Subramanyan
Subramanyan
Cautious optimism and a balanced head, never disappointed anyone.
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For now I am quite wary of investing & am inclined to sit on cash. Any purchases I make are rather tiny amounts on select counters.
Crypto is certainly a volatile market in the best of times and the present is the antithesis of stability.  Given this situation, it is rather impossible to predict. But gut feel does tell me we  can see it at $75000 in Dec though I wish that isn't the case. 
(1) Which SRS investment would you choose? Blue-chip stocks, high-yield REITs, or stable bonds?: my go to avenue for the SRS investments have been (1) monthly investment into my ILP insurance plan (2) monthly into blue-chip stocks through the OCBC Bluechip Investment Plan. If there is any such opportunitythrough $Tiger Brokers(TIGR)$ it would be very good. Hoping there is something! (2) CPF vs SRS: which retirement investment tool do you prefer, and why?: Unfortunately, there is no such choice to me. (3) What’s your best year-end strategy for using SRS to save taxes?: The best in my opinion is not to keep it pending till the year end but to spread it uniformly every month. The year end bulk investment is only the next best - here one good way is
?1) How did your November perform?: it was a total nightmare & disaster rolled into one 😢 (2) Do you think we’ll see a Santa Rally in December?: I do, I do! Actually, more than thinking, I am Praying and hoping we will see one 🙏 (3) What’s your December trading plan — bold buying or steady holding?: A combination of both: build holdings of bluechips and trying to get rid of duds if such a opportunity strikes.
I personally feel these predictions are slanted more on the bullish side - perhaps even turbo-bullish in some respects like fixed income staying attractive coupled with high equity growth. For this to happen, we would need all three to materialise: Favorable Policy Mix, Corporate Earnings Growth & Improved Domestic Demand & Supply too. The forecast most likely to come true is the continued investment and productivity gains related to AI. The forecast that could be wrong is of sustained, moderate global economic growth and gradual disinflation - with Trump around, we can guarantee this won't happen easily.
I believe in conviction & patience.  Doing moonshots without proper preparation and investing blindly are the same. I attempt to follow Buffet's advice: "be fearful when others are greedy, and be greedy when others are fearful".
I think it is still early to turn fully bullish (after all bullish rhymes so much with foolish 🙄)on US markets. Focus on quality & beat the hype.
Go,$Alphabet(GOOG)$  go! 4T is waiting!!
The information that a specific emergency Fed intervention last Friday  turned the market positive is rather inaccurate, though general market sentiment has been influenced by Federal Reserve actions and speculation. Quite unlikely there will be a "mindless" rally, and market sentiment remains mixed, influenced by conflicting economic signals and ongoing uncertainty about the Fed's future path.  It is too early to declare the year's decline definitively over. The market is currently navigating a transitional phase where the "ample reserves" level is being tested, and a clear, sustained direction is not yet established. The actual end of quantitative tightening (QT) has been a significant, positive signal, but global economic uncertainty and differing policy views still pose risks
Seeing how the things are shaping up if late, it is a yoyo kind of situation: one step forward on a day followed by three days backwards. And all this is happening with no alarming tweets coming from Trump either (which can't be expected to last for long anyway). So, with the risk of sounding pessimistic why trying to be pragmatic, I feel there is a good chance that this is a DCB & not a rally in the real sense. I would be most happy to be proved wrong!
Market pundits have varying perspectives on whether Nvidia's market share is at risk, but many believe strong demand for its AI chips will persist despite its recent stock fluctuations. Factors like growing competition, US export restrictions to China, and potential shifts by major clients do pose risks however. But that is what happens in business and aren't really new phenomena.  I see this downturn as a strategic buying opportunity for long-term investors potentially. Price targets vary, with some suggesting a potential entry point in the low $170s and others seeing significant upside. So it's a mixed bag. So, one pragmatic approach would be to not go in all out but in tranches and only after due analysis with conviction & not as a knee-jerk reaction. And be patient. 
The current market, particularly in the tech and AI sectors, exhibits characteristics of a "winner-takes-all" environment, with a significant concentration of capital flowing into a few dominant mega-cap stocks alone. The market outlook for Goog suggests continued strong performance due to its robust AI position and also the search engine business, but while it can be a top performer, a repeat of the magnitude of Nvidia's previous surge is perhaps difficult, as Nvidia established an early near-monopoly in AI chips. Also it remains to be seen how differently Goog will approach the matter & a route similar to Nvidia.may hardly be effective today.
A) Would you take partial profits or add more at $90k?: I would prefer a hold for now & prefer to add a bit around 88k levels and continue in tranches.  B) Which crypto stocks or coins are now in yourbuy zone?: MSTR & COIW seem to be buyable
I would really hope the correction has ended but on a more pragmatic note, I feel, whether the recent market correction has ended is a subject of debate with no clear consensus. Ongoing Volatility is still likely to be a constant factor & we will need to keep monitoring price action around key support levels, moving averages and RSI indicators. We also need to keep a prudent approach:l to avoid potential traps.
With Strong AI demand, Positive industry projections & Analysts confidence, I do feel that Nvidia has reignited the AI interest. Key would be maintaining the wider sector benefits.  Care also should need to be taken about Competition and saturation,  Valuation and sustainability & finally oncoming Geopolitical risks. Once these are addressed, sky is the limit.
Is Google still a buy? Would you invest in it the way Buffett just did?: to me, this is kind of a no-brainer as I type this out. Let me tell you why: (1) Analysts are largely bullish &   raised their price targets on the strength of Google Cloud and its core search business integrating AI. Some have upgraded it to "Strong Buy" and expect further gains in the next quarter (2) Strong performance and future potential with it being up ytd and outperforming the S&P 500 over past 10 years. (3) AI adaptation and valuation drivers make the  valuation compelling (4) Dominant market position & great moat. 

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