Public Financial Holdings Ltd is a company mainly engaged in the retail and commercial banking business. The Company operates its business through three segments. The Retail and Commercial Banking Businesses segment is mainly engaged in the provision of deposit account services. The segment is engaged in the extension of mortgages and consumer lending, hire purchase and leasing business as well. In addition, the segment is engaged in the provision of services and financing activities services. The Wealth Management Services, Stockbroking and Securities Management segment is mainly engaged in the management of investments in debt securities and equities, securities dealing and receipt of commission income business. The segment is also engaged in the provision of authorized wealth management products and services. The Other Businesses segment is mainly engaged in the taxi trading, leasing of taxis and letting of investment properties business.