Opinions from "experts" very varied; no sure win formula. Prefer having a few strong stocks with consistent dividend payouts; avoid "risky" stocks with likely sudden high gain / loss.
Remember growing up with Post Office Savings Bank (POSB was subsequently acquired by DBS) which has very good national campaigns to help cultivate saving habits from young age and then save-as-you-earn. Nice to have some savings as source of fund for various investment options and lately into stocks with Tiger brokers. Look forward to continue trade and invest in strong banks like $DBS GROUP HOLDINGS LTD(D05.SI)$ , $OVERSEA-CHINESE BANKING CORP(O39.SI)$ and $UNITED OVERSEAS BANK LIMITED(U11.SI)$ which are really good stocks with proven track record of reliable dividend payout to save more for retirement.//
@MillionaireTiger:【Thursday Special】Have Your Life Experiences Ignited Your Interest in Specific Stocks?
Still expect high volatility in 2024, go for strong stocks that pay consistent dividends. One good choice is DBS: high trading volume with regular qtrly dividends and potential bonus dividend will trigger up price.
Work hard, save and invest towards 2k/mth in retirement.. inflation and expensive medical nursing care for IFM means no early retirement and cant wait for annuity payouts.