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2023-12-01

Good tips.

Ignore Nvidia: Here Are 3 Better Stocks

2023-12-09

If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.

2023-12-10

Thanks for detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.

How To Invest $100,000 Today In A Sleep Well Portfolio

2023-12-05

Keeping an eye on this.

RedHill secures funding for Phase 2 study of COVID-19 treatment

Go to Tiger App to see more news

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Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.&nbsp;","listText":"Thanks for&nbsp; detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.&nbsp;","text":"Thanks for detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/250584258953496","repostId":"2390181028","repostType":2,"repost":{"id":"2390181028","kind":"highlight","pubTimestamp":1702130400,"share":"https://ttm.financial/m/news/2390181028?lang=&edition=fundamental","pubTime":"2023-12-09 22:00","market":"us","language":"en","title":"How To Invest $100,000 Today In A Sleep Well Portfolio","url":"https://stock-news.laohu8.com/highlight/detail?id=2390181028","media":"seekingalpha","summary":"The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at night, this article is for you.The market has been rallying for some time now. Will the bull rally continue in 2024?This article addresses some of the questions and recommends how to invest fresh capital.   Galeanu Mihai Markets are continuing their recovery and shooting for another rally. In fact, the S&P 500  gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility of a recession over?Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024?How long are interest rates going to remain high?","content":"<html><body><ul><li>The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.</li><li>If the volatility of the stock market keeps you awake at night, this article is for you.</li><li>The market has been rallying for some time now. Will the bull rally continue in 2024? This article addresses some of the questions and recommends how to invest fresh capital.</li></ul><p><figure><picture> <img height=\"937px\" loading=\"lazy\" sizes=\"(max-width: 768px) calc(100vw - 36px), (max-width: 1024px) calc(100vw - 132px), (max-width: 1200px) calc(66.6vw - 72px), 600px\" src=\"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w750\" srcset=\"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1536 1536w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1280 1280w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1080 1080w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w750 750w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w640 640w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w480 480w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w320 320w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w240 240w\" width=\"1536px\"/> </picture><figcaption> <p>Galeanu Mihai</p></figcaption></figure></p> <p>Markets are continuing their recovery and shooting for another rally. In fact, the S&amp;P 500 (SP500) gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility<span> of a recession over? Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024? How long are interest rates going to remain high? None of these questions can be answered with any degree of certainty at this time. However, we can talk in terms of probabilities. It does appear that there are more chances for the market to continue to go higher than lower in 2024; however, the positive growth will certainly not<span> come in a straight line.</span></span></p> <p>In this backdrop, a lot of investors cannot decide if this is a good time to invest. Since no one can predict the future direction of the market, it is best to invest in many small lots over a period of time instead of one lump sum. We believe it is not wise to keep large amounts of cash as it does no good and keeps losing its value due to inflation. So, we are going to present a portfolio here that not only promises to provide decent growth over and above the rate of inflation but is also likely to resist deep drawdowns in a recession or big correction. That's why we call it the Sleep Well portfolio. We also call it the Near-Perfect Portfolio strategy. The portfolio can be used both for income or for pure capital compounding.</p> <p><em>Note: NPP strategy is also part of our Marketplace service, \"High-Income DIY Portfolios.\" However, from time to time, we like to share details about this strategy with a wider audience. </em><em>We will provide an overview and comparison of the back-tested performance of our NPP strategy with the S&amp;P 500. In the later section, we will provide a sample NPP 3-bucket portfolio. We also will provide guidelines on how to allocate, for example, $100,00 to an NPP strategy.</em></p> <h2><strong>NPP (Near Perfect Portfolio) Strategy: A Combination of The Divergent Strategies:</strong></h2> <p>The main features of this strategy are as follows:</p> <ul> <li>Invest nearly half of the capital in a time-tested DGI, i.e., Dividend Growth buy-and-hold portfolio. What stocks you choose will depend upon many factors, such as your time in the market, income needs, and, above all, risk tolerance.</li> <li>A small portfolio of Income securities to provide high income. This will boost the income of the overall portfolio to 5% - 6%. If you do not need income, you could skip this altogether or modify it as per your goals.</li> <li>A recession and correction-proof strategy that has an inbuilt hedging mechanism (without ongoing cost). Unlike cash, bonds, or Treasuries, this bucket will not be short on growth.</li> </ul> <h3><strong>How to invest $100,000 today in the NPP Strategy (aka Sleep Well Portfolio)?</strong></h3> <p>If you are looking to invest a large sum in any investment, especially in the stock market, it is natural to have some doubts about the timing. There are some questions that you are going to ask yourself:</p> <ul> <li>Is it the right time to invest in the market?</li> <li>Is the market overvalued or undervalued?</li> <li>What if the market takes a deep dive in the near future?</li> <li>Is it better to invest in one go or gradually over a period of time?</li> <li>How do you diversify, and which stocks do you invest in?</li> </ul> <p>Obviously, it is not easy or straightforward to answer all these questions. Also, the answers will vary based on the individual situations.</p> <p>However, what we are going to provide here is a roadmap of what strategies you could deploy to safeguard your investments while ensuring that your capital earns you a decent amount of income and growth over time. The strategy we recommend is a multi-bucket portfolio. We will also suggest allocations to different buckets; however, you should adjust those allocations according to your situation, goals, and needs.</p> <p>Bucket 1: DGI Bucket (Allocation – 40% - 50% of the assets)</p> <p>Bucket 2: Rotational Bucket (Allocation - 35% - 45% of the asset)</p> <p>Bucket 3: CEF High-Income Bucket (Allocation - 15% -25% of the assets).</p> <p>Alternate Bucket 3: Writing Options using Covered-CALLs or Cash-secured PUTs (to generate 10% income).</p> <p><em>Note: We are not going to cover the details of \"Alternate Bucket 3\" in this article, as it would require its own separate article. However, for folks who are interested in knowing more about this, please follow our monthly article on Options. Here is the link to our </em><em>most recent article</em><em>.</em></p> <h4><strong>Bucket-1: DGI-Core</strong></h4> <p>The goals of the DGI Bucket are simple enough. They include a dividend income of 3% (or higher) and total returns in line with the broader market. Also, this bucket should target lower volatility, roughly 2/3<sup>rd</sup> of the broader market.</p> <h4><strong>Dividend ETFs Option:</strong></h4> <p>Let's assume you are a passive investor and do not have the time or inclination to pick individual stocks. In that case, dividend-focused ETFs are your best options. In one single stroke, they can provide you with wide enough diversification. However, we believe you should select at least three individual ETFs to provide you with much better diversification and flexibility.</p> <p>One of our favorites in dividend ETFs is Schwab U.S. Dividend Equity ETF (SCHD). We also like Vanguard dividend ETFs, VYM, and VIG. All three have very low expense ratios and, together, can provide very decent diversification, yield, and growth. The only negative here will be some duplication in the individual holdings of three ETFs.</p> <ul> <li>Schwab U.S. Dividend Equity ETF (SCHD)</li> <li>Vanguard High Dividend Fund ETF (VYM)</li> <li>Vanguard Dividend Appreciation Fund ETF (VIG)</li> </ul> <p>Table 1:</p> <span><span><span></span><table> <tr> <td><p>ETF symbol</p></td> <td><p>ETF Name</p></td> <td><p>Exp/ fee</p></td> <td><p>Dividend Yield</p></td> <td><p>No of holdings</p></td> <td><p>10-Year CAGR*</p></td> </tr> <tr> <td><p>SCHD</p></td> <td><p>Schwab U.S. Dividend Equity ETF</p></td> <td><p>0.06%</p></td> <td><p>2.62%</p></td> <td><p>104</p></td> <td><p>10.77%</p></td> </tr> <tr> <td><p>VYM</p></td> <td><p>Vanguard High Dividend Fund ETF</p></td> <td><p>0.06%</p></td> <td><p>3.11%</p></td> <td><p>455</p></td> <td><p>9.21%</p></td> </tr> <tr> <td><p>VIG</p></td> <td><p>Vanguard Dividend Appreciation Fund</p></td> <td><p>0.06%</p></td> <td><p>1.91%</p></td> <td><p>317</p></td> <td><p>10.62%</p></td> </tr> </table> <span></span></span><button><svg viewbox=\"0 0 16 16\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\" fill-rule=\"evenodd\"></path></svg>Click to enlarge</button></span> <h4><strong>Dividend Stocks portfolio:</strong></h4> <p>If you are an active investor and like to pick and hold individual stocks for long durations, then it is a much better option to form a portfolio of individual stocks. The process is not complicated, and there could be many ways to go about it. We are going to provide a sample portfolio filled with solid, blue-chip dividend stocks, especially the ones that have a record of paying and growing dividends for the last five years.</p> <p>What if we take the top 10 holdings of the three ETFs mentioned in the prior section and weed out any duplicates? We just did that and were left with 21 names after removing nine duplicates.</p> <p>Duplicates among three ETFs (Top 10 holdings): ABBV, AVGO (3 times), HD, JNJ, JPM, MRK, PG, XOM.</p> <p>This portfolio of 21 names is presented below:</p> <p><strong>Portfolio of 21 Stocks:</strong></p> <p>Apple (AAPL) AbbVie (ABBV), Amgen (AMGN), Broadcom (AVGO), BlackRock (BLK), Chevron (CVX), Home Depot (HD), Johnson &amp; Johnson (JNJ), JPMorgan Chase (JPM), Coca-Cola (KO), Mastercard (MA), Merck (MRK), Microsoft Corp (MSFT), PepsiCo, Inc. (PEP), Procter &amp; Gamble (PG), Texas Instruments (TXN),, UnitedHealth Group (UNH), <a href=\"https://laohu8.com/S/V\">Visa</a> (V), Verizon Communications (VZ), Walmart (WMT), Exxon Mobil (XOM).</p> <p>Table-2:</p> <p><figure contenteditable=\"false\"><picture> <img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-1701832341657946.png\"/> </picture><figcaption><p><span>Author</span></p></figcaption></figure></p> <h4><strong>Bucket-2: Rotational Bucket</strong></h4> <p>This bucket is our hedging bucket. But it is not short on growth either; in fact, it is the opposite. So, why do we need a hedging mechanism? Well, we always need to protect our capital from deep drawdowns. If a portfolio loses 50% in a deep recession, it will need to recover by 100% just to get even with previous levels, and this can take a long time. Investors who actually experienced the 2008-2009 (or the dot com bubble) realize how long it can take to recover. Moreover, some folks do even worse as they end up selling at the worst time and don't get back until it is quite late in the game.</p> <p>So, hedging is very important to limit your losses in the case of a deep drawdown. But, most hedging mechanisms are expensive and have an ongoing cost that must be paid that cuts into the growth of your portfolio. That's why we recommend a Rotational portfolio to protect you from the downside while providing market-matching or market-beating performance. The best part is that it has no ongoing cost. The only downside is that it is an active portfolio and requires regular swapping of certain securities. The usual frequency of trading is on a monthly basis. The good thing is there are usually no trading costs/commissions these days.</p> <p>The goals of this bucket are:</p> <ul> <li>Limited drawdowns and preserving capital</li> <li>Decent to high growth</li> <li>Provide sustainable income that can be withdrawn without harming the long-term growth of the portfolio.</li> </ul> <p><em>Note: Since Rotation strategies involve frequent trading, they work best inside a tax-deferred account, like an IRA account.</em></p> <h3><strong>Rotation Strategy – Multi-Asset Strategy:</strong></h3> <p>In a Rotation strategy, the first step is to select a pool of securities that are likely to perform in variance to each other under different market conditions. So, in this case, we select three (or four) securities from different asset classes. In our example, these are high-growth stock index, gold, and Treasuries. In the second option of this model, we will also include CASH as an asset class. Now, every month, we will compare the performance of these securities over a certain time -period (in this example, three months) and select only one top-performing security for investment for the next month. The performance is taken from \"total returns,\" including any distributions. Three securities that make up our pool are:</p> <ul> <li>Invesco QQQ Trust (QQQ),</li> <li><a href=\"https://laohu8.com/S/EEMA\">iShares</a> 20+ Year Treasury Bond ETF (TLT),</li> <li>SPDR Gold Shares (GLD).</li> </ul> <p>In the second option, we will also include CASH (same as money-market fund).</p> <p>Presented below is the back-tested performance comparison of the model portfolio in comparison with the S&amp;P500. The comparison period is from Jan. 2006 until Nov. 30th<sup> </sup>2023, spanning almost 18 years.</p> <p>Table-3:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-1701832341862748.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p>Chart-1:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323417155755.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p><strong>Option-2:</strong></p> <p>Highly conservative investors could add another asset class, Cash (or Money market fund), to the list of securities and select any two (instead of just one) top-performing securities for investment every month. This will help bring down the drawdowns but will also result in slightly lower returns. Here is the comparison of two options (from year 2006 to Nov 2023):</p> <p>Table-3B:</p> <span><span><span></span><table> <tr> <td> </td> <td><p>QQQ-GLD-TLT Option</p></td> <td><p>QQQ-GLD-TLT-Cash Option</p></td> <td><p>S&amp;P500</p></td> </tr> <tr> <td><p>Pool of Securities</p></td> <td><p>Three</p></td> <td><p>Four</p></td> <td><p>Index ETF</p></td> </tr> <tr> <td><p>Number of securities being held every month</p></td> <td><p>ONE (Top Performing</p></td> <td><p>TWO (Top performing)</p></td> <td><p>Buy-and-hold</p></td> </tr> <tr> <td><p>CAGR (From Jan. 2006 – Nov 2023)</p></td> <td><p>11.79%</p></td> <td><p>10.69%</p></td> <td><p>9.54%</p></td> </tr> <tr> <td><p>Max. Drawdown</p></td> <td><p>-25.44%</p></td> <td><p>-14.99%</p></td> <td><p>-50.97%</p></td> </tr> <tr> <td><p>Best year (return)</p></td> <td><p>38.14%</p></td> <td><p>31.19%</p></td> <td><p>32.18%</p></td> </tr> <tr> <td><p>Worst year (return)</p></td> <td><p>-12.19%</p></td> <td><p>-8.00%</p></td> <td><p>-37.02%</p></td> </tr> <tr> <td><p>Stock Market Co-relation</p></td> <td><p>0.30</p></td> <td><p>0.30</p></td> <td><p>1.00</p></td> </tr> </table> <span></span></span><button><svg viewbox=\"0 0 16 16\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\" fill-rule=\"evenodd\"></path></svg>Click to enlarge</button></span> <h4><strong>Bucket-3: CEF High Income Bucket</strong></h4> <p>Our long-time readers know that we like to include this INCOME-oriented bucket in the mix. However, it is not for everyone. If you are relatively young and have a secure career ahead of you, you do not need income; you could just skip this. But if you are retired or going to retire in a few years, and income is important for your peace of mind, then this bucket is for you. In your retirement, the last thing you want to do is make guesswork every few months as to which stocks to sell to raise income. It is prone to emotions and mistakes.</p> <p>Goals:</p> <ul> <li>8% (or higher) reliable income.</li> <li>10% plus total returns over the long term.</li> </ul> <p>The biggest risk from this bucket is that it may not provide much growth over and above 8% income. But this can be mitigated to some extent by re-investing roughly 25% of the income back into the funds.</p> <p><em>Note: Please note that many of these instruments involve leverage, and leverage can lead to higher risk and volatility.</em></p> <p>This bucket could invest in all types of high-income investment securities while making sure that there is enough diversification in terms of asset class.</p> <ul> <li>CEFs (Closed-end funds),</li> <li>REITs (Real Estate Investment Trusts),</li> <li>mREITs (Mortgage REITs),</li> <li>BDCs (Business Development Companies), and</li> <li>MLPs (Master Limited Partnerships).</li> </ul> <p>Though some investors like to time the entry and exit in the CEFs, our focus in this article is to select one fund from every asset class that is also one of the best funds in its asset class. It is recommended that we build our positions in multiple lots (maybe three lots) and not be overly concerned about the entry price for the first lot. For the subsequent lots, you could analyze the price, discounts, and other factors. That said, at this point, the CEFs are not overvalued in general. Sure, they were much better priced a couple of months ago. In our list below, there are 10 CEFs and one BDC (Business Dev Co).</p> <p>The funds/securities in order of asset class are: (ARCC), (CHI), (PDI), (BDJ), (THW), (UTF), (PDT), (RQI), (BST), (USA), (UTG).</p> <p>Table-4:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323418403533.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <h4><strong>Multi-basket NPP Strategy Performance during the last 18 years:</strong></h4> <p>We will combine the performance of the above three buckets during the past 18 years. The past 18 years did include many corrections, a financial crisis and a pandemic (kind we had not seen in many decades), and a rising interest rate regime of the last two years. You can see how different baskets can counterbalance each other in times of crisis. A comparison with the S&amp;P500 is also provided.</p> <p>To provide some perspective, we will now compare the performance and drawdowns of the recent (and not-so-recent) corrections and recessions. Before we do that, we will make some changes to the DGI portfolio. We know a few stocks in the DGI portfolio had an outsized performance in the last 10 years. They are AAPL, MA, V, and AVGO. So, we removed these four stocks to avoid any bias and see how the rest of them performed. It is quite obvious that the rest of the stocks were already established DGI stocks (not growth stocks) back in 2006.</p> <p>Here is the performance of our three buckets separately and the S&amp;P500, assuming equal amounts were invested in all of them, starting 2006.</p> <p>Chart 2:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323417500546.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p>As you can see, from 2006 until 2015, the Rotation bucket did very well; however, DGI performed better between 2016 and 2022. The CEF bucket performed almost in sync with the S&amp;P500 but a percentage point higher than the S&amp;P500. The point we are trying to make is that three baskets are going to perform differently during different time spans and, as a whole, provide lower volatility and drawdowns and better overall returns.</p> <p>Now, let’s see the combined performance of 3-Buckets as compared to the S&amp;P500 for the entire 18-year period (excluding AAPL, AVGO, MA, and V from the DGI bucket).</p> <p>Chart 3:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323420401065.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p><em>** The combined 3-Basket NPP performance assumes a 45% allocation to DGI, 40% to Rotation, and 15% to a CEF portfolio.</em></p> <h2><strong>Concluding Thoughts</strong></h2> <p>As usual, the market is giving contradictory signals. On the one hand, we have just witnessed a mini-rally this past month, and there is a lot of talk of the rally to continue in 2024. The bull case makes some sense based on the fact that the economy has shown resilience in spite of the high-interest rates for some time now. Also, we are closer to the beginning of rate cuts or at least no further rate increases in 2024. Even though the Fed is still talking hawkish, if history is any indication, they can turn dovish overnight if they see any trouble ahead. All that said, not everything is that rosy. It is also possible that the Fed can overshoot and keep the rates high for too long and kill the economy in the process. Further, the geo-political situation in the world is certainly not at its best. So, no wonder predictions are just that, predictions.</p> <div></div> <p>That's why it is important to have an investment approach that can provide comfort in knowing that it can handle all kinds of situations with relative calmness. In this article, we have presented a multi-basket approach that is highly diversified and reasonably conservative, which would provide lower volatility, lower drawdowns, and decent growth. That said, the strategy is not immune to deep corrections or recessions but will still strive to provide half the volatility and drawdowns.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>How To Invest $100,000 Today In A Sleep Well Portfolio</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHow To Invest $100,000 Today In A Sleep Well Portfolio\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-09 22:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at ...</p>\n\n<a href=\"https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg","relate_stocks":{"BST":"BlackRock Science and Technology Trust","RQI":"Cohen & Steers Quality Income Realty Fund","JPM":"摩根大通","TXN":"德州仪器","SCHD":"Schwab US Dividend Equity ETF","MSFT":"微软","PG":"宝洁","LU":"陆金所","PDI":"PIMCO Dynamic Income Fund","BLK":"贝莱德","ABBV":"艾伯维公司","USA":"Liberty All-Star Equity Fund","FDN":"First Trust Dow Jones Internet I","PDT":"约翰汉考克爱国者基金","AVGO":"博通","AMGN":"安进","THW":"Tekla World Healthcare Fund Shares of Beneficial Interest","PEP":"百事可乐","VZ":"威瑞森","VYM":"红利股ETF-Vanguard","WMT":"沃尔玛","XOM":"埃克森美孚","AAPL":"苹果","QQQ":"纳指100ETF","UNH":"联合健康","TLT":"20+年以上美国国债ETF-iShares","HD":"家得宝","MA":"万事达","GLD":"SPDR黄金ETF","V":"Visa","VIG":"股利增长指数ETF-Vanguard","UTF":"Cohen & Steers Infrastructure","KO":"可口可乐","CHI":"CHI基金","CVX":"雪佛龙","BDJ":"BlackRock Enhanced Dividend Achi","UTG":"Reaves 公用事业收益基金","JNJ":"强生","MRK":"默沙东","ARCC":"阿瑞斯"},"source_url":"https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2390181028","content_text":"The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at night, this article is for you.The market has been rallying for some time now. Will the bull rally continue in 2024? This article addresses some of the questions and recommends how to invest fresh capital.   Galeanu Mihai Markets are continuing their recovery and shooting for another rally. In fact, the S&P 500 (SP500) gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility of a recession over? Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024? How long are interest rates going to remain high? None of these questions can be answered with any degree of certainty at this time. However, we can talk in terms of probabilities. It does appear that there are more chances for the market to continue to go higher than lower in 2024; however, the positive growth will certainly not come in a straight line. In this backdrop, a lot of investors cannot decide if this is a good time to invest. Since no one can predict the future direction of the market, it is best to invest in many small lots over a period of time instead of one lump sum. We believe it is not wise to keep large amounts of cash as it does no good and keeps losing its value due to inflation. So, we are going to present a portfolio here that not only promises to provide decent growth over and above the rate of inflation but is also likely to resist deep drawdowns in a recession or big correction. That's why we call it the Sleep Well portfolio. We also call it the Near-Perfect Portfolio strategy. The portfolio can be used both for income or for pure capital compounding. Note: NPP strategy is also part of our Marketplace service, \"High-Income DIY Portfolios.\" However, from time to time, we like to share details about this strategy with a wider audience. We will provide an overview and comparison of the back-tested performance of our NPP strategy with the S&P 500. In the later section, we will provide a sample NPP 3-bucket portfolio. We also will provide guidelines on how to allocate, for example, $100,00 to an NPP strategy. NPP (Near Perfect Portfolio) Strategy: A Combination of The Divergent Strategies: The main features of this strategy are as follows:  Invest nearly half of the capital in a time-tested DGI, i.e., Dividend Growth buy-and-hold portfolio. What stocks you choose will depend upon many factors, such as your time in the market, income needs, and, above all, risk tolerance. A small portfolio of Income securities to provide high income. This will boost the income of the overall portfolio to 5% - 6%. If you do not need income, you could skip this altogether or modify it as per your goals. A recession and correction-proof strategy that has an inbuilt hedging mechanism (without ongoing cost). Unlike cash, bonds, or Treasuries, this bucket will not be short on growth.  How to invest $100,000 today in the NPP Strategy (aka Sleep Well Portfolio)? If you are looking to invest a large sum in any investment, especially in the stock market, it is natural to have some doubts about the timing. There are some questions that you are going to ask yourself:  Is it the right time to invest in the market? Is the market overvalued or undervalued? What if the market takes a deep dive in the near future? Is it better to invest in one go or gradually over a period of time? How do you diversify, and which stocks do you invest in?  Obviously, it is not easy or straightforward to answer all these questions. Also, the answers will vary based on the individual situations. However, what we are going to provide here is a roadmap of what strategies you could deploy to safeguard your investments while ensuring that your capital earns you a decent amount of income and growth over time. The strategy we recommend is a multi-bucket portfolio. We will also suggest allocations to different buckets; however, you should adjust those allocations according to your situation, goals, and needs. Bucket 1: DGI Bucket (Allocation – 40% - 50% of the assets) Bucket 2: Rotational Bucket (Allocation - 35% - 45% of the asset) Bucket 3: CEF High-Income Bucket (Allocation - 15% -25% of the assets). Alternate Bucket 3: Writing Options using Covered-CALLs or Cash-secured PUTs (to generate 10% income). Note: We are not going to cover the details of \"Alternate Bucket 3\" in this article, as it would require its own separate article. However, for folks who are interested in knowing more about this, please follow our monthly article on Options. Here is the link to our most recent article. Bucket-1: DGI-Core The goals of the DGI Bucket are simple enough. They include a dividend income of 3% (or higher) and total returns in line with the broader market. Also, this bucket should target lower volatility, roughly 2/3rd of the broader market. Dividend ETFs Option: Let's assume you are a passive investor and do not have the time or inclination to pick individual stocks. In that case, dividend-focused ETFs are your best options. In one single stroke, they can provide you with wide enough diversification. However, we believe you should select at least three individual ETFs to provide you with much better diversification and flexibility. One of our favorites in dividend ETFs is Schwab U.S. Dividend Equity ETF (SCHD). We also like Vanguard dividend ETFs, VYM, and VIG. All three have very low expense ratios and, together, can provide very decent diversification, yield, and growth. The only negative here will be some duplication in the individual holdings of three ETFs.  Schwab U.S. Dividend Equity ETF (SCHD) Vanguard High Dividend Fund ETF (VYM) Vanguard Dividend Appreciation Fund ETF (VIG)  Table 1:   ETF symbol ETF Name Exp/ fee Dividend Yield No of holdings 10-Year CAGR*   SCHD Schwab U.S. Dividend Equity ETF 0.06% 2.62% 104 10.77%   VYM Vanguard High Dividend Fund ETF 0.06% 3.11% 455 9.21%   VIG Vanguard Dividend Appreciation Fund 0.06% 1.91% 317 10.62%   Click to enlarge Dividend Stocks portfolio: If you are an active investor and like to pick and hold individual stocks for long durations, then it is a much better option to form a portfolio of individual stocks. The process is not complicated, and there could be many ways to go about it. We are going to provide a sample portfolio filled with solid, blue-chip dividend stocks, especially the ones that have a record of paying and growing dividends for the last five years. What if we take the top 10 holdings of the three ETFs mentioned in the prior section and weed out any duplicates? We just did that and were left with 21 names after removing nine duplicates. Duplicates among three ETFs (Top 10 holdings): ABBV, AVGO (3 times), HD, JNJ, JPM, MRK, PG, XOM. This portfolio of 21 names is presented below: Portfolio of 21 Stocks: Apple (AAPL) AbbVie (ABBV), Amgen (AMGN), Broadcom (AVGO), BlackRock (BLK), Chevron (CVX), Home Depot (HD), Johnson & Johnson (JNJ), JPMorgan Chase (JPM), Coca-Cola (KO), Mastercard (MA), Merck (MRK), Microsoft Corp (MSFT), PepsiCo, Inc. (PEP), Procter & Gamble (PG), Texas Instruments (TXN),, UnitedHealth Group (UNH), Visa (V), Verizon Communications (VZ), Walmart (WMT), Exxon Mobil (XOM). Table-2:   Author Bucket-2: Rotational Bucket This bucket is our hedging bucket. But it is not short on growth either; in fact, it is the opposite. So, why do we need a hedging mechanism? Well, we always need to protect our capital from deep drawdowns. If a portfolio loses 50% in a deep recession, it will need to recover by 100% just to get even with previous levels, and this can take a long time. Investors who actually experienced the 2008-2009 (or the dot com bubble) realize how long it can take to recover. Moreover, some folks do even worse as they end up selling at the worst time and don't get back until it is quite late in the game. So, hedging is very important to limit your losses in the case of a deep drawdown. But, most hedging mechanisms are expensive and have an ongoing cost that must be paid that cuts into the growth of your portfolio. That's why we recommend a Rotational portfolio to protect you from the downside while providing market-matching or market-beating performance. The best part is that it has no ongoing cost. The only downside is that it is an active portfolio and requires regular swapping of certain securities. The usual frequency of trading is on a monthly basis. The good thing is there are usually no trading costs/commissions these days. The goals of this bucket are:  Limited drawdowns and preserving capital Decent to high growth Provide sustainable income that can be withdrawn without harming the long-term growth of the portfolio.  Note: Since Rotation strategies involve frequent trading, they work best inside a tax-deferred account, like an IRA account. Rotation Strategy – Multi-Asset Strategy: In a Rotation strategy, the first step is to select a pool of securities that are likely to perform in variance to each other under different market conditions. So, in this case, we select three (or four) securities from different asset classes. In our example, these are high-growth stock index, gold, and Treasuries. In the second option of this model, we will also include CASH as an asset class. Now, every month, we will compare the performance of these securities over a certain time -period (in this example, three months) and select only one top-performing security for investment for the next month. The performance is taken from \"total returns,\" including any distributions. Three securities that make up our pool are:  Invesco QQQ Trust (QQQ), iShares 20+ Year Treasury Bond ETF (TLT), SPDR Gold Shares (GLD).  In the second option, we will also include CASH (same as money-market fund). Presented below is the back-tested performance comparison of the model portfolio in comparison with the S&P500. The comparison period is from Jan. 2006 until Nov. 30th 2023, spanning almost 18 years. Table-3: Author Chart-1: Author Option-2: Highly conservative investors could add another asset class, Cash (or Money market fund), to the list of securities and select any two (instead of just one) top-performing securities for investment every month. This will help bring down the drawdowns but will also result in slightly lower returns. Here is the comparison of two options (from year 2006 to Nov 2023): Table-3B:     QQQ-GLD-TLT Option QQQ-GLD-TLT-Cash Option S&P500   Pool of Securities Three Four Index ETF   Number of securities being held every month ONE (Top Performing TWO (Top performing) Buy-and-hold   CAGR (From Jan. 2006 – Nov 2023) 11.79% 10.69% 9.54%   Max. Drawdown -25.44% -14.99% -50.97%   Best year (return) 38.14% 31.19% 32.18%   Worst year (return) -12.19% -8.00% -37.02%   Stock Market Co-relation 0.30 0.30 1.00   Click to enlarge Bucket-3: CEF High Income Bucket Our long-time readers know that we like to include this INCOME-oriented bucket in the mix. However, it is not for everyone. If you are relatively young and have a secure career ahead of you, you do not need income; you could just skip this. But if you are retired or going to retire in a few years, and income is important for your peace of mind, then this bucket is for you. In your retirement, the last thing you want to do is make guesswork every few months as to which stocks to sell to raise income. It is prone to emotions and mistakes. Goals:  8% (or higher) reliable income. 10% plus total returns over the long term.  The biggest risk from this bucket is that it may not provide much growth over and above 8% income. But this can be mitigated to some extent by re-investing roughly 25% of the income back into the funds. Note: Please note that many of these instruments involve leverage, and leverage can lead to higher risk and volatility. This bucket could invest in all types of high-income investment securities while making sure that there is enough diversification in terms of asset class.  CEFs (Closed-end funds), REITs (Real Estate Investment Trusts), mREITs (Mortgage REITs), BDCs (Business Development Companies), and MLPs (Master Limited Partnerships).  Though some investors like to time the entry and exit in the CEFs, our focus in this article is to select one fund from every asset class that is also one of the best funds in its asset class. It is recommended that we build our positions in multiple lots (maybe three lots) and not be overly concerned about the entry price for the first lot. For the subsequent lots, you could analyze the price, discounts, and other factors. That said, at this point, the CEFs are not overvalued in general. Sure, they were much better priced a couple of months ago. In our list below, there are 10 CEFs and one BDC (Business Dev Co). The funds/securities in order of asset class are: (ARCC), (CHI), (PDI), (BDJ), (THW), (UTF), (PDT), (RQI), (BST), (USA), (UTG). Table-4: Author Multi-basket NPP Strategy Performance during the last 18 years: We will combine the performance of the above three buckets during the past 18 years. The past 18 years did include many corrections, a financial crisis and a pandemic (kind we had not seen in many decades), and a rising interest rate regime of the last two years. You can see how different baskets can counterbalance each other in times of crisis. A comparison with the S&P500 is also provided. To provide some perspective, we will now compare the performance and drawdowns of the recent (and not-so-recent) corrections and recessions. Before we do that, we will make some changes to the DGI portfolio. We know a few stocks in the DGI portfolio had an outsized performance in the last 10 years. They are AAPL, MA, V, and AVGO. So, we removed these four stocks to avoid any bias and see how the rest of them performed. It is quite obvious that the rest of the stocks were already established DGI stocks (not growth stocks) back in 2006. Here is the performance of our three buckets separately and the S&P500, assuming equal amounts were invested in all of them, starting 2006. Chart 2: Author As you can see, from 2006 until 2015, the Rotation bucket did very well; however, DGI performed better between 2016 and 2022. The CEF bucket performed almost in sync with the S&P500 but a percentage point higher than the S&P500. The point we are trying to make is that three baskets are going to perform differently during different time spans and, as a whole, provide lower volatility and drawdowns and better overall returns. Now, let’s see the combined performance of 3-Buckets as compared to the S&P500 for the entire 18-year period (excluding AAPL, AVGO, MA, and V from the DGI bucket). Chart 3: Author ** The combined 3-Basket NPP performance assumes a 45% allocation to DGI, 40% to Rotation, and 15% to a CEF portfolio. Concluding Thoughts As usual, the market is giving contradictory signals. On the one hand, we have just witnessed a mini-rally this past month, and there is a lot of talk of the rally to continue in 2024. The bull case makes some sense based on the fact that the economy has shown resilience in spite of the high-interest rates for some time now. Also, we are closer to the beginning of rate cuts or at least no further rate increases in 2024. Even though the Fed is still talking hawkish, if history is any indication, they can turn dovish overnight if they see any trouble ahead. All that said, not everything is that rosy. It is also possible that the Fed can overshoot and keep the rates high for too long and kill the economy in the process. Further, the geo-political situation in the world is certainly not at its best. So, no wonder predictions are just that, predictions.  That's why it is important to have an investment approach that can provide comfort in knowing that it can handle all kinds of situations with relative calmness. In this article, we have presented a multi-basket approach that is highly diversified and reasonably conservative, which would provide lower volatility, lower drawdowns, and decent growth. That said, the strategy is not immune to deep corrections or recessions but will still strive to provide half the volatility and drawdowns.","news_type":1},"isVote":1,"tweetType":1,"viewCount":291,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":250218315554944,"gmtCreate":1702107559939,"gmtModify":1702108891036,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4133911624467882","authorIdStr":"4133911624467882"},"themes":[],"htmlText":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","listText":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","text":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/250218315554944","isVote":1,"tweetType":1,"viewCount":240,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":248518477795488,"gmtCreate":1701711493457,"gmtModify":1701711530720,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4133911624467882","authorIdStr":"4133911624467882"},"themes":[],"htmlText":"Keeping an eye on this.&nbsp;","listText":"Keeping an eye on this.&nbsp;","text":"Keeping an eye on this.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/248518477795488","repostId":"2388730643","repostType":2,"repost":{"id":"2388730643","kind":"highlight","pubTimestamp":1701700558,"share":"https://ttm.financial/m/news/2388730643?lang=&edition=fundamental","pubTime":"2023-12-04 22:35","market":"us","language":"en","title":"RedHill secures funding for Phase 2 study of COVID-19 treatment","url":"https://stock-news.laohu8.com/highlight/detail?id=2388730643","media":"seekingalpha","summary":"RedHill  said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the approximately $4.8M in funding will cover the entirety of the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment. The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024. If approved, the product could provide an additional option to Pfizer’s  Paxlovid in the early COVID-19 treatment space, RedHill said.   More on RedHill  RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant Financial information for RedHill","content":"<html><body><p>RedHill (<span>NASDAQ:RDHL</span>) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19.</p> <p>The Israeli company said the approximately $4.8M in funding will cover the entirety of<span> the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment.</span></p> <p>The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024.</p> <p>If approved, the product could provide an additional option to Pfizer’s (PFE) Paxlovid in the early COVID-19 treatment space, RedHill said. </p> <div> <h2>More on RedHill</h2> <ul> <li>RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant</li> <li>Financial information for RedHill</li> </ul> </div></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>RedHill secures funding for Phase 2 study of COVID-19 treatment</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRedHill secures funding for Phase 2 study of COVID-19 treatment\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-04 22:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>RedHill (NASDAQ:RDHL) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the ...</p>\n\n<a href=\"https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1332149063/image_1332149063.jpg","relate_stocks":{"BK4592":"伊斯兰概念","SG9999001176.USD":"United Global Healthcare Acc USD","IE00BLSP4239.USD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis USD Plus","BK4534":"瑞士信贷持仓","BK4585":"ETF&股票定投概念","SG9999013999.USD":"UOB UNITED GLOBAL HEALTHCARE FUND (USDHDG) INC","SG9999003800.SGD":"Nikko AM Global Dividend Equity Acc SGD-H","BK4139":"生物科技","IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","SG9999001176.SGD":"UOB UNITED GLOBAL HEALTHCARE \"SGD\" (ACC)","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4007":"制药","SGXZ57979304.SGD":"United Global Healthcare A Acc SGD-H","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0456855351.SGD":"JPMorgan Funds - Global Equity A (acc) SGD","IE00B19Z3581.USD":"Legg Mason ClearBridge - Value A Acc USD","PFE":"辉瑞","BK4535":"淡马锡持仓","LU1023059063.AUD":"BGF WORLD HEALTHSCIENCE \"A2\" (AUDHDG) ACC","BK4568":"美国抗疫概念","LU0289739699.SGD":"AB INTERNATIONAL HEALTH CARE PORTFOLIO \"A\" (SGD) ACC","IE00B19Z3B42.SGD":"Legg Mason ClearBridge - Value A Acc SGD","BK4588":"碎股","BK4550":"红杉资本持仓","LU1057294990.SGD":"Blackrock World Healthscience A2 SGD-H","SG9999011175.SGD":"Nikko AM Global Dividend Equity Dis SGD-H","IE00BBT3K403.USD":"LEGG MASON CLEARBRIDGE TACTICAL DIVIDEND INCOME \"A(USD) ACC","SG9999002232.USD":"Allianz Global High Payout USD","LU0234572021.USD":"高盛美国核心股票组合Acc","BK4551":"寇图资本持仓","LU0122379950.USD":"贝莱德世界健康科学A2","SG9999002224.SGD":"Allianz Global High Payout SGD","LU0058720904.USD":"联博国际健康护理基金A","BK4581":"高盛持仓","BNTX":"BioNTech SE","RDHL":"Redhill Biopharma Ltd","LU1066051498.USD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM2\" (USD) INC","LU1066053197.SGD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM3\" (SGDHDG) INC","BK4548":"巴美列捷福持仓","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","IE0002270589.USD":"LEGG MASON CLEARBRIDGE VALUE \"A\" (USD) INC"},"source_url":"https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2388730643","content_text":"RedHill (NASDAQ:RDHL) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the approximately $4.8M in funding will cover the entirety of the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment. The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024. If approved, the product could provide an additional option to Pfizer’s (PFE) Paxlovid in the early COVID-19 treatment space, RedHill said.   More on RedHill  RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant Financial information for RedHill","news_type":1},"isVote":1,"tweetType":1,"viewCount":347,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":247349132918872,"gmtCreate":1701425892401,"gmtModify":1701426923436,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4133911624467882","authorIdStr":"4133911624467882"},"themes":[],"htmlText":"Good tips.&nbsp;","listText":"Good tips.&nbsp;","text":"Good tips.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/247349132918872","repostId":"2387144222","repostType":4,"repost":{"id":"2387144222","kind":"highlight","pubTimestamp":1701431435,"share":"https://ttm.financial/m/news/2387144222?lang=&edition=fundamental","pubTime":"2023-12-01 19:50","market":"us","language":"en","title":"Ignore Nvidia: Here Are 3 Better Stocks","url":"https://stock-news.laohu8.com/highlight/detail?id=2387144222","media":"Motley Fool","summary":"Nvidia may be changing the world, but its stock is too pricey.","content":"<html><head></head><body><p><a href=\"https://laohu8.com/S/NVDA\">Nvidia</a> is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It&#39;s been a stellar performer in 2023. However, it has a lot of expectations built into the stock and is quite expensive compared to other promising investments.</p><p>So, instead of Nvidia, take a look at these other three stocks as potential portfolio-changing AI investments.</p><h2 id=\"id_3872153255\">1. <a href=\"https://laohu8.com/S/GOOGL\">Alphabet</a></h2><p>Alphabet is Google&#39;s parent company and has several investments within the AI space. However, it will see the most benefit in its Google Cloud division. Cloud computing is a great way for companies to develop AI models, as they can rent the computing resources rather than purchase them themselves. With Google Cloud specialized for many AI models (70% of generative AI companies valued over $1 billion use Google Cloud), it&#39;s a logical choice compared to others.</p><p>However, cloud computing is just a small part of the Alphabet investing thesis, comprising only 11% of revenue. The main part of investing in Alphabet is its advertising business, which is just starting to turn around now that the economic outlook is improving. It grew 9% in Q3, a significant acceleration from previous quarters.</p><p>This helped power Alphabet&#39;s earnings per share (EPS) figure to a new all-time high.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7ee59f6a849afe5c04fd7949ef85ec0c\" tg-width=\"720\" tg-height=\"451\"/></p><p>GOOGL EPS Basic (Quarterly) data by YCharts. EPS = earnings per share.</p><p>Alphabet is just hitting its stride, and with AI and its primary business starting to hit their stride as well, it makes for a much better investment than Nvidia right now.</p><h2 id=\"id_1869291214\">2. <a href=\"https://laohu8.com/S/ABNB\">Airbnb</a></h2><p>Airbnb doesn&#39;t seem like an AI stock, but its recent acquisition says otherwise. Airbnb acquired GamePlanner.AI, a company founded by the creators of Siri and Bixby. This adds to Airbnb&#39;s other AI tools it already uses on its platform, making it a backdoor AI investment.Before this acquisition, Airbnb was using AI to determine if a house was being rented out for parties, which is against its policies. Additionally, Airbnb&#39;s CEO and co-founder Brian Chesky stated earlier this year that &#34;The Holy Grail is becoming more like an AI travel agent that&#39;s the ultimate agent that can learn about you, and understand you.&#34;</p><p>If Airbnb can become the go-to AI travel agent, it will become a huge success.</p><p>But even though the stock isn&#39;t usually seen in this light, it makes for a fantastic buy right now. It grew revenue by 18% in Q3 and posted an impressive 44% free-cash-flow (FCF) margin. Airbnb is truly one of the top executing companies right now, but it can be had at a bargain-bin price.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9c08e1562d246f9856002b221b676567\" tg-width=\"720\" tg-height=\"451\"/></p><p>ABNB Price to Free Cash Flow data by YCharts.</p><p>At 20 times free cash flow, Airbnb stock is cheaply priced compared to many AI stocks. It also marks a diverse way to invest in AI with Airbnb&#39;s focus on travel.</p><h2 id=\"id_169667847\">3. <a href=\"https://laohu8.com/S/TSM\">Taiwan Semiconductor</a></h2><p>At the heart of nearly every high-power chip that powers graphics processing units (GPUs), smartphones, or other high-technology devices is a chip from Taiwan Semiconductor. Its best-in-class technology powers products made by Apple, Nvidia, and others, making Taiwan Semiconductor vital in the AI supply chain.</p><p>In 2023, Taiwan Semiconductor experienced a downturn in chip demand because of falling demand for consumer electronics. Because inventory for chips that power these devices is almost depleted, management has noted orders have started to pick up, which bodes well for 2024. Throw in increasing AI demand, and Taiwan Semiconductor looks primed for a great 2024.</p><p>Despite such a bright outlook, the stock trades at a historically low price-to-earnings (P/E) ratio.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/30019d9ab59431f64d96157e44f0d79d\" tg-width=\"720\" tg-height=\"451\"/></p><p>TSM PE Ratio data by YCharts. PE Ratio = price-to-earnings ratio.</p><p>Taiwan Semiconductor is a great way to invest in high technology without picking a specific winner. With its new 3-nanometer chip technology finally starting to contribute to revenue (6% of revenue in Q3), 2024&#39;s financials should be further bolstered.</p><p>While Nvidia as a company may be leading the AI revolution, I&#39;m less bullish on the stock due to its high valuation. I think Alphabet, Airbnb, and Taiwan Semiconductor each make for better ways to invest in AI right now, as all companies will still be successful regardless of how much AI changes the world.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Ignore Nvidia: Here Are 3 Better Stocks</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIgnore Nvidia: Here Are 3 Better Stocks\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-01 19:50 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Nvidia is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It's been a stellar performer in 2023. However, it has a lot of expectations ...</p>\n\n<a href=\"https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GOOGL":"谷歌A","GOOG":"谷歌","NVDA":"英伟达","ABNB":"爱彼迎"},"source_url":"https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2387144222","content_text":"Nvidia is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It's been a stellar performer in 2023. However, it has a lot of expectations built into the stock and is quite expensive compared to other promising investments.So, instead of Nvidia, take a look at these other three stocks as potential portfolio-changing AI investments.1. AlphabetAlphabet is Google's parent company and has several investments within the AI space. However, it will see the most benefit in its Google Cloud division. Cloud computing is a great way for companies to develop AI models, as they can rent the computing resources rather than purchase them themselves. With Google Cloud specialized for many AI models (70% of generative AI companies valued over $1 billion use Google Cloud), it's a logical choice compared to others.However, cloud computing is just a small part of the Alphabet investing thesis, comprising only 11% of revenue. The main part of investing in Alphabet is its advertising business, which is just starting to turn around now that the economic outlook is improving. It grew 9% in Q3, a significant acceleration from previous quarters.This helped power Alphabet's earnings per share (EPS) figure to a new all-time high.GOOGL EPS Basic (Quarterly) data by YCharts. EPS = earnings per share.Alphabet is just hitting its stride, and with AI and its primary business starting to hit their stride as well, it makes for a much better investment than Nvidia right now.2. AirbnbAirbnb doesn't seem like an AI stock, but its recent acquisition says otherwise. Airbnb acquired GamePlanner.AI, a company founded by the creators of Siri and Bixby. This adds to Airbnb's other AI tools it already uses on its platform, making it a backdoor AI investment.Before this acquisition, Airbnb was using AI to determine if a house was being rented out for parties, which is against its policies. Additionally, Airbnb's CEO and co-founder Brian Chesky stated earlier this year that \"The Holy Grail is becoming more like an AI travel agent that's the ultimate agent that can learn about you, and understand you.\"If Airbnb can become the go-to AI travel agent, it will become a huge success.But even though the stock isn't usually seen in this light, it makes for a fantastic buy right now. It grew revenue by 18% in Q3 and posted an impressive 44% free-cash-flow (FCF) margin. Airbnb is truly one of the top executing companies right now, but it can be had at a bargain-bin price.ABNB Price to Free Cash Flow data by YCharts.At 20 times free cash flow, Airbnb stock is cheaply priced compared to many AI stocks. It also marks a diverse way to invest in AI with Airbnb's focus on travel.3. Taiwan SemiconductorAt the heart of nearly every high-power chip that powers graphics processing units (GPUs), smartphones, or other high-technology devices is a chip from Taiwan Semiconductor. Its best-in-class technology powers products made by Apple, Nvidia, and others, making Taiwan Semiconductor vital in the AI supply chain.In 2023, Taiwan Semiconductor experienced a downturn in chip demand because of falling demand for consumer electronics. Because inventory for chips that power these devices is almost depleted, management has noted orders have started to pick up, which bodes well for 2024. Throw in increasing AI demand, and Taiwan Semiconductor looks primed for a great 2024.Despite such a bright outlook, the stock trades at a historically low price-to-earnings (P/E) ratio.TSM PE Ratio data by YCharts. PE Ratio = price-to-earnings ratio.Taiwan Semiconductor is a great way to invest in high technology without picking a specific winner. With its new 3-nanometer chip technology finally starting to contribute to revenue (6% of revenue in Q3), 2024's financials should be further bolstered.While Nvidia as a company may be leading the AI revolution, I'm less bullish on the stock due to its high valuation. I think Alphabet, Airbnb, and Taiwan Semiconductor each make for better ways to invest in AI right now, as all companies will still be successful regardless of how much AI changes the world.","news_type":1},"isVote":1,"tweetType":1,"viewCount":196,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":247349132918872,"gmtCreate":1701425892401,"gmtModify":1701426923436,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133911624467882","idStr":"4133911624467882"},"themes":[],"htmlText":"Good tips.&nbsp;","listText":"Good tips.&nbsp;","text":"Good tips.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/247349132918872","repostId":"2387144222","repostType":4,"repost":{"id":"2387144222","kind":"highlight","pubTimestamp":1701431435,"share":"https://ttm.financial/m/news/2387144222?lang=&edition=fundamental","pubTime":"2023-12-01 19:50","market":"us","language":"en","title":"Ignore Nvidia: Here Are 3 Better Stocks","url":"https://stock-news.laohu8.com/highlight/detail?id=2387144222","media":"Motley Fool","summary":"Nvidia may be changing the world, but its stock is too pricey.","content":"<html><head></head><body><p><a href=\"https://laohu8.com/S/NVDA\">Nvidia</a> is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It&#39;s been a stellar performer in 2023. However, it has a lot of expectations built into the stock and is quite expensive compared to other promising investments.</p><p>So, instead of Nvidia, take a look at these other three stocks as potential portfolio-changing AI investments.</p><h2 id=\"id_3872153255\">1. <a href=\"https://laohu8.com/S/GOOGL\">Alphabet</a></h2><p>Alphabet is Google&#39;s parent company and has several investments within the AI space. However, it will see the most benefit in its Google Cloud division. Cloud computing is a great way for companies to develop AI models, as they can rent the computing resources rather than purchase them themselves. With Google Cloud specialized for many AI models (70% of generative AI companies valued over $1 billion use Google Cloud), it&#39;s a logical choice compared to others.</p><p>However, cloud computing is just a small part of the Alphabet investing thesis, comprising only 11% of revenue. The main part of investing in Alphabet is its advertising business, which is just starting to turn around now that the economic outlook is improving. It grew 9% in Q3, a significant acceleration from previous quarters.</p><p>This helped power Alphabet&#39;s earnings per share (EPS) figure to a new all-time high.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7ee59f6a849afe5c04fd7949ef85ec0c\" tg-width=\"720\" tg-height=\"451\"/></p><p>GOOGL EPS Basic (Quarterly) data by YCharts. EPS = earnings per share.</p><p>Alphabet is just hitting its stride, and with AI and its primary business starting to hit their stride as well, it makes for a much better investment than Nvidia right now.</p><h2 id=\"id_1869291214\">2. <a href=\"https://laohu8.com/S/ABNB\">Airbnb</a></h2><p>Airbnb doesn&#39;t seem like an AI stock, but its recent acquisition says otherwise. Airbnb acquired GamePlanner.AI, a company founded by the creators of Siri and Bixby. This adds to Airbnb&#39;s other AI tools it already uses on its platform, making it a backdoor AI investment.Before this acquisition, Airbnb was using AI to determine if a house was being rented out for parties, which is against its policies. Additionally, Airbnb&#39;s CEO and co-founder Brian Chesky stated earlier this year that &#34;The Holy Grail is becoming more like an AI travel agent that&#39;s the ultimate agent that can learn about you, and understand you.&#34;</p><p>If Airbnb can become the go-to AI travel agent, it will become a huge success.</p><p>But even though the stock isn&#39;t usually seen in this light, it makes for a fantastic buy right now. It grew revenue by 18% in Q3 and posted an impressive 44% free-cash-flow (FCF) margin. Airbnb is truly one of the top executing companies right now, but it can be had at a bargain-bin price.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9c08e1562d246f9856002b221b676567\" tg-width=\"720\" tg-height=\"451\"/></p><p>ABNB Price to Free Cash Flow data by YCharts.</p><p>At 20 times free cash flow, Airbnb stock is cheaply priced compared to many AI stocks. It also marks a diverse way to invest in AI with Airbnb&#39;s focus on travel.</p><h2 id=\"id_169667847\">3. <a href=\"https://laohu8.com/S/TSM\">Taiwan Semiconductor</a></h2><p>At the heart of nearly every high-power chip that powers graphics processing units (GPUs), smartphones, or other high-technology devices is a chip from Taiwan Semiconductor. Its best-in-class technology powers products made by Apple, Nvidia, and others, making Taiwan Semiconductor vital in the AI supply chain.</p><p>In 2023, Taiwan Semiconductor experienced a downturn in chip demand because of falling demand for consumer electronics. Because inventory for chips that power these devices is almost depleted, management has noted orders have started to pick up, which bodes well for 2024. Throw in increasing AI demand, and Taiwan Semiconductor looks primed for a great 2024.</p><p>Despite such a bright outlook, the stock trades at a historically low price-to-earnings (P/E) ratio.</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/30019d9ab59431f64d96157e44f0d79d\" tg-width=\"720\" tg-height=\"451\"/></p><p>TSM PE Ratio data by YCharts. PE Ratio = price-to-earnings ratio.</p><p>Taiwan Semiconductor is a great way to invest in high technology without picking a specific winner. With its new 3-nanometer chip technology finally starting to contribute to revenue (6% of revenue in Q3), 2024&#39;s financials should be further bolstered.</p><p>While Nvidia as a company may be leading the AI revolution, I&#39;m less bullish on the stock due to its high valuation. I think Alphabet, Airbnb, and Taiwan Semiconductor each make for better ways to invest in AI right now, as all companies will still be successful regardless of how much AI changes the world.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Ignore Nvidia: Here Are 3 Better Stocks</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIgnore Nvidia: Here Are 3 Better Stocks\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-01 19:50 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Nvidia is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It's been a stellar performer in 2023. However, it has a lot of expectations ...</p>\n\n<a href=\"https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GOOGL":"谷歌A","GOOG":"谷歌","NVDA":"英伟达","ABNB":"爱彼迎"},"source_url":"https://www.fool.com/investing/2023/11/30/ignore-nvidia-here-are-3-better-stocks/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2387144222","content_text":"Nvidia is often seen as the poster child of the artificial intelligence (AI) investment movement, and for good reason: It's been a stellar performer in 2023. However, it has a lot of expectations built into the stock and is quite expensive compared to other promising investments.So, instead of Nvidia, take a look at these other three stocks as potential portfolio-changing AI investments.1. AlphabetAlphabet is Google's parent company and has several investments within the AI space. However, it will see the most benefit in its Google Cloud division. Cloud computing is a great way for companies to develop AI models, as they can rent the computing resources rather than purchase them themselves. With Google Cloud specialized for many AI models (70% of generative AI companies valued over $1 billion use Google Cloud), it's a logical choice compared to others.However, cloud computing is just a small part of the Alphabet investing thesis, comprising only 11% of revenue. The main part of investing in Alphabet is its advertising business, which is just starting to turn around now that the economic outlook is improving. It grew 9% in Q3, a significant acceleration from previous quarters.This helped power Alphabet's earnings per share (EPS) figure to a new all-time high.GOOGL EPS Basic (Quarterly) data by YCharts. EPS = earnings per share.Alphabet is just hitting its stride, and with AI and its primary business starting to hit their stride as well, it makes for a much better investment than Nvidia right now.2. AirbnbAirbnb doesn't seem like an AI stock, but its recent acquisition says otherwise. Airbnb acquired GamePlanner.AI, a company founded by the creators of Siri and Bixby. This adds to Airbnb's other AI tools it already uses on its platform, making it a backdoor AI investment.Before this acquisition, Airbnb was using AI to determine if a house was being rented out for parties, which is against its policies. Additionally, Airbnb's CEO and co-founder Brian Chesky stated earlier this year that \"The Holy Grail is becoming more like an AI travel agent that's the ultimate agent that can learn about you, and understand you.\"If Airbnb can become the go-to AI travel agent, it will become a huge success.But even though the stock isn't usually seen in this light, it makes for a fantastic buy right now. It grew revenue by 18% in Q3 and posted an impressive 44% free-cash-flow (FCF) margin. Airbnb is truly one of the top executing companies right now, but it can be had at a bargain-bin price.ABNB Price to Free Cash Flow data by YCharts.At 20 times free cash flow, Airbnb stock is cheaply priced compared to many AI stocks. It also marks a diverse way to invest in AI with Airbnb's focus on travel.3. Taiwan SemiconductorAt the heart of nearly every high-power chip that powers graphics processing units (GPUs), smartphones, or other high-technology devices is a chip from Taiwan Semiconductor. Its best-in-class technology powers products made by Apple, Nvidia, and others, making Taiwan Semiconductor vital in the AI supply chain.In 2023, Taiwan Semiconductor experienced a downturn in chip demand because of falling demand for consumer electronics. Because inventory for chips that power these devices is almost depleted, management has noted orders have started to pick up, which bodes well for 2024. Throw in increasing AI demand, and Taiwan Semiconductor looks primed for a great 2024.Despite such a bright outlook, the stock trades at a historically low price-to-earnings (P/E) ratio.TSM PE Ratio data by YCharts. PE Ratio = price-to-earnings ratio.Taiwan Semiconductor is a great way to invest in high technology without picking a specific winner. With its new 3-nanometer chip technology finally starting to contribute to revenue (6% of revenue in Q3), 2024's financials should be further bolstered.While Nvidia as a company may be leading the AI revolution, I'm less bullish on the stock due to its high valuation. I think Alphabet, Airbnb, and Taiwan Semiconductor each make for better ways to invest in AI right now, as all companies will still be successful regardless of how much AI changes the world.","news_type":1},"isVote":1,"tweetType":1,"viewCount":196,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":250218315554944,"gmtCreate":1702107559939,"gmtModify":1702108891036,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133911624467882","idStr":"4133911624467882"},"themes":[],"htmlText":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","listText":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","text":"If I could rewind time, I'd go to just before covid hit and invest into a large range of biotech firms, and also large online retailers, and then a bunch into AI related stocks.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/250218315554944","isVote":1,"tweetType":1,"viewCount":240,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":250584258953496,"gmtCreate":1702196866968,"gmtModify":1702197639190,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133911624467882","idStr":"4133911624467882"},"themes":[],"htmlText":"Thanks for&nbsp; detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.&nbsp;","listText":"Thanks for&nbsp; detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.&nbsp;","text":"Thanks for detailed and thorough article. Very helpful and plenty of useful information. Even if one doesn't follow the outlined strategy to a T, there's good info in stocks to buy, and other instruments.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/250584258953496","repostId":"2390181028","repostType":2,"repost":{"id":"2390181028","kind":"highlight","pubTimestamp":1702130400,"share":"https://ttm.financial/m/news/2390181028?lang=&edition=fundamental","pubTime":"2023-12-09 22:00","market":"us","language":"en","title":"How To Invest $100,000 Today In A Sleep Well Portfolio","url":"https://stock-news.laohu8.com/highlight/detail?id=2390181028","media":"seekingalpha","summary":"The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at night, this article is for you.The market has been rallying for some time now. Will the bull rally continue in 2024?This article addresses some of the questions and recommends how to invest fresh capital.   Galeanu Mihai Markets are continuing their recovery and shooting for another rally. In fact, the S&P 500  gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility of a recession over?Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024?How long are interest rates going to remain high?","content":"<html><body><ul><li>The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.</li><li>If the volatility of the stock market keeps you awake at night, this article is for you.</li><li>The market has been rallying for some time now. Will the bull rally continue in 2024? This article addresses some of the questions and recommends how to invest fresh capital.</li></ul><p><figure><picture> <img height=\"937px\" loading=\"lazy\" sizes=\"(max-width: 768px) calc(100vw - 36px), (max-width: 1024px) calc(100vw - 132px), (max-width: 1200px) calc(66.6vw - 72px), 600px\" src=\"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w750\" srcset=\"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1536 1536w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1280 1280w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w1080 1080w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w750 750w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w640 640w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w480 480w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w320 320w, https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg?io=getty-c-w240 240w\" width=\"1536px\"/> </picture><figcaption> <p>Galeanu Mihai</p></figcaption></figure></p> <p>Markets are continuing their recovery and shooting for another rally. In fact, the S&amp;P 500 (SP500) gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility<span> of a recession over? Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024? How long are interest rates going to remain high? None of these questions can be answered with any degree of certainty at this time. However, we can talk in terms of probabilities. It does appear that there are more chances for the market to continue to go higher than lower in 2024; however, the positive growth will certainly not<span> come in a straight line.</span></span></p> <p>In this backdrop, a lot of investors cannot decide if this is a good time to invest. Since no one can predict the future direction of the market, it is best to invest in many small lots over a period of time instead of one lump sum. We believe it is not wise to keep large amounts of cash as it does no good and keeps losing its value due to inflation. So, we are going to present a portfolio here that not only promises to provide decent growth over and above the rate of inflation but is also likely to resist deep drawdowns in a recession or big correction. That's why we call it the Sleep Well portfolio. We also call it the Near-Perfect Portfolio strategy. The portfolio can be used both for income or for pure capital compounding.</p> <p><em>Note: NPP strategy is also part of our Marketplace service, \"High-Income DIY Portfolios.\" However, from time to time, we like to share details about this strategy with a wider audience. </em><em>We will provide an overview and comparison of the back-tested performance of our NPP strategy with the S&amp;P 500. In the later section, we will provide a sample NPP 3-bucket portfolio. We also will provide guidelines on how to allocate, for example, $100,00 to an NPP strategy.</em></p> <h2><strong>NPP (Near Perfect Portfolio) Strategy: A Combination of The Divergent Strategies:</strong></h2> <p>The main features of this strategy are as follows:</p> <ul> <li>Invest nearly half of the capital in a time-tested DGI, i.e., Dividend Growth buy-and-hold portfolio. What stocks you choose will depend upon many factors, such as your time in the market, income needs, and, above all, risk tolerance.</li> <li>A small portfolio of Income securities to provide high income. This will boost the income of the overall portfolio to 5% - 6%. If you do not need income, you could skip this altogether or modify it as per your goals.</li> <li>A recession and correction-proof strategy that has an inbuilt hedging mechanism (without ongoing cost). Unlike cash, bonds, or Treasuries, this bucket will not be short on growth.</li> </ul> <h3><strong>How to invest $100,000 today in the NPP Strategy (aka Sleep Well Portfolio)?</strong></h3> <p>If you are looking to invest a large sum in any investment, especially in the stock market, it is natural to have some doubts about the timing. There are some questions that you are going to ask yourself:</p> <ul> <li>Is it the right time to invest in the market?</li> <li>Is the market overvalued or undervalued?</li> <li>What if the market takes a deep dive in the near future?</li> <li>Is it better to invest in one go or gradually over a period of time?</li> <li>How do you diversify, and which stocks do you invest in?</li> </ul> <p>Obviously, it is not easy or straightforward to answer all these questions. Also, the answers will vary based on the individual situations.</p> <p>However, what we are going to provide here is a roadmap of what strategies you could deploy to safeguard your investments while ensuring that your capital earns you a decent amount of income and growth over time. The strategy we recommend is a multi-bucket portfolio. We will also suggest allocations to different buckets; however, you should adjust those allocations according to your situation, goals, and needs.</p> <p>Bucket 1: DGI Bucket (Allocation – 40% - 50% of the assets)</p> <p>Bucket 2: Rotational Bucket (Allocation - 35% - 45% of the asset)</p> <p>Bucket 3: CEF High-Income Bucket (Allocation - 15% -25% of the assets).</p> <p>Alternate Bucket 3: Writing Options using Covered-CALLs or Cash-secured PUTs (to generate 10% income).</p> <p><em>Note: We are not going to cover the details of \"Alternate Bucket 3\" in this article, as it would require its own separate article. However, for folks who are interested in knowing more about this, please follow our monthly article on Options. Here is the link to our </em><em>most recent article</em><em>.</em></p> <h4><strong>Bucket-1: DGI-Core</strong></h4> <p>The goals of the DGI Bucket are simple enough. They include a dividend income of 3% (or higher) and total returns in line with the broader market. Also, this bucket should target lower volatility, roughly 2/3<sup>rd</sup> of the broader market.</p> <h4><strong>Dividend ETFs Option:</strong></h4> <p>Let's assume you are a passive investor and do not have the time or inclination to pick individual stocks. In that case, dividend-focused ETFs are your best options. In one single stroke, they can provide you with wide enough diversification. However, we believe you should select at least three individual ETFs to provide you with much better diversification and flexibility.</p> <p>One of our favorites in dividend ETFs is Schwab U.S. Dividend Equity ETF (SCHD). We also like Vanguard dividend ETFs, VYM, and VIG. All three have very low expense ratios and, together, can provide very decent diversification, yield, and growth. The only negative here will be some duplication in the individual holdings of three ETFs.</p> <ul> <li>Schwab U.S. Dividend Equity ETF (SCHD)</li> <li>Vanguard High Dividend Fund ETF (VYM)</li> <li>Vanguard Dividend Appreciation Fund ETF (VIG)</li> </ul> <p>Table 1:</p> <span><span><span></span><table> <tr> <td><p>ETF symbol</p></td> <td><p>ETF Name</p></td> <td><p>Exp/ fee</p></td> <td><p>Dividend Yield</p></td> <td><p>No of holdings</p></td> <td><p>10-Year CAGR*</p></td> </tr> <tr> <td><p>SCHD</p></td> <td><p>Schwab U.S. Dividend Equity ETF</p></td> <td><p>0.06%</p></td> <td><p>2.62%</p></td> <td><p>104</p></td> <td><p>10.77%</p></td> </tr> <tr> <td><p>VYM</p></td> <td><p>Vanguard High Dividend Fund ETF</p></td> <td><p>0.06%</p></td> <td><p>3.11%</p></td> <td><p>455</p></td> <td><p>9.21%</p></td> </tr> <tr> <td><p>VIG</p></td> <td><p>Vanguard Dividend Appreciation Fund</p></td> <td><p>0.06%</p></td> <td><p>1.91%</p></td> <td><p>317</p></td> <td><p>10.62%</p></td> </tr> </table> <span></span></span><button><svg viewbox=\"0 0 16 16\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\" fill-rule=\"evenodd\"></path></svg>Click to enlarge</button></span> <h4><strong>Dividend Stocks portfolio:</strong></h4> <p>If you are an active investor and like to pick and hold individual stocks for long durations, then it is a much better option to form a portfolio of individual stocks. The process is not complicated, and there could be many ways to go about it. We are going to provide a sample portfolio filled with solid, blue-chip dividend stocks, especially the ones that have a record of paying and growing dividends for the last five years.</p> <p>What if we take the top 10 holdings of the three ETFs mentioned in the prior section and weed out any duplicates? We just did that and were left with 21 names after removing nine duplicates.</p> <p>Duplicates among three ETFs (Top 10 holdings): ABBV, AVGO (3 times), HD, JNJ, JPM, MRK, PG, XOM.</p> <p>This portfolio of 21 names is presented below:</p> <p><strong>Portfolio of 21 Stocks:</strong></p> <p>Apple (AAPL) AbbVie (ABBV), Amgen (AMGN), Broadcom (AVGO), BlackRock (BLK), Chevron (CVX), Home Depot (HD), Johnson &amp; Johnson (JNJ), JPMorgan Chase (JPM), Coca-Cola (KO), Mastercard (MA), Merck (MRK), Microsoft Corp (MSFT), PepsiCo, Inc. (PEP), Procter &amp; Gamble (PG), Texas Instruments (TXN),, UnitedHealth Group (UNH), <a href=\"https://laohu8.com/S/V\">Visa</a> (V), Verizon Communications (VZ), Walmart (WMT), Exxon Mobil (XOM).</p> <p>Table-2:</p> <p><figure contenteditable=\"false\"><picture> <img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-1701832341657946.png\"/> </picture><figcaption><p><span>Author</span></p></figcaption></figure></p> <h4><strong>Bucket-2: Rotational Bucket</strong></h4> <p>This bucket is our hedging bucket. But it is not short on growth either; in fact, it is the opposite. So, why do we need a hedging mechanism? Well, we always need to protect our capital from deep drawdowns. If a portfolio loses 50% in a deep recession, it will need to recover by 100% just to get even with previous levels, and this can take a long time. Investors who actually experienced the 2008-2009 (or the dot com bubble) realize how long it can take to recover. Moreover, some folks do even worse as they end up selling at the worst time and don't get back until it is quite late in the game.</p> <p>So, hedging is very important to limit your losses in the case of a deep drawdown. But, most hedging mechanisms are expensive and have an ongoing cost that must be paid that cuts into the growth of your portfolio. That's why we recommend a Rotational portfolio to protect you from the downside while providing market-matching or market-beating performance. The best part is that it has no ongoing cost. The only downside is that it is an active portfolio and requires regular swapping of certain securities. The usual frequency of trading is on a monthly basis. The good thing is there are usually no trading costs/commissions these days.</p> <p>The goals of this bucket are:</p> <ul> <li>Limited drawdowns and preserving capital</li> <li>Decent to high growth</li> <li>Provide sustainable income that can be withdrawn without harming the long-term growth of the portfolio.</li> </ul> <p><em>Note: Since Rotation strategies involve frequent trading, they work best inside a tax-deferred account, like an IRA account.</em></p> <h3><strong>Rotation Strategy – Multi-Asset Strategy:</strong></h3> <p>In a Rotation strategy, the first step is to select a pool of securities that are likely to perform in variance to each other under different market conditions. So, in this case, we select three (or four) securities from different asset classes. In our example, these are high-growth stock index, gold, and Treasuries. In the second option of this model, we will also include CASH as an asset class. Now, every month, we will compare the performance of these securities over a certain time -period (in this example, three months) and select only one top-performing security for investment for the next month. The performance is taken from \"total returns,\" including any distributions. Three securities that make up our pool are:</p> <ul> <li>Invesco QQQ Trust (QQQ),</li> <li><a href=\"https://laohu8.com/S/EEMA\">iShares</a> 20+ Year Treasury Bond ETF (TLT),</li> <li>SPDR Gold Shares (GLD).</li> </ul> <p>In the second option, we will also include CASH (same as money-market fund).</p> <p>Presented below is the back-tested performance comparison of the model portfolio in comparison with the S&amp;P500. The comparison period is from Jan. 2006 until Nov. 30th<sup> </sup>2023, spanning almost 18 years.</p> <p>Table-3:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-1701832341862748.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p>Chart-1:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323417155755.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p><strong>Option-2:</strong></p> <p>Highly conservative investors could add another asset class, Cash (or Money market fund), to the list of securities and select any two (instead of just one) top-performing securities for investment every month. This will help bring down the drawdowns but will also result in slightly lower returns. Here is the comparison of two options (from year 2006 to Nov 2023):</p> <p>Table-3B:</p> <span><span><span></span><table> <tr> <td> </td> <td><p>QQQ-GLD-TLT Option</p></td> <td><p>QQQ-GLD-TLT-Cash Option</p></td> <td><p>S&amp;P500</p></td> </tr> <tr> <td><p>Pool of Securities</p></td> <td><p>Three</p></td> <td><p>Four</p></td> <td><p>Index ETF</p></td> </tr> <tr> <td><p>Number of securities being held every month</p></td> <td><p>ONE (Top Performing</p></td> <td><p>TWO (Top performing)</p></td> <td><p>Buy-and-hold</p></td> </tr> <tr> <td><p>CAGR (From Jan. 2006 – Nov 2023)</p></td> <td><p>11.79%</p></td> <td><p>10.69%</p></td> <td><p>9.54%</p></td> </tr> <tr> <td><p>Max. Drawdown</p></td> <td><p>-25.44%</p></td> <td><p>-14.99%</p></td> <td><p>-50.97%</p></td> </tr> <tr> <td><p>Best year (return)</p></td> <td><p>38.14%</p></td> <td><p>31.19%</p></td> <td><p>32.18%</p></td> </tr> <tr> <td><p>Worst year (return)</p></td> <td><p>-12.19%</p></td> <td><p>-8.00%</p></td> <td><p>-37.02%</p></td> </tr> <tr> <td><p>Stock Market Co-relation</p></td> <td><p>0.30</p></td> <td><p>0.30</p></td> <td><p>1.00</p></td> </tr> </table> <span></span></span><button><svg viewbox=\"0 0 16 16\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M16 11a5 5 0 0 1-5 5H5a5 5 0 0 1-5-5V5a5 5 0 0 1 5-5h6a5 5 0 0 1 5 5v6zm-4.5-2.5h2v-6h-6v2h4v4zm-9-1h2v4h4v2h-6v-6z\" fill-rule=\"evenodd\"></path></svg>Click to enlarge</button></span> <h4><strong>Bucket-3: CEF High Income Bucket</strong></h4> <p>Our long-time readers know that we like to include this INCOME-oriented bucket in the mix. However, it is not for everyone. If you are relatively young and have a secure career ahead of you, you do not need income; you could just skip this. But if you are retired or going to retire in a few years, and income is important for your peace of mind, then this bucket is for you. In your retirement, the last thing you want to do is make guesswork every few months as to which stocks to sell to raise income. It is prone to emotions and mistakes.</p> <p>Goals:</p> <ul> <li>8% (or higher) reliable income.</li> <li>10% plus total returns over the long term.</li> </ul> <p>The biggest risk from this bucket is that it may not provide much growth over and above 8% income. But this can be mitigated to some extent by re-investing roughly 25% of the income back into the funds.</p> <p><em>Note: Please note that many of these instruments involve leverage, and leverage can lead to higher risk and volatility.</em></p> <p>This bucket could invest in all types of high-income investment securities while making sure that there is enough diversification in terms of asset class.</p> <ul> <li>CEFs (Closed-end funds),</li> <li>REITs (Real Estate Investment Trusts),</li> <li>mREITs (Mortgage REITs),</li> <li>BDCs (Business Development Companies), and</li> <li>MLPs (Master Limited Partnerships).</li> </ul> <p>Though some investors like to time the entry and exit in the CEFs, our focus in this article is to select one fund from every asset class that is also one of the best funds in its asset class. It is recommended that we build our positions in multiple lots (maybe three lots) and not be overly concerned about the entry price for the first lot. For the subsequent lots, you could analyze the price, discounts, and other factors. That said, at this point, the CEFs are not overvalued in general. Sure, they were much better priced a couple of months ago. In our list below, there are 10 CEFs and one BDC (Business Dev Co).</p> <p>The funds/securities in order of asset class are: (ARCC), (CHI), (PDI), (BDJ), (THW), (UTF), (PDT), (RQI), (BST), (USA), (UTG).</p> <p>Table-4:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323418403533.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <h4><strong>Multi-basket NPP Strategy Performance during the last 18 years:</strong></h4> <p>We will combine the performance of the above three buckets during the past 18 years. The past 18 years did include many corrections, a financial crisis and a pandemic (kind we had not seen in many decades), and a rising interest rate regime of the last two years. You can see how different baskets can counterbalance each other in times of crisis. A comparison with the S&amp;P500 is also provided.</p> <p>To provide some perspective, we will now compare the performance and drawdowns of the recent (and not-so-recent) corrections and recessions. Before we do that, we will make some changes to the DGI portfolio. We know a few stocks in the DGI portfolio had an outsized performance in the last 10 years. They are AAPL, MA, V, and AVGO. So, we removed these four stocks to avoid any bias and see how the rest of them performed. It is quite obvious that the rest of the stocks were already established DGI stocks (not growth stocks) back in 2006.</p> <p>Here is the performance of our three buckets separately and the S&amp;P500, assuming equal amounts were invested in all of them, starting 2006.</p> <p>Chart 2:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323417500546.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p>As you can see, from 2006 until 2015, the Rotation bucket did very well; however, DGI performed better between 2016 and 2022. The CEF bucket performed almost in sync with the S&amp;P500 but a percentage point higher than the S&amp;P500. The point we are trying to make is that three baskets are going to perform differently during different time spans and, as a whole, provide lower volatility and drawdowns and better overall returns.</p> <p>Now, let’s see the combined performance of 3-Buckets as compared to the S&amp;P500 for the entire 18-year period (excluding AAPL, AVGO, MA, and V from the DGI bucket).</p> <p>Chart 3:</p> <p><figure contenteditable=\"false\"><span><img contenteditable=\"false\" loading=\"lazy\" src=\"https://static.seekingalpha.com/uploads/2023/12/5/434815-17018323420401065.png\"/></span><figcaption><p><span>Author</span></p></figcaption></figure></p> <p><em>** The combined 3-Basket NPP performance assumes a 45% allocation to DGI, 40% to Rotation, and 15% to a CEF portfolio.</em></p> <h2><strong>Concluding Thoughts</strong></h2> <p>As usual, the market is giving contradictory signals. On the one hand, we have just witnessed a mini-rally this past month, and there is a lot of talk of the rally to continue in 2024. The bull case makes some sense based on the fact that the economy has shown resilience in spite of the high-interest rates for some time now. Also, we are closer to the beginning of rate cuts or at least no further rate increases in 2024. Even though the Fed is still talking hawkish, if history is any indication, they can turn dovish overnight if they see any trouble ahead. All that said, not everything is that rosy. It is also possible that the Fed can overshoot and keep the rates high for too long and kill the economy in the process. Further, the geo-political situation in the world is certainly not at its best. So, no wonder predictions are just that, predictions.</p> <div></div> <p>That's why it is important to have an investment approach that can provide comfort in knowing that it can handle all kinds of situations with relative calmness. In this article, we have presented a multi-basket approach that is highly diversified and reasonably conservative, which would provide lower volatility, lower drawdowns, and decent growth. That said, the strategy is not immune to deep corrections or recessions but will still strive to provide half the volatility and drawdowns.</p></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>How To Invest $100,000 Today In A Sleep Well Portfolio</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHow To Invest $100,000 Today In A Sleep Well Portfolio\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-09 22:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at ...</p>\n\n<a href=\"https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1363752261/image_1363752261.jpg","relate_stocks":{"BST":"BlackRock Science and Technology Trust","RQI":"Cohen & Steers Quality Income Realty Fund","JPM":"摩根大通","TXN":"德州仪器","SCHD":"Schwab US Dividend Equity ETF","MSFT":"微软","PG":"宝洁","LU":"陆金所","PDI":"PIMCO Dynamic Income Fund","BLK":"贝莱德","ABBV":"艾伯维公司","USA":"Liberty All-Star Equity Fund","FDN":"First Trust Dow Jones Internet I","PDT":"约翰汉考克爱国者基金","AVGO":"博通","AMGN":"安进","THW":"Tekla World Healthcare Fund Shares of Beneficial Interest","PEP":"百事可乐","VZ":"威瑞森","VYM":"红利股ETF-Vanguard","WMT":"沃尔玛","XOM":"埃克森美孚","AAPL":"苹果","QQQ":"纳指100ETF","UNH":"联合健康","TLT":"20+年以上美国国债ETF-iShares","HD":"家得宝","MA":"万事达","GLD":"SPDR黄金ETF","V":"Visa","VIG":"股利增长指数ETF-Vanguard","UTF":"Cohen & Steers Infrastructure","KO":"可口可乐","CHI":"CHI基金","CVX":"雪佛龙","BDJ":"BlackRock Enhanced Dividend Achi","UTG":"Reaves 公用事业收益基金","JNJ":"强生","MRK":"默沙东","ARCC":"阿瑞斯"},"source_url":"https://seekingalpha.com/article/4656349-how-to-invest-100000-today-in-a-sleep-well-portfolio","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2390181028","content_text":"The economic cycles have always been with us. But the frequency of boom and bust cycles has certainly increased in the last couple of decades.If the volatility of the stock market keeps you awake at night, this article is for you.The market has been rallying for some time now. Will the bull rally continue in 2024? This article addresses some of the questions and recommends how to invest fresh capital.   Galeanu Mihai Markets are continuing their recovery and shooting for another rally. In fact, the S&P 500 (SP500) gained 9% just in the last month and is up more than 20% in 2023. So, are the clouds of uncertainty and the possibility of a recession over? Well, the answer to the occurrence of a recession is not clear. The bigger question is how deep or shallow the recession will be if it arrives in 2024. Also, an even bigger question remains: What actions is the Fed going to take in 2024? How long are interest rates going to remain high? None of these questions can be answered with any degree of certainty at this time. However, we can talk in terms of probabilities. It does appear that there are more chances for the market to continue to go higher than lower in 2024; however, the positive growth will certainly not come in a straight line. In this backdrop, a lot of investors cannot decide if this is a good time to invest. Since no one can predict the future direction of the market, it is best to invest in many small lots over a period of time instead of one lump sum. We believe it is not wise to keep large amounts of cash as it does no good and keeps losing its value due to inflation. So, we are going to present a portfolio here that not only promises to provide decent growth over and above the rate of inflation but is also likely to resist deep drawdowns in a recession or big correction. That's why we call it the Sleep Well portfolio. We also call it the Near-Perfect Portfolio strategy. The portfolio can be used both for income or for pure capital compounding. Note: NPP strategy is also part of our Marketplace service, \"High-Income DIY Portfolios.\" However, from time to time, we like to share details about this strategy with a wider audience. We will provide an overview and comparison of the back-tested performance of our NPP strategy with the S&P 500. In the later section, we will provide a sample NPP 3-bucket portfolio. We also will provide guidelines on how to allocate, for example, $100,00 to an NPP strategy. NPP (Near Perfect Portfolio) Strategy: A Combination of The Divergent Strategies: The main features of this strategy are as follows:  Invest nearly half of the capital in a time-tested DGI, i.e., Dividend Growth buy-and-hold portfolio. What stocks you choose will depend upon many factors, such as your time in the market, income needs, and, above all, risk tolerance. A small portfolio of Income securities to provide high income. This will boost the income of the overall portfolio to 5% - 6%. If you do not need income, you could skip this altogether or modify it as per your goals. A recession and correction-proof strategy that has an inbuilt hedging mechanism (without ongoing cost). Unlike cash, bonds, or Treasuries, this bucket will not be short on growth.  How to invest $100,000 today in the NPP Strategy (aka Sleep Well Portfolio)? If you are looking to invest a large sum in any investment, especially in the stock market, it is natural to have some doubts about the timing. There are some questions that you are going to ask yourself:  Is it the right time to invest in the market? Is the market overvalued or undervalued? What if the market takes a deep dive in the near future? Is it better to invest in one go or gradually over a period of time? How do you diversify, and which stocks do you invest in?  Obviously, it is not easy or straightforward to answer all these questions. Also, the answers will vary based on the individual situations. However, what we are going to provide here is a roadmap of what strategies you could deploy to safeguard your investments while ensuring that your capital earns you a decent amount of income and growth over time. The strategy we recommend is a multi-bucket portfolio. We will also suggest allocations to different buckets; however, you should adjust those allocations according to your situation, goals, and needs. Bucket 1: DGI Bucket (Allocation – 40% - 50% of the assets) Bucket 2: Rotational Bucket (Allocation - 35% - 45% of the asset) Bucket 3: CEF High-Income Bucket (Allocation - 15% -25% of the assets). Alternate Bucket 3: Writing Options using Covered-CALLs or Cash-secured PUTs (to generate 10% income). Note: We are not going to cover the details of \"Alternate Bucket 3\" in this article, as it would require its own separate article. However, for folks who are interested in knowing more about this, please follow our monthly article on Options. Here is the link to our most recent article. Bucket-1: DGI-Core The goals of the DGI Bucket are simple enough. They include a dividend income of 3% (or higher) and total returns in line with the broader market. Also, this bucket should target lower volatility, roughly 2/3rd of the broader market. Dividend ETFs Option: Let's assume you are a passive investor and do not have the time or inclination to pick individual stocks. In that case, dividend-focused ETFs are your best options. In one single stroke, they can provide you with wide enough diversification. However, we believe you should select at least three individual ETFs to provide you with much better diversification and flexibility. One of our favorites in dividend ETFs is Schwab U.S. Dividend Equity ETF (SCHD). We also like Vanguard dividend ETFs, VYM, and VIG. All three have very low expense ratios and, together, can provide very decent diversification, yield, and growth. The only negative here will be some duplication in the individual holdings of three ETFs.  Schwab U.S. Dividend Equity ETF (SCHD) Vanguard High Dividend Fund ETF (VYM) Vanguard Dividend Appreciation Fund ETF (VIG)  Table 1:   ETF symbol ETF Name Exp/ fee Dividend Yield No of holdings 10-Year CAGR*   SCHD Schwab U.S. Dividend Equity ETF 0.06% 2.62% 104 10.77%   VYM Vanguard High Dividend Fund ETF 0.06% 3.11% 455 9.21%   VIG Vanguard Dividend Appreciation Fund 0.06% 1.91% 317 10.62%   Click to enlarge Dividend Stocks portfolio: If you are an active investor and like to pick and hold individual stocks for long durations, then it is a much better option to form a portfolio of individual stocks. The process is not complicated, and there could be many ways to go about it. We are going to provide a sample portfolio filled with solid, blue-chip dividend stocks, especially the ones that have a record of paying and growing dividends for the last five years. What if we take the top 10 holdings of the three ETFs mentioned in the prior section and weed out any duplicates? We just did that and were left with 21 names after removing nine duplicates. Duplicates among three ETFs (Top 10 holdings): ABBV, AVGO (3 times), HD, JNJ, JPM, MRK, PG, XOM. This portfolio of 21 names is presented below: Portfolio of 21 Stocks: Apple (AAPL) AbbVie (ABBV), Amgen (AMGN), Broadcom (AVGO), BlackRock (BLK), Chevron (CVX), Home Depot (HD), Johnson & Johnson (JNJ), JPMorgan Chase (JPM), Coca-Cola (KO), Mastercard (MA), Merck (MRK), Microsoft Corp (MSFT), PepsiCo, Inc. (PEP), Procter & Gamble (PG), Texas Instruments (TXN),, UnitedHealth Group (UNH), Visa (V), Verizon Communications (VZ), Walmart (WMT), Exxon Mobil (XOM). Table-2:   Author Bucket-2: Rotational Bucket This bucket is our hedging bucket. But it is not short on growth either; in fact, it is the opposite. So, why do we need a hedging mechanism? Well, we always need to protect our capital from deep drawdowns. If a portfolio loses 50% in a deep recession, it will need to recover by 100% just to get even with previous levels, and this can take a long time. Investors who actually experienced the 2008-2009 (or the dot com bubble) realize how long it can take to recover. Moreover, some folks do even worse as they end up selling at the worst time and don't get back until it is quite late in the game. So, hedging is very important to limit your losses in the case of a deep drawdown. But, most hedging mechanisms are expensive and have an ongoing cost that must be paid that cuts into the growth of your portfolio. That's why we recommend a Rotational portfolio to protect you from the downside while providing market-matching or market-beating performance. The best part is that it has no ongoing cost. The only downside is that it is an active portfolio and requires regular swapping of certain securities. The usual frequency of trading is on a monthly basis. The good thing is there are usually no trading costs/commissions these days. The goals of this bucket are:  Limited drawdowns and preserving capital Decent to high growth Provide sustainable income that can be withdrawn without harming the long-term growth of the portfolio.  Note: Since Rotation strategies involve frequent trading, they work best inside a tax-deferred account, like an IRA account. Rotation Strategy – Multi-Asset Strategy: In a Rotation strategy, the first step is to select a pool of securities that are likely to perform in variance to each other under different market conditions. So, in this case, we select three (or four) securities from different asset classes. In our example, these are high-growth stock index, gold, and Treasuries. In the second option of this model, we will also include CASH as an asset class. Now, every month, we will compare the performance of these securities over a certain time -period (in this example, three months) and select only one top-performing security for investment for the next month. The performance is taken from \"total returns,\" including any distributions. Three securities that make up our pool are:  Invesco QQQ Trust (QQQ), iShares 20+ Year Treasury Bond ETF (TLT), SPDR Gold Shares (GLD).  In the second option, we will also include CASH (same as money-market fund). Presented below is the back-tested performance comparison of the model portfolio in comparison with the S&P500. The comparison period is from Jan. 2006 until Nov. 30th 2023, spanning almost 18 years. Table-3: Author Chart-1: Author Option-2: Highly conservative investors could add another asset class, Cash (or Money market fund), to the list of securities and select any two (instead of just one) top-performing securities for investment every month. This will help bring down the drawdowns but will also result in slightly lower returns. Here is the comparison of two options (from year 2006 to Nov 2023): Table-3B:     QQQ-GLD-TLT Option QQQ-GLD-TLT-Cash Option S&P500   Pool of Securities Three Four Index ETF   Number of securities being held every month ONE (Top Performing TWO (Top performing) Buy-and-hold   CAGR (From Jan. 2006 – Nov 2023) 11.79% 10.69% 9.54%   Max. Drawdown -25.44% -14.99% -50.97%   Best year (return) 38.14% 31.19% 32.18%   Worst year (return) -12.19% -8.00% -37.02%   Stock Market Co-relation 0.30 0.30 1.00   Click to enlarge Bucket-3: CEF High Income Bucket Our long-time readers know that we like to include this INCOME-oriented bucket in the mix. However, it is not for everyone. If you are relatively young and have a secure career ahead of you, you do not need income; you could just skip this. But if you are retired or going to retire in a few years, and income is important for your peace of mind, then this bucket is for you. In your retirement, the last thing you want to do is make guesswork every few months as to which stocks to sell to raise income. It is prone to emotions and mistakes. Goals:  8% (or higher) reliable income. 10% plus total returns over the long term.  The biggest risk from this bucket is that it may not provide much growth over and above 8% income. But this can be mitigated to some extent by re-investing roughly 25% of the income back into the funds. Note: Please note that many of these instruments involve leverage, and leverage can lead to higher risk and volatility. This bucket could invest in all types of high-income investment securities while making sure that there is enough diversification in terms of asset class.  CEFs (Closed-end funds), REITs (Real Estate Investment Trusts), mREITs (Mortgage REITs), BDCs (Business Development Companies), and MLPs (Master Limited Partnerships).  Though some investors like to time the entry and exit in the CEFs, our focus in this article is to select one fund from every asset class that is also one of the best funds in its asset class. It is recommended that we build our positions in multiple lots (maybe three lots) and not be overly concerned about the entry price for the first lot. For the subsequent lots, you could analyze the price, discounts, and other factors. That said, at this point, the CEFs are not overvalued in general. Sure, they were much better priced a couple of months ago. In our list below, there are 10 CEFs and one BDC (Business Dev Co). The funds/securities in order of asset class are: (ARCC), (CHI), (PDI), (BDJ), (THW), (UTF), (PDT), (RQI), (BST), (USA), (UTG). Table-4: Author Multi-basket NPP Strategy Performance during the last 18 years: We will combine the performance of the above three buckets during the past 18 years. The past 18 years did include many corrections, a financial crisis and a pandemic (kind we had not seen in many decades), and a rising interest rate regime of the last two years. You can see how different baskets can counterbalance each other in times of crisis. A comparison with the S&P500 is also provided. To provide some perspective, we will now compare the performance and drawdowns of the recent (and not-so-recent) corrections and recessions. Before we do that, we will make some changes to the DGI portfolio. We know a few stocks in the DGI portfolio had an outsized performance in the last 10 years. They are AAPL, MA, V, and AVGO. So, we removed these four stocks to avoid any bias and see how the rest of them performed. It is quite obvious that the rest of the stocks were already established DGI stocks (not growth stocks) back in 2006. Here is the performance of our three buckets separately and the S&P500, assuming equal amounts were invested in all of them, starting 2006. Chart 2: Author As you can see, from 2006 until 2015, the Rotation bucket did very well; however, DGI performed better between 2016 and 2022. The CEF bucket performed almost in sync with the S&P500 but a percentage point higher than the S&P500. The point we are trying to make is that three baskets are going to perform differently during different time spans and, as a whole, provide lower volatility and drawdowns and better overall returns. Now, let’s see the combined performance of 3-Buckets as compared to the S&P500 for the entire 18-year period (excluding AAPL, AVGO, MA, and V from the DGI bucket). Chart 3: Author ** The combined 3-Basket NPP performance assumes a 45% allocation to DGI, 40% to Rotation, and 15% to a CEF portfolio. Concluding Thoughts As usual, the market is giving contradictory signals. On the one hand, we have just witnessed a mini-rally this past month, and there is a lot of talk of the rally to continue in 2024. The bull case makes some sense based on the fact that the economy has shown resilience in spite of the high-interest rates for some time now. Also, we are closer to the beginning of rate cuts or at least no further rate increases in 2024. Even though the Fed is still talking hawkish, if history is any indication, they can turn dovish overnight if they see any trouble ahead. All that said, not everything is that rosy. It is also possible that the Fed can overshoot and keep the rates high for too long and kill the economy in the process. Further, the geo-political situation in the world is certainly not at its best. So, no wonder predictions are just that, predictions.  That's why it is important to have an investment approach that can provide comfort in knowing that it can handle all kinds of situations with relative calmness. In this article, we have presented a multi-basket approach that is highly diversified and reasonably conservative, which would provide lower volatility, lower drawdowns, and decent growth. That said, the strategy is not immune to deep corrections or recessions but will still strive to provide half the volatility and drawdowns.","news_type":1},"isVote":1,"tweetType":1,"viewCount":291,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":248518477795488,"gmtCreate":1701711493457,"gmtModify":1701711530720,"author":{"id":"4133911624467882","authorId":"4133911624467882","name":"beherenow","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4133911624467882","idStr":"4133911624467882"},"themes":[],"htmlText":"Keeping an eye on this.&nbsp;","listText":"Keeping an eye on this.&nbsp;","text":"Keeping an eye on this.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/248518477795488","repostId":"2388730643","repostType":2,"repost":{"id":"2388730643","kind":"highlight","pubTimestamp":1701700558,"share":"https://ttm.financial/m/news/2388730643?lang=&edition=fundamental","pubTime":"2023-12-04 22:35","market":"us","language":"en","title":"RedHill secures funding for Phase 2 study of COVID-19 treatment","url":"https://stock-news.laohu8.com/highlight/detail?id=2388730643","media":"seekingalpha","summary":"RedHill  said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the approximately $4.8M in funding will cover the entirety of the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment. The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024. If approved, the product could provide an additional option to Pfizer’s  Paxlovid in the early COVID-19 treatment space, RedHill said.   More on RedHill  RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant Financial information for RedHill","content":"<html><body><p>RedHill (<span>NASDAQ:RDHL</span>) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19.</p> <p>The Israeli company said the approximately $4.8M in funding will cover the entirety of<span> the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment.</span></p> <p>The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024.</p> <p>If approved, the product could provide an additional option to Pfizer’s (PFE) Paxlovid in the early COVID-19 treatment space, RedHill said. </p> <div> <h2>More on RedHill</h2> <ul> <li>RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant</li> <li>Financial information for RedHill</li> </ul> </div></body></html>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>RedHill secures funding for Phase 2 study of COVID-19 treatment</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRedHill secures funding for Phase 2 study of COVID-19 treatment\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-12-04 22:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>RedHill (NASDAQ:RDHL) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the ...</p>\n\n<a href=\"https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1332149063/image_1332149063.jpg","relate_stocks":{"BK4592":"伊斯兰概念","SG9999001176.USD":"United Global Healthcare Acc USD","IE00BLSP4239.USD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis USD Plus","BK4534":"瑞士信贷持仓","BK4585":"ETF&股票定投概念","SG9999013999.USD":"UOB UNITED GLOBAL HEALTHCARE FUND (USDHDG) INC","SG9999003800.SGD":"Nikko AM Global Dividend Equity Acc SGD-H","BK4139":"生物科技","IE00BLSP4452.SGD":"Legg Mason ClearBridge - Tactical Dividend Income A Mdis SGD-H Plus","SG9999001176.SGD":"UOB UNITED GLOBAL HEALTHCARE \"SGD\" (ACC)","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4007":"制药","SGXZ57979304.SGD":"United Global Healthcare A Acc SGD-H","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0456855351.SGD":"JPMorgan Funds - Global Equity A (acc) SGD","IE00B19Z3581.USD":"Legg Mason ClearBridge - Value A Acc USD","PFE":"辉瑞","BK4535":"淡马锡持仓","LU1023059063.AUD":"BGF WORLD HEALTHSCIENCE \"A2\" (AUDHDG) ACC","BK4568":"美国抗疫概念","LU0289739699.SGD":"AB INTERNATIONAL HEALTH CARE PORTFOLIO \"A\" (SGD) ACC","IE00B19Z3B42.SGD":"Legg Mason ClearBridge - Value A Acc SGD","BK4588":"碎股","BK4550":"红杉资本持仓","LU1057294990.SGD":"Blackrock World Healthscience A2 SGD-H","SG9999011175.SGD":"Nikko AM Global Dividend Equity Dis SGD-H","IE00BBT3K403.USD":"LEGG MASON CLEARBRIDGE TACTICAL DIVIDEND INCOME \"A(USD) ACC","SG9999002232.USD":"Allianz Global High Payout USD","LU0234572021.USD":"高盛美国核心股票组合Acc","BK4551":"寇图资本持仓","LU0122379950.USD":"贝莱德世界健康科学A2","SG9999002224.SGD":"Allianz Global High Payout SGD","LU0058720904.USD":"联博国际健康护理基金A","BK4581":"高盛持仓","BNTX":"BioNTech SE","RDHL":"Redhill Biopharma Ltd","LU1066051498.USD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM2\" (USD) INC","LU1066053197.SGD":"HSBC GIF GLOBAL EQUITY VOLATILITY FOCUSED \"AM3\" (SGDHDG) INC","BK4548":"巴美列捷福持仓","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","IE0002270589.USD":"LEGG MASON CLEARBRIDGE VALUE \"A\" (USD) INC"},"source_url":"https://seekingalpha.com/news/4042841-redhill-secures-funding-for-phase-2-study-of-covid-19-treatment","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"2388730643","content_text":"RedHill (NASDAQ:RDHL) said it has received new non-dilutive external funding for a Phase 2 study of its oral antiviral drug RHB-107 in the treatment of early COVID-19. The Israeli company said the approximately $4.8M in funding will cover the entirety of the RHB-107 arm of the ACESO PROTECT study for early COVID-19 outpatient treatment. The study, which will have 300 patients, is expected to begin enrollment in the coming weeks and be completed by the end of 2024. If approved, the product could provide an additional option to Pfizer’s (PFE) Paxlovid in the early COVID-19 treatment space, RedHill said.   More on RedHill  RedHill stock nearly doubles in value pre-market on a five-year FDA exclusivity grant Financial information for RedHill","news_type":1},"isVote":1,"tweetType":1,"viewCount":347,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}