+Follow
sugartiger
Excited to trade and connect with fellow users here. Let’s grow together!
3
Follow
0
Followers
0
Topic
0
Badge
Posts
Hot
sugartiger
11-27
Investment doesn't need to be complicated. Invest in low cost index funds.
Sorry, the original content has been removed
sugartiger
11-13
Do you recommend penny stocks? What other penny stocks out there that's worth investing in?
@Elliottwave_Forecast:Best Penny Stocks to Buy Right Now
sugartiger
11-05
Great article, would you like to share it?
@离火大运:
$Tesla Motors(TSLA)$
tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :))
sugartiger
11-04
$Palantir Technologies Inc.(PLTR)$
sugartiger
11-04
Great article, would you like to share it?
@Barcode:
$NVIDIA Corp(NVDA)$
🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI!
$GraniteShares 2x Long NVDA Daily ETF(NVDL)$
@Tiger_comments
@TigerPicks
@TigerGPT
@TigerPM
@TigerStars
@TigerWire
Go to Tiger App to see more news
{"i18n":{"language":"en_US"},"userPageInfo":{"id":"4172025430066122","uuid":"4172025430066122","gmtCreate":1708922299804,"gmtModify":1730736798312,"name":"sugartiger","pinyin":"sugartiger","introduction":"","introductionEn":"","signature":"Excited to trade and connect with fellow users here. Let’s grow together!","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":0,"headSize":3,"tweetSize":5,"questionSize":0,"limitLevel":999,"accountStatus":1,"level":{"id":0,"name":"","nameTw":"","represent":"","factor":"","iconColor":"","bgColor":""},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":1,"symbols":null,"coverImage":null,"realNameVerified":"init","userBadges":[{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.06","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":1,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":2,"crmLevelSwitch":1,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"post","tweets":[{"id":375238012268904,"gmtCreate":1732653127587,"gmtModify":1732653131288,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4172025430066122","authorIdStr":"4172025430066122"},"themes":[],"htmlText":"Investment doesn't need to be complicated. Invest in low cost index funds. ","listText":"Investment doesn't need to be complicated. Invest in low cost index funds. ","text":"Investment doesn't need to be complicated. Invest in low cost index funds.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/375238012268904","repostId":"2484054538","repostType":2,"isVote":1,"tweetType":1,"viewCount":110,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":370570381693264,"gmtCreate":1731510411764,"gmtModify":1731510474727,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4172025430066122","authorIdStr":"4172025430066122"},"themes":[],"htmlText":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in? ","listText":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in? ","text":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/370570381693264","repostId":"369994750726360","repostType":1,"repost":{"id":369994750726360,"gmtCreate":1731353264930,"gmtModify":1731499897889,"author":{"id":"4113409820866582","authorId":"4113409820866582","name":"Elliottwave_Forecast","avatar":"https://community-static.tradeup.com/news/c00ab1fc45e212abf00117a41ad8354f","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4113409820866582","authorIdStr":"4113409820866582"},"themes":[],"title":"Best Penny Stocks to Buy Right Now","htmlText":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","listText":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","text":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","images":[{"img":"https://community-static.tradeup.com/news/65a5e28773842dc274ff0311de0cf293","width":"1044","height":"577"},{"img":"https://community-static.tradeup.com/news/5baeeebc8cc2bcebdc830897a1ffbda2","width":"1044","height":"577"},{"img":"https://community-static.tradeup.com/news/7dc4eb3f5285f0defd03f351d7a2290f","width":"1042","height":"635"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/369994750726360","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":4,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":50,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367496955863344,"gmtCreate":1730736042386,"gmtModify":1730736761482,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4172025430066122","authorIdStr":"4172025430066122"},"themes":[],"htmlText":"Great article, would you like to share it?","listText":"Great article, would you like to share it?","text":"Great article, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367496955863344","repostId":"366296087097592","repostType":1,"repost":{"id":366296087097592,"gmtCreate":1730471460186,"gmtModify":1730471464913,"author":{"id":"3571481185535443","authorId":"3571481185535443","name":"离火大运","avatar":"https://community-static.tradeup.com/news/189f52b40601a84250936378d76b8d71","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3571481185535443","authorIdStr":"3571481185535443"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$ </a><v-v data-views=\"0\"></v-v> tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :)) ","listText":"<a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$ </a><v-v data-views=\"0\"></v-v> tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :)) ","text":"$Tesla Motors(TSLA)$ tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :))","images":[{"img":"https://community-static.tradeup.com/news/e573c1168aa6b2c9e3a6fe1daaaf8d32","width":"1290","height":"2796"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/366296087097592","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":180,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367497091526920,"gmtCreate":1730735970635,"gmtModify":1730736754215,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4172025430066122","authorIdStr":"4172025430066122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$ </a> ","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$ </a> ","text":"$Palantir Technologies Inc.(PLTR)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367497091526920","isVote":1,"tweetType":1,"viewCount":141,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367387277222072,"gmtCreate":1730735873922,"gmtModify":1730736748501,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4172025430066122","authorIdStr":"4172025430066122"},"themes":[],"htmlText":"Great article, would you like to share it?","listText":"Great article, would you like to share it?","text":"Great article, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367387277222072","repostId":"367051793862984","repostType":1,"repost":{"id":367051793862984,"gmtCreate":1730656004275,"gmtModify":1730704202315,"author":{"id":"4171900329979952","authorId":"4171900329979952","name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4171900329979952","authorIdStr":"4171900329979952"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$</a> 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! <a href=\"https://ttm.financial/S/NVDL\">$GraniteShares 2x Long NVDA Daily ETF(NVDL)$</a> <a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments</a> <a href=\"https://ttm.financial/U/9000000000000572\">@TigerPicks</a> <a href=\"https://ttm.financial/U/4141429963588842\">@TigerGPT</a> <a href=\"https://ttm.financial/U/3527667588142897\">@TigerPM</a> <a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars</a> <a href=\"https://ttm.financial/U/3527667670347831\">@TigerWire</a>","listText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$</a> 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! <a href=\"https://ttm.financial/S/NVDL\">$GraniteShares 2x Long NVDA Daily ETF(NVDL)$</a> <a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments</a> <a href=\"https://ttm.financial/U/9000000000000572\">@TigerPicks</a> <a href=\"https://ttm.financial/U/4141429963588842\">@TigerGPT</a> <a href=\"https://ttm.financial/U/3527667588142897\">@TigerPM</a> <a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars</a> <a href=\"https://ttm.financial/U/3527667670347831\">@TigerWire</a>","text":"$NVIDIA Corp(NVDA)$ 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! $GraniteShares 2x Long NVDA Daily ETF(NVDL)$ @Tiger_comments @TigerPicks @TigerGPT @TigerPM @TigerStars @TigerWire","images":[{"img":"https://community-static.tradeup.com/news/7f8e2f2a5cc3dca4b46405a98c16fef9","width":"1112","height":"950"},{"img":"https://community-static.tradeup.com/news/b290f1b7866ea6917250d65f4381657d","width":"750","height":"1819"},{"img":"https://community-static.tradeup.com/news/15074467d5240dd57f9b1faab261ee85","width":"945","height":"628"}],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367051793862984","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":3,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":137,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":375238012268904,"gmtCreate":1732653127587,"gmtModify":1732653131288,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"4172025430066122","idStr":"4172025430066122"},"themes":[],"htmlText":"Investment doesn't need to be complicated. Invest in low cost index funds. ","listText":"Investment doesn't need to be complicated. Invest in low cost index funds. ","text":"Investment doesn't need to be complicated. Invest in low cost index funds.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/375238012268904","repostId":"2484054538","repostType":2,"repost":{"id":"2484054538","kind":"news","pubTimestamp":1731756182,"share":"https://ttm.financial/m/news/2484054538?lang=&edition=fundamental","pubTime":"2024-11-16 19:23","market":"us","language":"en","title":"A 37-year-old who built a seven-figure net worth and considers himself 'semi-FIRE'd' explains how his investment strategy has evolved","url":"https://stock-news.laohu8.com/highlight/detail?id=2484054538","media":"businessinsider.com","summary":"Andre Nader found himself in a financial hole after losing money trading options.He shifted his investment strategy and started buying low-cost index funds.He owns various Fidelity and Vanguard index ","content":"<html><body><ul><li>Andre Nader found himself in a financial hole after losing money trading options.</li><li>He shifted his investment strategy and started buying low-cost index funds.</li><li>He owns various Fidelity and Vanguard index funds, including VTI and VXUS.</li></ul><p>Andre Nader lost a good chunk of money in the stock market in his early 20s.</p><p>\"I used my student loan money in my junior and senior years and started trading options. I ended up losing $15,000 to $20,000 of student loan funds,\" he told Business Insider. \"It was nothing I needed to pay off right away, but I was originally graduating college without any debts.\"</p><p>It taught him a valuable lesson, he added: \"What I was doing wasn't investing. The options trading was tapping into that poker mindset; it was just pure gambling.\" And it prompted him to start researching investment strategies.</p><p>Nader came across the Bogleheads Forum and Mr. Money Mustache, one of the original FIRE (financial independence, retire early) bloggers.</p><p>The content introduced him to the idea that investing \"doesn't need to be complicated,\" he said. With index-fund investing, \"you don't need to outsmart the system.\"</p><p>It also introduced the idea of a different path than the traditional one many of his peers seemed to be on: work a 9-to-5, save and invest over the span of three to four decades, and retire by 65.</p><p>\"I thought, Okay, there's this ability to continue being frugal while my income is growing, and there's this exit path, where I have the freedom to do whatever I want with my time,\" said Nader, adding that it wasn't exactly early retirement that he was after. \"It was more around having extreme flexibility and control over my time.\"</p><p>Frugality came naturally to Nader — \"My friends that knew me in high school and college might use the word 'cheap,'\" he said — and, once he found an investment strategy that worked for him and his goals, hitting financial independence in his 30s or 40s was within reach.</p><p>It helped that he worked in tech. While he started with a modest $40,000 salary right after graduating, he eventually landed a high-paying job at Meta in 2014. His wife also works in tech. Up until Nader was affected by Meta's layoffs in 2023, they were comfortably living on one of their incomes and able to save and invest the rest.</p><p>As Nader puts it, \"I won the income game by being in tech, by being a dual-income household. I didn't need to be taking these outsized risks by investing in extremely speculative ways. I could be boring in my portfolio.\"</p><p>The majority of his savings have gone into low-cost index funds. He describes the strategy as, \"super boring, super low fee, and trying to match the overall market in a diversified way without needing to be overly clever about it.\"</p><p>While the strategy may be boring, it's effective. It helped him build a seven-figure net worth, which BI verified by looking at a copy of his investment report, and meant that he didn't have to find a new job after the Meta layoffs.</p><p>Nader, who considers himself \"semi-FIRE'd\" since his wife still works, owns various Fidelity and Vanguard index funds.</p><p>\"Lately, I've been all in on Vanguard's ETFs,\" he said. Specifically, he likes Vanguard Total Stock Market Index Fund ETF Shares (VTI) and Vanguard Total International Stock Index Fund ETF Shares (VXUS).</p><p>He targets a specific asset allocation between the primary asset classes he owns — 58% US markets, 27% international markets, and 15% bonds — and says he's able to get close to that target by owning index funds.</p><p>Nader's money is spread out among various accounts. In addition to using a taxable brokerage account, he maxes out several tax-advantaged accounts, including a 401(k), traditional IRA, and HSA.</p><p>\"Take advantage of those tax-advantaged accounts because when you're in those high-earning years, any amount that you can defer those taxes into the future is potentially extremely, extremely valuable,\" he said. \"Take advantage of those 401(k)s and understand your company benefits.\"</p></body></html>","source":"businsider_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A 37-year-old who built a seven-figure net worth and considers himself 'semi-FIRE'd' explains how his investment strategy has evolved</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA 37-year-old who built a seven-figure net worth and considers himself 'semi-FIRE'd' explains how his investment strategy has evolved\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-11-16 19:23 GMT+8 <a href=https://www.businessinsider.com/millennial-millionaire-breaks-down-his-simple-investment-strategy-index-funds-2024-11><strong>businessinsider.com</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Andre Nader found himself in a financial hole after losing money trading options.He shifted his investment strategy and started buying low-cost index funds.He owns various Fidelity and Vanguard index ...</p>\n\n<a href=\"https://www.businessinsider.com/millennial-millionaire-breaks-down-his-simple-investment-strategy-index-funds-2024-11\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4585":"ETF&股票定投概念","VTI":"大盘指数ETF-Vanguard MSCI","BK4550":"红杉资本持仓","BK4588":"碎股","VXUS":"国际股票ETF-Vanguard"},"source_url":"https://www.businessinsider.com/millennial-millionaire-breaks-down-his-simple-investment-strategy-index-funds-2024-11","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2484054538","content_text":"Andre Nader found himself in a financial hole after losing money trading options.He shifted his investment strategy and started buying low-cost index funds.He owns various Fidelity and Vanguard index funds, including VTI and VXUS.Andre Nader lost a good chunk of money in the stock market in his early 20s.\"I used my student loan money in my junior and senior years and started trading options. I ended up losing $15,000 to $20,000 of student loan funds,\" he told Business Insider. \"It was nothing I needed to pay off right away, but I was originally graduating college without any debts.\"It taught him a valuable lesson, he added: \"What I was doing wasn't investing. The options trading was tapping into that poker mindset; it was just pure gambling.\" And it prompted him to start researching investment strategies.Nader came across the Bogleheads Forum and Mr. Money Mustache, one of the original FIRE (financial independence, retire early) bloggers.The content introduced him to the idea that investing \"doesn't need to be complicated,\" he said. With index-fund investing, \"you don't need to outsmart the system.\"It also introduced the idea of a different path than the traditional one many of his peers seemed to be on: work a 9-to-5, save and invest over the span of three to four decades, and retire by 65.\"I thought, Okay, there's this ability to continue being frugal while my income is growing, and there's this exit path, where I have the freedom to do whatever I want with my time,\" said Nader, adding that it wasn't exactly early retirement that he was after. \"It was more around having extreme flexibility and control over my time.\"Frugality came naturally to Nader — \"My friends that knew me in high school and college might use the word 'cheap,'\" he said — and, once he found an investment strategy that worked for him and his goals, hitting financial independence in his 30s or 40s was within reach.It helped that he worked in tech. While he started with a modest $40,000 salary right after graduating, he eventually landed a high-paying job at Meta in 2014. His wife also works in tech. Up until Nader was affected by Meta's layoffs in 2023, they were comfortably living on one of their incomes and able to save and invest the rest.As Nader puts it, \"I won the income game by being in tech, by being a dual-income household. I didn't need to be taking these outsized risks by investing in extremely speculative ways. I could be boring in my portfolio.\"The majority of his savings have gone into low-cost index funds. He describes the strategy as, \"super boring, super low fee, and trying to match the overall market in a diversified way without needing to be overly clever about it.\"While the strategy may be boring, it's effective. It helped him build a seven-figure net worth, which BI verified by looking at a copy of his investment report, and meant that he didn't have to find a new job after the Meta layoffs.Nader, who considers himself \"semi-FIRE'd\" since his wife still works, owns various Fidelity and Vanguard index funds.\"Lately, I've been all in on Vanguard's ETFs,\" he said. Specifically, he likes Vanguard Total Stock Market Index Fund ETF Shares (VTI) and Vanguard Total International Stock Index Fund ETF Shares (VXUS).He targets a specific asset allocation between the primary asset classes he owns — 58% US markets, 27% international markets, and 15% bonds — and says he's able to get close to that target by owning index funds.Nader's money is spread out among various accounts. In addition to using a taxable brokerage account, he maxes out several tax-advantaged accounts, including a 401(k), traditional IRA, and HSA.\"Take advantage of those tax-advantaged accounts because when you're in those high-earning years, any amount that you can defer those taxes into the future is potentially extremely, extremely valuable,\" he said. \"Take advantage of those 401(k)s and understand your company benefits.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":110,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":370570381693264,"gmtCreate":1731510411764,"gmtModify":1731510474727,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"4172025430066122","idStr":"4172025430066122"},"themes":[],"htmlText":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in? ","listText":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in? ","text":"Do you recommend penny stocks? What other penny stocks out there that's worth investing in?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/370570381693264","repostId":"369994750726360","repostType":1,"repost":{"id":369994750726360,"gmtCreate":1731353264930,"gmtModify":1731499897889,"author":{"id":"4113409820866582","authorId":"4113409820866582","name":"Elliottwave_Forecast","avatar":"https://community-static.tradeup.com/news/c00ab1fc45e212abf00117a41ad8354f","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4113409820866582","idStr":"4113409820866582"},"themes":[],"title":"Best Penny Stocks to Buy Right Now","htmlText":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","listText":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","text":"What are Penny Stocks? Penny stocks, occasionally referred to as “micro-cap” or “nano-cap” stocks are low-value stocks representing smaller companies traded on the stock market. Usually, they’re offered by companies that are either still in a developmental stage or companies that just offer one or two different products. As the name suggests, these stocks are often priced under $ 5 per share — making them much more accessible to new penny stock investors or those with less capital. There is less regulation in the penny stock market. Unlike the big national exchanges where there’s a high amount of regulation, penny stocks aren’t held to the same standards. Because of this, there can be a lot of fraudulent information out there about these stocks, so it can be hard to discern what’s true and","images":[{"img":"https://community-static.tradeup.com/news/65a5e28773842dc274ff0311de0cf293","width":"1044","height":"577"},{"img":"https://community-static.tradeup.com/news/5baeeebc8cc2bcebdc830897a1ffbda2","width":"1044","height":"577"},{"img":"https://community-static.tradeup.com/news/7dc4eb3f5285f0defd03f351d7a2290f","width":"1042","height":"635"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/369994750726360","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":4,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":50,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367496955863344,"gmtCreate":1730736042386,"gmtModify":1730736761482,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"4172025430066122","idStr":"4172025430066122"},"themes":[],"htmlText":"Great article, would you like to share it?","listText":"Great article, would you like to share it?","text":"Great article, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367496955863344","repostId":"366296087097592","repostType":1,"repost":{"id":366296087097592,"gmtCreate":1730471460186,"gmtModify":1730471464913,"author":{"id":"3571481185535443","authorId":"3571481185535443","name":"离火大运","avatar":"https://community-static.tradeup.com/news/189f52b40601a84250936378d76b8d71","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3571481185535443","idStr":"3571481185535443"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$ </a><v-v data-views=\"0\"></v-v> tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :)) ","listText":"<a href=\"https://ttm.financial/S/TSLA\">$Tesla Motors(TSLA)$ </a><v-v data-views=\"0\"></v-v> tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :)) ","text":"$Tesla Motors(TSLA)$ tell me who missed that once in a blue moon dip and back? HAHA congrats to the lucky reapers :))","images":[{"img":"https://community-static.tradeup.com/news/e573c1168aa6b2c9e3a6fe1daaaf8d32","width":"1290","height":"2796"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/366296087097592","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":180,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367497091526920,"gmtCreate":1730735970635,"gmtModify":1730736754215,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"4172025430066122","idStr":"4172025430066122"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$ </a> ","listText":"<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$ </a> ","text":"$Palantir Technologies Inc.(PLTR)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367497091526920","isVote":1,"tweetType":1,"viewCount":141,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367387277222072,"gmtCreate":1730735873922,"gmtModify":1730736748501,"author":{"id":"4172025430066122","authorId":"4172025430066122","name":"sugartiger","avatar":"https://community-static.tradeup.com/news/5a16c64c1a19ba94d7e03327c0820b8a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"4172025430066122","idStr":"4172025430066122"},"themes":[],"htmlText":"Great article, would you like to share it?","listText":"Great article, would you like to share it?","text":"Great article, would you like to share it?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367387277222072","repostId":"367051793862984","repostType":1,"repost":{"id":367051793862984,"gmtCreate":1730656004275,"gmtModify":1730704202315,"author":{"id":"4171900329979952","authorId":"4171900329979952","name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4171900329979952","idStr":"4171900329979952"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$</a> 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! <a href=\"https://ttm.financial/S/NVDL\">$GraniteShares 2x Long NVDA Daily ETF(NVDL)$</a> <a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments</a> <a href=\"https://ttm.financial/U/9000000000000572\">@TigerPicks</a> <a href=\"https://ttm.financial/U/4141429963588842\">@TigerGPT</a> <a href=\"https://ttm.financial/U/3527667588142897\">@TigerPM</a> <a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars</a> <a href=\"https://ttm.financial/U/3527667670347831\">@TigerWire</a>","listText":"<a href=\"https://ttm.financial/S/NVDA\">$NVIDIA Corp(NVDA)$</a> 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! <a href=\"https://ttm.financial/S/NVDL\">$GraniteShares 2x Long NVDA Daily ETF(NVDL)$</a> <a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments</a> <a href=\"https://ttm.financial/U/9000000000000572\">@TigerPicks</a> <a href=\"https://ttm.financial/U/4141429963588842\">@TigerGPT</a> <a href=\"https://ttm.financial/U/3527667588142897\">@TigerPM</a> <a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars</a> <a href=\"https://ttm.financial/U/3527667670347831\">@TigerWire</a>","text":"$NVIDIA Corp(NVDA)$ 🅱🆄🅻🅻🅸🆂🅷 It's gold rush time. Nvidia $NVDA is estimated to account for ~70% of the global HBM market next year as it ramps its Blackwell platform. Blackwell will be a game changer for AI! $GraniteShares 2x Long NVDA Daily ETF(NVDL)$ @Tiger_comments @TigerPicks @TigerGPT @TigerPM @TigerStars @TigerWire","images":[{"img":"https://community-static.tradeup.com/news/7f8e2f2a5cc3dca4b46405a98c16fef9","width":"1112","height":"950"},{"img":"https://community-static.tradeup.com/news/b290f1b7866ea6917250d65f4381657d","width":"750","height":"1819"},{"img":"https://community-static.tradeup.com/news/15074467d5240dd57f9b1faab261ee85","width":"945","height":"628"}],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/367051793862984","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":3,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":137,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}