Expecting a rough month for Dec 2025.. We might see Santa Rally as a consolation for all traders.

I will prefer to top up my CPF SA account. Although the amount will be locked till my retirement but my money is 100% safe and guaranteed 4% interests. SRS might be good for tax rebate, but the interest is not enough for me to eat a good seafood meal... Although for SRS, the money can be used for investments, they are not 100% guaranteed with a " win -win situation.

All markets Wii dip 10+-20 % in 2026 with many people losing their jobs and companies earnings drop.

Will monitor for move signals and directions before buying

My best performing stocks: Singtel, Sembcrop and SIA All the 3  return was more than 100%++ except SIA 65%> Enough for me to bring my family to Japan and enjoy our holiday in Dec 2025

$ThaiBev(Y92.SI)$   ThaiBev posted a 6.8% drop in net profit to 25.4 billion baht (S$1.02 billion) for the full year ended Sep 30, 2025, from 27.2 billion y-y. Revenue -2.1% to 333.3 billion baht from 340.3 billion baht for FY2024. Net profit for spirits business :-7 % y-y. Net profit for Beer business: +24.6% y-y Net profit for non-alcoholic beverages :-13.5% y-y Food business net loss: 128m baht.💩 Publishing and printing business net loss: 243m baht 🫣 Final dividend : 0.47 baht  ( total dividends 0.62 Vs 0.6 y-y)💰💰

$Sembcorp Ind(U96.SI)$   Sembcorp ind has started talks over an initial public offering of its India unit in Mumbai and appointed three investment banks.🎉🎉 Talks are at an early stage and no decision has been made on the size of the offering. 🙏 Sembcorp's Indian arm, Sembcorp Green Infra, operates businesses in wind, solar and energy storage.  The IPO, targeted for launch within eight to nine months in Mumbai, will be advised by Citi (C.N), opens new tab, HSBC and India’s Axis Capital.🚀

After losing money, I learned how to treat myself better... better meals and enjoy life. Since I can afford to lose in the markets, why can't I treat myself better.😁

When the markets continue dipping for Phase 1 : -2% to -5% for minimum of 3 days and follow by a technical rebound... Phase 2: Dropping of another few days of -1% to -3%  after the 1 st technical rebound..

Cash with me is the best for current markets situation... Bottom -up? Who dare to say is bottom now? Which" expert?  .. For me, still the same saying: accumulate the cash, waiting for the the markets earthquakes before opening up the bank account and stay buying... Current trading strategy: Swing trade

I'm still waiting for another melt down... maybe another 2-3% melting of US markets.

buy Google... I don't need to follow Buffet... just ask ourselves... can you stop using Google? Basically most of the people use Google search engine and clouds... In the world, we cannot stop Google from getting bigger and bigger.

 OCBC ( before stock split) and Singtel is the stock that I have hold ... longest... accumulate since Singtel dipped to 243-266.. So happy to see Singtel at 4.85 and on the way to ST5.0 And OCBC on the way  to 20

fall after results

XRP.... is time for me to buy some...  Waiting for next rebound.

$SIA(C6L.SI)$   SIA Group has posted a 5.3% y-o-y increase in passenger traffic for Oct. SIA group’s PLF +1.3 % to 87.3%. SIA posted a monthly PLF of 86.8% and Scoot 89.0%. The two airlines carried a combined total of 3.6 million passengers, up 8.3% y-o-y. Cargo carriage decreased by 4.6% y-o-y, partly due to unplanned aircraft maintenance. Cargo loads declined 9.1% y-o-y. Cargo load factor stood at 53.5% 

I short a stock when there is negative news flying in the markets... 3 -10 will recover

$ST Engineering(S63.SI)$   ST Engineering wholly owned subsidiary, ST Engineering Aerospace sells 49% stake in Shanghai MRO JV to China Eastern Airlines for 680.5 million yuan. The move will yield a one-off gain of around S$48.1 million, based on the S$60.2 million carrying value for Starco. China Eastern Airlines, which will own 100 %  of Starco post-divestment.

100-600 might look small, ... Our Gov put in afford to help, pls use it wisely. ( we are the one the paid the taxes) Just in time to reduce CNY expenses.

I grow my CPC/ CDP with Singtel, OCBC, StarHub , Keppel REIT and HMH.. Some come with 5-6% dividend and the rest I'm happy with the capital gains.