With the Federal Reserve embarking on a path of interest rate cuts, a significant pool of capital currently parked in money market funds and fixed deposits faces a compelling opportunity: the stock market. An estimated USD 7 trillion currently sits idle in these low-yielding instruments, a consequence of the recent era of elevated interest rates. As the cost of borrowing declines, these funds are likely to seek higher returns in the equity markets. While not all of this capital will necessarily flow directly into stocks, a substantial portion is expected to migrate. This phenomenon can be illustrated by considering the hypothetical case of Mr. A: * The Scenario: Mr. A holds a substantial sum in a money market fund with a bank like UOB, which recently yielded attractive returns (e.g., 5.5%)