$VanEck Semiconductor ETF(SMH)$   Investing is like gardening.. You can only enjoy the flowers later if you plant them in the first place... Continue to DCA into chips 💪

$VanEck Semiconductor ETF(SMH)$  You cannot possibly hope to be ahead when the chips are up if you are not investing when they are down. Continue to DCA into chips so that I can be ahead when it goes up💪

$VanEck Semiconductor ETF(SMH)$   Opportunity tends to show up when most people least expect.. Continue to DCA into chips💪

$VanEck Semiconductor ETF(SMH)$   Investing is about focus.... not noise. When the headlines scream panic, hype, bubble, overvaluation etc, lean into discipline, not drama. Continue to DCA into chips💪

$VanEck Semiconductor ETF(SMH)$   Real investing is like watching grass grow. It's supposed to be boring. The goal is not to trade every headline or chase every hot name, but to find a handful of exceptional businesses and stay with them.. Continue to DCA into chips..

$VanEck Semiconductor ETF(SMH)$   Short term fear makes long term opportunity cheaper. Continue to DCA into chips💪

$VanEck Semiconductor ETF(SMH)$  Now is the time to focus on what you can control rather than worrying about what you cannot.. continue to DCA into chips💪

$VanEck Semiconductor ETF(SMH)$   You don't have to understand every in and out of the market. You just need to know why you are in it. Continue to DCA into chips for the future

$VanEck Semiconductor ETF(SMH)$   Diversification is playing not to lose. Conviction is playing to win. Continue to DCA into chips💪

$AIMS APAC Reit(O5RU.SI)$ The right REITs can form an important component if you are looking for cash flow

$VanEck Semiconductor ETF(SMH)$   The cost of missing opportunity is more expensive than trying to avoid risks you can’t control. Continue to DCA.. 💪

$VanEck Semiconductor ETF(SMH)$ The stock market is the only place where people fear a sale.. continue to DCA💪

$VanEck Semiconductor ETF(SMH)$   Being invested in markets that is not perfect beats waiting to invest in perfect markets.. Semicon has been on a tear.. and DCA-ing upwards is not optimal.. but not doing it means leaving $$ on the table... Continuing to DCA...

Travel pillow and toiletries bag looks nice and practical... Power bank is great but not sure if it is certified for flight😁

$AIMS APAC Reit(O5RU.SI)$ Tiger changed the P&L indicator to include unrealised, realised and dividends.. Cashflow is more important to me.. so REITs is my core holding for dividends.

$VanEck Semiconductor ETF(SMH)$  Nice pullback.. market has been euphoric for a while.. is healthy to have a reset before heading higher.. these are the days where the big institutions separate the money from weak hands.. stay the course... Continue to DCA...

$Dell Technologies Inc.(DELL)$  Did not expect such a large runup so quickly.. Staying invested is often more rewarding than staying on the sidelines.

$VanEck Semiconductor ETF(SMH)$  Know what you own.. why you own it.. and do not let the daily drama pull you off a disciplined strategy.. continuing to DCA into the semiconductor area...💪

$Costco(COST)$  Sticking with essentials.. products and services that are needed in both good times and bad times.. 

$VanEck Semiconductor ETF(SMH)$  StayIng the course... Averaging up is no fun.. but consistency is key...