Personal finance company SoFi Technologies (NASDAQ:SOFI) stock has been punished with the benchmark index sell-offdespite seeing strong growth in its various segments. The popular provider of loans ranging from student, personal andhomesaw record growth in 2021 as it grew its customer base to 3.5 million users, up over 80%. The Company will benefit from theprojected seven interest rate hikesin 2022 to combat raginginflation. Further tailwinds from itsbankcharter should materialize for its top and bottom lines. Sofi is acquiring cloud core banking platform Technisys to help vertically integrate its business segments and accelerate growth opportunities. Prudent investors seeking abargainentry into a rising fintech player can watch for opportunistic pullbacks in shares of SoFi