Looking back on 2025, I feel like this year challenged me, pushed me, and shaped me into a more disciplined investor. I learned to stay calm during volatility, stick to my strategy, and trust the process—even when the market tried to shake my confidence. More importantly, I learned that reflection is just as valuable as returns. For 2026, I’m setting a clear target and committing to it. I want my returns to be meaningful, sustainable, and backed by real conviction. Whether the market gives us smooth sailing or another roller coaster, I’m ready to stay focused and level up with every round of the Million Dollar Carnival. Consistency is my edge going into the new year. And if I ever earned a million dollars? I’d split it wisely—some for growth, some for stability, and a portion to reward my

I've been watching the precious-metals rally closely, and to me, silver's breakout to new highs is a strong sign that the bull cycle is broadening—not just driven by gold alone. When silver outperforms, it often reflects improving market confidence, stronger industrial-demand expectations, and rising liquidity flowing into higher-beta assets. This kind of price action usually happens in the later stages of a precious-metals uptrend, so I see silver's strength as a confirmation rather than a warning signal. At the same time, gold breaking out of its consolidation range and heading toward the next major zone around 4,300 suggests that rate-cut expectations are starting to be priced in more aggressively. Historically, when markets anticipate easier monetary policy, gold tends to lead early an

I believe AI will stay the dominant theme in 2026. Recent results from MDB, MRVL, and CRWD show that AI demand is broadening beyond hyperscalers into software and security, signaling a long-term structural trend rather than a short cycle. I think Dan Ives’ updated list makes sense. CoreWeave, IREN $IREN Ltd(IREN)$ , and Shopify $Shopify(SHOP)$ fit the growing need for compute, energy-heavy AI infrastructure, and AI-driven commerce. The removals also feel reasonable given their weaker positioning in the AI monetization curve. My top AI pick remains the major platforms like Nvidia $NVIDIA(NVDA)$ or Microsoft $Microsoft(MS

From my perspective, JPMorgan’s $JPMorgan Chase(JPM)$ upgrades confirm that Singapore’s financial sector remains healthy, and the STI still has room to climb. DBS $DBS Group Holdings(D05.SI)$ continues to lead with strong dividends and capital strength, OCBC $ocbc bank(O39.SI)$ looks increasingly attractive as a balanced GARP choice, while UOB $UOB(U11.SI)$ may stay volatile but remains reasonable for patient holders. SGX

From this first TA lesson, the biggest takeaway for me is how much volume improves trend confirmation. The “healthy uptrend” idea—higher highs/lows with rising volume on rallies and lighter volume on pullbacks—makes trend reading far more reliable. It’s a simple but powerful way to judge real buying conviction. The valid breakout pattern also stood out. The TSLA example showed perfectly why strong volume is essential during a breakout. Without that 150–200% surge in participation, most breakouts are just noise. This helps filter out a lot of false signals I used to get caught in. For NVDA, I notice it previously followed the healthy uptrend pattern, with rising volume supporting its push higher. It matches exactly what we learned today. Excited to see the next part of the series!

I really like the upgraded Tiger Coin system — it feels a lot more rewarding now that I can earn coins just by doing what I already do daily, like logging in and making trades. The new Member Centre layout is also a nice touch; it’s cleaner, easier to navigate. If there were more ways to earn Tiger Coins, I’d love to see missions tied to learning or community engagement — for example, rewards for completing educational modules, attending webinars, or joining market discussions. Small challenges like “complete your watchlist” or “set up a price alert” could also make the experience more interactive while helping users make better use of the platform. As for rewards, I’d definitely appreciate more practical items in the Tiger Mall — things like research report credits, charting tools, or ev

When I look at Tesla's latest China numbers, I actually see strength building beneath the surface. The November wholesale figures showed solid year-on-year growth, and the momentum from October seems to be carrying through. For a market that has been extremely competitive this year, these stabilizing trends tell me demand is finding its footing at exactly the right moment heading into year-end. Europe remains soft, but even the "less terrible" results from Germany helped tone down the bearish sentiment. What stood out to me was the market reaction: Tesla managed to trade green while many China EV names slipped. To me, that's a clear sign that investors are beginning to shift away from viewing Tesla purely through the lens of quarterly auto volume. Instead, the market is slowly leaning into

From my view, the chip battle between Nvidia, Google, and Amazon is heating up, but Nvidia’s CUDA $NVIDIA(NVDA)$ ecosystem still gives it a strong edge. Even so, Google’s TPU $Alphabet(GOOGL)$ and Amazon’s $Amazon.com(AMZN)$ Trainium have scaled enough that they’re clearly pulling some workloads away and putting real pricing pressure on Nvidia. I also think Amazon’s AI chip progress is still undervalued. With over a million Trainium units deployed and Trainium2 ramping fast, AWS is positioning itself as a major alternative. Combined with Marvell’s photonics move and Broadcom’s ASIC wins, the industry is clearly shifting toward more diversified AI compute. A

When I look at the wave of new AI chip announcements — from Amazon's in-house silicon to Google's TPU upgrades and Marvell's acquisition of Celestial AI — I actually see this as a natural and healthy phase of the AI cycle. Competition was always going to intensify once Nvidia opened the floodgates, and now everyone wants a piece of the infrastructure stack. But to me, these developments challenge Nvidia at the margins, not at the core. Nvidia still owns the ecosystem, the CUDA moat, and the developer mindshare that others can't easily replicate. As for Amazon's new chip, I think it's interesting and definitely worth watching. Amazon has scale, data, and a massive installed customer base — so even a moderately successful internal chip can move the needle for AWS margins. That said, I don't

When I look back at Jerome Powell's tenure, I think he handled one of the most volatile economic periods in modern history with more steadiness than he gets credit for. From the pandemic shock to the inflation spike, he walked a very narrow path, and despite all the political noise, the U.S. ultimately avoided the recession almost everyone expected. I would rate his performance as "pragmatic but imperfect" — he was slow at certain points, but he delivered a soft landing that many global central banks couldn't achieve. That said, I fully understand why Powell never enjoyed strong public approval. High rates hit consumers, homeowners, and businesses in ways that feel very real, and the everyday cost of living still doesn't feel "normal." The criticism from Trump's circle only intensified tha

Lately, I've been feeling increasingly positive about the direction of the U.S. market. With Japan's rate move stabilizing currencies, expectations of a Fed rate cut rising, and the next Fed chair candidate becoming clearer, the macro backdrop is turning far more supportive. On top of that, SEC Chair Paul Atkins' plan to roll out new IPO-friendly proposals in January signals that the U.S. is preparing for another cycle of capital expansion. To me, this is exactly the kind of environment where growth stocks and tech leaders tend to outperform—and we're already seeing early signs of that. Intel's $Intel(INTC)$   performance is one of the clearest examples of this shift. The stock has more than doubled this ye

The market's rebound on the second trading day of December definitely lifted the mood. After yesterday's dip, seeing all three major U.S. indices open higher tells me that sentiment is still resilient. To me, this kind of quick recovery reflects a market that wants to stay bullish, especially with rate-cut expectations and year-end positioning in play. $S&P 500(.SPX)$   $DJIA(.DJI)$   $NASDAQ(.IXIC)$   As for whether December will once again "start low and finish strong," I do think the setup is there. Historically, seasonality favors the bulls, and th

Bitcoin's quick rebound toward the $89K resistance definitely caught my attention. After the recent volatility, seeing BTC push back to this level shows that buyers are still very active, and sentiment hasn't been completely shaken. For me, the key question now is whether this bounce is driven by genuine accumulation or just short-term positioning before the next big move. What really stands out is how U.S. crypto-related stocks reacted. With BMNR $BitMine Immersion Technologies Inc.(BMNR)$   and MSTR $MicroStrategy(MSTR)$   jumping more than 6%, and CRCL $Circle Internet Corp.(CRCL)$  up nearly 3%, the equity side is clearly pricing

I think the major banks’ outlook shows that gold is in a sustained uptrend, not just a short rally. With Goldman Sachs noting that over 70% of institutional investors expect further gains—and many even eyeing $5,000 by 2026—the broader sentiment has clearly turned bullish. A weaker dollar, expected rate cuts, and renewed ETF inflows all support this view. Morgan Stanley’s $4,500 mid-2026 target and Deutsche Bank’s nearly $5,000 forecast make sense to me given the macro setup. As long as gold holds above the $4,200 support zone, I believe the upward trend remains intact, especially with resistance now being tested around $4,245–$4,300. As for extreme calls like $10,000, I see those as low-probability tail risks that would require major systemic shocks. Based on current fundamentals, the $4

If SGX lowers its IPO entry requirements, I’d be more open to subscribing. After years of a “quiet” market, this year’s strong rebound — with Singapore leading Southeast Asia and delivering solid post-IPO returns — makes participation more appealing for retail investors like me. I generally prefer REITs and data-center listings because they offer clearer income visibility and stable demand. Tech IPOs are interesting, but I’m more selective given their volatility and the smaller size of Singapore’s tech ecosystem. I also think MAS’s reforms can help attract more global capital. Smaller lot sizes improve accessibility, strong asset managers add institutional depth, and the Value Discovery Programme boosts governance and transparency. Together, these steps make SGX’s IPO market more attracti

Last week's move in Intel was undeniably strong. A 10% jump on Friday and nearly 18% gain for the week tells me the market is clearly repricing Intel's strategic direction, especially with the renewed optimism around its foundry ambitions. The talk about Apple potentially tapping Intel for advanced-node production is a powerful sentiment driver — even if nothing is confirmed, the improved supply-chain "visibility" alone is enough to shift expectations. That said, the stock has already doubled year-to-date, and that naturally raises the question of whether the easy portion of the run is already done. From my perspective, this surge is less about short-term momentum and more about the market acknowledging a multi-year turnaround story. If the foundry reboot is real and large customers like A

I've been watching this breakout in precious metals very closely, and silver hitting a fresh all-time high is a big deal. It usually moves more violently than gold, so when silver leads, it often signals that the momentum behind the metals trade is strengthening, not fading. To me, this kind of leadership suggests the bull trend still has room to run. Gold pushing toward the $4,300 level also fits the macro environment. With rate-cut expectations heating up again and real yields easing, the setup for gold is much more supportive than it was a few weeks ago. Every time the market leans dovish, gold reacts immediately — which tells me buyers are still in control. As for whether gold can reclaim or even break above $4,400 in December, I think it's definitely possible. We're entering a seasona

Honestly, I think the end of QT combined with a potential new Fed Chair is a big wildcard for 2026. If Trump chooses someone more growth-focused or more aligned with his economic agenda, the path toward rate cuts in 2026 could open up faster than markets currently expect. But it really depends on whether the new Chair prioritizes inflation stability or political alignment. Based on the current prediction odds, Hassett being the frontrunner at around 60%+ is interesting. His policy stance has historically leaned more toward pro-growth and lower rates, which could make him more receptive to cutting earlier if the economy slows. That said, markets sometimes overestimate how much influence a president actually has on the day-to-day decision-making at the Fed — credibility still matters. For me

I'm watching this dip in Bitcoin seriously — the fall to about $86,300 after a brief rebound definitely feels jarring. The failure to hold above $90,000 suggests the bulls might be running out of steam for now. I don't think we can rule out a move toward $80,000, especially if macro pressure (like higher rates or risk-off sentiment) re-emerges. That said, I'm not convinced the rebound is completely over — markets often overshoot on the downside. If we see consolidation around $85K–$88K, that could offer a base for another attempt upward. The volatility remains high, which means rebounds can be sharp if there's a catalyst (like dovish central-bank commentary or renewed institutional demand). Still, I wouldn't be surprised to see a drop toward $75,000 if support fails, especially given the p

From my perspective, gold pushing back to the $4,200 level feels like a natural response to the market's shifting expectations on Fed policy. When investors sense that rate cuts are coming, the opportunity cost of holding gold drops, and money tends to flow back into safe-haven assets. So this rebound doesn't surprise me — it fits the macro narrative of softer yields and a market looking ahead to 2026 with a more accommodative policy outlook. That said, I'm not taking $4,200 for granted. Gold usually needs more than just rate-cut speculation to stay elevated. It also depends on real yields, global risk appetite, and how much demand is coming from central banks. If real yields fall further or stay muted, that creates a supportive floor. But if yields unexpectedly spike again, gold could eas