1. What’s the breakout? • The stock of $SoFi Technologies Inc.(SOFI)$  has jumped notably: after a run of strong quarters, the share price is up well over 100 % this year in U.S. trading.  • Analysts and chart watchers note that SoFi has taken out key resistance levels and is trading in a strong momentum phase.  • On the business side, the company reported growth in members, fee-based revenue and diversified away from just lending. For example: “non-lending segments generated $534 M in Q3 FY25 revenue, up 57% YoY, now representing 56% of total revenues.”  So yes — from both technical (chart) and fundamental (business) perspectives, there’s an argument that SoFi “did it again” and unleashed more upside potential. 2. Why the optimism ma

$SoFi Technologies Inc.(SOFI)$   is currently trading at $29.03 USD, down 6.05% from its previous close of $30.90 USD. This marks a drop of $1.87 in share value. SoFi Technologies, a fintech company known for its digital banking and lending services, has seen notable volatility in its stock price. The recent decline of over 6% may reflect broader market sentiment, earnings results, or sector-specific pressures. Investors often watch SoFi closely due to its exposure to student loan refinancing, personal loans, and its growing presence in digital banking. Here are a few key points to consider: - Current Price: $29.03 USD - Previous Close: $30.90 USD - Daily Change: -$1.87 (-6.05%) This price movement could be part

$SoFi Technologies Inc.(SOFI)$ gave a stellar earnings and its revenue topped Wall Street targets after its Tuesday (28 Oct) earnings, we are seeing positive sentiment pushing SoFi stocks amid record member additions. In this article, we would like to share a structured look at SOFI (ticker SOFI) post-earnings — what’s working, what risks remain, and whether this looks like the start of a sustained upside run or a setup for a pull-back. This time we have seen SoFi continues to fire on all cylinders. The company saw 20-basis-point-plus improvements in losses across personal and student loans while delinquencies were about stable sequentially, all while accelerating core origination. What Is Going Right SoFi appears to be firing on all cylinders. Ke

$SoFi Technologies Inc.(SOFI)$   I'm thrilled to see SoFi absolutely crushing it this quarter! The numbers speak for themselves—$961M in revenue, up 38% year-over-year, and EPS at $0.11 blowing past the $0.08 estimate. Adding 905K new members to hit 12.6M total is a testament to their unstoppable growth trajectory. This isn't just a win; it's a breakout moment that validates everything I've believed in as a long-term investor. The pre-market pop to near $31, breaking above the $30.30 buy point, has me grinning ear to ear. That 3% jump is pure momentum, and with the stock setting up for a potential new record high, it's clear the market is finally waking up to SoFi's dominance in fintech. I've been holding throug

Earnings Review: SoFi Crushes Q3 Estimates on Diversification Push Core Financial Indicators $SoFi Technologies Inc.(SOFI)$   reported revenue of $961.60 million, marking a 37.9% year-over-year increase and surpassing the consensus estimate of $895 million. EPS soared by 120% to reach $0.11, which came in above the consensus expectation of $0.085, underscoring robust operational efficiency and profitability. Key Highlights: Positive signals Customer Acquisition The third quarter saw a record influx of new members, totaling 905,000—representing a 35% year-over-year increase. In the last quarter, SoFi added 850,000 new customers. Asset Quality Credit performance showed further improvement in the third quarter

In the dynamic arena of financial technology, where digital disruption meets the unyielding currents of market sentiment, SoFi Technologies ( $SoFi Technologies Inc.(SOFI)$ ) continues to carve a path of innovation. Released on October 28, 2025, amid the shadow of an impending Federal Reserve decision, the company's Q3 earnings report reveals not just numbers, but a narrative of resilience and evolution. Yet, as shares dipped to $29.48—a 1.57% decline from Monday's close—the market's response prompts a timeless investor's reflection: In the pursuit of growth, does short-term volatility obscure long-term vision? This analysis explores SoFi's latest milestones, deciphers the price dynamics, and projects forward, blending data with insights to illumi

$SoFi Technologies Inc.(SOFI)$  bullish earning

$SoFi Technologies Inc.(SOFI)$   This stock is bullish but I don't buy it. Got other more stable stocks in the finance sector like $MasterCard(MA)$  and $BlackRock(BLK)$   I'm not too sure about SOFI's economic moat. But it's going up up up for now.

$SoFi Technologies Inc.(SOFI)$ I really like sofi, made a nice return on it but sold out a while back unfortunately. The issue I have with sofi is not the company itself, it's a great business. Unfortunately though, it's plagued with a hole short sellers that keep depressing the price. Tin hat on, I think that there are financial institutions out there that hate that sofi is great, and go to great lengths to try to keep sofi down, in an attempt to limit sofi's ability to do stuff like capital raise by issuing new shares. so to me it's political, some ppl with huge pockets that a jealous, and are shorting constantly in an attempt to hold sofi down. Of course this is pure conjecture. But I'm picking if the stock does rally significantly, the shorts

$SoFi Technologies Inc.(SOFI)$  Here is a structured view of SOFI (SoFi Technologies) going into earnings, including key positives and risks—and my view on whether it’s a buy or sell, as well as whether it has potential to set a new all-time high. --- ✅ What’s working in SoFi’s favour 1. Strong recent results: In Q2 2025, SoFi reported net revenue of US$854.9 m (up ~43-44 % YoY) and diluted EPS of US$0.08, beating consensus.  2. Growth in customers/members/products: Membership rose ~34 % YoY to ~11.7 m, product count to ~17.1 m, showing scaling of user base.  3. Raising guidance: Following the quarter, SoFi upgraded its full-year outlook (e.g., adjusted net revenue to ~US$3.375 billion) which suggests management confidence.  4.

$SoFi Technologies Inc.(SOFI)$  planning to buy it. Is it too late to buy? 

$SoFi Technologies(SOFI)$ is one of the most explosive and divisive stocks on the market, and it’s heading into an earnings report where the bar is set incredibly high. Last quarter, SoFi delivered a monster 42.8% year-over-year revenue jump, smashing expectations. That report sent the stock soaring. Now, the pressure is on. Analysts expect growth to slow. The consensus call is for revenue to hit $904.4 million (a 29.7% YoY increase) and for adjusted EPS to land at $0.08. After such a massive run, the easy money has been made. SoFi is now a "show me" story. The core question is: Can the company’s famous "flywheel" model deliver a big enough surprise to justify its premium valuation, or is it priced for a perfection it can't deliver? WHY: The Bull vs. Bear Showdown Going into this print, th

$SoFi Technologies Inc.(SOFI)$   I'm really excited to see SoFi's strong performance highlighted in this update, especially since I currently hold the stock and remain long-term bullish. The stunning beat last quarter, with revenues of $854.9 million up 42.8% year on year and active customers growing to 11.75 million, up 33.9%, shows the company's impressive momentum. Knowing they exceeded expectations by 5.7% last time gives me confidence as we head into the next earnings report. Looking at the projections for this quarter, I'm optimistic about the anticipated 29.7% revenue growth to $904.4 million, aligning with last year's 29.8% increase. The expected adjusted earnings of $0.08 per share also seem promising,

$SoFi Technologies Inc.(SOFI)$   From my point of view, SoFi (SOFI) is being underestimated, and I see two major catalysts on the horizon that could send the stock price significantly higher. First, in the short term, I'm expecting a strong quarter. The company has already reached profitability, and I think they're going to deliver another "beat-and-raise" earnings report. If they show strong numbers, it will prove their growth story is on track and should bring in a wave of new buyers. Second, the bigger play is its potential inclusion in the S&P 500. This is the real "golden ticket." Now that they've met the profitability criteria, it's a matter of when, not if. The moment that announcement hits, every ind

$SOFI 20251024 22.0 PUT$  This $22 strike CSP was a simple catch-up play after SOFI’s recent run-up. The stock held firm above the strike, allowing the contracts to expire worthless. My ideal entry remains $20–22, and with earnings approaching, I’ll be monitoring whether growth metrics justify its recent momentum. Until then, I’ll keep cycling CSPs near my target zone to harvest premium while waiting for a stronger setup.

$SoFi Technologies Inc.(SOFI)$ thank you SoFi for making 30 dollars, continue to shine! Cheers!

$SoFi Technologies Inc.(SOFI)$ SoFi go go go to the moon!!!

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