Bai Ge Online (Xiamen) Digital Technology Co., Ltd. is a leading Chinese enterprise in digital and intelligent risk management. It has been recognized as a National High-Tech Enterprise, an Innovative Application Entity under the Fintech Innovation Regulatory Tool, a Specialized, Refined, Distinctive, and Innovative Enterprise, a "Little Giant" of Science and Technology, and a Unicorn. The company has attracted strategic investors including New Hope Group, SDIC Intelligent, Allinpay, and Minyin Capital. As a frontrunner in the field of AI‑driven vertical models, Bai Ge Online leverages big data—integrating AI, finance, and real-world scenarios—to deliver scenario‑specific protection solutions, end-to-end digital applications, and AI‑powered services. Backed by its self-developed MaaS platform, with core capabilities such as an intelligent risk‑control engine and dynamic pricing models, the company continuously provides decision‑making models to the financial sector and offers an intelligent risk‑control governance platform for urban development, enabling comprehensive risk management across the entire lifecycle—from prevention and assessment to mitigation. Currently, Bai Ge Online has embedded AI technology into more than a hundred distinct use cases, building a "9+N" ecosystem spanning mobility, flexible employment, automotive services, logistics, and greater health, serving nearly 400 million users and generating over 9 billion digital insurance policies.