To The Moon

Well the experiment was conducted in the period of about almost 1 year. I was wondering who will fair better? Robo, active investing by myself or S&P (buying the dip).

Let me qualify here. Don't follow me as it's my own experiment. The results here are not indicative of what willhappen finally.

Robo arrangements are done on my own research of all the robos and I choose one provider that gave me a DCA monthly into a wide basket of various funds based on my risk profile.

BenjiFuji (Tiger) refers to my own investment results based over 2 markets (US & SG), usingportfolio management and various strategies like buying over a MOS of a an assets IV, DCA into an index, and using various assessment methods

S&P investment was done using bulk investment through firing at predetermined levels below the peak. For example: -10%, -30%, -50% from Peak.

Yes I have other investments that have rangedfrom spectacularly well to almost big flop. This is excluded from this comparison as the time range is different. 

So what do you think faired better?

ROBO

The result is at -10.14% as of today. This is considering that the portfolio is more aggressive and thus reflects the growth environment that we are in now. However, the loss is buffered by the presence of bonds and fixed assets, thus reducing the volility. When things goes bad, ROBO holds up well.

BenjiFuji TIGER

The result is at -9.01% as of today as a totality. Drag down by two stocks with over -30% isbuffered up by one stock with +40%+. I can understand why with greater empathy now that it is far better to avoid making big mistakes than getting huge gains. The numbers are betterthan expected given the positive sentiment now that the Fed might slow down the interest rate hikes.

S&P500 

+1.52%! Surprise! Again this is due to the short fired when the market was down. However I attribute the results to luck as there is no wayto time the market exactly. Also the postive sentiment had an impact on this.

So what?

Howard Marks in his recent memo, mentionedthat "no one should attach significance to returns in one quarter or one year." This is because returns in the short term can be influenced heavily due to multiple random events.

I'll be keen to see how these three look like in a year from now. But I have learnt, that it is indeed difficult to beat the index.

What really matters is the performance of your holdings over the next five or ten years or more.

What do you think? 

Meanwhile here are three fun reasons to explain why Japan beat Germany. [LOL] [LOL] [LOL] 

@TigerStars @CaptainTiger @MillionaireTiger