have the job of managing the savings of a great number of individuals. We are grateful for their enduring trust, a relationship that often spans much of their adult lifetime. It is those dedicated savers that are forefront in my mind as I write this letter.</p><p>A common belief is that people choose to save when young, expecting thereby to maintain their living standards after retirement. Any assets that remain at death, this theory says, will usually be left to their families or, possibly, to friends and philanthropy.</p><p>Our experience has differed. We believe Berkshire’s individual holders largely to be of the once-a-saver, always-a-saver variety. Though these people live well, they eventually dispense most of their funds to philanthropic organizations. These, in turn, redistribute the funds by expenditures intended to improve the lives of a great many people who are unrelated to the original benefactor. Sometimes, the results have been spectacular.</p><p>The disposition of money unmasks humans. Charlie and I watch with pleasure the vast flow of Berkshire-generated funds to public needs and, alongside, the infrequency with which our shareholders opt for look-at-me assets and dynasty-building.</p><p>Who wouldn’t enjoy working for shareholders like ours?</p><h2>What We Do</h2><p>Charlie and I allocate your savings at Berkshire between two related forms of ownership. First, we invest in businesses that we control, usually buying 100% of each. Berkshire directs capital allocation at these subsidiaries and selects the CEOs who make day-by-day operating decisions. When large enterprises are being managed, both trust and rules are essential. Berkshire emphasizes the former to an unusual – some would say extreme – degree. Disappointments are inevitable. We are understanding about business mistakes; our tolerance for personal misconduct is zero.</p><p>In our second category of ownership, we buy publicly-traded stocks through which we passively own pieces of businesses. Holding these investments, we have no say in management.</p><p>Our goal in both forms of ownership is to make meaningful investments in businesses with both long-lasting favorable economic characteristics and trustworthy managers. Please note particularly that we own publicly-traded stocks based on our expectations about their long-term business performance, not because we view them as vehicles for adroit purchases and sales. That point is crucial: Charlie and I are not stock-pickers; we are business-pickers.</p><p>Over the years, I have made many mistakes. Consequently, our extensive collection of businesses currently consists of a few enterprises that have truly extraordinary economics, many that enjoy very good economic characteristics, and a large group that are marginal. Along the way, other businesses in which I have invested have died, their products unwanted by the public. Capitalism has two sides: The system creates an ever-growing pile of losers while concurrently delivering a gusher of improved goods and services. Schumpeter called this phenomenon “creative destruction.”</p><p>One advantage of our publicly-traded segment is that – episodically – it becomes easy to buy pieces of wonderful businesses at wonderful prices. It’s crucial to understand that stocks often trade at truly foolish prices, both high and low. “Efficient” markets exist only in textbooks. In truth, marketable stocks and bonds are baffling, their behavior usually understandable only in retrospect.</p><p>Controlled businesses are a different breed. They sometimes command ridiculously higher prices than justified but are almost never available at bargain valuations. Unless under duress, the owner of a controlled business gives no thought to selling at a panic-type valuation.</p><p>* * * * * * * * * * * *</p><p>At this point, a report card from me is appropriate: In 58 years of Berkshire management, most of my capital-allocation decisions have been no better than so-so. In some cases, also, bad moves by me have been rescued by very large doses of luck. (Remember our escapes from near-disasters at USAir and Salomon? I certainly do.)</p><p>Our satisfactory results have been the product of about a dozen truly good decisions – that would be about one every five years – and a sometimes-forgotten advantage that favors long-term investors such as Berkshire. Let’s take a peek behind the curtain.</p><h2>The Secret Sauce</h2><p>In August 1994 – yes, 1994 – Berkshire completed its seven-year purchase of the 400 million shares of Coca-Cola we now own. The total cost was $1.3 billion – then a very meaningful sum at Berkshire.</p><p>The cash dividend we received from Coke in 1994 was $75 million. By 2022, the dividend had increased to $704 million. Growth occurred every year, just as certain as birthdays. All Charlie and I were required to do was cash Coke’s quarterly dividend checks. We expect that those checks are highly likely to grow.</p><p>American Express is much the same story. Berkshire’s purchases of Amex were essentially completed in 1995 and, coincidentally, also cost $1.3 billion. Annual dividends received from this investment have grown from $41 million to $302 million. Those checks, too, seem highly likely to increase.</p><p>These dividend gains, though pleasing, are far from spectacular. But they bring with them important gains in stock prices. At yearend, our Coke investment was valued at $25 billion while Amex was recorded at $22 billion. Each holding now accounts for roughly 5% of Berkshire’s net worth, akin to its weighting long ago.</p><p>Assume, for a moment, I had made a similarly-sized investment mistake in the 1990s, one that flat-lined and simply retained its $1.3 billion value in 2022. (An example would be a high-grade 30-year bond.) That disappointing investment would now represent an insignificant 0.3% of Berkshire’s net worth and would be delivering to us an unchanged $80 million or so of annual income.</p><p>The lesson for investors: The weeds wither away in significance as the flowers bloom. Over time, it takes just a few winners to work wonders. And, yes, it helps to start early and live into your 90s as well.</p><h2>The Past Year in Brief</h2><p>Berkshire had a good year in 2022. The company’s operating earnings – our term for income calculated using Generally Accepted Accounting Principles (“GAAP”), exclusive of capital gains or losses from equity holdings – set a record at $30.8 billion. Charlie and I focus on this operational figure and urge you to do so as well. The GAAP figure, absent our adjustment, fluctuates wildly and capriciously at every reporting date. Note its acrobatic behavior in 2022, which is in no way unusual:</p><p><img src=\"https://static.tigerbbs.com/69e74650656620f9fa3f1e55c15a90e5\" tg-width=\"797\" tg-height=\"207\" width=\"100%\" height=\"auto\"/></p><p>The GAAP earnings are 100% misleading when viewed quarterly or even annually. Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades. But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors.</p><p>A second positive development for Berkshire last year was our purchase of Alleghany Corporation, a property-casualty insurer captained by Joe Brandon. I’ve worked with Joe in the past, and he understands both Berkshire  and insurance. Alleghany delivers special value to us because Berkshire’s unmatched financial strength allows its insurance subsidiaries to follow valuable and enduring investment strategies unavailable to virtually all competitors.</p><p>Aided by Alleghany, our insurance float increased during 2022 from $147 billion to $164 billion. With disciplined underwriting, these funds have a decent chance of being cost-free over time. Since purchasing our first property-casualty insurer in 1967, Berkshire’s float has increased 8,000-fold through acquisitions, operations and innovations. Though not recognized in our financial statements, this float has been an extraordinary asset for Berkshire. New shareholders can get an understanding of its value by reading our annually updated explanation of float on page A-2.</p><p>* * * * * * * * * * * *</p><p>A very minor gain in per-share intrinsic value took place in 2022 through Berkshire share repurchases as well as similar moves at Apple and American Express, both significant investees of ours. At Berkshire, we directly increased your interest in our unique collection of businesses by repurchasing 1.2% of the company’s outstanding shares. At Apple and Amex, repurchases increased Berkshire’s ownership a bit without any cost to us.</p><p>The math isn’t complicated: When the share count goes down, your interest in our many businesses goes up. Every small bit helps if repurchases are made at value-accretive prices. Just as surely, when a company overpays for repurchases, the continuing shareholders lose. At such times, gains flow only to the selling shareholders and to the friendly, but expensive, investment banker who recommended the foolish purchases.</p><p>Gains from value-accretive repurchases, it should be emphasized, benefit all owners – in every respect. Imagine, if you will, three fully-informed shareholders of a local auto dealership, one of whom manages the business. Imagine, further, that one of the passive owners wishes to sell his interest back to the company at a price attractive to the two continuing shareholders. When completed, has this transaction harmed anyone? Is the manager somehow favored over the continuing passive owners? Has the public been hurt?</p><p>When you are told that all repurchases are harmful to shareholders or to the country, or particularly beneficial to CEOs, you are listening to either an economic illiterate or a silver-tongued demagogue (characters that are not mutually exclusive).</p><p>Almost endless details of Berkshire’s 2022 operations are laid out on pages K-33 – K-66. Charlie and I, along with many Berkshire shareholders, enjoy poring over the many facts and figures laid out in that section. These pages are not, however, required reading. There are many Berkshire centimillionaires and, yes, billionaires who have never studied our financial figures. They simply know that Charlie and I – along with our families and close friends – continue to have very significant investments in Berkshire, and they trust us to treat their money as we do our own.</p><p>And that is a promise we can make.</p><p>* * * * * * * * * * * *</p><p>Finally, an important warning: Even the operating earnings figure that we favor can easily be manipulated by managers who wish to do so. Such tampering is often thought of as sophisticated by CEOs, directors and their advisors. Reporters and analysts embrace its existence as well. Beating “expectations” is heralded as a managerial triumph.</p><p>That activity is disgusting. It requires no talent to manipulate numbers: Only a deep desire to deceive is required. “Bold imaginative accounting,” as a CEO once described his deception to me, has become one of the shames of capitalism.</p><h2>58 Years – and a Few Figures</h2><p>In 1965, Berkshire was a one-trick pony, the owner of a venerable – but doomed – New England textile operation. With that business on a death march, Berkshire needed an immediate fresh start. Looking back, I was slow to recognize the severity of its problems.</p><p>And then came a stroke of good luck: National Indemnity became available in 1967, and we shifted our resources toward insurance and other non-textile operations.</p><p>Thus began our journey to 2023, a bumpy road involving a combination of continuous savings by our owners (that is, by their retaining earnings), the power of compounding, our avoidance of major mistakes and – most important of all – the American Tailwind. America would have done fine without Berkshire. The reverse is not true.</p><p>Berkshire now enjoys major ownership in an unmatched collection of huge and diversified businesses. Let’s first look at the 5,000 or so publicly-held companies that trade daily on NASDAQ, the NYSE and related venues. Within this group is housed the members of the S&amp;P 500 Index, an elite collection of large and well-known American companies.</p><p>In aggregate, the 500 earned $1.8 trillion in 2021. I don’t yet have the final results for 2022. Using, therefore, the 2021 figures, only 128 of the 500 (including Berkshire itself) earned $3 billion or more. Indeed, 23 lost money.</p><p>At yearend 2022, Berkshire was the largest owner of eight of these giants: American Express, Bank of America, Chevron, Coca-Cola, HP Inc., Moody’s, Occidental Petroleum and Paramount Global.</p><p>In addition to those eight investees, Berkshire owns 100% of BNSF and 92% of BH Energy, each with earnings that exceed the $3 billion mark noted above ($5.9 billion at BNSF and</p><p>$4.3 billion at BHE). Were these companies publicly-owned, they would replace two present members of the 500. All told, our ten controlled and non-controlled behemoths leave Berkshire more broadly aligned with the country’s economic future than is the case at any other U.S. company. (This calculation leaves aside “fiduciary” operations such as pension funds and investment companies.) In addition, Berkshire’s insurance operation, though conducted through many individually-managed subsidiaries, has a value comparable to BNSF or BHE.</p><p>As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses. Our CEO will always be the Chief Risk Officer – a task it is irresponsible to delegate. Additionally, our future CEOs will have a significant part of their net worth in Berkshire shares, bought with their own money. And yes, our shareholders will continue to save and prosper by retaining earnings.</p><p>At Berkshire, there will be no finish line.</p><h2>Some Surprising Facts About Federal Taxes</h2><p>During the decade ending in 2021, the United States Treasury received about $32.3 trillion in taxes while it spent $43.9 trillion.</p><p>Though economists, politicians and many of the public have opinions about the consequences of that huge imbalance, Charlie and I plead ignorance and firmly believe that near-term economic and market forecasts are worse than useless. Our job is to manage Berkshire’s operations and finances in a manner that will achieve an acceptable result over time and that will preserve the company’s unmatched staying power when financial panics or severe worldwide recessions occur. Berkshire also offers some modest protection from runaway inflation, but this attribute is far from perfect. Huge and entrenched fiscal deficits have consequences.</p><p>The $32 trillion of revenue was garnered by the Treasury through individual income taxes (48%), social security and related receipts (3412%), corporate income tax payments (812%) and a wide variety of lesser levies. Berkshire’s contribution via the corporate income tax was $32 billion during the decade, almost exactly a tenth of 1% of all money that the Treasury collected.</p><p>And that means – brace yourself – had there been roughly 1,000 taxpayers in the U.S. matching Berkshire’s payments, no other businesses nor any of the country’s 131 million households would have needed to pay any taxes to the federal government. Not a dime.</p><p>* * * * * * * * * * * *</p><p>Millions, billions, trillions – we all know the words, but the sums involved are almost impossible to comprehend. Let’s put physical dimensions to the numbers:</p><p>- If you convert $1 million into newly-printed $100 bills, you will have a stack that reaches your chest.</p><p>- Perform the same exercise with $1 billion – this is getting exciting! – and the stack reaches about 34 of a mile into the sky.</p><p>- Finally, imagine piling up $32 billion, the total of Berkshire’s 2012-21 federal income tax payments. Now the stack grows to more than 21 miles in height, about three times the level at which commercial airplanes usually cruise.</p><p>When it comes to federal taxes, individuals who own Berkshire can unequivocally state “I gave at the office.”</p><p>* * * * * * * * * * * *</p><p>At Berkshire we hope and expect to pay much more in taxes during the next decade. We owe the country no less: America’s dynamism has made a huge contribution to whatever success Berkshire has achieved – a contribution Berkshire will always need. We count on the American Tailwind and, though it has been becalmed from time to time, its propelling force has always returned.</p><p>I have been investing for 80 years – more than one-third of our country’s lifetime. Despite our citizens’ penchant – almost enthusiasm – for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America. And I doubt very much that any reader of this letter will have a different experience in the future.</p><h2>Nothing Beats Having a Great Partner</h2><p>Charlie and I think pretty much alike. But what it takes me a page to explain, he sums up in a sentence. His version, moreover, is always more clearly reasoned and also more artfully – some might add bluntly – stated.</p><p>Here are a few of his thoughts, many lifted from a very recent podcast:</p><p>- The world is full of foolish gamblers, and they will not do as well as the patient investor.</p><p>- If you don’t see the world the way it is, it’s like judging something through a distorted lens.</p><p>- All I want to know is where I’m going to die, so I’ll never go there. And a related thought: Early on, write your desired obituary – and then behave accordingly.</p><p>- If you don’t care whether you are rational or not, you won’t work on it. Then you will stay irrational and get lousy results.</p><p>- Patience can be learned. Having a long attention span and the ability to concentrate on one thing for a long time is a huge advantage.</p><p>- You can learn a lot from dead people. Read of the deceased you admire and detest.</p><p>- Don’t bail away in a sinking boat if you can swim to one that is seaworthy.</p><p>- A great company keeps working after you are not; a mediocre company won’t do that.</p><p>- Warren and I don’t focus on the froth of the market. We seek out good long-term investments and stubbornly hold them for a long time.</p><p>- Ben Graham said, “Day to day, the stock market is a voting machine; in the long term it’s a weighing machine.” If you keep making something more valuable, then some wise person is going to notice it and start buying.</p><p>- There is no such thing as a 100% sure thing when investing. Thus, the use of leverage is dangerous. A string of wonderful numbers times zero will always equal zero. Don’t count on getting rich twice.</p><p>- You don’t, however, need to own a lot of things in order to get rich.</p><p>- You have to keep learning if you want to become a great investor. When the world changes, you must change.</p><p>- Warren and I hated railroad stocks for decades, but the world changed and finally the country had four huge railroads of vital importance to the American economy. We were slow to recognize the change, but better late than never.</p><p>- Finally, I will add two short sentences by Charlie that have been his decision-clinchers for decades: “Warren, think more about it. You’re smart and I’m right.”</p><p>And so it goes. I never have a phone call with Charlie without learning something. And, while he makes me think, he also makes me laugh.</p><p>* * * * * * * * * * * *</p><p>I will add to Charlie’s list a rule of my own:   Find   a   very   smart   high-grade partner – preferably slightly older than you – and then listen very carefully to what he says.</p><h2>A Family Gathering in Omaha</h2><p>Charlie and I are shameless. Last year, at our first shareholder get-together in three years, we greeted you with our usual commercial hustle.</p><p>From the opening bell, we went straight for your wallet. In short order, our See’s kiosk sold you eleven tons of nourishing peanut brittle and chocolates. In our P.T. Barnum pitch, we promised you longevity. After all, what else but candy from See’s could account for Charlie and me making it to 99 and 92?</p><p>I know you can’t wait to hear the specifics of last year’s hustle.</p><p>On Friday, the doors were open from noon until 5 p.m., and our candy counters rang up 2,690 individual sales. On Saturday, See’s registered an additional 3,931 transactions between 7 a.m. and 4:30 p.m., despite the fact that 612 of the 912 operating hours occurred while our movie and the question-and-answer session were limiting commercial traffic.</p><p>Do the math: See’s rang up about 10 sales per minute during its prime operating time (racking up $400,309 of volume during the two days), with all the goods purchased at a single location selling products that haven’t been materially altered in 101 years. What worked for See’s in the days of Henry Ford’s model T works now.</p><p>* * * * * * * * * * * *</p><p>Charlie, I, and the entire Berkshire bunch look forward to seeing you in Omaha on May 5-6. We will have a good time and so will you.</p><p>February 25, 2023 Warren E. Buffett </p><p>Chairman of the Board</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Buffett’s Annual Letter: Berkshire Will Always Hold a Boatload of Cash and U.S. Treasury Bills</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBuffett’s Annual Letter: Berkshire Will Always Hold a Boatload of Cash and U.S. Treasury Bills\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-02-25 22:08</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Warren Buffett is still betting on America.</p><p>Stocks and bonds slumped in 2022 after central banks raised interest rates at a rapid pace to try to rein in inflation. But Mr. Buffett retained his sense of optimism in his annual letter to investors Saturday, saying he attributes much of his success over the years to the resilience of the U.S. economy.</p><p>“I have been investing for 80 years—more than one-third of our country’s lifetime. Despite our citizens’ penchant—almost enthusiasm—for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America,” Mr. Buffett said in the letter.</p><p>Mr. Buffett, widely regarded as one of the world’s top investors, has been publishing the letters for more than half a century. Over that time, he hasn’t just reflected on the past year for his company, Berkshire Hathaway Inc., but also shared his thoughts on everything from esoteric accounting rules to his aversion to excessive risk-taking.</p><p>Saturday’s letter offered readers a glimpse into how Mr. Buffett, 92, viewed what wound up being a shaky stretch for markets.</p><p>The volatility offered Berkshire an opportunity to jump in and buy stocks. While Berkshire largely bought back its own shares in 2021, it focused more in 2022 on investing in other companies—opening up new positions in media company Paramount Global and building-materials manufacturer Louisiana-Pacific Corp., among other businesses, and swiftly becoming Occidental Petroleum Corp.’s single biggest shareholder.</p><p>As of the end of 2022, Berkshire was the largest shareholder of eight companies—American Express Co., Bank of America Corp., Chevron Corp., Coca-Cola Co., HP Inc., Moody’s Corp., Occidental and Paramount Global.</p><p>“America would have done fine without Berkshire. The reverse is not true,” Mr. Buffett said.</p><p>Berkshire also released its results for 2022 on Saturday.</p><p>The Omaha, Neb., company, which owns businesses including insurer Geico, railroad BNSF Railway and chocolate maker See’s Candies, posted a loss of $22.82 billion for the year, stung by $67.9 billion in investment and derivative contract losses. In 2021, Berkshire posted a profit of $90.8 billion.</p><p>Total revenue rose 9.4% to $302.1 billion.</p><p>Berkshire’s operating earnings, which exclude some investment results, rose to a record $30.8 billion.</p><p>Mr. Buffett, Berkshire’s chief executive, has long held that operating earnings are a better reflection of how Berkshire is doing, since accounting rules require the company to include unrealized gains and losses from its massive investment portfolio in its net income. Volatile markets can make Berkshire’s net income change substantially from quarter to quarter, regardless of how its underlying businesses are doing.</p><p>“Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades,” Mr. Buffett said in his letter. “But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors,” he said, adding that he and his right-hand man Charlie Munger urged shareholders to focus instead on Berkshire’s operating earnings, which rose to a record for the full year in 2022.</p><h2>Read the full letter here:</h2><p>To the Shareholders of Berkshire Hathaway Inc.:</p><p>Charlie Munger, my long-time partner, and I have the job of managing the savings of a great number of individuals. We are grateful for their enduring trust, a relationship that often spans much of their adult lifetime. It is those dedicated savers that are forefront in my mind as I write this letter.</p><p>A common belief is that people choose to save when young, expecting thereby to maintain their living standards after retirement. Any assets that remain at death, this theory says, will usually be left to their families or, possibly, to friends and philanthropy.</p><p>Our experience has differed. We believe Berkshire’s individual holders largely to be of the once-a-saver, always-a-saver variety. Though these people live well, they eventually dispense most of their funds to philanthropic organizations. These, in turn, redistribute the funds by expenditures intended to improve the lives of a great many people who are unrelated to the original benefactor. Sometimes, the results have been spectacular.</p><p>The disposition of money unmasks humans. Charlie and I watch with pleasure the vast flow of Berkshire-generated funds to public needs and, alongside, the infrequency with which our shareholders opt for look-at-me assets and dynasty-building.</p><p>Who wouldn’t enjoy working for shareholders like ours?</p><h2>What We Do</h2><p>Charlie and I allocate your savings at Berkshire between two related forms of ownership. First, we invest in businesses that we control, usually buying 100% of each. Berkshire directs capital allocation at these subsidiaries and selects the CEOs who make day-by-day operating decisions. When large enterprises are being managed, both trust and rules are essential. Berkshire emphasizes the former to an unusual – some would say extreme – degree. Disappointments are inevitable. We are understanding about business mistakes; our tolerance for personal misconduct is zero.</p><p>In our second category of ownership, we buy publicly-traded stocks through which we passively own pieces of businesses. Holding these investments, we have no say in management.</p><p>Our goal in both forms of ownership is to make meaningful investments in businesses with both long-lasting favorable economic characteristics and trustworthy managers. Please note particularly that we own publicly-traded stocks based on our expectations about their long-term business performance, not because we view them as vehicles for adroit purchases and sales. That point is crucial: Charlie and I are not stock-pickers; we are business-pickers.</p><p>Over the years, I have made many mistakes. Consequently, our extensive collection of businesses currently consists of a few enterprises that have truly extraordinary economics, many that enjoy very good economic characteristics, and a large group that are marginal. Along the way, other businesses in which I have invested have died, their products unwanted by the public. Capitalism has two sides: The system creates an ever-growing pile of losers while concurrently delivering a gusher of improved goods and services. Schumpeter called this phenomenon “creative destruction.”</p><p>One advantage of our publicly-traded segment is that – episodically – it becomes easy to buy pieces of wonderful businesses at wonderful prices. It’s crucial to understand that stocks often trade at truly foolish prices, both high and low. “Efficient” markets exist only in textbooks. In truth, marketable stocks and bonds are baffling, their behavior usually understandable only in retrospect.</p><p>Controlled businesses are a different breed. They sometimes command ridiculously higher prices than justified but are almost never available at bargain valuations. Unless under duress, the owner of a controlled business gives no thought to selling at a panic-type valuation.</p><p>* * * * * * * * * * * *</p><p>At this point, a report card from me is appropriate: In 58 years of Berkshire management, most of my capital-allocation decisions have been no better than so-so. In some cases, also, bad moves by me have been rescued by very large doses of luck. (Remember our escapes from near-disasters at USAir and Salomon? I certainly do.)</p><p>Our satisfactory results have been the product of about a dozen truly good decisions – that would be about one every five years – and a sometimes-forgotten advantage that favors long-term investors such as Berkshire. Let’s take a peek behind the curtain.</p><h2>The Secret Sauce</h2><p>In August 1994 – yes, 1994 – Berkshire completed its seven-year purchase of the 400 million shares of Coca-Cola we now own. The total cost was $1.3 billion – then a very meaningful sum at Berkshire.</p><p>The cash dividend we received from Coke in 1994 was $75 million. By 2022, the dividend had increased to $704 million. Growth occurred every year, just as certain as birthdays. All Charlie and I were required to do was cash Coke’s quarterly dividend checks. We expect that those checks are highly likely to grow.</p><p>American Express is much the same story. Berkshire’s purchases of Amex were essentially completed in 1995 and, coincidentally, also cost $1.3 billion. Annual dividends received from this investment have grown from $41 million to $302 million. Those checks, too, seem highly likely to increase.</p><p>These dividend gains, though pleasing, are far from spectacular. But they bring with them important gains in stock prices. At yearend, our Coke investment was valued at $25 billion while Amex was recorded at $22 billion. Each holding now accounts for roughly 5% of Berkshire’s net worth, akin to its weighting long ago.</p><p>Assume, for a moment, I had made a similarly-sized investment mistake in the 1990s, one that flat-lined and simply retained its $1.3 billion value in 2022. (An example would be a high-grade 30-year bond.) That disappointing investment would now represent an insignificant 0.3% of Berkshire’s net worth and would be delivering to us an unchanged $80 million or so of annual income.</p><p>The lesson for investors: The weeds wither away in significance as the flowers bloom. Over time, it takes just a few winners to work wonders. And, yes, it helps to start early and live into your 90s as well.</p><h2>The Past Year in Brief</h2><p>Berkshire had a good year in 2022. The company’s operating earnings – our term for income calculated using Generally Accepted Accounting Principles (“GAAP”), exclusive of capital gains or losses from equity holdings – set a record at $30.8 billion. Charlie and I focus on this operational figure and urge you to do so as well. The GAAP figure, absent our adjustment, fluctuates wildly and capriciously at every reporting date. Note its acrobatic behavior in 2022, which is in no way unusual:</p><p><img src=\"https://static.tigerbbs.com/69e74650656620f9fa3f1e55c15a90e5\" tg-width=\"797\" tg-height=\"207\" width=\"100%\" height=\"auto\"/></p><p>The GAAP earnings are 100% misleading when viewed quarterly or even annually. Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades. But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors.</p><p>A second positive development for Berkshire last year was our purchase of Alleghany Corporation, a property-casualty insurer captained by Joe Brandon. I’ve worked with Joe in the past, and he understands both Berkshire  and insurance. Alleghany delivers special value to us because Berkshire’s unmatched financial strength allows its insurance subsidiaries to follow valuable and enduring investment strategies unavailable to virtually all competitors.</p><p>Aided by Alleghany, our insurance float increased during 2022 from $147 billion to $164 billion. With disciplined underwriting, these funds have a decent chance of being cost-free over time. Since purchasing our first property-casualty insurer in 1967, Berkshire’s float has increased 8,000-fold through acquisitions, operations and innovations. Though not recognized in our financial statements, this float has been an extraordinary asset for Berkshire. New shareholders can get an understanding of its value by reading our annually updated explanation of float on page A-2.</p><p>* * * * * * * * * * * *</p><p>A very minor gain in per-share intrinsic value took place in 2022 through Berkshire share repurchases as well as similar moves at Apple and American Express, both significant investees of ours. At Berkshire, we directly increased your interest in our unique collection of businesses by repurchasing 1.2% of the company’s outstanding shares. At Apple and Amex, repurchases increased Berkshire’s ownership a bit without any cost to us.</p><p>The math isn’t complicated: When the share count goes down, your interest in our many businesses goes up. Every small bit helps if repurchases are made at value-accretive prices. Just as surely, when a company overpays for repurchases, the continuing shareholders lose. At such times, gains flow only to the selling shareholders and to the friendly, but expensive, investment banker who recommended the foolish purchases.</p><p>Gains from value-accretive repurchases, it should be emphasized, benefit all owners – in every respect. Imagine, if you will, three fully-informed shareholders of a local auto dealership, one of whom manages the business. Imagine, further, that one of the passive owners wishes to sell his interest back to the company at a price attractive to the two continuing shareholders. When completed, has this transaction harmed anyone? Is the manager somehow favored over the continuing passive owners? Has the public been hurt?</p><p>When you are told that all repurchases are harmful to shareholders or to the country, or particularly beneficial to CEOs, you are listening to either an economic illiterate or a silver-tongued demagogue (characters that are not mutually exclusive).</p><p>Almost endless details of Berkshire’s 2022 operations are laid out on pages K-33 – K-66. Charlie and I, along with many Berkshire shareholders, enjoy poring over the many facts and figures laid out in that section. These pages are not, however, required reading. There are many Berkshire centimillionaires and, yes, billionaires who have never studied our financial figures. They simply know that Charlie and I – along with our families and close friends – continue to have very significant investments in Berkshire, and they trust us to treat their money as we do our own.</p><p>And that is a promise we can make.</p><p>* * * * * * * * * * * *</p><p>Finally, an important warning: Even the operating earnings figure that we favor can easily be manipulated by managers who wish to do so. Such tampering is often thought of as sophisticated by CEOs, directors and their advisors. Reporters and analysts embrace its existence as well. Beating “expectations” is heralded as a managerial triumph.</p><p>That activity is disgusting. It requires no talent to manipulate numbers: Only a deep desire to deceive is required. “Bold imaginative accounting,” as a CEO once described his deception to me, has become one of the shames of capitalism.</p><h2>58 Years – and a Few Figures</h2><p>In 1965, Berkshire was a one-trick pony, the owner of a venerable – but doomed – New England textile operation. With that business on a death march, Berkshire needed an immediate fresh start. Looking back, I was slow to recognize the severity of its problems.</p><p>And then came a stroke of good luck: National Indemnity became available in 1967, and we shifted our resources toward insurance and other non-textile operations.</p><p>Thus began our journey to 2023, a bumpy road involving a combination of continuous savings by our owners (that is, by their retaining earnings), the power of compounding, our avoidance of major mistakes and – most important of all – the American Tailwind. America would have done fine without Berkshire. The reverse is not true.</p><p>Berkshire now enjoys major ownership in an unmatched collection of huge and diversified businesses. Let’s first look at the 5,000 or so publicly-held companies that trade daily on NASDAQ, the NYSE and related venues. Within this group is housed the members of the S&amp;P 500 Index, an elite collection of large and well-known American companies.</p><p>In aggregate, the 500 earned $1.8 trillion in 2021. I don’t yet have the final results for 2022. Using, therefore, the 2021 figures, only 128 of the 500 (including Berkshire itself) earned $3 billion or more. Indeed, 23 lost money.</p><p>At yearend 2022, Berkshire was the largest owner of eight of these giants: American Express, Bank of America, Chevron, Coca-Cola, HP Inc., Moody’s, Occidental Petroleum and Paramount Global.</p><p>In addition to those eight investees, Berkshire owns 100% of BNSF and 92% of BH Energy, each with earnings that exceed the $3 billion mark noted above ($5.9 billion at BNSF and</p><p>$4.3 billion at BHE). Were these companies publicly-owned, they would replace two present members of the 500. All told, our ten controlled and non-controlled behemoths leave Berkshire more broadly aligned with the country’s economic future than is the case at any other U.S. company. (This calculation leaves aside “fiduciary” operations such as pension funds and investment companies.) In addition, Berkshire’s insurance operation, though conducted through many individually-managed subsidiaries, has a value comparable to BNSF or BHE.</p><p>As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses. Our CEO will always be the Chief Risk Officer – a task it is irresponsible to delegate. Additionally, our future CEOs will have a significant part of their net worth in Berkshire shares, bought with their own money. And yes, our shareholders will continue to save and prosper by retaining earnings.</p><p>At Berkshire, there will be no finish line.</p><h2>Some Surprising Facts About Federal Taxes</h2><p>During the decade ending in 2021, the United States Treasury received about $32.3 trillion in taxes while it spent $43.9 trillion.</p><p>Though economists, politicians and many of the public have opinions about the consequences of that huge imbalance, Charlie and I plead ignorance and firmly believe that near-term economic and market forecasts are worse than useless. Our job is to manage Berkshire’s operations and finances in a manner that will achieve an acceptable result over time and that will preserve the company’s unmatched staying power when financial panics or severe worldwide recessions occur. Berkshire also offers some modest protection from runaway inflation, but this attribute is far from perfect. Huge and entrenched fiscal deficits have consequences.</p><p>The $32 trillion of revenue was garnered by the Treasury through individual income taxes (48%), social security and related receipts (3412%), corporate income tax payments (812%) and a wide variety of lesser levies. Berkshire’s contribution via the corporate income tax was $32 billion during the decade, almost exactly a tenth of 1% of all money that the Treasury collected.</p><p>And that means – brace yourself – had there been roughly 1,000 taxpayers in the U.S. matching Berkshire’s payments, no other businesses nor any of the country’s 131 million households would have needed to pay any taxes to the federal government. Not a dime.</p><p>* * * * * * * * * * * *</p><p>Millions, billions, trillions – we all know the words, but the sums involved are almost impossible to comprehend. Let’s put physical dimensions to the numbers:</p><p>- If you convert $1 million into newly-printed $100 bills, you will have a stack that reaches your chest.</p><p>- Perform the same exercise with $1 billion – this is getting exciting! – and the stack reaches about 34 of a mile into the sky.</p><p>- Finally, imagine piling up $32 billion, the total of Berkshire’s 2012-21 federal income tax payments. Now the stack grows to more than 21 miles in height, about three times the level at which commercial airplanes usually cruise.</p><p>When it comes to federal taxes, individuals who own Berkshire can unequivocally state “I gave at the office.”</p><p>* * * * * * * * * * * *</p><p>At Berkshire we hope and expect to pay much more in taxes during the next decade. We owe the country no less: America’s dynamism has made a huge contribution to whatever success Berkshire has achieved – a contribution Berkshire will always need. We count on the American Tailwind and, though it has been becalmed from time to time, its propelling force has always returned.</p><p>I have been investing for 80 years – more than one-third of our country’s lifetime. Despite our citizens’ penchant – almost enthusiasm – for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America. And I doubt very much that any reader of this letter will have a different experience in the future.</p><h2>Nothing Beats Having a Great Partner</h2><p>Charlie and I think pretty much alike. But what it takes me a page to explain, he sums up in a sentence. His version, moreover, is always more clearly reasoned and also more artfully – some might add bluntly – stated.</p><p>Here are a few of his thoughts, many lifted from a very recent podcast:</p><p>- The world is full of foolish gamblers, and they will not do as well as the patient investor.</p><p>- If you don’t see the world the way it is, it’s like judging something through a distorted lens.</p><p>- All I want to know is where I’m going to die, so I’ll never go there. And a related thought: Early on, write your desired obituary – and then behave accordingly.</p><p>- If you don’t care whether you are rational or not, you won’t work on it. Then you will stay irrational and get lousy results.</p><p>- Patience can be learned. Having a long attention span and the ability to concentrate on one thing for a long time is a huge advantage.</p><p>- You can learn a lot from dead people. Read of the deceased you admire and detest.</p><p>- Don’t bail away in a sinking boat if you can swim to one that is seaworthy.</p><p>- A great company keeps working after you are not; a mediocre company won’t do that.</p><p>- Warren and I don’t focus on the froth of the market. We seek out good long-term investments and stubbornly hold them for a long time.</p><p>- Ben Graham said, “Day to day, the stock market is a voting machine; in the long term it’s a weighing machine.” If you keep making something more valuable, then some wise person is going to notice it and start buying.</p><p>- There is no such thing as a 100% sure thing when investing. Thus, the use of leverage is dangerous. A string of wonderful numbers times zero will always equal zero. Don’t count on getting rich twice.</p><p>- You don’t, however, need to own a lot of things in order to get rich.</p><p>- You have to keep learning if you want to become a great investor. When the world changes, you must change.</p><p>- Warren and I hated railroad stocks for decades, but the world changed and finally the country had four huge railroads of vital importance to the American economy. We were slow to recognize the change, but better late than never.</p><p>- Finally, I will add two short sentences by Charlie that have been his decision-clinchers for decades: “Warren, think more about it. You’re smart and I’m right.”</p><p>And so it goes. I never have a phone call with Charlie without learning something. And, while he makes me think, he also makes me laugh.</p><p>* * * * * * * * * * * *</p><p>I will add to Charlie’s list a rule of my own:   Find   a   very   smart   high-grade partner – preferably slightly older than you – and then listen very carefully to what he says.</p><h2>A Family Gathering in Omaha</h2><p>Charlie and I are shameless. Last year, at our first shareholder get-together in three years, we greeted you with our usual commercial hustle.</p><p>From the opening bell, we went straight for your wallet. In short order, our See’s kiosk sold you eleven tons of nourishing peanut brittle and chocolates. In our P.T. Barnum pitch, we promised you longevity. After all, what else but candy from See’s could account for Charlie and me making it to 99 and 92?</p><p>I know you can’t wait to hear the specifics of last year’s hustle.</p><p>On Friday, the doors were open from noon until 5 p.m., and our candy counters rang up 2,690 individual sales. On Saturday, See’s registered an additional 3,931 transactions between 7 a.m. and 4:30 p.m., despite the fact that 612 of the 912 operating hours occurred while our movie and the question-and-answer session were limiting commercial traffic.</p><p>Do the math: See’s rang up about 10 sales per minute during its prime operating time (racking up $400,309 of volume during the two days), with all the goods purchased at a single location selling products that haven’t been materially altered in 101 years. What worked for See’s in the days of Henry Ford’s model T works now.</p><p>* * * * * * * * * * * *</p><p>Charlie, I, and the entire Berkshire bunch look forward to seeing you in Omaha on May 5-6. We will have a good time and so will you.</p><p>February 25, 2023 Warren E. Buffett </p><p>Chairman of the Board</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BRK.B":"伯克希尔B","BRK.A":"伯克希尔"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1117520516","content_text":"Warren Buffett is still betting on America.Stocks and bonds slumped in 2022 after central banks raised interest rates at a rapid pace to try to rein in inflation. But Mr. Buffett retained his sense of optimism in his annual letter to investors Saturday, saying he attributes much of his success over the years to the resilience of the U.S. economy.“I have been investing for 80 years—more than one-third of our country’s lifetime. Despite our citizens’ penchant—almost enthusiasm—for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America,” Mr. Buffett said in the letter.Mr. Buffett, widely regarded as one of the world’s top investors, has been publishing the letters for more than half a century. Over that time, he hasn’t just reflected on the past year for his company, Berkshire Hathaway Inc., but also shared his thoughts on everything from esoteric accounting rules to his aversion to excessive risk-taking.Saturday’s letter offered readers a glimpse into how Mr. Buffett, 92, viewed what wound up being a shaky stretch for markets.The volatility offered Berkshire an opportunity to jump in and buy stocks. While Berkshire largely bought back its own shares in 2021, it focused more in 2022 on investing in other companies—opening up new positions in media company Paramount Global and building-materials manufacturer Louisiana-Pacific Corp., among other businesses, and swiftly becoming Occidental Petroleum Corp.’s single biggest shareholder.As of the end of 2022, Berkshire was the largest shareholder of eight companies—American Express Co., Bank of America Corp., Chevron Corp., Coca-Cola Co., HP Inc., Moody’s Corp., Occidental and Paramount Global.“America would have done fine without Berkshire. The reverse is not true,” Mr. Buffett said.Berkshire also released its results for 2022 on Saturday.The Omaha, Neb., company, which owns businesses including insurer Geico, railroad BNSF Railway and chocolate maker See’s Candies, posted a loss of $22.82 billion for the year, stung by $67.9 billion in investment and derivative contract losses. In 2021, Berkshire posted a profit of $90.8 billion.Total revenue rose 9.4% to $302.1 billion.Berkshire’s operating earnings, which exclude some investment results, rose to a record $30.8 billion.Mr. Buffett, Berkshire’s chief executive, has long held that operating earnings are a better reflection of how Berkshire is doing, since accounting rules require the company to include unrealized gains and losses from its massive investment portfolio in its net income. Volatile markets can make Berkshire’s net income change substantially from quarter to quarter, regardless of how its underlying businesses are doing.“Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades,” Mr. Buffett said in his letter. “But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors,” he said, adding that he and his right-hand man Charlie Munger urged shareholders to focus instead on Berkshire’s operating earnings, which rose to a record for the full year in 2022.Read the full letter here:To the Shareholders of Berkshire Hathaway Inc.:Charlie Munger, my long-time partner, and I have the job of managing the savings of a great number of individuals. We are grateful for their enduring trust, a relationship that often spans much of their adult lifetime. It is those dedicated savers that are forefront in my mind as I write this letter.A common belief is that people choose to save when young, expecting thereby to maintain their living standards after retirement. Any assets that remain at death, this theory says, will usually be left to their families or, possibly, to friends and philanthropy.Our experience has differed. We believe Berkshire’s individual holders largely to be of the once-a-saver, always-a-saver variety. Though these people live well, they eventually dispense most of their funds to philanthropic organizations. These, in turn, redistribute the funds by expenditures intended to improve the lives of a great many people who are unrelated to the original benefactor. Sometimes, the results have been spectacular.The disposition of money unmasks humans. Charlie and I watch with pleasure the vast flow of Berkshire-generated funds to public needs and, alongside, the infrequency with which our shareholders opt for look-at-me assets and dynasty-building.Who wouldn’t enjoy working for shareholders like ours?What We DoCharlie and I allocate your savings at Berkshire between two related forms of ownership. First, we invest in businesses that we control, usually buying 100% of each. Berkshire directs capital allocation at these subsidiaries and selects the CEOs who make day-by-day operating decisions. When large enterprises are being managed, both trust and rules are essential. Berkshire emphasizes the former to an unusual – some would say extreme – degree. Disappointments are inevitable. We are understanding about business mistakes; our tolerance for personal misconduct is zero.In our second category of ownership, we buy publicly-traded stocks through which we passively own pieces of businesses. Holding these investments, we have no say in management.Our goal in both forms of ownership is to make meaningful investments in businesses with both long-lasting favorable economic characteristics and trustworthy managers. Please note particularly that we own publicly-traded stocks based on our expectations about their long-term business performance, not because we view them as vehicles for adroit purchases and sales. That point is crucial: Charlie and I are not stock-pickers; we are business-pickers.Over the years, I have made many mistakes. Consequently, our extensive collection of businesses currently consists of a few enterprises that have truly extraordinary economics, many that enjoy very good economic characteristics, and a large group that are marginal. Along the way, other businesses in which I have invested have died, their products unwanted by the public. Capitalism has two sides: The system creates an ever-growing pile of losers while concurrently delivering a gusher of improved goods and services. Schumpeter called this phenomenon “creative destruction.”One advantage of our publicly-traded segment is that – episodically – it becomes easy to buy pieces of wonderful businesses at wonderful prices. It’s crucial to understand that stocks often trade at truly foolish prices, both high and low. “Efficient” markets exist only in textbooks. In truth, marketable stocks and bonds are baffling, their behavior usually understandable only in retrospect.Controlled businesses are a different breed. They sometimes command ridiculously higher prices than justified but are almost never available at bargain valuations. Unless under duress, the owner of a controlled business gives no thought to selling at a panic-type valuation.* * * * * * * * * * * *At this point, a report card from me is appropriate: In 58 years of Berkshire management, most of my capital-allocation decisions have been no better than so-so. In some cases, also, bad moves by me have been rescued by very large doses of luck. (Remember our escapes from near-disasters at USAir and Salomon? I certainly do.)Our satisfactory results have been the product of about a dozen truly good decisions – that would be about one every five years – and a sometimes-forgotten advantage that favors long-term investors such as Berkshire. Let’s take a peek behind the curtain.The Secret SauceIn August 1994 – yes, 1994 – Berkshire completed its seven-year purchase of the 400 million shares of Coca-Cola we now own. The total cost was $1.3 billion – then a very meaningful sum at Berkshire.The cash dividend we received from Coke in 1994 was $75 million. By 2022, the dividend had increased to $704 million. Growth occurred every year, just as certain as birthdays. All Charlie and I were required to do was cash Coke’s quarterly dividend checks. We expect that those checks are highly likely to grow.American Express is much the same story. Berkshire’s purchases of Amex were essentially completed in 1995 and, coincidentally, also cost $1.3 billion. Annual dividends received from this investment have grown from $41 million to $302 million. Those checks, too, seem highly likely to increase.These dividend gains, though pleasing, are far from spectacular. But they bring with them important gains in stock prices. At yearend, our Coke investment was valued at $25 billion while Amex was recorded at $22 billion. Each holding now accounts for roughly 5% of Berkshire’s net worth, akin to its weighting long ago.Assume, for a moment, I had made a similarly-sized investment mistake in the 1990s, one that flat-lined and simply retained its $1.3 billion value in 2022. (An example would be a high-grade 30-year bond.) That disappointing investment would now represent an insignificant 0.3% of Berkshire’s net worth and would be delivering to us an unchanged $80 million or so of annual income.The lesson for investors: The weeds wither away in significance as the flowers bloom. Over time, it takes just a few winners to work wonders. And, yes, it helps to start early and live into your 90s as well.The Past Year in BriefBerkshire had a good year in 2022. The company’s operating earnings – our term for income calculated using Generally Accepted Accounting Principles (“GAAP”), exclusive of capital gains or losses from equity holdings – set a record at $30.8 billion. Charlie and I focus on this operational figure and urge you to do so as well. The GAAP figure, absent our adjustment, fluctuates wildly and capriciously at every reporting date. Note its acrobatic behavior in 2022, which is in no way unusual:The GAAP earnings are 100% misleading when viewed quarterly or even annually. Capital gains, to be sure, have been hugely important to Berkshire over past decades, and we expect them to be meaningfully positive in future decades. But their quarter-by-quarter gyrations, regularly and mindlessly headlined by media, totally misinform investors.A second positive development for Berkshire last year was our purchase of Alleghany Corporation, a property-casualty insurer captained by Joe Brandon. I’ve worked with Joe in the past, and he understands both Berkshire  and insurance. Alleghany delivers special value to us because Berkshire’s unmatched financial strength allows its insurance subsidiaries to follow valuable and enduring investment strategies unavailable to virtually all competitors.Aided by Alleghany, our insurance float increased during 2022 from $147 billion to $164 billion. With disciplined underwriting, these funds have a decent chance of being cost-free over time. Since purchasing our first property-casualty insurer in 1967, Berkshire’s float has increased 8,000-fold through acquisitions, operations and innovations. Though not recognized in our financial statements, this float has been an extraordinary asset for Berkshire. New shareholders can get an understanding of its value by reading our annually updated explanation of float on page A-2.* * * * * * * * * * * *A very minor gain in per-share intrinsic value took place in 2022 through Berkshire share repurchases as well as similar moves at Apple and American Express, both significant investees of ours. At Berkshire, we directly increased your interest in our unique collection of businesses by repurchasing 1.2% of the company’s outstanding shares. At Apple and Amex, repurchases increased Berkshire’s ownership a bit without any cost to us.The math isn’t complicated: When the share count goes down, your interest in our many businesses goes up. Every small bit helps if repurchases are made at value-accretive prices. Just as surely, when a company overpays for repurchases, the continuing shareholders lose. At such times, gains flow only to the selling shareholders and to the friendly, but expensive, investment banker who recommended the foolish purchases.Gains from value-accretive repurchases, it should be emphasized, benefit all owners – in every respect. Imagine, if you will, three fully-informed shareholders of a local auto dealership, one of whom manages the business. Imagine, further, that one of the passive owners wishes to sell his interest back to the company at a price attractive to the two continuing shareholders. When completed, has this transaction harmed anyone? Is the manager somehow favored over the continuing passive owners? Has the public been hurt?When you are told that all repurchases are harmful to shareholders or to the country, or particularly beneficial to CEOs, you are listening to either an economic illiterate or a silver-tongued demagogue (characters that are not mutually exclusive).Almost endless details of Berkshire’s 2022 operations are laid out on pages K-33 – K-66. Charlie and I, along with many Berkshire shareholders, enjoy poring over the many facts and figures laid out in that section. These pages are not, however, required reading. There are many Berkshire centimillionaires and, yes, billionaires who have never studied our financial figures. They simply know that Charlie and I – along with our families and close friends – continue to have very significant investments in Berkshire, and they trust us to treat their money as we do our own.And that is a promise we can make.* * * * * * * * * * * *Finally, an important warning: Even the operating earnings figure that we favor can easily be manipulated by managers who wish to do so. Such tampering is often thought of as sophisticated by CEOs, directors and their advisors. Reporters and analysts embrace its existence as well. Beating “expectations” is heralded as a managerial triumph.That activity is disgusting. It requires no talent to manipulate numbers: Only a deep desire to deceive is required. “Bold imaginative accounting,” as a CEO once described his deception to me, has become one of the shames of capitalism.58 Years – and a Few FiguresIn 1965, Berkshire was a one-trick pony, the owner of a venerable – but doomed – New England textile operation. With that business on a death march, Berkshire needed an immediate fresh start. Looking back, I was slow to recognize the severity of its problems.And then came a stroke of good luck: National Indemnity became available in 1967, and we shifted our resources toward insurance and other non-textile operations.Thus began our journey to 2023, a bumpy road involving a combination of continuous savings by our owners (that is, by their retaining earnings), the power of compounding, our avoidance of major mistakes and – most important of all – the American Tailwind. America would have done fine without Berkshire. The reverse is not true.Berkshire now enjoys major ownership in an unmatched collection of huge and diversified businesses. Let’s first look at the 5,000 or so publicly-held companies that trade daily on NASDAQ, the NYSE and related venues. Within this group is housed the members of the S&P 500 Index, an elite collection of large and well-known American companies.In aggregate, the 500 earned $1.8 trillion in 2021. I don’t yet have the final results for 2022. Using, therefore, the 2021 figures, only 128 of the 500 (including Berkshire itself) earned $3 billion or more. Indeed, 23 lost money.At yearend 2022, Berkshire was the largest owner of eight of these giants: American Express, Bank of America, Chevron, Coca-Cola, HP Inc., Moody’s, Occidental Petroleum and Paramount Global.In addition to those eight investees, Berkshire owns 100% of BNSF and 92% of BH Energy, each with earnings that exceed the $3 billion mark noted above ($5.9 billion at BNSF and$4.3 billion at BHE). Were these companies publicly-owned, they would replace two present members of the 500. All told, our ten controlled and non-controlled behemoths leave Berkshire more broadly aligned with the country’s economic future than is the case at any other U.S. company. (This calculation leaves aside “fiduciary” operations such as pension funds and investment companies.) In addition, Berkshire’s insurance operation, though conducted through many individually-managed subsidiaries, has a value comparable to BNSF or BHE.As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses. Our CEO will always be the Chief Risk Officer – a task it is irresponsible to delegate. Additionally, our future CEOs will have a significant part of their net worth in Berkshire shares, bought with their own money. And yes, our shareholders will continue to save and prosper by retaining earnings.At Berkshire, there will be no finish line.Some Surprising Facts About Federal TaxesDuring the decade ending in 2021, the United States Treasury received about $32.3 trillion in taxes while it spent $43.9 trillion.Though economists, politicians and many of the public have opinions about the consequences of that huge imbalance, Charlie and I plead ignorance and firmly believe that near-term economic and market forecasts are worse than useless. Our job is to manage Berkshire’s operations and finances in a manner that will achieve an acceptable result over time and that will preserve the company’s unmatched staying power when financial panics or severe worldwide recessions occur. Berkshire also offers some modest protection from runaway inflation, but this attribute is far from perfect. Huge and entrenched fiscal deficits have consequences.The $32 trillion of revenue was garnered by the Treasury through individual income taxes (48%), social security and related receipts (3412%), corporate income tax payments (812%) and a wide variety of lesser levies. Berkshire’s contribution via the corporate income tax was $32 billion during the decade, almost exactly a tenth of 1% of all money that the Treasury collected.And that means – brace yourself – had there been roughly 1,000 taxpayers in the U.S. matching Berkshire’s payments, no other businesses nor any of the country’s 131 million households would have needed to pay any taxes to the federal government. Not a dime.* * * * * * * * * * * *Millions, billions, trillions – we all know the words, but the sums involved are almost impossible to comprehend. Let’s put physical dimensions to the numbers:- If you convert $1 million into newly-printed $100 bills, you will have a stack that reaches your chest.- Perform the same exercise with $1 billion – this is getting exciting! – and the stack reaches about 34 of a mile into the sky.- Finally, imagine piling up $32 billion, the total of Berkshire’s 2012-21 federal income tax payments. Now the stack grows to more than 21 miles in height, about three times the level at which commercial airplanes usually cruise.When it comes to federal taxes, individuals who own Berkshire can unequivocally state “I gave at the office.”* * * * * * * * * * * *At Berkshire we hope and expect to pay much more in taxes during the next decade. We owe the country no less: America’s dynamism has made a huge contribution to whatever success Berkshire has achieved – a contribution Berkshire will always need. We count on the American Tailwind and, though it has been becalmed from time to time, its propelling force has always returned.I have been investing for 80 years – more than one-third of our country’s lifetime. Despite our citizens’ penchant – almost enthusiasm – for self-criticism and self-doubt, I have yet to see a time when it made sense to make a long-term bet against America. And I doubt very much that any reader of this letter will have a different experience in the future.Nothing Beats Having a Great PartnerCharlie and I think pretty much alike. But what it takes me a page to explain, he sums up in a sentence. His version, moreover, is always more clearly reasoned and also more artfully – some might add bluntly – stated.Here are a few of his thoughts, many lifted from a very recent podcast:- The world is full of foolish gamblers, and they will not do as well as the patient investor.- If you don’t see the world the way it is, it’s like judging something through a distorted lens.- All I want to know is where I’m going to die, so I’ll never go there. And a related thought: Early on, write your desired obituary – and then behave accordingly.- If you don’t care whether you are rational or not, you won’t work on it. Then you will stay irrational and get lousy results.- Patience can be learned. Having a long attention span and the ability to concentrate on one thing for a long time is a huge advantage.- You can learn a lot from dead people. Read of the deceased you admire and detest.- Don’t bail away in a sinking boat if you can swim to one that is seaworthy.- A great company keeps working after you are not; a mediocre company won’t do that.- Warren and I don’t focus on the froth of the market. We seek out good long-term investments and stubbornly hold them for a long time.- Ben Graham said, “Day to day, the stock market is a voting machine; in the long term it’s a weighing machine.” If you keep making something more valuable, then some wise person is going to notice it and start buying.- There is no such thing as a 100% sure thing when investing. Thus, the use of leverage is dangerous. A string of wonderful numbers times zero will always equal zero. Don’t count on getting rich twice.- You don’t, however, need to own a lot of things in order to get rich.- You have to keep learning if you want to become a great investor. When the world changes, you must change.- Warren and I hated railroad stocks for decades, but the world changed and finally the country had four huge railroads of vital importance to the American economy. We were slow to recognize the change, but better late than never.- Finally, I will add two short sentences by Charlie that have been his decision-clinchers for decades: “Warren, think more about it. You’re smart and I’m right.”And so it goes. I never have a phone call with Charlie without learning something. And, while he makes me think, he also makes me laugh.* * * * * * * * * * * *I will add to Charlie’s list a rule of my own:   Find   a   very   smart   high-grade partner – preferably slightly older than you – and then listen very carefully to what he says.A Family Gathering in OmahaCharlie and I are shameless. Last year, at our first shareholder get-together in three years, we greeted you with our usual commercial hustle.From the opening bell, we went straight for your wallet. In short order, our See’s kiosk sold you eleven tons of nourishing peanut brittle and chocolates. In our P.T. Barnum pitch, we promised you longevity. After all, what else but candy from See’s could account for Charlie and me making it to 99 and 92?I know you can’t wait to hear the specifics of last year’s hustle.On Friday, the doors were open from noon until 5 p.m., and our candy counters rang up 2,690 individual sales. On Saturday, See’s registered an additional 3,931 transactions between 7 a.m. and 4:30 p.m., despite the fact that 612 of the 912 operating hours occurred while our movie and the question-and-answer session were limiting commercial traffic.Do the math: See’s rang up about 10 sales per minute during its prime operating time (racking up $400,309 of volume during the two days), with all the goods purchased at a single location selling products that haven’t been materially altered in 101 years. What worked for See’s in the days of Henry Ford’s model T works now.* * * * * * * * * * * *Charlie, I, and the entire Berkshire bunch look forward to seeing you in Omaha on May 5-6. We will have a good time and so will you.February 25, 2023 Warren E. Buffett Chairman of the Board","news_type":1},"isVote":1,"tweetType":1,"viewCount":1,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9957248537,"gmtCreate":1677331371129,"gmtModify":1677331375060,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Hmmm&nbsp;","listText":"Hmmm&nbsp;","text":"Hmmm","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":25,"commentSize":4,"repostSize":0,"link":"https://ttm.financial/post/9957248537","repostId":"1177307200","repostType":2,"repost":{"id":"1177307200","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1677330651,"share":"https://www.laohu8.com/m/news/1177307200?lang=&edition=full","pubTime":"2023-02-25 21:10","market":"us","language":"en","title":"Berkshire Hathaway Fourth-Quarter Operating Earnings Fall 8%, Cash Hoard Swells to Nearly $130 Billion","url":"https://stock-news.laohu8.com/highlight/detail?id=1177307200","media":"Tiger Newspress","summary":"Berkshire Hathaway’s operating profits fell during the fourth quarter as inflationary pressures weig","content":"<html><head></head><body><p><img src=\"https://static.tigerbbs.com/9027ddd6e6e1a7c4f859db847ded7046\" tg-width=\"929\" tg-height=\"523\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>Berkshire Hathaway’s operating profits fell during the fourth quarter as inflationary pressures weighed on the conglomerate’s businesses.</p><p>Berkshire Hathaway’s operating earnings totaled $6.7 billion in the fourth quarter of 2022, a release read Saturday. That’s down 7.9% from the year-earlier period when profits totaled $7.285 billion. Operating earnings refers to the total profits made from the businesses owned by the conglomerate.</p><p>For the year, the conglomerate’s operating earnings totaled $30.793 billion. That’s up 12.2% from $27.455 billion in 2021.</p><p>Meanwhile, Berkshire used $2.855 billion to buy back shares in the fourth quarter. That’s lower than the year-earlier period when share repurchases totaled approximately $6.9 billion.</p><p>Given this, Berkshire’s cash hoard grew to $128.651 billion in the fourth quarter of 2022. That’s up from nearly $109 billion in the third quarter.</p><p>Buffett said in his annual shareholder letter that Berkshire will continue to hold a “boatload” of cash and U.S. Treasury bills along with its myriad of businesses. He specified that future CEOs in the company will use their own money to hold Berkshire shares.</p><p>“As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses,” Buffett wrote.</p><p>“And yes, our shareholders will continue to save and prosper by retaining earnings. At Berkshire, there will be no finish line.”</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Berkshire Hathaway Fourth-Quarter Operating Earnings Fall 8%, Cash Hoard Swells to Nearly $130 Billion</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBerkshire Hathaway Fourth-Quarter Operating Earnings Fall 8%, Cash Hoard Swells to Nearly $130 Billion\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-02-25 21:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p><img src=\"https://static.tigerbbs.com/9027ddd6e6e1a7c4f859db847ded7046\" tg-width=\"929\" tg-height=\"523\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/>Berkshire Hathaway’s operating profits fell during the fourth quarter as inflationary pressures weighed on the conglomerate’s businesses.</p><p>Berkshire Hathaway’s operating earnings totaled $6.7 billion in the fourth quarter of 2022, a release read Saturday. That’s down 7.9% from the year-earlier period when profits totaled $7.285 billion. Operating earnings refers to the total profits made from the businesses owned by the conglomerate.</p><p>For the year, the conglomerate’s operating earnings totaled $30.793 billion. That’s up 12.2% from $27.455 billion in 2021.</p><p>Meanwhile, Berkshire used $2.855 billion to buy back shares in the fourth quarter. That’s lower than the year-earlier period when share repurchases totaled approximately $6.9 billion.</p><p>Given this, Berkshire’s cash hoard grew to $128.651 billion in the fourth quarter of 2022. That’s up from nearly $109 billion in the third quarter.</p><p>Buffett said in his annual shareholder letter that Berkshire will continue to hold a “boatload” of cash and U.S. Treasury bills along with its myriad of businesses. He specified that future CEOs in the company will use their own money to hold Berkshire shares.</p><p>“As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses,” Buffett wrote.</p><p>“And yes, our shareholders will continue to save and prosper by retaining earnings. At Berkshire, there will be no finish line.”</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BRK.B":"伯克希尔B","BRK.A":"伯克希尔"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1177307200","content_text":"Berkshire Hathaway’s operating profits fell during the fourth quarter as inflationary pressures weighed on the conglomerate’s businesses.Berkshire Hathaway’s operating earnings totaled $6.7 billion in the fourth quarter of 2022, a release read Saturday. That’s down 7.9% from the year-earlier period when profits totaled $7.285 billion. Operating earnings refers to the total profits made from the businesses owned by the conglomerate.For the year, the conglomerate’s operating earnings totaled $30.793 billion. That’s up 12.2% from $27.455 billion in 2021.Meanwhile, Berkshire used $2.855 billion to buy back shares in the fourth quarter. That’s lower than the year-earlier period when share repurchases totaled approximately $6.9 billion.Given this, Berkshire’s cash hoard grew to $128.651 billion in the fourth quarter of 2022. That’s up from nearly $109 billion in the third quarter.Buffett said in his annual shareholder letter that Berkshire will continue to hold a “boatload” of cash and U.S. Treasury bills along with its myriad of businesses. He specified that future CEOs in the company will use their own money to hold Berkshire shares.“As for the future, Berkshire will always hold a boatload of cash and U.S. Treasury bills along with a wide array of businesses. We will also avoid behavior that could result in any uncomfortable cash needs at inconvenient times, including financial panics and unprecedented insurance losses,” Buffett wrote.“And yes, our shareholders will continue to save and prosper by retaining earnings. At Berkshire, there will be no finish line.”","news_type":1},"isVote":1,"tweetType":1,"viewCount":25,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3570058765891495","authorId":"3570058765891495","name":"PhoenixBee","avatar":"https://community-static.tradeup.com/news/f7bfa4323a9a5dfacc73c8817a4e5e48","crmLevel":5,"crmLevelSwitch":1},"content":"I think he lost in 2 stocks of investment previously.. Forgotten which ones.","text":"I think he lost in 2 stocks of investment previously.. Forgotten which ones.","html":"I think he lost in 2 stocks of investment previously.. Forgotten which ones."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":258620803449032,"gmtCreate":1704173839249,"gmtModify":1704173843288,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Take me to the moon ❤️","listText":"Take me to the moon ❤️","text":"Take me to the moon ❤️","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/258620803449032","repostId":"2395048265","repostType":2,"repost":{"id":"2395048265","pubTimestamp":1704172225,"share":"https://www.laohu8.com/m/news/2395048265?lang=&edition=full","pubTime":"2024-01-02 13:10","market":"us","language":"en","title":"Could SoFi Be a Millionaire-Maker Stock?","url":"https://stock-news.laohu8.com/highlight/detail?id=2395048265","media":"Motley Fool","summary":"The disruptive fintech could become a much larger bank.","content":"<html><head></head><body><ul style=\"\"><li><p>SoFi has been incredibly successful at growing its business in recent years.</p></li><li><p>Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.</p></li><li><p>With the fintech on track to reach profitability, now could be a great time to invest.</p></li></ul><p>Financial industry disrupter <a href=\"https://laohu8.com/S/SOFI\">SoFi</a> has been a rare bright spot among the hundreds of companies that went public via reverse mergers with special purpose acquisition companies during the 2021 SPAC boom. Not only is the fintech a financially stable business and well on the way to profitability, but it has maintained terrific growth momentum, even during the 2022 economic slowdown and the 2023 banking headwinds.</p><p>Although its growth has been fantastic, there&#39;s a solid argument to be made that SoFi is just getting started. Here&#39;s a quick recap of SoFi&#39;s recent numbers, where it stands relative to other banks, and why it could still have plenty of room to grow in the years to come.</p><h2 id=\"id_1984551811\">Massive growth and improving profitability</h2><p>SoFi&#39;s growth trajectory has been stunning, and that&#39;s especially true given that 2023 has featured a tough environment for smaller banks. When a few high-profile regional banks failed during the spring, many depositors started pulling money out of smaller institutions and putting it in big banks.</p><p>Yet during that period and the months that followed, SoFi did a great job of retaining its customers, in part by adding new features and products. For example, it set up a program with other banks that allowed it to offer its depositors up to $2 million in FDIC insurance, rather than the standard $250,000. Not only that, it continued to grow its customer base.</p><p>In fact, SoFi added about 1.3 million new members in the past two reported quarters alone, and its growth rate even accelerated in the third quarter. The Galileo fintech platform posted its largest quarterly member addition since early 2020. Plus, SoFi ended the third quarter with $15.7 billion in customer deposits -- a figure made even more impressive by the fact that SoFi got its banking license in early 2022 and started from zero at that time.</p><p>Not only has its growth been impressive, but profitability is right around the corner. Management has said (and reiterated several times) that the company is expected to achieve GAAP profitability in the fourth quarter of 2023. As the business scales, its cost structure (especially when it comes to customer acquisition) should improve dramatically, and profits should grow quickly.</p><h2 id=\"id_3131511795\">SoFi is still a relatively small bank</h2><p>Although SoFi&#39;s results have certainly been strong, it&#39;s important to put into context just how small it still is. With about $28 billion in assets, SoFi is roughly the size of Simmons Bank or Glacier Bancorp. If you&#39;ve never heard of either of those institutions... well, that&#39;s kind of the point.</p><p>For further context, SoFi is roughly 15% of the size of Ally Financial by asset size, and about 5% of the size of regional banking leader Truist. JPMorgan Chase -- the largest U.S. bank by assets -- is about 120 times the size of SoFi.</p><p>SoFi is not the first fintech company to offer banking products that are superior to those offered by traditional brick-and-mortar banks. There have been online high-yield savings accounts available for decades, just to name one example. But not one other company has been as successful when it comes to becoming an all-in-one banking replacement, and if its momentum continues to build, SoFi could have a lot of room to grow.</p><h2 id=\"id_1591831331\">Could SoFi be a millionaire-maker stock?</h2><p>CEO Anthony Noto recently said that he expects the bank to add at least 1 million new members per quarter in 2024, and quite frankly, the company has a strong history of underpromising and overdelivering. If it can achieve profitability in the fourth quarter and continue to position itself as a true big-bank replacement, SoFi could have a great 2024, and the sky is the limit.</p><p>To be sure, there is a lot of execution risk ahead. After all, if it was easy to disrupt the big banks on a large scale, someone would have done it already. But SoFi&#39;s momentum speaks for itself, and investors who get in at the current level could be handsomely rewarded over the long run.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Could SoFi Be a Millionaire-Maker Stock?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCould SoFi Be a Millionaire-Maker Stock?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-01-02 13:10 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SoFi has been incredibly successful at growing its business in recent years.Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.With the fintech on track...</p>\n\n<a href=\"https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://www.fool.com/investing/2023/12/31/could-sofi-be-a-millionaire-maker-stock/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2395048265","content_text":"SoFi has been incredibly successful at growing its business in recent years.Despite the impressive progress it has already made, SoFi could still have tremendous room to grow.With the fintech on track to reach profitability, now could be a great time to invest.Financial industry disrupter SoFi has been a rare bright spot among the hundreds of companies that went public via reverse mergers with special purpose acquisition companies during the 2021 SPAC boom. Not only is the fintech a financially stable business and well on the way to profitability, but it has maintained terrific growth momentum, even during the 2022 economic slowdown and the 2023 banking headwinds.Although its growth has been fantastic, there's a solid argument to be made that SoFi is just getting started. Here's a quick recap of SoFi's recent numbers, where it stands relative to other banks, and why it could still have plenty of room to grow in the years to come.Massive growth and improving profitabilitySoFi's growth trajectory has been stunning, and that's especially true given that 2023 has featured a tough environment for smaller banks. When a few high-profile regional banks failed during the spring, many depositors started pulling money out of smaller institutions and putting it in big banks.Yet during that period and the months that followed, SoFi did a great job of retaining its customers, in part by adding new features and products. For example, it set up a program with other banks that allowed it to offer its depositors up to $2 million in FDIC insurance, rather than the standard $250,000. Not only that, it continued to grow its customer base.In fact, SoFi added about 1.3 million new members in the past two reported quarters alone, and its growth rate even accelerated in the third quarter. The Galileo fintech platform posted its largest quarterly member addition since early 2020. Plus, SoFi ended the third quarter with $15.7 billion in customer deposits -- a figure made even more impressive by the fact that SoFi got its banking license in early 2022 and started from zero at that time.Not only has its growth been impressive, but profitability is right around the corner. Management has said (and reiterated several times) that the company is expected to achieve GAAP profitability in the fourth quarter of 2023. As the business scales, its cost structure (especially when it comes to customer acquisition) should improve dramatically, and profits should grow quickly.SoFi is still a relatively small bankAlthough SoFi's results have certainly been strong, it's important to put into context just how small it still is. With about $28 billion in assets, SoFi is roughly the size of Simmons Bank or Glacier Bancorp. If you've never heard of either of those institutions... well, that's kind of the point.For further context, SoFi is roughly 15% of the size of Ally Financial by asset size, and about 5% of the size of regional banking leader Truist. JPMorgan Chase -- the largest U.S. bank by assets -- is about 120 times the size of SoFi.SoFi is not the first fintech company to offer banking products that are superior to those offered by traditional brick-and-mortar banks. There have been online high-yield savings accounts available for decades, just to name one example. But not one other company has been as successful when it comes to becoming an all-in-one banking replacement, and if its momentum continues to build, SoFi could have a lot of room to grow.Could SoFi be a millionaire-maker stock?CEO Anthony Noto recently said that he expects the bank to add at least 1 million new members per quarter in 2024, and quite frankly, the company has a strong history of underpromising and overdelivering. If it can achieve profitability in the fourth quarter and continue to position itself as a true big-bank replacement, SoFi could have a great 2024, and the sky is the limit.To be sure, there is a lot of execution risk ahead. After all, if it was easy to disrupt the big banks on a large scale, someone would have done it already. But SoFi's momentum speaks for itself, and investors who get in at the current level could be handsomely rewarded over the long run.","news_type":1},"isVote":1,"tweetType":1,"viewCount":216,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9957812892,"gmtCreate":1677155650916,"gmtModify":1677155654171,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"[Call]&nbsp;[Love]&nbsp;baba","listText":"[Call]&nbsp;[Love]&nbsp;baba","text":"[Call] [Love] baba","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":24,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9957812892","repostId":"1177442073","repostType":4,"repost":{"id":"1177442073","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1677152236,"share":"https://www.laohu8.com/m/news/1177442073?lang=&edition=full","pubTime":"2023-02-23 19:37","market":"hk","language":"en","title":"Alibaba Beats Quarterly Revenue Estimates As COVID Curbs Ease","url":"https://stock-news.laohu8.com/highlight/detail?id=1177442073","media":"Reuters","summary":"Feb 23 (Reuters) - Alibaba Group Holding Ltd reported better-than-expected quarterly revenue on Thur","content":"<html><head></head><body><p>Feb 23 (Reuters) - Alibaba Group Holding Ltd reported better-than-expected quarterly revenue on Thursday, as the Chinese e-commerce giant benefited from the country easing COVID-19 curbs.</p><p>The company has weathered a weak economy in China, which only last December lifted its zero-Covid policy after three years.</p><p>Revenue rose 2% to 247.76 billion yuan ($35.92 billion) for the three months ended Dec. 31, compared with a Refinitiv consensus estimate of 245.18 billion yuan drawn from 23 analysts.</p><p>China&#39;s total retail sales contracted 1.8% in December, while its economy grew 3% in the full year 2022, one of its worst growth rates in nearly half a century.</p><p>Net income attributable to ordinary shareholders was 46.82 billion yuan, up from 27.69 billion yuan in the same quarter one year ago.</p><p>($1 = 6.8985 Chinese yuan renminbi)</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Alibaba Beats Quarterly Revenue Estimates As COVID Curbs Ease</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAlibaba Beats Quarterly Revenue Estimates As COVID Curbs Ease\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2023-02-23 19:37</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>Feb 23 (Reuters) - Alibaba Group Holding Ltd reported better-than-expected quarterly revenue on Thursday, as the Chinese e-commerce giant benefited from the country easing COVID-19 curbs.</p><p>The company has weathered a weak economy in China, which only last December lifted its zero-Covid policy after three years.</p><p>Revenue rose 2% to 247.76 billion yuan ($35.92 billion) for the three months ended Dec. 31, compared with a Refinitiv consensus estimate of 245.18 billion yuan drawn from 23 analysts.</p><p>China&#39;s total retail sales contracted 1.8% in December, while its economy grew 3% in the full year 2022, one of its worst growth rates in nearly half a century.</p><p>Net income attributable to ordinary shareholders was 46.82 billion yuan, up from 27.69 billion yuan in the same quarter one year ago.</p><p>($1 = 6.8985 Chinese yuan renminbi)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BABA":"阿里巴巴","09988":"阿里巴巴-SW"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1177442073","content_text":"Feb 23 (Reuters) - Alibaba Group Holding Ltd reported better-than-expected quarterly revenue on Thursday, as the Chinese e-commerce giant benefited from the country easing COVID-19 curbs.The company has weathered a weak economy in China, which only last December lifted its zero-Covid policy after three years.Revenue rose 2% to 247.76 billion yuan ($35.92 billion) for the three months ended Dec. 31, compared with a Refinitiv consensus estimate of 245.18 billion yuan drawn from 23 analysts.China's total retail sales contracted 1.8% in December, while its economy grew 3% in the full year 2022, one of its worst growth rates in nearly half a century.Net income attributable to ordinary shareholders was 46.82 billion yuan, up from 27.69 billion yuan in the same quarter one year ago.($1 = 6.8985 Chinese yuan renminbi)","news_type":1},"isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":271319387410552,"gmtCreate":1707277868376,"gmtModify":1707277871334,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$&nbsp;</a> No regret for&nbsp;not buying in ..[Miser]&nbsp;.&nbsp;Instead I chose AMD . It's a bagger for me.&nbsp;","listText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$&nbsp;</a> No regret for&nbsp;not buying in ..[Miser]&nbsp;.&nbsp;Instead I chose AMD . It's a bagger for me.&nbsp;","text":"$NVIDIA Corp(NVDA)$ No regret for not buying in ..[Miser] . Instead I chose AMD . It's a bagger for me.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/271319387410552","isVote":1,"tweetType":1,"viewCount":455,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949137572,"gmtCreate":1678422508896,"gmtModify":1678422513293,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/U11.SI\">$UNITED OVERSEAS BANK LIMITED(U11.SI)$ &nbsp;</a>anyone can explain what's happening to UOB?😭","listText":"<a href=\"https://ttm.financial/S/U11.SI\">$UNITED OVERSEAS BANK LIMITED(U11.SI)$ &nbsp;</a>anyone can explain what's happening to UOB?😭","text":"$UNITED OVERSEAS BANK LIMITED(U11.SI)$ anyone can explain what's happening to UOB?😭","images":[{"img":"https://community-static.tradeup.com/news/e08d5591a5451c4d7f6bed027cf03ddc","width":"1080","height":"2182"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":9,"repostSize":0,"link":"https://ttm.financial/post/9949137572","isVote":1,"tweetType":1,"viewCount":863,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4088247795049920","authorId":"4088247795049920","name":"Yap Wai Hong","avatar":"https://static.tigerbbs.com/e7710b70b68b33532687ac65fc65f96d","crmLevel":4,"crmLevelSwitch":1},"content":"Not only Dahua, but also Bank of America fell, but it was an opportunity","text":"Not only Dahua, but also Bank of America fell, but it was an opportunity","html":"Not only Dahua, but also Bank of America fell, but it was an opportunity"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":243333022126304,"gmtCreate":1700444500141,"gmtModify":1700444503374,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v>[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;","listText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$&nbsp;</a><v-v data-views=\"1\"></v-v>[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;[Call]&nbsp;&nbsp;","text":"$Alibaba(09988)$ [Call] [Call] [Call] [Call] [Call]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/243333022126304","isVote":1,"tweetType":1,"viewCount":305,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":229521837568056,"gmtCreate":1697077391851,"gmtModify":1697252023122,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","listText":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","text":"Wanna to win some rewards? Lets do it together. Join my team TEAM7cfd2470f4b8ca1e","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/229521837568056","isVote":1,"tweetType":1,"viewCount":382,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":204507126911168,"gmtCreate":1690961868653,"gmtModify":1690961872364,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Hidden gem","listText":"Hidden gem","text":"Hidden gem","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/204507126911168","repostId":"2356940725","repostType":2,"isVote":1,"tweetType":1,"viewCount":203,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9957588929,"gmtCreate":1677395410962,"gmtModify":1677398097309,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$ &nbsp;</a>will it rebound this week?😜","listText":"<a href=\"https://ttm.financial/S/09988\">$Alibaba(09988)$ &nbsp;</a>will it rebound this week?😜","text":"$Alibaba(09988)$ will it rebound this week?😜","images":[{"img":"https://community-static.tradeup.com/news/b03c98e9fad0bdde47717d748f26b2b5","width":"1080","height":"2182"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/9957588929","isVote":1,"tweetType":1,"viewCount":195,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3583033297199166","authorId":"3583033297199166","name":"YueShan","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":1},"content":"Will improve soon 🌟🌟🌟","text":"Will improve soon 🌟🌟🌟","html":"Will improve soon 🌟🌟🌟"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9943279617,"gmtCreate":1679524436440,"gmtModify":1679524441177,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"&nbsp;market down again&nbsp;[Spurting]&nbsp;","listText":"&nbsp;market down again&nbsp;[Spurting]&nbsp;","text":"market down again [Spurting]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":15,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9943279617","repostId":"1151598224","repostType":2,"repost":{"id":"1151598224","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1679513801,"share":"https://www.laohu8.com/m/news/1151598224?lang=&edition=full","pubTime":"2023-03-23 03:36","market":"us","language":"en","title":"Fed Recap: All the Market-Moving Comments From Fed Chair Powell After Rate Hike","url":"https://stock-news.laohu8.com/highlight/detail?id=1151598224","media":"Tiger Newspress","summary":"The Federal Reserve raised interest rates by 25 basis points, or a quarter of a percentage point. Th","content":"<html><head></head><body><p><i>The Federal Reserve raised interest rates by 25 basis points, or a quarter of a percentage point. The move brings the benchmark funds rate to a range of 4.75% to 5%. In the wake of recent turmoil for regional banks, Chair Jerome Powell assured the public that the Fed will use &#34;all of our tools&#34; to keep the banking system safe.</i></p><h2>Fed will use &#39;all of our tools&#39; to keep banking system safe, Chair Jerome Powell says</h2><p>Federal Reserve Chair Jerome Powell said the central bank will use all its tools to safeguard the banking system.</p><p>&#34;Our banking system is sound and resilient, with strong capital and liquidity. We will continue to closely monitor conditions in the banking system and are prepared to use all of our tools as needed to keep it safe and sound,&#34; Powell said.</p><p>&#34;In addition, we are committed to learning the lessons from this episode, and to work to prevent episodes from events like this from happening again,&#34; he added.</p><h2>Regional bank issues means tighter credit conditions, Powell says</h2><p>Fed Chair Jerome Powell acknowledged that the issues in the banking system in recent weeks will create tighter credit conditions.</p><p>&#34;We believe however that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and business, which would in turn result affect economic outcomes. It is too soon to determine the extent of these effects, and therefore too soon to determine how monetary policy should respond,&#34; Powell said.</p><p>He later compared the banking issues to additional rate hikes.</p><h2>Powell cautions that inflation fight &#39;has a long way to go&#39;</h2><p>Fed Chairman Jerome Powell warned that the central bank still has some distance to cover as it tries to bring down inflation to its longer-run goal.</p><p>&#34;The process of getting inflation back down to 2% has a long way to go and is likely to be bumpy,&#34; the central bank leader said at his post-meeting news conference.</p><p>He noted some progress and also said the Fed will be assessing data and the impact of its rate hikes in deciding how to proceed with policy.</p><p>&#34;Inflation has moderated somewhat since the middle of last year, but the strength of these recent readings indicates that inflation pressures continue to run high,&#34; Powell said.</p><h2>Bank deposit flows have stabilized, Powell says</h2><p>The banking system is resilient and deposit flows are back on track, Federal Reserve Chair Jerome Powell said.</p><p>&#34;Deposit flows in the banking system have stabilized over the last week,&#34; he said.</p><p>Powell said the powerful actions taken by the Fed, Treasury Department and FDIC demonstrate that depositors&#39; savings and the banking system are safe.</p><p>The central bank is now undertaking a thorough internal review to see where it can strengthen supervision and regulation.</p><h2>Fed Chair Powell anticipates tighter credit conditions ahead, says “some additional policy firming may be appropriate”</h2><p>Federal Reserve Chair Jerome Powell noted that tighter credit conditions are likely ahead following turmoil in the regional banking sector.</p><p>&#34;We believe, however, that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and businesses, which would in turn affect economic outcomes,&#34; he said.</p><p>&#34;It is too soon to determine the extent of these effects, and therefore too soon to tell it how monetary policy should respond,&#34; Powell added. &#34;As a result, we no longer state that we anticipate that ongoing rate increases will be appropriate to quell inflation. Instead, we now anticipate that some additional policy firming may be appropriate.&#34;</p><p>The Fed will closely monitor incoming data and assess the actual and expected effects on tighter credit conditions on economic activity, the labor market and inflation in order to inform its policy decisions, Powell added. He said the Fed is &#34;strongly committed&#34; to returning inflation to its 2% objective.</p><h2>Powell says committee considered a pause in light of the banking crisis</h2><p>Fed Chairman Jerome Powell said the rate-setting committee considered a pause in rate hikes in light of the banking crisis.</p><p>&#34;We did consider that in the days running up to the meeting,&#34; Powell said in the press conference when asked about a pause.</p><p>Powell said the reason for the very strong consensus for a rate hike resulted from the intermediate data on inflation and the labor market that came in stronger than expected before the recent events.</p><p>&#34;We are committed to restoring price stability and all of the evidence says that the public has confidence that we will do so that will bring inflation down to 2% over time. It is important that we sustain that confidence with our actions, as well as our words,&#34; Powell said.</p><h2>Fed Chair Powell on Silicon Valley Bank failure, &#39;How did this happen?&#39;</h2><p>At his press conference on Wednesday afternoon, Fed Chair Jerome Powell spoke about Silicon Valley Bank&#39;s failure.</p><h2>Powell slams Silicon Valley Bank management over lack of supervision</h2><p>Federal Reserve Chair Jerome Powell said that management at Silicon Valley Bank &#34;failed badly,&#34; while exposing customers to &#34;significant liquidity risk and interest rate risk.&#34;</p><p>He added that stronger supervision and regulation is needed to prevent another string of bank collapses and deposit crisis.</p><p>&#34;My only interest is that we identify what went wrong here,&#34; Powell said.</p><h2>The market is getting it wrong by predicting rate cuts this year, says Powell</h2><p>The market is getting it wrong if it expects rate cuts later this year, said Federal Reserve Chair Jerome Powell.</p><p>He highlighted the fact that the central bank&#39;s summary of economic projections published Wednesday anticipates slow growth, a gradual decline in inflation and the rebalancing of both supply and demand within the labor market.</p><p>&#34;In that most likely case, if that happens, participants don&#39;t see rate cuts this year,&#34; he said.</p><p>Powell added that what lies ahead for the economy may be &#34;uncertain&#34; but rate hikes are not currently in the central bank&#39;s &#34;baseline expectation.&#34;</p><h2>If the Fed needs to raise rates higher, it will, Powell says</h2><p>Fed Chairman Jerome Powell said the central bank will conduct more rate hikes if it needs to in order to fight inflation.</p><p>&#34;If we need to raise rates higher, we will,&#34; Powell said in the press conference. &#34;I think for now, though ...we see the likelihood of credit tightening. We know that that can have an effect on the macro economy.&#34;</p><p>The chairman said the Fed will also watch inflation and the labor market closely.</p><p>&#34;Of course, we will eventually get to tight enough policy to bring inflation down to 2%,&#34; Powell said.</p><h2>Fed, other regulators will use &#39;tools&#39; to protect depositors, Powell says</h2><p>Fed Chair Jerome Powell tried to assure Americans that their bank deposits will be kept safe, but stopped short of saying explicitly that even uninsured deposits will be backstopped by federal officials.</p><p>&#34;What I&#39;m saying is you&#39;ve seen that we have the tools to protect depositors when there is a threat of serious harm to the economy or to the financial system, and we&#39;re prepared to use those tools. I think depositors should assume that their deposits are safe,&#34; he said.</p><h2>There&#39;s still a &#39;pathway&#39; to a soft landing, Fed Chair Powell says</h2><p>Federal Reserve Chair Jerome Powell said it&#39;s &#34;too early&#34; to say what effect the banking crisis will have, but the central bank leader expects a pathway &#34;still exists&#34; to a soft landing.</p><p>&#34;It&#39;s too early to say, really, whether these events have had much of an effect,&#34; said Powell, adding that credit standards and credit availability will be affected the longer the banking crisis continues.</p><p>&#34;I do still think though that there&#39;s, there&#39;s a pathway to [a soft landing],&#34; he added, saying &#34;I think that pathway still exists, and, you know, we&#39;re certainly trying to find it.&#34;</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Fed Recap: All the Market-Moving Comments From Fed Chair Powell After Rate Hike</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFed Recap: All the Market-Moving Comments From Fed Chair Powell After Rate Hike\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-03-23 03:36</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p><i>The Federal Reserve raised interest rates by 25 basis points, or a quarter of a percentage point. The move brings the benchmark funds rate to a range of 4.75% to 5%. In the wake of recent turmoil for regional banks, Chair Jerome Powell assured the public that the Fed will use &#34;all of our tools&#34; to keep the banking system safe.</i></p><h2>Fed will use &#39;all of our tools&#39; to keep banking system safe, Chair Jerome Powell says</h2><p>Federal Reserve Chair Jerome Powell said the central bank will use all its tools to safeguard the banking system.</p><p>&#34;Our banking system is sound and resilient, with strong capital and liquidity. We will continue to closely monitor conditions in the banking system and are prepared to use all of our tools as needed to keep it safe and sound,&#34; Powell said.</p><p>&#34;In addition, we are committed to learning the lessons from this episode, and to work to prevent episodes from events like this from happening again,&#34; he added.</p><h2>Regional bank issues means tighter credit conditions, Powell says</h2><p>Fed Chair Jerome Powell acknowledged that the issues in the banking system in recent weeks will create tighter credit conditions.</p><p>&#34;We believe however that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and business, which would in turn result affect economic outcomes. It is too soon to determine the extent of these effects, and therefore too soon to determine how monetary policy should respond,&#34; Powell said.</p><p>He later compared the banking issues to additional rate hikes.</p><h2>Powell cautions that inflation fight &#39;has a long way to go&#39;</h2><p>Fed Chairman Jerome Powell warned that the central bank still has some distance to cover as it tries to bring down inflation to its longer-run goal.</p><p>&#34;The process of getting inflation back down to 2% has a long way to go and is likely to be bumpy,&#34; the central bank leader said at his post-meeting news conference.</p><p>He noted some progress and also said the Fed will be assessing data and the impact of its rate hikes in deciding how to proceed with policy.</p><p>&#34;Inflation has moderated somewhat since the middle of last year, but the strength of these recent readings indicates that inflation pressures continue to run high,&#34; Powell said.</p><h2>Bank deposit flows have stabilized, Powell says</h2><p>The banking system is resilient and deposit flows are back on track, Federal Reserve Chair Jerome Powell said.</p><p>&#34;Deposit flows in the banking system have stabilized over the last week,&#34; he said.</p><p>Powell said the powerful actions taken by the Fed, Treasury Department and FDIC demonstrate that depositors&#39; savings and the banking system are safe.</p><p>The central bank is now undertaking a thorough internal review to see where it can strengthen supervision and regulation.</p><h2>Fed Chair Powell anticipates tighter credit conditions ahead, says “some additional policy firming may be appropriate”</h2><p>Federal Reserve Chair Jerome Powell noted that tighter credit conditions are likely ahead following turmoil in the regional banking sector.</p><p>&#34;We believe, however, that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and businesses, which would in turn affect economic outcomes,&#34; he said.</p><p>&#34;It is too soon to determine the extent of these effects, and therefore too soon to tell it how monetary policy should respond,&#34; Powell added. &#34;As a result, we no longer state that we anticipate that ongoing rate increases will be appropriate to quell inflation. Instead, we now anticipate that some additional policy firming may be appropriate.&#34;</p><p>The Fed will closely monitor incoming data and assess the actual and expected effects on tighter credit conditions on economic activity, the labor market and inflation in order to inform its policy decisions, Powell added. He said the Fed is &#34;strongly committed&#34; to returning inflation to its 2% objective.</p><h2>Powell says committee considered a pause in light of the banking crisis</h2><p>Fed Chairman Jerome Powell said the rate-setting committee considered a pause in rate hikes in light of the banking crisis.</p><p>&#34;We did consider that in the days running up to the meeting,&#34; Powell said in the press conference when asked about a pause.</p><p>Powell said the reason for the very strong consensus for a rate hike resulted from the intermediate data on inflation and the labor market that came in stronger than expected before the recent events.</p><p>&#34;We are committed to restoring price stability and all of the evidence says that the public has confidence that we will do so that will bring inflation down to 2% over time. It is important that we sustain that confidence with our actions, as well as our words,&#34; Powell said.</p><h2>Fed Chair Powell on Silicon Valley Bank failure, &#39;How did this happen?&#39;</h2><p>At his press conference on Wednesday afternoon, Fed Chair Jerome Powell spoke about Silicon Valley Bank&#39;s failure.</p><h2>Powell slams Silicon Valley Bank management over lack of supervision</h2><p>Federal Reserve Chair Jerome Powell said that management at Silicon Valley Bank &#34;failed badly,&#34; while exposing customers to &#34;significant liquidity risk and interest rate risk.&#34;</p><p>He added that stronger supervision and regulation is needed to prevent another string of bank collapses and deposit crisis.</p><p>&#34;My only interest is that we identify what went wrong here,&#34; Powell said.</p><h2>The market is getting it wrong by predicting rate cuts this year, says Powell</h2><p>The market is getting it wrong if it expects rate cuts later this year, said Federal Reserve Chair Jerome Powell.</p><p>He highlighted the fact that the central bank&#39;s summary of economic projections published Wednesday anticipates slow growth, a gradual decline in inflation and the rebalancing of both supply and demand within the labor market.</p><p>&#34;In that most likely case, if that happens, participants don&#39;t see rate cuts this year,&#34; he said.</p><p>Powell added that what lies ahead for the economy may be &#34;uncertain&#34; but rate hikes are not currently in the central bank&#39;s &#34;baseline expectation.&#34;</p><h2>If the Fed needs to raise rates higher, it will, Powell says</h2><p>Fed Chairman Jerome Powell said the central bank will conduct more rate hikes if it needs to in order to fight inflation.</p><p>&#34;If we need to raise rates higher, we will,&#34; Powell said in the press conference. &#34;I think for now, though ...we see the likelihood of credit tightening. We know that that can have an effect on the macro economy.&#34;</p><p>The chairman said the Fed will also watch inflation and the labor market closely.</p><p>&#34;Of course, we will eventually get to tight enough policy to bring inflation down to 2%,&#34; Powell said.</p><h2>Fed, other regulators will use &#39;tools&#39; to protect depositors, Powell says</h2><p>Fed Chair Jerome Powell tried to assure Americans that their bank deposits will be kept safe, but stopped short of saying explicitly that even uninsured deposits will be backstopped by federal officials.</p><p>&#34;What I&#39;m saying is you&#39;ve seen that we have the tools to protect depositors when there is a threat of serious harm to the economy or to the financial system, and we&#39;re prepared to use those tools. I think depositors should assume that their deposits are safe,&#34; he said.</p><h2>There&#39;s still a &#39;pathway&#39; to a soft landing, Fed Chair Powell says</h2><p>Federal Reserve Chair Jerome Powell said it&#39;s &#34;too early&#34; to say what effect the banking crisis will have, but the central bank leader expects a pathway &#34;still exists&#34; to a soft landing.</p><p>&#34;It&#39;s too early to say, really, whether these events have had much of an effect,&#34; said Powell, adding that credit standards and credit availability will be affected the longer the banking crisis continues.</p><p>&#34;I do still think though that there&#39;s, there&#39;s a pathway to [a soft landing],&#34; he added, saying &#34;I think that pathway still exists, and, you know, we&#39;re certainly trying to find it.&#34;</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".DJI":"道琼斯",".IXIC":"NASDAQ Composite"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1151598224","content_text":"The Federal Reserve raised interest rates by 25 basis points, or a quarter of a percentage point. The move brings the benchmark funds rate to a range of 4.75% to 5%. In the wake of recent turmoil for regional banks, Chair Jerome Powell assured the public that the Fed will use \"all of our tools\" to keep the banking system safe.Fed will use 'all of our tools' to keep banking system safe, Chair Jerome Powell saysFederal Reserve Chair Jerome Powell said the central bank will use all its tools to safeguard the banking system.\"Our banking system is sound and resilient, with strong capital and liquidity. We will continue to closely monitor conditions in the banking system and are prepared to use all of our tools as needed to keep it safe and sound,\" Powell said.\"In addition, we are committed to learning the lessons from this episode, and to work to prevent episodes from events like this from happening again,\" he added.Regional bank issues means tighter credit conditions, Powell saysFed Chair Jerome Powell acknowledged that the issues in the banking system in recent weeks will create tighter credit conditions.\"We believe however that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and business, which would in turn result affect economic outcomes. It is too soon to determine the extent of these effects, and therefore too soon to determine how monetary policy should respond,\" Powell said.He later compared the banking issues to additional rate hikes.Powell cautions that inflation fight 'has a long way to go'Fed Chairman Jerome Powell warned that the central bank still has some distance to cover as it tries to bring down inflation to its longer-run goal.\"The process of getting inflation back down to 2% has a long way to go and is likely to be bumpy,\" the central bank leader said at his post-meeting news conference.He noted some progress and also said the Fed will be assessing data and the impact of its rate hikes in deciding how to proceed with policy.\"Inflation has moderated somewhat since the middle of last year, but the strength of these recent readings indicates that inflation pressures continue to run high,\" Powell said.Bank deposit flows have stabilized, Powell saysThe banking system is resilient and deposit flows are back on track, Federal Reserve Chair Jerome Powell said.\"Deposit flows in the banking system have stabilized over the last week,\" he said.Powell said the powerful actions taken by the Fed, Treasury Department and FDIC demonstrate that depositors' savings and the banking system are safe.The central bank is now undertaking a thorough internal review to see where it can strengthen supervision and regulation.Fed Chair Powell anticipates tighter credit conditions ahead, says “some additional policy firming may be appropriate”Federal Reserve Chair Jerome Powell noted that tighter credit conditions are likely ahead following turmoil in the regional banking sector.\"We believe, however, that events in the banking system over the past two weeks are likely to result in tighter credit conditions for households and businesses, which would in turn affect economic outcomes,\" he said.\"It is too soon to determine the extent of these effects, and therefore too soon to tell it how monetary policy should respond,\" Powell added. \"As a result, we no longer state that we anticipate that ongoing rate increases will be appropriate to quell inflation. Instead, we now anticipate that some additional policy firming may be appropriate.\"The Fed will closely monitor incoming data and assess the actual and expected effects on tighter credit conditions on economic activity, the labor market and inflation in order to inform its policy decisions, Powell added. He said the Fed is \"strongly committed\" to returning inflation to its 2% objective.Powell says committee considered a pause in light of the banking crisisFed Chairman Jerome Powell said the rate-setting committee considered a pause in rate hikes in light of the banking crisis.\"We did consider that in the days running up to the meeting,\" Powell said in the press conference when asked about a pause.Powell said the reason for the very strong consensus for a rate hike resulted from the intermediate data on inflation and the labor market that came in stronger than expected before the recent events.\"We are committed to restoring price stability and all of the evidence says that the public has confidence that we will do so that will bring inflation down to 2% over time. It is important that we sustain that confidence with our actions, as well as our words,\" Powell said.Fed Chair Powell on Silicon Valley Bank failure, 'How did this happen?'At his press conference on Wednesday afternoon, Fed Chair Jerome Powell spoke about Silicon Valley Bank's failure.Powell slams Silicon Valley Bank management over lack of supervisionFederal Reserve Chair Jerome Powell said that management at Silicon Valley Bank \"failed badly,\" while exposing customers to \"significant liquidity risk and interest rate risk.\"He added that stronger supervision and regulation is needed to prevent another string of bank collapses and deposit crisis.\"My only interest is that we identify what went wrong here,\" Powell said.The market is getting it wrong by predicting rate cuts this year, says PowellThe market is getting it wrong if it expects rate cuts later this year, said Federal Reserve Chair Jerome Powell.He highlighted the fact that the central bank's summary of economic projections published Wednesday anticipates slow growth, a gradual decline in inflation and the rebalancing of both supply and demand within the labor market.\"In that most likely case, if that happens, participants don't see rate cuts this year,\" he said.Powell added that what lies ahead for the economy may be \"uncertain\" but rate hikes are not currently in the central bank's \"baseline expectation.\"If the Fed needs to raise rates higher, it will, Powell saysFed Chairman Jerome Powell said the central bank will conduct more rate hikes if it needs to in order to fight inflation.\"If we need to raise rates higher, we will,\" Powell said in the press conference. \"I think for now, though ...we see the likelihood of credit tightening. We know that that can have an effect on the macro economy.\"The chairman said the Fed will also watch inflation and the labor market closely.\"Of course, we will eventually get to tight enough policy to bring inflation down to 2%,\" Powell said.Fed, other regulators will use 'tools' to protect depositors, Powell saysFed Chair Jerome Powell tried to assure Americans that their bank deposits will be kept safe, but stopped short of saying explicitly that even uninsured deposits will be backstopped by federal officials.\"What I'm saying is you've seen that we have the tools to protect depositors when there is a threat of serious harm to the economy or to the financial system, and we're prepared to use those tools. I think depositors should assume that their deposits are safe,\" he said.There's still a 'pathway' to a soft landing, Fed Chair Powell saysFederal Reserve Chair Jerome Powell said it's \"too early\" to say what effect the banking crisis will have, but the central bank leader expects a pathway \"still exists\" to a soft landing.\"It's too early to say, really, whether these events have had much of an effect,\" said Powell, adding that credit standards and credit availability will be affected the longer the banking crisis continues.\"I do still think though that there's, there's a pathway to [a soft landing],\" he added, saying \"I think that pathway still exists, and, you know, we're certainly trying to find it.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":9,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9940274393,"gmtCreate":1677989233412,"gmtModify":1677989237341,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Probably will lose all your retirement fund too 😜","listText":"Probably will lose all your retirement fund too 😜","text":"Probably will lose all your retirement fund too 😜","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":14,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9940274393","repostId":"2316492950","repostType":2,"repost":{"id":"2316492950","pubTimestamp":1677987004,"share":"https://www.laohu8.com/m/news/2316492950?lang=&edition=full","pubTime":"2023-03-05 11:30","market":"us","language":"en","title":"Want $1 Million in Retirement? Buy These 2 Stocks in 2023 and Hold for the Next Decade","url":"https://stock-news.laohu8.com/highlight/detail?id=2316492950","media":"Motley Fool","summary":"Don't let a potential bear market keep you on the sidelines.","content":"<html><head></head><body><p>Building a $1 million retirement nest egg is the dream of many investors. With the appropriate strategy, allocation, and investing time horizon, this isn&#39;t an impossible goal by any means. As you diversify your basket of stocks to work toward this achievement, it&#39;s important to select quality businesses across a wide variety of sectors with multiple catalysts to sustain continued returns over a period of years.</p><p>For example, if you were to invest $200,000 in the stock market right now, promising companies with innovative, industry-leading businesses ripe for future growth could foreseeably compound that investment by 5 times or more in the next decade. With that said, here are two such stocks that could help you build out your retirement plan.</p><h2>1. Upstart</h2><p><b>Upstart</b> is dealing with extremely choppy market waters right now; however, looking beyond these events to the company&#39;s long-term prospects, an altogether brighter picture forms. To understand why, one has to take a deeper look into the inner workings of Upstart and its business, which is driven by artificial intelligence and machine learning. The company operates a lending marketplace that revolves around its innovative technology platform, which leverages more than 1,600 data points to assess the creditworthiness of any given consumer. In other words, it doesn&#39;t just the FICO score but atypical factors like education and income to help determine this.</p><p>By using a far broader range of factors to determine whether an applicant ought to be approved for a loan, as well as the platform&#39;s predictive capabilities that calibrate to the economic environment to assess the likelihood of that applicant to default, Upstart has not only been able to democratize the long-stale lending arena but also lower risk for institutional partners with more inclusive and real-time data.</p><p>Moreover, because Upstart&#39;s platform is constantly learning, this not only enables it to adjust to the most current economic conditions, but this also means that more of the company&#39;s loan applications are being handled on a fully automated basis.</p><p>In Upstart&#39;s full-year 2022 earnings report, management said that 82% of all loan applications on the platform were fully automated -- the highest level of automation its model has reached in the history of the company. Moreover, 88% of all small-dollar loans are now automated. On top of that, as of the end of 2022, Upstart&#39;s model had learned more in the prior seven months than it had in the entire 30 months before that.</p><p>During 2022, Upstart&#39;s number of bank and credit union partners soared 120% from 2021, and its network of auto dealers jumped more than 90% year over year. Bear in mind, the auto lending market alone represents a near $800 billion opportunity, and as of the end of 2022, the company had the second-fastest-growing auto retail software in the country.</p><p>As Upstart&#39;s platform is constantly learning, a challenging economic environment is inevitably going to mean that it approves fewer loans than it would in a situation where the risk of default is lower, but this would also indicate the exact opposite would happen in a more buoyant economic landscape. At the same time, the combination of institutional partners funding far fewer loans right now and a drop in consumers applying for loans has contributed to the declines in Upstart&#39;s top and bottom lines recently. While investors will need to continue watching these factors closely in the quarters ahead, it&#39;s important to differentiate broader economic headwinds from headwinds tied directly to Upstart&#39;s business.</p><p>The fact that the company is expanding market share, boosting platform automation, and rapidly growing its partner network even in a decidedly bleak lending environment is notable, and could prime the business for a relatively rapid upward trajectory once the economic environment improves and interest rates come down. Even a conservative position in this top growth stock could yield tremendous results over the next five to 10 years when paired with a wide selection of investments in a buy-and-hold investment portfolio. That potential may be too intriguing for some investors to overlook while the stock&#39;s currently trading down.</p><h2>2. Teladoc</h2><p><b>Teladoc</b> investors -- and I am one of them -- have faced more than their fair share of volatile market days over the past year. While shares of this healthcare stock are still down 64% from 12 months ago, they&#39;ve risen roughly 15% since the start of 2023. The market has been far less kind toward unprofitable, growth-oriented businesses in the current economic environment, and Teladoc currently fits squarely into both categories.</p><p>The full 2022 year saw Teladoc achieve some notable goals, while falling short on other fronts. Revenue totaled $2.4 billion for the 12-month period, an 18% increase from 2021. Adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) was down year over year, but still hit $247 million. Teladoc also continues to see rapid adoption across a wide range of its healthcare services, with its teletherapy arm BetterHelp alone posting revenue growth of 29% year over year in the final quarter of 2022.</p><p>Teladoc reported a third impairment charge in Q4 of 2022 after having significantly shaved its net losses in the prior quarter. Specifically, it ended the 12-month period with a net loss of $13.7 billion, almost entirely due to impairment charges related to writing down the value of its 2020 Livongo acquisition. Here&#39;s the thing, though: While this loss is unpleasant to look at as an investor, these were non-cash impairment charges. In other words, paper-only net losses, which are not the same as actual operational losses.</p><p>Even though Teladoc overpaid for that acquisition, its contribution to its overall mission of disrupting the still underserved chronic care solutions market remains a notable green flag for the long-term future of the integration of these two businesses. CEO Jason Gorevic noted the following about its chronic care segment and broader platform expansion on the company&#39;s 2022 earnings call:</p><blockquote>Access to our platform is available to over 80 million individuals in the U.S. today, primarily through our relationships with employers and health plans. Over 50% of that population has access to more than one of our products. And when I look at our suite of chronic care solutions, 30% of enrollees are now utilizing more than one chronic care product. Our BetterHelp offering provided over 1 million individuals with access to mental healthcare over the past year, many of whom are unlikely to have received any care at all, if not for our services.</blockquote><blockquote>Our platform enabled over 22 million visits across specialties last year and over 0.5 billion digital health interactions with an unmatched consumer experience and a net promoter score over 60. That breadth and scale is unrivaled in the industry and gives us a strong foundation on which to expand.</blockquote><p>Teladoc remains the premier telehealth platform in the U.S., and the increasing diversity and adoption of its offerings bode well for its ability to continue expanding its market share in the years ahead. Management has been clear that moving back to profitability is a key goal for the future. The investments Teladoc is making now could yield robust returns for the company and its shareholders in the years ahead. As such, given Teladoc&#39;s long trajectory for growth, forward-thinking investors may find any dips in the stock to be too good to pass up.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Want $1 Million in Retirement? Buy These 2 Stocks in 2023 and Hold for the Next Decade</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWant $1 Million in Retirement? Buy These 2 Stocks in 2023 and Hold for the Next Decade\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-05 11:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/03/03/want-1-million-in-retirement-buy-these-2-stocks-in/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Building a $1 million retirement nest egg is the dream of many investors. With the appropriate strategy, allocation, and investing time horizon, this isn't an impossible goal by any means. As you ...</p>\n\n<a href=\"https://www.fool.com/investing/2023/03/03/want-1-million-in-retirement-buy-these-2-stocks-in/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"UPST":"Upstart Holdings, Inc.","TDOC":"Teladoc Health Inc."},"source_url":"https://www.fool.com/investing/2023/03/03/want-1-million-in-retirement-buy-these-2-stocks-in/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2316492950","content_text":"Building a $1 million retirement nest egg is the dream of many investors. With the appropriate strategy, allocation, and investing time horizon, this isn't an impossible goal by any means. As you diversify your basket of stocks to work toward this achievement, it's important to select quality businesses across a wide variety of sectors with multiple catalysts to sustain continued returns over a period of years.For example, if you were to invest $200,000 in the stock market right now, promising companies with innovative, industry-leading businesses ripe for future growth could foreseeably compound that investment by 5 times or more in the next decade. With that said, here are two such stocks that could help you build out your retirement plan.1. UpstartUpstart is dealing with extremely choppy market waters right now; however, looking beyond these events to the company's long-term prospects, an altogether brighter picture forms. To understand why, one has to take a deeper look into the inner workings of Upstart and its business, which is driven by artificial intelligence and machine learning. The company operates a lending marketplace that revolves around its innovative technology platform, which leverages more than 1,600 data points to assess the creditworthiness of any given consumer. In other words, it doesn't just the FICO score but atypical factors like education and income to help determine this.By using a far broader range of factors to determine whether an applicant ought to be approved for a loan, as well as the platform's predictive capabilities that calibrate to the economic environment to assess the likelihood of that applicant to default, Upstart has not only been able to democratize the long-stale lending arena but also lower risk for institutional partners with more inclusive and real-time data.Moreover, because Upstart's platform is constantly learning, this not only enables it to adjust to the most current economic conditions, but this also means that more of the company's loan applications are being handled on a fully automated basis.In Upstart's full-year 2022 earnings report, management said that 82% of all loan applications on the platform were fully automated -- the highest level of automation its model has reached in the history of the company. Moreover, 88% of all small-dollar loans are now automated. On top of that, as of the end of 2022, Upstart's model had learned more in the prior seven months than it had in the entire 30 months before that.During 2022, Upstart's number of bank and credit union partners soared 120% from 2021, and its network of auto dealers jumped more than 90% year over year. Bear in mind, the auto lending market alone represents a near $800 billion opportunity, and as of the end of 2022, the company had the second-fastest-growing auto retail software in the country.As Upstart's platform is constantly learning, a challenging economic environment is inevitably going to mean that it approves fewer loans than it would in a situation where the risk of default is lower, but this would also indicate the exact opposite would happen in a more buoyant economic landscape. At the same time, the combination of institutional partners funding far fewer loans right now and a drop in consumers applying for loans has contributed to the declines in Upstart's top and bottom lines recently. While investors will need to continue watching these factors closely in the quarters ahead, it's important to differentiate broader economic headwinds from headwinds tied directly to Upstart's business.The fact that the company is expanding market share, boosting platform automation, and rapidly growing its partner network even in a decidedly bleak lending environment is notable, and could prime the business for a relatively rapid upward trajectory once the economic environment improves and interest rates come down. Even a conservative position in this top growth stock could yield tremendous results over the next five to 10 years when paired with a wide selection of investments in a buy-and-hold investment portfolio. That potential may be too intriguing for some investors to overlook while the stock's currently trading down.2. TeladocTeladoc investors -- and I am one of them -- have faced more than their fair share of volatile market days over the past year. While shares of this healthcare stock are still down 64% from 12 months ago, they've risen roughly 15% since the start of 2023. The market has been far less kind toward unprofitable, growth-oriented businesses in the current economic environment, and Teladoc currently fits squarely into both categories.The full 2022 year saw Teladoc achieve some notable goals, while falling short on other fronts. Revenue totaled $2.4 billion for the 12-month period, an 18% increase from 2021. Adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) was down year over year, but still hit $247 million. Teladoc also continues to see rapid adoption across a wide range of its healthcare services, with its teletherapy arm BetterHelp alone posting revenue growth of 29% year over year in the final quarter of 2022.Teladoc reported a third impairment charge in Q4 of 2022 after having significantly shaved its net losses in the prior quarter. Specifically, it ended the 12-month period with a net loss of $13.7 billion, almost entirely due to impairment charges related to writing down the value of its 2020 Livongo acquisition. Here's the thing, though: While this loss is unpleasant to look at as an investor, these were non-cash impairment charges. In other words, paper-only net losses, which are not the same as actual operational losses.Even though Teladoc overpaid for that acquisition, its contribution to its overall mission of disrupting the still underserved chronic care solutions market remains a notable green flag for the long-term future of the integration of these two businesses. CEO Jason Gorevic noted the following about its chronic care segment and broader platform expansion on the company's 2022 earnings call:Access to our platform is available to over 80 million individuals in the U.S. today, primarily through our relationships with employers and health plans. Over 50% of that population has access to more than one of our products. And when I look at our suite of chronic care solutions, 30% of enrollees are now utilizing more than one chronic care product. Our BetterHelp offering provided over 1 million individuals with access to mental healthcare over the past year, many of whom are unlikely to have received any care at all, if not for our services.Our platform enabled over 22 million visits across specialties last year and over 0.5 billion digital health interactions with an unmatched consumer experience and a net promoter score over 60. That breadth and scale is unrivaled in the industry and gives us a strong foundation on which to expand.Teladoc remains the premier telehealth platform in the U.S., and the increasing diversity and adoption of its offerings bode well for its ability to continue expanding its market share in the years ahead. Management has been clear that moving back to profitability is a key goal for the future. The investments Teladoc is making now could yield robust returns for the company and its shareholders in the years ahead. As such, given Teladoc's long trajectory for growth, forward-thinking investors may find any dips in the stock to be too good to pass up.","news_type":1},"isVote":1,"tweetType":1,"viewCount":8,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9954626044,"gmtCreate":1676337840088,"gmtModify":1676337843494,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Cheers 🥂","listText":"Cheers 🥂","text":"Cheers 🥂","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":14,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9954626044","repostId":"1124797260","repostType":4,"repost":{"id":"1124797260","pubTimestamp":1676346759,"share":"https://www.laohu8.com/m/news/1124797260?lang=&edition=full","pubTime":"2023-02-14 11:52","market":"us","language":"en","title":"Wall Street Trading Desks Map Out Game Plans for CPI Scenarios","url":"https://stock-news.laohu8.com/highlight/detail?id=1124797260","media":"Bloomberg","summary":"For months now, an uneasy truce has prevailed between the Federal Reserve and stock investors. As in","content":"<html><head></head><body><p>For months now, an uneasy truce has prevailed between the Federal Reserve and stock investors. As inflation cooled, Chairman Jerome Powell kept mostly quiet about a $5 trillion equity rally that many worry impedes his efforts to drain bloat from the economy.</p><p>Whether the peace can last will depend a lot on Tuesday’s consumer price index.</p><p>Consensus is building that a softer reading is likely to revive the new year’s equity rally while anything stronger may extend last week’s selloff in risky assets. Stocks and bonds have risen sharply since October when inflation reversed a two-year trend where CPI readings came in mostly stronger than expected. A simultaneous easing in financial conditions has repeatedly been brushed off by Powell despite questions over whether it hurts his goal of slowing demand and curbing inflation.</p><p>“I don’t think this Fed expected financial conditions to ease as much as they have, but as long as inflation keeps trending south, they’re not objecting,” Tony Pasquariello, a partner at Goldman Sachs Group Inc., wrote in a note Friday. “This only ups the ante for CPI.”</p><p>Which part of consumer prices investors will focus on and how they will place bets in various scenarios are where some of the differences lie. At least that’s according to the game plans presented by two of Wall Street’s most prominent sales and trading desks.</p><p>The team at JPMorgan Chase &amp; Co. put emphasis on the yearly change in the consumer price index. Economists expected a decline to 6.2% in January from 6.5% in the prior month.</p><p>Should the data come in near the estimate, confirming continued cooling in inflation, bond yields and the dollar will fall while technology and economically sensitive shares lead an advance in the S&amp;P 500. But any equity gains are likely to fade, they warned, once investors shift attention to a relatively slower pace of disinflation than the previous two months, where each CPI print saw a decrease of 60 basis points.</p><p>At Morgan Stanley, the trading desk focused on CPI’s month-over-month change, which the bank’s economists forecast to show a 0.4% increase. In the event of a soft print, say 0.2%, tech and consumer stocks will climb alongside a rally in fixed income. A hotter reading like 0.6%, however, is expected to spark a risk-off move that even cyclical shares poised to benefit from inflation can’t escape.</p><p>Predicting inflation has proved almost impossible in the post-pandemic world, not to mention market reactions to it. If anything, the exercise from the two firms offers a lens into the risks that investors are contending with.</p><p><img src=\"https://static.tigerbbs.com/511844d853423b5e45eb90c64143b284\" tg-width=\"631\" tg-height=\"296\" referrerpolicy=\"no-referrer\"/>At JPMorgan, the trading team including Andrew Tyler saw an almost two-in-three chance for the CPI data to arrive within 20 basis points of the median estimate from economists.</p><p>After a surprise jump in Manheim’s used-vehicle price index, expectations for a hotter reading have grown. If inflation comes in above 6.5% — a scenario that Tyler’s team assigned a 5% probability, the S&amp;P 500 would drop 2.5% to 3%. Should that occur, invest should look to sell expensive software stocks and cryptocurrencies while buying Treasuries and the dollar, the team suggested.</p><p>“This bearish outcome would align with the resurgent inflation hypothesis and could be driven by services where the consumer has shown a rebound in spending, evidenced by the latest Manheim print,” they wrote in a note Friday. “More troubling for bulls is that this scenario would occur before we have witnessed an inflationary impulse from China.”</p><p>From stocks to bonds, financial assets last week halted their new-year bounce as Fed officials stressed the need to keep raising interest rates amid ongoing price pressures. Amid the hawkish remarks, traders ramped up bets on the Fed’s peak rate to around 5.2%, from under 5% earlier this month.</p><p>“The recent backup in bond yields may be enough such that we do not see another rate hike priced in given that we would have the March print before the next Fed meeting,” Tyler and his team said.</p></body></html>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall Street Trading Desks Map Out Game Plans for CPI Scenarios</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall Street Trading Desks Map Out Game Plans for CPI Scenarios\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-02-14 11:52 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2023-02-13/wall-street-trading-desks-map-out-game-plans-for-cpi-scenarios?srnd=premium-asia><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>For months now, an uneasy truce has prevailed between the Federal Reserve and stock investors. As inflation cooled, Chairman Jerome Powell kept mostly quiet about a $5 trillion equity rally that many ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2023-02-13/wall-street-trading-desks-map-out-game-plans-for-cpi-scenarios?srnd=premium-asia\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".DJI":"道琼斯",".SPX":"S&P 500 Index"},"source_url":"https://www.bloomberg.com/news/articles/2023-02-13/wall-street-trading-desks-map-out-game-plans-for-cpi-scenarios?srnd=premium-asia","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124797260","content_text":"For months now, an uneasy truce has prevailed between the Federal Reserve and stock investors. As inflation cooled, Chairman Jerome Powell kept mostly quiet about a $5 trillion equity rally that many worry impedes his efforts to drain bloat from the economy.Whether the peace can last will depend a lot on Tuesday’s consumer price index.Consensus is building that a softer reading is likely to revive the new year’s equity rally while anything stronger may extend last week’s selloff in risky assets. Stocks and bonds have risen sharply since October when inflation reversed a two-year trend where CPI readings came in mostly stronger than expected. A simultaneous easing in financial conditions has repeatedly been brushed off by Powell despite questions over whether it hurts his goal of slowing demand and curbing inflation.“I don’t think this Fed expected financial conditions to ease as much as they have, but as long as inflation keeps trending south, they’re not objecting,” Tony Pasquariello, a partner at Goldman Sachs Group Inc., wrote in a note Friday. “This only ups the ante for CPI.”Which part of consumer prices investors will focus on and how they will place bets in various scenarios are where some of the differences lie. At least that’s according to the game plans presented by two of Wall Street’s most prominent sales and trading desks.The team at JPMorgan Chase & Co. put emphasis on the yearly change in the consumer price index. Economists expected a decline to 6.2% in January from 6.5% in the prior month.Should the data come in near the estimate, confirming continued cooling in inflation, bond yields and the dollar will fall while technology and economically sensitive shares lead an advance in the S&P 500. But any equity gains are likely to fade, they warned, once investors shift attention to a relatively slower pace of disinflation than the previous two months, where each CPI print saw a decrease of 60 basis points.At Morgan Stanley, the trading desk focused on CPI’s month-over-month change, which the bank’s economists forecast to show a 0.4% increase. In the event of a soft print, say 0.2%, tech and consumer stocks will climb alongside a rally in fixed income. A hotter reading like 0.6%, however, is expected to spark a risk-off move that even cyclical shares poised to benefit from inflation can’t escape.Predicting inflation has proved almost impossible in the post-pandemic world, not to mention market reactions to it. If anything, the exercise from the two firms offers a lens into the risks that investors are contending with.At JPMorgan, the trading team including Andrew Tyler saw an almost two-in-three chance for the CPI data to arrive within 20 basis points of the median estimate from economists.After a surprise jump in Manheim’s used-vehicle price index, expectations for a hotter reading have grown. If inflation comes in above 6.5% — a scenario that Tyler’s team assigned a 5% probability, the S&P 500 would drop 2.5% to 3%. Should that occur, invest should look to sell expensive software stocks and cryptocurrencies while buying Treasuries and the dollar, the team suggested.“This bearish outcome would align with the resurgent inflation hypothesis and could be driven by services where the consumer has shown a rebound in spending, evidenced by the latest Manheim print,” they wrote in a note Friday. “More troubling for bulls is that this scenario would occur before we have witnessed an inflationary impulse from China.”From stocks to bonds, financial assets last week halted their new-year bounce as Fed officials stressed the need to keep raising interest rates amid ongoing price pressures. Amid the hawkish remarks, traders ramped up bets on the Fed’s peak rate to around 5.2%, from under 5% earlier this month.“The recent backup in bond yields may be enough such that we do not see another rate hike priced in given that we would have the March print before the next Fed meeting,” Tyler and his team said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":8,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949222739,"gmtCreate":1678704197722,"gmtModify":1678704203153,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"BAC still expensive&nbsp;","listText":"BAC still expensive&nbsp;","text":"BAC still expensive","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":15,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949222739","repostId":"1100378014","repostType":2,"repost":{"id":"1100378014","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1678703751,"share":"https://www.laohu8.com/m/news/1100378014?lang=&edition=full","pubTime":"2023-03-13 18:35","market":"us","language":"en","title":"Bank Stocks Extended Their Losses in Premarket Trading; First Republic Bank, PacWest, Western Alliance Tumbled Over 66%, 37% and 27% Separately","url":"https://stock-news.laohu8.com/highlight/detail?id=1100378014","media":"Tiger Newspress","summary":"Bank stocks extended their losses in premarket trading; First Republic Bank, PacWest, Western Allian","content":"<html><head></head><body><p><img src=\"https://static.tigerbbs.com/0336020140f2c7f2bccfca4de54cb51c\" tg-width=\"261\" tg-height=\"405\" referrerpolicy=\"no-referrer\"/>Bank stocks extended their losses in premarket trading; <a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>, <a href=\"https://laohu8.com/S/PACW\">PacWest</a>, <a href=\"https://laohu8.com/S/WAL\">Western Alliance</a> tumbled over 66%, 37% and 27% separately.</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bank Stocks Extended Their Losses in Premarket Trading; First Republic Bank, PacWest, Western Alliance Tumbled Over 66%, 37% and 27% Separately</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBank Stocks Extended Their Losses in Premarket Trading; First Republic Bank, PacWest, Western Alliance Tumbled Over 66%, 37% and 27% Separately\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2023-03-13 18:35</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p><img src=\"https://static.tigerbbs.com/0336020140f2c7f2bccfca4de54cb51c\" tg-width=\"261\" tg-height=\"405\" referrerpolicy=\"no-referrer\"/>Bank stocks extended their losses in premarket trading; <a href=\"https://laohu8.com/S/FRC\">First Republic Bank</a>, <a href=\"https://laohu8.com/S/PACW\">PacWest</a>, <a href=\"https://laohu8.com/S/WAL\">Western Alliance</a> tumbled over 66%, 37% and 27% separately.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WAL":"阿莱恩斯西部银行","PACW":"西太平洋合众银行"},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1100378014","content_text":"Bank stocks extended their losses in premarket trading; First Republic Bank, PacWest, Western Alliance tumbled over 66%, 37% and 27% separately.","news_type":1},"isVote":1,"tweetType":1,"viewCount":1,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9949957877,"gmtCreate":1678324979300,"gmtModify":1678324983481,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Okie&nbsp;","listText":"Okie&nbsp;","text":"Okie","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":15,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9949957877","repostId":"2317611495","repostType":4,"repost":{"id":"2317611495","pubTimestamp":1678322104,"share":"https://www.laohu8.com/m/news/2317611495?lang=&edition=full","pubTime":"2023-03-09 08:35","market":"us","language":"en","title":"Is Apple a Safe Stock for 2023?","url":"https://stock-news.laohu8.com/highlight/detail?id=2317611495","media":"Motley Fool","summary":"This could be a big year for the iPhone maker.","content":"<html><head></head><body><h2>KEY POINTS</h2><ul><li>Apple reported a year-over-year decline in revenue last quarter, driven by lower sales of the iPhone.</li><li>Services and iPad revenue grew, showing the value of the tech titan&#39;s diverse business.</li><li>Apple is expected to announce its first new product in nearly a decade.</li></ul><p>Shares of <b>Apple</b> delivered wealth-building returns for investors over the past decade. If you had bought $1,000 worth of Apple stock when the iPad launched in 2010, you would be sitting on $20,230 today. And that&#39;s after a 15% stock price dip last year.</p><p>While Apple still has many opportunities ahead, with new products and a growing installed base of devices, the company posted a decline in revenue in the quarter that ended in December. This performance might have some investors wondering if one of the world&#39;s top brands is truly a safe stock to hold if the economy dips into a recession, as some experts are predicting.</p><p>However, there are more reasons to consider buying Apple stock this year than avoiding it.</p><h2>The value of Apple&#39;s diversified product lineup</h2><p>The possibility of a recession seems like a problem for the sales of expensive tech products. A recession would likely hurt Apple since the iPhone makes up about half of its annual revenue. Macroeconomic headwinds played a key role in sending iPhone revenue down 8% year over year in the fiscal first quarter.</p><p>Management attributed the decline in iPhone sales to foreign currency fluctuations, supply constraints, and macroeconomic headwinds like inflation. Excluding foreign currency, iPhone revenue would have been flat versus the year-ago period.</p><p>But in a quarter where iPhone struggled, other categories did well. iPad revenue grew 29% year over year, making up 8% of Apple&#39;s sales. Services, including app sales and subscriptions, increased 6% year over year, accounting for 18% of total revenue.</p><p>The beauty of Apple&#39;s business is that it has a dedicated customer base that loves their iPhones. The tech giant created a seamless integration of hardware and software that leads to consistently high customer satisfaction. Apple&#39;s iCloud keeps the apps running on Macs, iPhones, iPads, and Apple Watch all in sync, which has been a key incentive for customers to buy at least two devices, leading to a diversified revenue stream.</p><p><img src=\"https://static.tigerbbs.com/a92677fe428b2d46420b9887d1e39780\" tg-width=\"700\" tg-height=\"697\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>Apple now has a massive installed base of over 2 billion devices, which is double the level from seven years ago. This sets up the company with a few growth catalysts in 2023.</p><h2>Growth catalysts are forming for Apple</h2><p>After years of speculation and rumors, Apple is finally expected to unveil its mixed-reality headset this year, featuring virtual reality (VR) and augmented reality (AR) technology. Bloomberg reported in February that the company postponed the announcement until June at Apple&#39;s Worldwide Developers Conference.</p><p>One reason this is big news is that Apple&#39;s customer base is likely much larger today than when the company&#39;s last new product, Apple Watch, launched eight years ago. This means a novel product launch might have more impact on revenue than previous product releases.</p><p>Still, a successful debut will depend on the quality of the software and ease of using it, not to mention the price. But Apple&#39;s focus on hardware and software design could make its rumored headset a breakthrough AR/VR product.</p><p>Excluding the possibility of a new product launch, the company&#39;s expanding installed base is a good enough reason to consider holding the stock. The growth in higher-margin services revenue is gradually becoming a greater contributor to the top line. Over time, this will help smooth out the occasional dips in revenue from Apple&#39;s hardware products, giving it a better recurring revenue stream besides relying on iPhone upgrades.</p><h2>Apple stock is a buy</h2><p>Apple has a fortress-like balance sheet, with $64 billion of net cash. It also generates around $100 billion in free cash flow every year, so it has plenty of resources to fund growth initiatives and pay dividends to shareholders.</p><p>Looking at valuation, Apple&#39;s price-to-earnings ratio of 25 based on this year&#39;s earnings estimates is not cheap, but it is fair compared to the shares&#39; recent trading history and other blue chip stocks. Overall, I wouldn&#39;t want to sell Apple stock considering the upcoming catalysts that may not be fully captured in its valuation.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Apple a Safe Stock for 2023?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Apple a Safe Stock for 2023?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-09 08:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/03/07/is-apple-a-safe-stock-for-2023/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTSApple reported a year-over-year decline in revenue last quarter, driven by lower sales of the iPhone.Services and iPad revenue grew, showing the value of the tech titan's diverse business....</p>\n\n<a href=\"https://www.fool.com/investing/2023/03/07/is-apple-a-safe-stock-for-2023/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU0072462426.USD":"贝莱德全球配置 A2","LU0238689110.USD":"贝莱德环球动力股票基金","IE00BJTD4V19.USD":"NEUBERGER BERMAN US LONG SHORT EQUITY \"A1\" (USD) ACC","LU0642271901.SGD":"Janus Henderson Horizon Global Technology Leaders A2 SGD-H","LU0082616367.USD":"摩根大通美国科技A（dist）","LU0056508442.USD":"贝莱德世界科技基金A2","LU0640476718.USD":"THREADNEEDLE (LUX) US CONTRARIAN CORE EQ \"AU\" (USD) ACC","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","BK4571":"数字音乐概念","LU0308772762.SGD":"Blackrock Global Allocation A2 SGD-H","BK4534":"瑞士信贷持仓","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC","BK4585":"ETF&股票定投概念","BK4507":"流媒体概念","LU0234572021.USD":"高盛美国核心股票组合Acc","BK4576":"AR","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4575":"芯片概念","LU0353189763.USD":"ALLSPRING  US ALL CAP GROWTH FUND \"I\" (USD) ACC","IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","IE00BZ1G4Q59.USD":"LEGG MASON CLEARBRIDGE US EQUITY SUSTAINABILITY LEADER \"A\"(USD) INC (A)","BK4566":"资本集团","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","LU0097036916.USD":"贝莱德美国增长A2 USD","BK4527":"明星科技股","BK4579":"人工智能","BK4550":"红杉资本持仓","LU0444971666.USD":"天利全球科技基金","LU0289961442.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (SGD) ACC","BK4574":"无人驾驶","IE00BFSS8Q28.SGD":"Janus Henderson Balanced A Inc SGD-H","LU0149725797.USD":"汇丰美国股市经济规模基金","BK4573":"虚拟现实","IE00B19Z9505.USD":"美盛-美国大盘成长股A Acc","BK4505":"高瓴资本持仓","AAPL":"苹果","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","BK4512":"苹果概念","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC","IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","IE00BFSS7M15.SGD":"Janus Henderson Balanced A Acc SGD-H","LU0234570918.USD":"高盛全球核心股票组合Acc Close","BK4170":"电脑硬件、储存设备及电脑周边","LU0109391861.USD":"富兰克林美国机遇基金A Acc","LU0417517546.SGD":"Allianz US Equity Cl AT Acc SGD"},"source_url":"https://www.fool.com/investing/2023/03/07/is-apple-a-safe-stock-for-2023/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2317611495","content_text":"KEY POINTSApple reported a year-over-year decline in revenue last quarter, driven by lower sales of the iPhone.Services and iPad revenue grew, showing the value of the tech titan's diverse business.Apple is expected to announce its first new product in nearly a decade.Shares of Apple delivered wealth-building returns for investors over the past decade. If you had bought $1,000 worth of Apple stock when the iPad launched in 2010, you would be sitting on $20,230 today. And that's after a 15% stock price dip last year.While Apple still has many opportunities ahead, with new products and a growing installed base of devices, the company posted a decline in revenue in the quarter that ended in December. This performance might have some investors wondering if one of the world's top brands is truly a safe stock to hold if the economy dips into a recession, as some experts are predicting.However, there are more reasons to consider buying Apple stock this year than avoiding it.The value of Apple's diversified product lineupThe possibility of a recession seems like a problem for the sales of expensive tech products. A recession would likely hurt Apple since the iPhone makes up about half of its annual revenue. Macroeconomic headwinds played a key role in sending iPhone revenue down 8% year over year in the fiscal first quarter.Management attributed the decline in iPhone sales to foreign currency fluctuations, supply constraints, and macroeconomic headwinds like inflation. Excluding foreign currency, iPhone revenue would have been flat versus the year-ago period.But in a quarter where iPhone struggled, other categories did well. iPad revenue grew 29% year over year, making up 8% of Apple's sales. Services, including app sales and subscriptions, increased 6% year over year, accounting for 18% of total revenue.The beauty of Apple's business is that it has a dedicated customer base that loves their iPhones. The tech giant created a seamless integration of hardware and software that leads to consistently high customer satisfaction. Apple's iCloud keeps the apps running on Macs, iPhones, iPads, and Apple Watch all in sync, which has been a key incentive for customers to buy at least two devices, leading to a diversified revenue stream.Apple now has a massive installed base of over 2 billion devices, which is double the level from seven years ago. This sets up the company with a few growth catalysts in 2023.Growth catalysts are forming for AppleAfter years of speculation and rumors, Apple is finally expected to unveil its mixed-reality headset this year, featuring virtual reality (VR) and augmented reality (AR) technology. Bloomberg reported in February that the company postponed the announcement until June at Apple's Worldwide Developers Conference.One reason this is big news is that Apple's customer base is likely much larger today than when the company's last new product, Apple Watch, launched eight years ago. This means a novel product launch might have more impact on revenue than previous product releases.Still, a successful debut will depend on the quality of the software and ease of using it, not to mention the price. But Apple's focus on hardware and software design could make its rumored headset a breakthrough AR/VR product.Excluding the possibility of a new product launch, the company's expanding installed base is a good enough reason to consider holding the stock. The growth in higher-margin services revenue is gradually becoming a greater contributor to the top line. Over time, this will help smooth out the occasional dips in revenue from Apple's hardware products, giving it a better recurring revenue stream besides relying on iPhone upgrades.Apple stock is a buyApple has a fortress-like balance sheet, with $64 billion of net cash. It also generates around $100 billion in free cash flow every year, so it has plenty of resources to fund growth initiatives and pay dividends to shareholders.Looking at valuation, Apple's price-to-earnings ratio of 25 based on this year's earnings estimates is not cheap, but it is fair compared to the shares' recent trading history and other blue chip stocks. Overall, I wouldn't want to sell Apple stock considering the upcoming catalysts that may not be fully captured in its valuation.","news_type":1},"isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9954168493,"gmtCreate":1676114337813,"gmtModify":1676114342002,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Nice 👍","listText":"Nice 👍","text":"Nice 👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9954168493","repostId":"1152663957","repostType":2,"repost":{"id":"1152663957","pubTimestamp":1676098698,"share":"https://www.laohu8.com/m/news/1152663957?lang=&edition=full","pubTime":"2023-02-11 14:58","market":"us","language":"en","title":"Comparing The Cloud Leaders: Amazon Web Services, Microsoft Intelligent Cloud, And Google Cloud","url":"https://stock-news.laohu8.com/highlight/detail?id=1152663957","media":"Seeking Alpha","summary":"SummaryThe trailing twelve months combined revenues of Amazon, Microsoft and Alphabet in their respe","content":"<html><head></head><body><h3>Summary</h3><ul><li>The trailing twelve months combined revenues of Amazon, Microsoft and Alphabet in their respective cloud computing businesses amounted to a staggering $188.2 billion.</li><li>The cloud computing market is clearly experiencing a slowdown as a result of companies tightening expenses due to the uncertain macroeconomic environment.</li><li>Both Amazon and Microsoft have highly profitable cloud computing businesses while Google Cloud profitability remains an uncertainty.</li></ul><p>As a result of covering the top cloud computing companies in the market, I wanted to share with the readers at Seeking Alpha an overview of the cloud computing market and why I believe this space provides attractive investment opportunities. Readers can see that I have a buy rating on <a href=\"https://laohu8.com/S/AMZN\">Amazon</a>, <a href=\"https://laohu8.com/S/MSFT\">Microsoft</a>, and <a href=\"https://laohu8.com/S/GOOGL\">Alphabet</a>. One of the main reasons for these ratings is their strong presence in the already sizeable and growing cloud computing market. Given this market is driven by the increasing demand of data storage and processing capabilities, the runway for growth is still considerable. Further to this, there is already solid data backing the stable revenues and high operating margins some companies in this space are able to achieve. This space is also changing some of the biggest companies in the world as a result of their cloud computing segments being their fastest growing segments and contributing to a sizable portion of their operating incomes. Furthermore, the cloud computing market has high barriers to entry with multi billion dollar investments needed in order to possess the scalability, efficiency, footprint, and capabilities to offer the best-in-class services. This results in significant competitive advantages for well-established technology companies such as AMZN, MSFT, and GOOGL. Let´s take a look into what really is cloud computing. I hope you enjoy the read!</p><h3>What is Cloud Computing?</h3><p>Let&#39;s start with the basics. What is cloud computing? Cloud computing is essentially a network of servers around the world acting as a huge hard drive. Before the cloud existed, companies and individuals needed to back up their information and data into external devices, meaning a different hard drive. Nowadays, all this information and data can be transferred into the cloud, making it much more efficient and convenient for companies and individuals. One of the main benefits of the cloud is the accessibility to data and information remotely from anywhere in world at any given time as long as you have an internet connection. Companies and individuals also do not have the constraint of having too little storage, as in the cloud you can essentially store all the data you want and need.</p><p>Most of the cloud services offered are based on a subscription model meaning there is a monthly fee paid by customers. The beauty of this model for customers is that they are able to scale up or down their costs as they see fit. So, the more they use the cloud the more they will need to pay, while the less they use it the lower their costs will be.</p><p>So, why do companies want to move to the cloud instead of managing their data on premises? Of course, the main reason is to save money. Instead of having to build and power their own data centers and pay employees to operate them, companies can instead save time and effort by simply paying a cloud provider for this service. This also gives companies flexibility. Given the cloud can be used as they see fit, they can use it more during certain months or less during quite times. This gives companies the flexibility to adjust to their own needs.</p><h3>How do cloud providers generate revenues?</h3><p>Cloud computing is and has been a booming market for about a decade now and is likely to continue growing. For reference the global cloud computing market is projected to reach over $1.2 trillion by 2027. As such companies of the likes of AMZN, MSFT and GOOGL are all vying for a piece of the market. But how do these companies generate revenues from the cloud? As previously explained, the cloud model is a subscription model where companies can choose to subscribe to various services and pay as they go, meaning they pay depending on the usage of the services. There are several ways cloud providers generate revenues from cloud services, going from data storage, data transfers, cyber security, etc. According to tech researcher Gartner (IT), MSFT and AMZN have the most complete ecosystems of software and partnerships with third-party software-as-a-service providers.</p><h3>Competitive Landscape</h3><p>At the moment it is clear that cloud computing is truly dominated by two companies, AMZN with its AWS business recording revenues during the trailing twelve months (“TTM”) of $80.1 billion and MSFT with its cloud segment recording TTM revenues of $81.8 billion. Nonetheless, there is a distant third making strides to become a worthy opponent to these cloud giants. I am talking about Alphabet, a company with its Google Cloud business that has doubled revenues within two years and shows no sign of stopping. Although at a very distant third, Google Cloud has just reported revenues during the last twelve months of $26.3 billion and experienced a 37% growth rate year on year. Although Google Cloud is still a third of the size compared to AWS or MSFT Intelligent Cloud segment, it should not be left out as a top competitor in the space.</p><p>To understand why Google Cloud is a true competitor in the space, let´s take a look at AWS during 2018. At the end of 2018, AWS had very similar numbers to Google Cloud with revenues at approx. $26 billion showing growth rates of 50%. Yes, the growth rate was higher than Google Cloud&#39;s 37%, but it just goes to show that within 5 years, AWS was able to grow to $80 billion in revenues and $22.8 billion in operating income.</p><p>Despite AMZN, MSFT and GOOGL being the top players in the market there are also other well-established companies vying for market share such as IBM (IBM), Oracle (ORCL), Salesforce (CRM), etc. At the other side of the ocean there are the Chinese tech giants Alibaba (BABA), Tencent (OTCPK:TCEHY), Baidu (BIDU) and Huawei competing for market share in the Chinese cloud computing market which is set to grow to $84 billion by 2026. Even though these companies are still relatively small in regards to cloud computing compared to AMZN, GOOGL and MSFT, with time they can grow and become serious contenders. Let&#39;s now take a look at the individual names and how they have performed!</p><h3><img src=\"https://static.tigerbbs.com/234dd572ace958d37013f1cca08c3b86\" tg-width=\"640\" tg-height=\"393\" width=\"100%\" height=\"auto\"/>Amazon Web Services</h3><p>AWS was launched in 2006 seeing an explosive growth since then, generating revenues of $80 billion and operating income of $22.8 billion during 2022. AWS offers a variety of services including database, storage, web &amp; mobile apps, machine learning, etc. According to Amazon, the number of active AWS users exceeds 1 million with customers such as Goldman Sachs, Disney, Samsung, Snapchat, etc.</p><p>AWS keeps raking in big time customers, during the fourth quarter it added Yahoo Ad Tech, Brookfield Asset Management, Wallbox, American Family Insurance, etc. Further to this, AWS also launched new regions in Spain and Switzerland as well as a second region in India to continue expanding its infrastructure footprint. As of the end of 2022, AWS has 96 availability zones within 30 geographic regions globally, with announced plans to launch 15 more availability zones and 5 more AWS regions.</p><p><img src=\"https://static.tigerbbs.com/3f48d27c77570b7dfce6a2f7d91c720b\" tg-width=\"628\" tg-height=\"246\" width=\"100%\" height=\"auto\"/>From the table above, it can be seen that AWS increased revenues by 29% year-over-year to $80.1 billion. Despite AWS revenues only accounting for ~16% of AMZN total revenues AWS operating income which stood at $22.8 billion accounted for 100% of the company&#39;s operating income. Yes, you read that correctly, both North America and International segments recorded a loss during 2022 and AWS completely offset these losses due to its high profitability. To give another example during 2020 and 2021, AWS accounted for 74% and 59% of the company&#39;s total operating income. As you can see AMZN depends heavily on its cloud business for its growth.</p><p><img src=\"https://static.tigerbbs.com/174c0602744843fefd8fe2f5e176016c\" tg-width=\"608\" tg-height=\"225\" width=\"100%\" height=\"auto\"/>On a quarterly basis, AWS has seen a decrease on its growth rate to 20% from 40% during the fourth quarter of 2021. As it will be seen later in the article, both MSFT and GOOGL also experienced a slowdown in growth rates. Starting back in the middle of the third quarter of 2022, management started seeing growth rates slow as companies of all sizes looked into their cloud spending in response to the tough macroeconomic conditions. These optimization efforts continued into the fourth quarter and will most probably continue for next couple of quarters.</p><h3>Robust Yearly Growth Continues</h3><p><img src=\"https://static.tigerbbs.com/4f458eb0d298692535415cd35c48e0d9\" tg-width=\"607\" tg-height=\"227\" width=\"100%\" height=\"auto\"/>AWS was very close to double revenues within two years. During 2020 revenues stood at $45.3 billion, fast forward two years and we see revenues touching the $80 billion mark. With the market expected to continue growing to $1.2 trillion by 2027 and with AMZN investing in its global footprint, we could see AWS growing by tens of billions of dollars albeit at a slower growth rate than previous years.</p><h3>MSFT Intelligent Cloud</h3><p>Microsoft Azure was launched in 2010, however Microsoft Intelligent Cloud segment consists of other cloud services such as SQL Server, Windows Server, Visual Studio, among others. The Intelligent Cloud segment services include databases, data storage, artificial intelligence, networking, web and mobile apps, etc. Similarly to AMZN, MSFT has also seen explosive growth during the last decade with TTM revenues standing at $81.2 billion and a whopping operating income of $34.8 billion. MSFT enjoys of a cloud computing business that constantly generates a truly spectacular operating income margin above 40%.</p><p>According to the company, in mid-2021 over 95 percent of Fortune 500 companies used Azure, it had over 145 million daily active users on Microsoft Teams, and over 250 thousand organizations using Microsoft Dynamics 365 and Microsoft Power Platform. Big name customers include T-Mobile, Bayer, L&#39;Oreal, Walmart, etc.</p><p>According to Dgtl Ingfra, at the end of 2022 Microsoft Azure had 60 geographic regions globally and 116 availability zones. This numbers are substantially higher than AWS and Google Cloud which combined have 64 geographic regions. This of course gives MSFT a competitive advantage regarding its reach to lure companies across the world towards its cloud services.</p><h3>Impact of MSFT Intelligent Cloud on Microsoft Overall Business</h3><p><img src=\"https://static.tigerbbs.com/3cfe82b3d844511c33cf17e8788cfd5d\" tg-width=\"640\" tg-height=\"161\" width=\"100%\" height=\"auto\"/>MSFT Intelligent Cloud segment increased its revenues to $81.8 billion during the TTM. MSFT Intelligent Cloud segment is quite important for Microsoft but not critical as AWS is for AMZN. The Intelligent Cloud segment now accounts for 40% of the company&#39;s total revenues and for 42% of MSFT operating income. This should give MSFT shareholders a peace of mind as the business growth does not depend entirely on the cloud segment.</p><p><img src=\"https://static.tigerbbs.com/8776c7389b26d35ab5619dbd4b8e0aff\" tg-width=\"604\" tg-height=\"207\" width=\"100%\" height=\"auto\"/>During the last quarter, revenue increased 18%, here we can also see that the growth rate is slowing down and actually touched the teens for MSFT. However, it should be mentioned that in dollar terms the growth remained relatively flat at $3.2 billion compared to $3.6 billion during the same period last year. Further to this, during 2022 MSFT completed the acquisition of Nuance Communications. Nuance is a leader in conversational AI and ambient intelligence across industries including healthcare, financial services, retail, and telecommunications. This will help the Intelligent Cloud segment strengthen MSFT capabilities across these industries and should boost revenue growth during the coming quarters.</p><h3>Growth Continues with Operating Margin Holding Up</h3><p><img src=\"https://static.tigerbbs.com/86e4542d8dcb4be066d049b07cd0744d\" tg-width=\"601\" tg-height=\"209\" width=\"100%\" height=\"auto\"/>MSFT fiscal year ends in June, as such we can compare the previous 3 years and the TTM results. With this information we can see that MSFT is very close to double revenues within 3 years. During FYE 2020 revenues stood at $48.4 billion, fast forward to the end of 2022 and we see revenues at $81 billion. I think it is very important to understand that we are talking about businesses which are about to touch the $100 billion mark and are still growing at very attractive growth rates. Albeit at a weaker rate, thanks to MSFT global footprint we should continue seeing this business growing and become an even more significant part of MSFT business as a whole.</p><h3>Google Cloud</h3><p>Google Cloud was made available for customers at the end of 2011 and since then it has become the third largest cloud service provider globally generating revenues of $26.3 billion during 2022. Google Cloud services include databases, security, smart analytics, artificial intelligence, etc. According to Dgtl Infra, as of the end of 2022 Google Cloud has 34 regions and 103 availability zones in operation. These regions include United States, Americas, Europe, and Asia Pacific. Thanks to its global reach, Google Cloud has been able to land big name customers such as Airbus, Procter &amp; Gamble, Carrefour, PayPal, Vodafone, Twitter, among others.</p><p>Now, it is time to address the elephant in the room, even though Google Cloud is already a big business and growing at attractive rates, it remains unprofitable. This means that the business has been unprofitable for more than a decade. We could ask ourselves, how is it that a $26 billion revenue generating business continues to be unprofitable? Well, as management has mentioned during many investors calls it all comes down to spending money in order to make money. Specifically during the latest investor call management mentioned it keeps investing ahead of revenues, these investments are significant and keep the business from becoming profitable. Let&#39;s take a look at Google Cloud financials.</p><h3>Impact of Google Cloud on Alphabet Overall Business</h3><p><img src=\"https://static.tigerbbs.com/6060d2f2682900ec1ca0be3e5891df66\" tg-width=\"640\" tg-height=\"160\" width=\"100%\" height=\"auto\"/>Google Cloud continues to increase its relevance for the company&#39;s top line, however it has not been able to reach the 10% mark as of yet and as of the latest quarter results, it continues to depress the company&#39;s overall operating income. Saying this, from the table above, we can clearly see that revenues keep increasing while operating losses continue to shrink. For example, if you compare the losses during the first quarter to the losses during the fourth quarter, these have shrunk by about 50%. Further to this, revenue keeps increasing at a very attractive rate, Google Cloud finished the 2022 year with a revenue increase of 37% compared to the previous year. Important to note that the growth rate experience by Google Cloud is above the growth rates achieved by AMZN and MSFT on yearly basis. Additionally, Google Cloud backlog continued to increase during the year, standing at $64.3 billion at the end of 2022. For reference Google Cloud backlog at the end of first quarter of 2022 stood at $50.5 billion.</p><p><img src=\"https://static.tigerbbs.com/70d1eb3b369fc582c61a2f54369afaad\" tg-width=\"640\" tg-height=\"216\" width=\"100%\" height=\"auto\"/>During the last quarter revenue increased 32%, again similarly to AMZN and MSFT, Google Cloud experienced a slowdown compared to the previous periods. Also similarly to MSFT, during 2022 management pursued an acquisition in order to boost the business. GOOGL completed the acquisition of Mandiant in Sept. 2022. Mandiant&#39;s dynamic cyber defense, threat intelligence and incident response services are expected to enhance Google Cloud&#39;s security offerings. Finally, the fact that Google Cloud has been able to double revenues and reduce operating losses by more than 60% should not go unnoticed. Even though these are still losses, the company is trending in the right direction.</p><h3>Growth Continues but so do Operating Losses</h3><p><img src=\"https://static.tigerbbs.com/4e8c86fc52c911781cb4b9906b7d7bcd\" tg-width=\"640\" tg-height=\"216\" width=\"100%\" height=\"auto\"/>Google Cloud revenues increased $7.1 billion from 2021 to 2022. This growth was primarily driven by Google Cloud Platform followed by Google Workspace offerings. Google Cloud&#39;s infrastructure and platform services were the largest drivers of growth in Google Cloud Platform. As for the decrease in operating losses, this was mainly driven by growth in revenues. As of the end of 2022, Google Cloud is very close to reaching the 10% mark as a percentage of total revenues. Also, the total losses for the year are now about 50% of the losses experienced during 2020. It is still too early to speculate if Google Cloud will be profitable for 2023, however, it is quite possible that the business will breakeven within the next four quarters.</p><h3>Google Cloud Revenue and Operating Losses Trend</h3><p><img src=\"https://static.tigerbbs.com/55e64658922254640c814afc7834679b\" tg-width=\"640\" tg-height=\"340\" width=\"100%\" height=\"auto\"/>To finalize the Google Cloud discussion, I wanted to show the above graph so that readers can see the revenues and operating losses trends from the trailing 10 quarters. As it can be seen Google Cloud revenues have been steadily growing albeit at a slower rate during the last four quarters. It can also be seen that operating losses are volatile with some quarters experiencing higher losses than other, nonetheless the trend here is that losses are decreasing. Another interesting fact is that Google Cloud has generated revenues for GOOGL amounting to $52.8 billion during the last ten quarters, however operating losses have amounted to $8.5 billion during the same timeframe. On a final note, Google Cloud has not seen a double-digit growth rate on a quarter-on-quarter basis for four quarters now, of course with higher revenues this is more difficult to achieve. It will be interesting to see if growth rates can climb back to the rates it was experiencing two years ago.</p><h3>Comparing Amazon Web Services, Microsoft Intelligent Cloud and Google Cloud</h3><p>Throughout the article I have provided insights on how these three businesses have performed on a financial basis and compared their growth rates, operating income margins, etc. Saying these I believe there are a couple interesting topics to help compare these cloud providers. The first one being the global footprint these businesses have, as with a more extensive footprint they will be able to reach more customers around the globe. For example, a noticeable trait where MSFT clearly has a competitive advantage compared to AMZN and GOOGL is the extensive global footprint MSFT has. As mentioned earlier Microsoft Azure has 60 geographic regions globally, this is significantly bigger numbers than AMZN and GOOGL which both have half of the geographic regions MSFT enjoys of. This extensive global footprint by MSFT was probably a driver for acquiring more customers worldwide. AMZN is clearly trying to catch up, announcing investments in 15 more availability zones and 5 more AWS regions. We can expect Google Cloud to make similar investments in order not to fall behind.</p><p>Another great topic to discuss, is how these three companies are trying to get as many customers as possible, however it seems that the true gains that really move the needle are customers which are big companies. It is here where the cloud providers can derive significant bigger tickets and drive revenue growth. As an example, according to consultancy firm Contino, Netflix was said to be one of AMZN biggest spenders in the cloud with about $19 million back in 2020. A customer with this ticket size is really what moves the needle for these companies. As for MSFT, its biggest customer back in 2020 was Verizon with a ticket size of $80 million. Similarly, one of Google Cloud&#39;s biggest customers back in 2020 was NewsCorp deriving revenues of $41 million. Of course much has changed since 2020, however this can give a feel of how important big spenders are for these cloud providers.</p><p>Finally, these companies are also trying to consolidate the market by acquiring companies in the space. For example during 2022, both MSFT and GOOGL made significant acquisition to bolster their cloud businesses. MSFT closed its $19.6 billion acquisition of Nuance Communications, while GOOGL closed it $5.4 billion acquisition of Mandiant. It should not come as a surprise if we keep seeing news of cloud computing companies being captured by these three leaders in the space.</p><h3>Cloud Computing Market Outlook</h3><p>Based on the comparative analysis of these three companies, it&#39;s clear that both AMZN and MSFT will increasingly depend on their cloud businesses to accelerate their revenue growth and earnings. At the same time, GOOGL will try to bolster its cloud segment and seek to become profitable. Despite being the clear leaders in the space, these companies will face robust competition from companies of the likes of IBM, ORCL, CRM, BABA, TCEHY, BIDU, etc.</p><p>The pie will definitely get bigger with the global cloud computing market projected to reach over $1.2 trillion by 2027. From this, the Chinese cloud computing market alone is set to grow to $84 billion by 2026 and Asia Pacific as a whole is expected to reach $200 billion by 2024. In this region we have strong players such as BABA, TCEHY, BIDU and Huawei vying for market share, and of course we can expect these companies to try to expand their businesses all across the Asia Pacific region. Even though these companies are still relatively small compared to AMZN, GOOGL and MSFT, with time they can grow and start rivaling the US Giants.</p><h3>Conclusion</h3><p>This article is mainly focused on the three biggest companies in the space, but I hope it brought the readers not only a better understanding of how important cloud computing is to these companies but to all the companies in the space. The cloud computing market truly offers attractive investment opportunities, as things currently stand, I believe MSFT holds a strong competitive advantage compared to most of the companies in the space. The reasons for this are the stable and growing revenues experienced by MSFT cloud computing segment, its high operating margins constantly above 40% as well as its advantage due to its extensive global footprint. This does not mean MSFT is the only investment opportunity, but it provides a certain security factor compared to other companies in the space. I recommend that investors consider looking more deeply into companies in the cloud computing space and consider the potential of gaining exposure to this growing market.</p><p>Editor&#39;s Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.</p></body></html>","source":"seekingalpha_fund","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Comparing The Cloud Leaders: Amazon Web Services, Microsoft Intelligent Cloud, And Google Cloud</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nComparing The Cloud Leaders: Amazon Web Services, Microsoft Intelligent Cloud, And Google Cloud\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-02-11 14:58 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4577229-comparing-cloud-leaders-amazon-aws-microsoft-cloud-azure-google-cloud><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SummaryThe trailing twelve months combined revenues of Amazon, Microsoft and Alphabet in their respective cloud computing businesses amounted to a staggering $188.2 billion.The cloud computing market ...</p>\n\n<a href=\"https://seekingalpha.com/article/4577229-comparing-cloud-leaders-amazon-aws-microsoft-cloud-azure-google-cloud\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MSFT":"微软","GOOGL":"谷歌A","AMZN":"亚马逊"},"source_url":"https://seekingalpha.com/article/4577229-comparing-cloud-leaders-amazon-aws-microsoft-cloud-azure-google-cloud","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1152663957","content_text":"SummaryThe trailing twelve months combined revenues of Amazon, Microsoft and Alphabet in their respective cloud computing businesses amounted to a staggering $188.2 billion.The cloud computing market is clearly experiencing a slowdown as a result of companies tightening expenses due to the uncertain macroeconomic environment.Both Amazon and Microsoft have highly profitable cloud computing businesses while Google Cloud profitability remains an uncertainty.As a result of covering the top cloud computing companies in the market, I wanted to share with the readers at Seeking Alpha an overview of the cloud computing market and why I believe this space provides attractive investment opportunities. Readers can see that I have a buy rating on Amazon, Microsoft, and Alphabet. One of the main reasons for these ratings is their strong presence in the already sizeable and growing cloud computing market. Given this market is driven by the increasing demand of data storage and processing capabilities, the runway for growth is still considerable. Further to this, there is already solid data backing the stable revenues and high operating margins some companies in this space are able to achieve. This space is also changing some of the biggest companies in the world as a result of their cloud computing segments being their fastest growing segments and contributing to a sizable portion of their operating incomes. Furthermore, the cloud computing market has high barriers to entry with multi billion dollar investments needed in order to possess the scalability, efficiency, footprint, and capabilities to offer the best-in-class services. This results in significant competitive advantages for well-established technology companies such as AMZN, MSFT, and GOOGL. Let´s take a look into what really is cloud computing. I hope you enjoy the read!What is Cloud Computing?Let's start with the basics. What is cloud computing? Cloud computing is essentially a network of servers around the world acting as a huge hard drive. Before the cloud existed, companies and individuals needed to back up their information and data into external devices, meaning a different hard drive. Nowadays, all this information and data can be transferred into the cloud, making it much more efficient and convenient for companies and individuals. One of the main benefits of the cloud is the accessibility to data and information remotely from anywhere in world at any given time as long as you have an internet connection. Companies and individuals also do not have the constraint of having too little storage, as in the cloud you can essentially store all the data you want and need.Most of the cloud services offered are based on a subscription model meaning there is a monthly fee paid by customers. The beauty of this model for customers is that they are able to scale up or down their costs as they see fit. So, the more they use the cloud the more they will need to pay, while the less they use it the lower their costs will be.So, why do companies want to move to the cloud instead of managing their data on premises? Of course, the main reason is to save money. Instead of having to build and power their own data centers and pay employees to operate them, companies can instead save time and effort by simply paying a cloud provider for this service. This also gives companies flexibility. Given the cloud can be used as they see fit, they can use it more during certain months or less during quite times. This gives companies the flexibility to adjust to their own needs.How do cloud providers generate revenues?Cloud computing is and has been a booming market for about a decade now and is likely to continue growing. For reference the global cloud computing market is projected to reach over $1.2 trillion by 2027. As such companies of the likes of AMZN, MSFT and GOOGL are all vying for a piece of the market. But how do these companies generate revenues from the cloud? As previously explained, the cloud model is a subscription model where companies can choose to subscribe to various services and pay as they go, meaning they pay depending on the usage of the services. There are several ways cloud providers generate revenues from cloud services, going from data storage, data transfers, cyber security, etc. According to tech researcher Gartner (IT), MSFT and AMZN have the most complete ecosystems of software and partnerships with third-party software-as-a-service providers.Competitive LandscapeAt the moment it is clear that cloud computing is truly dominated by two companies, AMZN with its AWS business recording revenues during the trailing twelve months (“TTM”) of $80.1 billion and MSFT with its cloud segment recording TTM revenues of $81.8 billion. Nonetheless, there is a distant third making strides to become a worthy opponent to these cloud giants. I am talking about Alphabet, a company with its Google Cloud business that has doubled revenues within two years and shows no sign of stopping. Although at a very distant third, Google Cloud has just reported revenues during the last twelve months of $26.3 billion and experienced a 37% growth rate year on year. Although Google Cloud is still a third of the size compared to AWS or MSFT Intelligent Cloud segment, it should not be left out as a top competitor in the space.To understand why Google Cloud is a true competitor in the space, let´s take a look at AWS during 2018. At the end of 2018, AWS had very similar numbers to Google Cloud with revenues at approx. $26 billion showing growth rates of 50%. Yes, the growth rate was higher than Google Cloud's 37%, but it just goes to show that within 5 years, AWS was able to grow to $80 billion in revenues and $22.8 billion in operating income.Despite AMZN, MSFT and GOOGL being the top players in the market there are also other well-established companies vying for market share such as IBM (IBM), Oracle (ORCL), Salesforce (CRM), etc. At the other side of the ocean there are the Chinese tech giants Alibaba (BABA), Tencent (OTCPK:TCEHY), Baidu (BIDU) and Huawei competing for market share in the Chinese cloud computing market which is set to grow to $84 billion by 2026. Even though these companies are still relatively small in regards to cloud computing compared to AMZN, GOOGL and MSFT, with time they can grow and become serious contenders. Let's now take a look at the individual names and how they have performed!Amazon Web ServicesAWS was launched in 2006 seeing an explosive growth since then, generating revenues of $80 billion and operating income of $22.8 billion during 2022. AWS offers a variety of services including database, storage, web & mobile apps, machine learning, etc. According to Amazon, the number of active AWS users exceeds 1 million with customers such as Goldman Sachs, Disney, Samsung, Snapchat, etc.AWS keeps raking in big time customers, during the fourth quarter it added Yahoo Ad Tech, Brookfield Asset Management, Wallbox, American Family Insurance, etc. Further to this, AWS also launched new regions in Spain and Switzerland as well as a second region in India to continue expanding its infrastructure footprint. As of the end of 2022, AWS has 96 availability zones within 30 geographic regions globally, with announced plans to launch 15 more availability zones and 5 more AWS regions.From the table above, it can be seen that AWS increased revenues by 29% year-over-year to $80.1 billion. Despite AWS revenues only accounting for ~16% of AMZN total revenues AWS operating income which stood at $22.8 billion accounted for 100% of the company's operating income. Yes, you read that correctly, both North America and International segments recorded a loss during 2022 and AWS completely offset these losses due to its high profitability. To give another example during 2020 and 2021, AWS accounted for 74% and 59% of the company's total operating income. As you can see AMZN depends heavily on its cloud business for its growth.On a quarterly basis, AWS has seen a decrease on its growth rate to 20% from 40% during the fourth quarter of 2021. As it will be seen later in the article, both MSFT and GOOGL also experienced a slowdown in growth rates. Starting back in the middle of the third quarter of 2022, management started seeing growth rates slow as companies of all sizes looked into their cloud spending in response to the tough macroeconomic conditions. These optimization efforts continued into the fourth quarter and will most probably continue for next couple of quarters.Robust Yearly Growth ContinuesAWS was very close to double revenues within two years. During 2020 revenues stood at $45.3 billion, fast forward two years and we see revenues touching the $80 billion mark. With the market expected to continue growing to $1.2 trillion by 2027 and with AMZN investing in its global footprint, we could see AWS growing by tens of billions of dollars albeit at a slower growth rate than previous years.MSFT Intelligent CloudMicrosoft Azure was launched in 2010, however Microsoft Intelligent Cloud segment consists of other cloud services such as SQL Server, Windows Server, Visual Studio, among others. The Intelligent Cloud segment services include databases, data storage, artificial intelligence, networking, web and mobile apps, etc. Similarly to AMZN, MSFT has also seen explosive growth during the last decade with TTM revenues standing at $81.2 billion and a whopping operating income of $34.8 billion. MSFT enjoys of a cloud computing business that constantly generates a truly spectacular operating income margin above 40%.According to the company, in mid-2021 over 95 percent of Fortune 500 companies used Azure, it had over 145 million daily active users on Microsoft Teams, and over 250 thousand organizations using Microsoft Dynamics 365 and Microsoft Power Platform. Big name customers include T-Mobile, Bayer, L'Oreal, Walmart, etc.According to Dgtl Ingfra, at the end of 2022 Microsoft Azure had 60 geographic regions globally and 116 availability zones. This numbers are substantially higher than AWS and Google Cloud which combined have 64 geographic regions. This of course gives MSFT a competitive advantage regarding its reach to lure companies across the world towards its cloud services.Impact of MSFT Intelligent Cloud on Microsoft Overall BusinessMSFT Intelligent Cloud segment increased its revenues to $81.8 billion during the TTM. MSFT Intelligent Cloud segment is quite important for Microsoft but not critical as AWS is for AMZN. The Intelligent Cloud segment now accounts for 40% of the company's total revenues and for 42% of MSFT operating income. This should give MSFT shareholders a peace of mind as the business growth does not depend entirely on the cloud segment.During the last quarter, revenue increased 18%, here we can also see that the growth rate is slowing down and actually touched the teens for MSFT. However, it should be mentioned that in dollar terms the growth remained relatively flat at $3.2 billion compared to $3.6 billion during the same period last year. Further to this, during 2022 MSFT completed the acquisition of Nuance Communications. Nuance is a leader in conversational AI and ambient intelligence across industries including healthcare, financial services, retail, and telecommunications. This will help the Intelligent Cloud segment strengthen MSFT capabilities across these industries and should boost revenue growth during the coming quarters.Growth Continues with Operating Margin Holding UpMSFT fiscal year ends in June, as such we can compare the previous 3 years and the TTM results. With this information we can see that MSFT is very close to double revenues within 3 years. During FYE 2020 revenues stood at $48.4 billion, fast forward to the end of 2022 and we see revenues at $81 billion. I think it is very important to understand that we are talking about businesses which are about to touch the $100 billion mark and are still growing at very attractive growth rates. Albeit at a weaker rate, thanks to MSFT global footprint we should continue seeing this business growing and become an even more significant part of MSFT business as a whole.Google CloudGoogle Cloud was made available for customers at the end of 2011 and since then it has become the third largest cloud service provider globally generating revenues of $26.3 billion during 2022. Google Cloud services include databases, security, smart analytics, artificial intelligence, etc. According to Dgtl Infra, as of the end of 2022 Google Cloud has 34 regions and 103 availability zones in operation. These regions include United States, Americas, Europe, and Asia Pacific. Thanks to its global reach, Google Cloud has been able to land big name customers such as Airbus, Procter & Gamble, Carrefour, PayPal, Vodafone, Twitter, among others.Now, it is time to address the elephant in the room, even though Google Cloud is already a big business and growing at attractive rates, it remains unprofitable. This means that the business has been unprofitable for more than a decade. We could ask ourselves, how is it that a $26 billion revenue generating business continues to be unprofitable? Well, as management has mentioned during many investors calls it all comes down to spending money in order to make money. Specifically during the latest investor call management mentioned it keeps investing ahead of revenues, these investments are significant and keep the business from becoming profitable. Let's take a look at Google Cloud financials.Impact of Google Cloud on Alphabet Overall BusinessGoogle Cloud continues to increase its relevance for the company's top line, however it has not been able to reach the 10% mark as of yet and as of the latest quarter results, it continues to depress the company's overall operating income. Saying this, from the table above, we can clearly see that revenues keep increasing while operating losses continue to shrink. For example, if you compare the losses during the first quarter to the losses during the fourth quarter, these have shrunk by about 50%. Further to this, revenue keeps increasing at a very attractive rate, Google Cloud finished the 2022 year with a revenue increase of 37% compared to the previous year. Important to note that the growth rate experience by Google Cloud is above the growth rates achieved by AMZN and MSFT on yearly basis. Additionally, Google Cloud backlog continued to increase during the year, standing at $64.3 billion at the end of 2022. For reference Google Cloud backlog at the end of first quarter of 2022 stood at $50.5 billion.During the last quarter revenue increased 32%, again similarly to AMZN and MSFT, Google Cloud experienced a slowdown compared to the previous periods. Also similarly to MSFT, during 2022 management pursued an acquisition in order to boost the business. GOOGL completed the acquisition of Mandiant in Sept. 2022. Mandiant's dynamic cyber defense, threat intelligence and incident response services are expected to enhance Google Cloud's security offerings. Finally, the fact that Google Cloud has been able to double revenues and reduce operating losses by more than 60% should not go unnoticed. Even though these are still losses, the company is trending in the right direction.Growth Continues but so do Operating LossesGoogle Cloud revenues increased $7.1 billion from 2021 to 2022. This growth was primarily driven by Google Cloud Platform followed by Google Workspace offerings. Google Cloud's infrastructure and platform services were the largest drivers of growth in Google Cloud Platform. As for the decrease in operating losses, this was mainly driven by growth in revenues. As of the end of 2022, Google Cloud is very close to reaching the 10% mark as a percentage of total revenues. Also, the total losses for the year are now about 50% of the losses experienced during 2020. It is still too early to speculate if Google Cloud will be profitable for 2023, however, it is quite possible that the business will breakeven within the next four quarters.Google Cloud Revenue and Operating Losses TrendTo finalize the Google Cloud discussion, I wanted to show the above graph so that readers can see the revenues and operating losses trends from the trailing 10 quarters. As it can be seen Google Cloud revenues have been steadily growing albeit at a slower rate during the last four quarters. It can also be seen that operating losses are volatile with some quarters experiencing higher losses than other, nonetheless the trend here is that losses are decreasing. Another interesting fact is that Google Cloud has generated revenues for GOOGL amounting to $52.8 billion during the last ten quarters, however operating losses have amounted to $8.5 billion during the same timeframe. On a final note, Google Cloud has not seen a double-digit growth rate on a quarter-on-quarter basis for four quarters now, of course with higher revenues this is more difficult to achieve. It will be interesting to see if growth rates can climb back to the rates it was experiencing two years ago.Comparing Amazon Web Services, Microsoft Intelligent Cloud and Google CloudThroughout the article I have provided insights on how these three businesses have performed on a financial basis and compared their growth rates, operating income margins, etc. Saying these I believe there are a couple interesting topics to help compare these cloud providers. The first one being the global footprint these businesses have, as with a more extensive footprint they will be able to reach more customers around the globe. For example, a noticeable trait where MSFT clearly has a competitive advantage compared to AMZN and GOOGL is the extensive global footprint MSFT has. As mentioned earlier Microsoft Azure has 60 geographic regions globally, this is significantly bigger numbers than AMZN and GOOGL which both have half of the geographic regions MSFT enjoys of. This extensive global footprint by MSFT was probably a driver for acquiring more customers worldwide. AMZN is clearly trying to catch up, announcing investments in 15 more availability zones and 5 more AWS regions. We can expect Google Cloud to make similar investments in order not to fall behind.Another great topic to discuss, is how these three companies are trying to get as many customers as possible, however it seems that the true gains that really move the needle are customers which are big companies. It is here where the cloud providers can derive significant bigger tickets and drive revenue growth. As an example, according to consultancy firm Contino, Netflix was said to be one of AMZN biggest spenders in the cloud with about $19 million back in 2020. A customer with this ticket size is really what moves the needle for these companies. As for MSFT, its biggest customer back in 2020 was Verizon with a ticket size of $80 million. Similarly, one of Google Cloud's biggest customers back in 2020 was NewsCorp deriving revenues of $41 million. Of course much has changed since 2020, however this can give a feel of how important big spenders are for these cloud providers.Finally, these companies are also trying to consolidate the market by acquiring companies in the space. For example during 2022, both MSFT and GOOGL made significant acquisition to bolster their cloud businesses. MSFT closed its $19.6 billion acquisition of Nuance Communications, while GOOGL closed it $5.4 billion acquisition of Mandiant. It should not come as a surprise if we keep seeing news of cloud computing companies being captured by these three leaders in the space.Cloud Computing Market OutlookBased on the comparative analysis of these three companies, it's clear that both AMZN and MSFT will increasingly depend on their cloud businesses to accelerate their revenue growth and earnings. At the same time, GOOGL will try to bolster its cloud segment and seek to become profitable. Despite being the clear leaders in the space, these companies will face robust competition from companies of the likes of IBM, ORCL, CRM, BABA, TCEHY, BIDU, etc.The pie will definitely get bigger with the global cloud computing market projected to reach over $1.2 trillion by 2027. From this, the Chinese cloud computing market alone is set to grow to $84 billion by 2026 and Asia Pacific as a whole is expected to reach $200 billion by 2024. In this region we have strong players such as BABA, TCEHY, BIDU and Huawei vying for market share, and of course we can expect these companies to try to expand their businesses all across the Asia Pacific region. Even though these companies are still relatively small compared to AMZN, GOOGL and MSFT, with time they can grow and start rivaling the US Giants.ConclusionThis article is mainly focused on the three biggest companies in the space, but I hope it brought the readers not only a better understanding of how important cloud computing is to these companies but to all the companies in the space. The cloud computing market truly offers attractive investment opportunities, as things currently stand, I believe MSFT holds a strong competitive advantage compared to most of the companies in the space. The reasons for this are the stable and growing revenues experienced by MSFT cloud computing segment, its high operating margins constantly above 40% as well as its advantage due to its extensive global footprint. This does not mean MSFT is the only investment opportunity, but it provides a certain security factor compared to other companies in the space. I recommend that investors consider looking more deeply into companies in the cloud computing space and consider the potential of gaining exposure to this growing market.Editor's Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.","news_type":1},"isVote":1,"tweetType":1,"viewCount":9,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9940741176,"gmtCreate":1678202483995,"gmtModify":1678202487549,"author":{"id":"4116569270341752","authorId":"4116569270341752","name":"valentia","avatar":"https://community-static.tradeup.com/news/aa5d9699efc00e79a23259af692754b7","crmLevel":4,"crmLevelSwitch":1},"themes":[],"htmlText":"Siow liao lor","listText":"Siow liao lor","text":"Siow liao lor","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9940741176","repostId":"1162345134","repostType":4,"repost":{"id":"1162345134","pubTimestamp":1678204028,"share":"https://www.laohu8.com/m/news/1162345134?lang=&edition=full","pubTime":"2023-03-07 23:47","market":"us","language":"en","title":"Powell Tells Congress Rates Will Likely Be Higher Than Previously Anticipated","url":"https://stock-news.laohu8.com/highlight/detail?id=1162345134","media":"Yahoo Finance","summary":"Federal Reserve Chair Jerome Powell told lawmakers on Tuesday interest rates are likely to rise more","content":"<html><head></head><body><p>Federal Reserve Chair Jerome Powell told lawmakers on Tuesday interest rates are likely to rise more than previously expected as the central bank works to bring down inflation, which remains stubbornly above the central bank&#39;s 2% target.</p><p>&#34;The latest economic data have come in stronger than expected, which suggests that the ultimate level of interest rates is likely to be higher than previously anticipated,&#34; Powell told the Senate Banking Committee in prepared remarks. &#34;If the totality of the data were to indicate that faster tightening is warranted, we would be prepared to increase the pace of rate hikes.&#34;</p><p>&#34;Although inflation has been moderating in recent months, the process of getting inflation back down to 2 percent has a long way to go and is likely to be bumpy,&#34; Powell added.</p><p>The latest Consumer Price Index report released last month showed prices rose 6.4% over the prior year in January, a slowdown from last summer&#39;s peak inflation rate of 9.1% but still well above the Fed&#39;s 2% target.</p><p>The Fed projected at its December policy meeting interest rates would need to rise to a range of 5%-5.25% this year, though Powell&#39;s comments now suggest rates will need to eventually rise above this level. Following the Fed&#39;s February policy decision, the central bank&#39;s benchmark interest rate stands in a range of 4.5%-4.75%.</p><p>The Fed chair said Tuesday policymakers will continue to make decisions on a meeting by meeting basis, and while Powell acknowledged the FOMC has slowed its pace of rate hikes he did not mention whether or not rate hikes would continue at that pace.</p><p>Powell noted that economic data from January on inflation, job growth, consumer spending, and manufacturing production have partly reversed course from the slowdown seen back in December.</p><p>Powell attributed some of the softening to unseasonably warm weather in January, but cautioned that the &#34;breadth of the reversal&#34; suggests inflation is running higher than expected. He reiterated the Fed still needs to see a drop in services inflation excluding housing to bring inflation down, which is likely to require a weaker job market.</p><p>In questioning on Tuesday, Senate Republicans are expected to focus in part on the Fed&#39;s reassessment of bank capital requirements following a letter sent by Republican Ranking Member Tim Scott (R-SC) to Chair Powell last week.</p><p>Senate Banking Chair Sherrod Brown (D-OH) will caution in his opening statement against raising interest rates too high, saying there are other ways to bring down prices than raising interest rates. Brown points to strengthening supply chains, boosting manufacturing in the U.S., and rebuilding infrastructure.</p><p>While &#34;there are times when the Fed must act … We cannot risk undermining one of the successes of our current economy,&#34; said Brown. &#34;For the first time in decades, workers are finally – finally – starting to get a little power. Unemployment is at a historic low — 3.4 percent. That’s not just a number. That means Americans have more opportunity and options, even in places that haven’t seen a lot of that in recent years.&#34;</p><p>In a hat tip to lawmakers’ concerns, Powell said in prepared remarks the Fed is &#34;acutely aware&#34; high inflation is causing &#34;significant hardship&#34; for Americans.</p><p>Echoing his hawkish speech from Jackson Hole back in August, Powell said: &#34;The historical record cautions strongly against prematurely loosening policy. We will stay the course until the job is done.&#34;</p></body></html>","source":"yahoofinance_sg","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Powell Tells Congress Rates Will Likely Be Higher Than Previously Anticipated</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPowell Tells Congress Rates Will Likely Be Higher Than Previously Anticipated\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-07 23:47 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/powell-tells-congress-rates-will-likely-be-higher-than-previously-anticipated-150011657.html><strong>Yahoo Finance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Federal Reserve Chair Jerome Powell told lawmakers on Tuesday interest rates are likely to rise more than previously expected as the central bank works to bring down inflation, which remains ...</p>\n\n<a href=\"https://finance.yahoo.com/news/powell-tells-congress-rates-will-likely-be-higher-than-previously-anticipated-150011657.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"source_url":"https://finance.yahoo.com/news/powell-tells-congress-rates-will-likely-be-higher-than-previously-anticipated-150011657.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1162345134","content_text":"Federal Reserve Chair Jerome Powell told lawmakers on Tuesday interest rates are likely to rise more than previously expected as the central bank works to bring down inflation, which remains stubbornly above the central bank's 2% target.\"The latest economic data have come in stronger than expected, which suggests that the ultimate level of interest rates is likely to be higher than previously anticipated,\" Powell told the Senate Banking Committee in prepared remarks. \"If the totality of the data were to indicate that faster tightening is warranted, we would be prepared to increase the pace of rate hikes.\"\"Although inflation has been moderating in recent months, the process of getting inflation back down to 2 percent has a long way to go and is likely to be bumpy,\" Powell added.The latest Consumer Price Index report released last month showed prices rose 6.4% over the prior year in January, a slowdown from last summer's peak inflation rate of 9.1% but still well above the Fed's 2% target.The Fed projected at its December policy meeting interest rates would need to rise to a range of 5%-5.25% this year, though Powell's comments now suggest rates will need to eventually rise above this level. Following the Fed's February policy decision, the central bank's benchmark interest rate stands in a range of 4.5%-4.75%.The Fed chair said Tuesday policymakers will continue to make decisions on a meeting by meeting basis, and while Powell acknowledged the FOMC has slowed its pace of rate hikes he did not mention whether or not rate hikes would continue at that pace.Powell noted that economic data from January on inflation, job growth, consumer spending, and manufacturing production have partly reversed course from the slowdown seen back in December.Powell attributed some of the softening to unseasonably warm weather in January, but cautioned that the \"breadth of the reversal\" suggests inflation is running higher than expected. He reiterated the Fed still needs to see a drop in services inflation excluding housing to bring inflation down, which is likely to require a weaker job market.In questioning on Tuesday, Senate Republicans are expected to focus in part on the Fed's reassessment of bank capital requirements following a letter sent by Republican Ranking Member Tim Scott (R-SC) to Chair Powell last week.Senate Banking Chair Sherrod Brown (D-OH) will caution in his opening statement against raising interest rates too high, saying there are other ways to bring down prices than raising interest rates. Brown points to strengthening supply chains, boosting manufacturing in the U.S., and rebuilding infrastructure.While \"there are times when the Fed must act … We cannot risk undermining one of the successes of our current economy,\" said Brown. \"For the first time in decades, workers are finally – finally – starting to get a little power. Unemployment is at a historic low — 3.4 percent. That’s not just a number. That means Americans have more opportunity and options, even in places that haven’t seen a lot of that in recent years.\"In a hat tip to lawmakers’ concerns, Powell said in prepared remarks the Fed is \"acutely aware\" high inflation is causing \"significant hardship\" for Americans.Echoing his hawkish speech from Jackson Hole back in August, Powell said: \"The historical record cautions strongly against prematurely loosening policy. We will stay the course until the job is done.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":1,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}