$Rivian Automotive, Inc.(RIVN)$ Rivian running out of cash sooner than planned. There's not enough time for this company to produce enough profits to offset the need for capital raise - 1) issue debt 2) dilute shareholders. last choice - file bankruptcy and start over with new shareholders.$NIO Inc.(NIO)$ $Tesla Motors(TSLA)$ $SPDR S&P 500 ETF Trust(SPY)$