How Much Savings Will Bring Me Inner Peace?

🌟🌟🌟Money to me is only a means to live a wonderful, fulfilling life. It is not the Be All and End All. Inner Peace to me means living a life that is filled with lots of love, good health and happiness. I only need enough money to be able to live life to the fullest, travel and create memories that will last a lifetime.

How much savings is enough? A million dollars is my target. I hope to achieve this through investing in dividend stocks, bonds and CPF Life which is Singapore's Government Annuity Scheme.

My favourite dividend stocks are the Singapore Banks - $DBS GROUP HOLDINGS LTD(D05.SI)$ $OVERSEA-CHINESE BANKING CORP(O39.SI)$ $UNITED OVERSEAS BANK LIMITED(U11.SI)$ and SReits like $CapLand IntCom T(C38U.SI)$ $CapLand Ascendas REIT(A17U.SI)$

Dividends in Singapore are not taxable and so are savings in banks. I also like to buy short term Singapore Treasury Bills to supplement my dividend income.

I do keep some funds for emergency expenses and for medical expenses too. But I am thankful that I fully owned my home without any mortgage. I am also very grateful that I have a loving family too.

Life is an adventure to me, the world is an oyster waiting to be discovered. The Best is Yet To Be!

@MillionaireTiger @TigerStars @Tiger_comments @TigerClub @Tiger_SG

How Much Savings Will Bring You Inner Peace?

The primary reason people work and invest is to accumulate more wealth and have more savings. After all, we cannot work our whole lives, and we need to plan ahead for unforeseen circumstances or our dreams. Some people dream of traveling the world or buying a big house. $100,000, $500,000 or $1,000,000? What's your goal? How much savings can make you feel calm and confident to face life's crises?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

Barcode
04-08
Barcode
Great goal and solid investments! You are very fortunate that you aren’t taxed on dividends and they are like savings! We get tax to the max on dividends in NZ! Wishing you all the very best on achieving your goal and may there be many more cruises on your horizon!
- Barcode:
  Definitely and not only for dividends 😉
- koolgal:
  Thanks for your support and encouragement 🌈🌈🌈
- koolgal:
  Yes very lucky to be in Singapore 😍😍😍
Asphen
04-07
Asphen
the first million will make the next million or millions easier. the rolling effect will come in. all the best.
- AsphenReplykoolgal:
  😉
- koolgal:
  May you blessed by the Multiplier Effect too. 😍😍😍🍀🍀🍀🌈🌈🌈
- koolgal:
  Thanks for sharing 😍😍😍
- koolgal:
  Yes! It's the Multiplier Effect!
SteveWatson
04-07
SteveWatson
Owning your home outright and having a loving family are also huge blessings.
- koolgal:
  I am indeed blessed 🙏
- koolgal:
  Yes I agree with you. 😍😍😍
Taurus Pink
04-06
Taurus Pink
[得意] [得意] [得意]
- koolgal:
  Happy Sunday 🌈🌈🌈
- koolgal:
  Thanks 😍😍😍
Ah_Meng
04-06
Ah_Meng
Dividends, annuity, mortgage free, money just keeps rolling in, why do you need $1M? As long as those rolling in money is substantial enough to give you what you seek, that is good enough... life seems good to you. Continue to live that wonderful and blissful life... [Cool]
- Ah_MengReplykoolgal:
  Yup, I know... enjoy your weekend as well
- koolgal:
  Have a wonderful weekend 🌈🌈🌈
- koolgal:
  Thanks for sharing your valuable insights 😍😍😍
- koolgal:
  It is good to have a goal and 1 million is simply a goal.
ZEROHERO
04-05
ZEROHERO
Wishing you good health, great wealth and everything in between 🥂
- koolgal:
  May you be equally blessed too 🌈🌈🌈
- koolgal:
  Many thanks 😍😍😍

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","html":"<html><head></head><body>🌟🌟🌟Money to me is only a means to live a wonderful, fulfilling life.&nbsp; It is not the Be All and End All.&nbsp; &nbsp;Inner Peace to me means living a life that is filled with lots of love, good health and happiness.&nbsp; &nbsp;I only need enough money to be able to live life to the fullest, travel and create memories that will last a lifetime.&nbsp;\nHow much savings is enough?&nbsp; A million dollars is my target.&nbsp; I hope to achieve this through investing in dividend stocks, bonds and CPF Life which is Singapore's Government Annuity Scheme.&nbsp; &nbsp;\nMy favourite dividend stocks are the Singapore Banks -&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/O39.SI\">$OVERSEA-CHINESE BANKING CORP(O39.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/U11.SI\">$UNITED OVERSEAS BANK LIMITED(U11.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v> and SReits like&nbsp;<a href=\"https://ttm.financial/S/C38U.SI\">$CapLand IntCom T(C38U.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/A17U.SI\">$CapLand Ascendas REIT(A17U.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;\nDividends in Singapore are not taxable and so are savings in banks.&nbsp; I also like to buy short term Singapore Treasury Bills to supplement my dividend income.&nbsp;\nI do keep some funds for emergency expenses and for medical expenses too.&nbsp; But I am thankful that I fully owned my home without any mortgage.&nbsp; &nbsp;I am also very grateful that I have a loving family too.&nbsp;&nbsp;\nLife is an adventure to me, the world is an oyster waiting to be discovered.&nbsp;&nbsp;The Best is Yet To Be!&nbsp;\n<a href=\"https://ttm.financial/U/3527667618821228\">@MillionaireTiger </a>&nbsp;<a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars </a>&nbsp;<a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments </a>&nbsp;<a href=\"https://ttm.financial/U/3527667671414981\">@TigerClub </a>&nbsp;<a href=\"https://ttm.financial/U/4106547232749330\">@Tiger_SG </a>&nbsp;\n<img src=\"https://community-static.tradeup.com/news/f35642691a525455decf05a0bc9e68b5\" tg-width=\"1080\" tg-height=\"2340\">\n<img src=\"https://community-static.tradeup.com/news/b5636ea312a56467d61e31f83e16c917\" tg-width=\"1080\" tg-height=\"2340\">\n<img src=\"https://community-static.tradeup.com/news/4bc45d1b728b9981fa441210bb18bab1\" tg-width=\"1080\" tg-height=\"2340\">\n \n </body></html>","htmlText":"<html><head></head><body>🌟🌟🌟Money to me is only a means to live a wonderful, fulfilling life.&nbsp; It is not the Be All and End All.&nbsp; &nbsp;Inner Peace to me means living a life that is filled with lots of love, good health and happiness.&nbsp; &nbsp;I only need enough money to be able to live life to the fullest, travel and create memories that will last a lifetime.&nbsp;\nHow much savings is enough?&nbsp; A million dollars is my target.&nbsp; I hope to achieve this through investing in dividend stocks, bonds and CPF Life which is Singapore's Government Annuity Scheme.&nbsp; &nbsp;\nMy favourite dividend stocks are the Singapore Banks -&nbsp;<a href=\"https://ttm.financial/S/D05.SI\">$DBS GROUP HOLDINGS LTD(D05.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/O39.SI\">$OVERSEA-CHINESE BANKING CORP(O39.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/U11.SI\">$UNITED OVERSEAS BANK LIMITED(U11.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v> and SReits like&nbsp;<a href=\"https://ttm.financial/S/C38U.SI\">$CapLand IntCom T(C38U.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;<a href=\"https://ttm.financial/S/A17U.SI\">$CapLand Ascendas REIT(A17U.SI)$&nbsp;</a><v-v data-views=\"1\"></v-v>&nbsp;\nDividends in Singapore are not taxable and so are savings in banks.&nbsp; I also like to buy short term Singapore Treasury Bills to supplement my dividend income.&nbsp;\nI do keep some funds for emergency expenses and for medical expenses too.&nbsp; But I am thankful that I fully owned my home without any mortgage.&nbsp; &nbsp;I am also very grateful that I have a loving family too.&nbsp;&nbsp;\nLife is an adventure to me, the world is an oyster waiting to be discovered.&nbsp;&nbsp;The Best is Yet To Be!&nbsp;\n<a href=\"https://ttm.financial/U/3527667618821228\">@MillionaireTiger </a>&nbsp;<a href=\"https://ttm.financial/U/9000000000000149\">@TigerStars </a>&nbsp;<a href=\"https://ttm.financial/U/3501196737273098\">@Tiger_comments </a>&nbsp;<a href=\"https://ttm.financial/U/3527667671414981\">@TigerClub </a>&nbsp;<a href=\"https://ttm.financial/U/4106547232749330\">@Tiger_SG </a>&nbsp;\n<img src=\"https://community-static.tradeup.com/news/f35642691a525455decf05a0bc9e68b5\" tg-width=\"1080\" tg-height=\"2340\">\n<img src=\"https://community-static.tradeup.com/news/b5636ea312a56467d61e31f83e16c917\" tg-width=\"1080\" tg-height=\"2340\">\n<img src=\"https://community-static.tradeup.com/news/4bc45d1b728b9981fa441210bb18bab1\" tg-width=\"1080\" tg-height=\"2340\">\n \n </body></html>","text":"🌟🌟🌟Money to me is only a means to live a wonderful, fulfilling life. It is not the Be All and End All. Inner Peace to me means living a life that is filled with lots of love, good health and happiness. I only need enough money to be able to live life to the fullest, travel and create memories that will last a lifetime. How much savings is enough? A million dollars is my target. I hope to achieve this through investing in dividend stocks, bonds and CPF Life which is Singapore's Government Annuity Scheme. My favourite dividend stocks are the Singapore Banks - $DBS GROUP HOLDINGS LTD(D05.SI)$ $OVERSEA-CHINESE BANKING CORP(O39.SI)$ $UNITED OVERSEAS BANK LIMITED(U11.SI)$ and SReits like $CapLand IntCom T(C38U.SI)$ $CapLand Ascendas REIT(A17U.SI)$ Dividends in Singapore are not taxable and so are savings in banks. I also like to buy short term Singapore Treasury Bills to supplement my dividend income. I do keep some funds for emergency expenses and for medical expenses too. But I am thankful that I fully owned my home without any mortgage. I am also very grateful that I have a loving family too. Life is an adventure to me, the world is an oyster waiting to be discovered. The Best is Yet To Be! @MillionaireTiger @TigerStars @Tiger_comments @TigerClub @Tiger_SG","highlighted":2,"essential":1,"paper":2,"likeSize":63,"commentSize":40,"repostSize":9,"favoriteSize":0,"link":"https://ttm.financial/post/291984012275872","repostId":0,"isVote":1,"tweetType":1,"viewCount":3189,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":["C38U.SI","U11.SI","D05.SI","A17U.SI","O39.SI"],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":true,"length":1062,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":292979978092680,"commentId":"292979978092680","gmtCreate":1712554655667,"gmtModify":1712554660613,"authorId":4171900329979952,"author":{"id":4171900329979952,"idStr":"4171900329979952","authorId":4171900329979952,"name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.10.30","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 days","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.12.22","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"},"individualDisplaySort":0,"categoryType":2007}]},"repliedAuthorId":0,"objectId":291984012275872,"objectIdStr":"291984012275872","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Great goal and solid investments! You are very fortunate that you aren’t taxed on dividends and they are like savings! We get tax to the max on dividends in NZ! Wishing you all the very best on achieving your goal and may there be many more cruises on your horizon! ","text":"Great goal and solid investments! You are very fortunate that you aren’t taxed on dividends and they are like savings! We get tax to the max on dividends in NZ! Wishing you all the very best on achieving your goal and may there be many more cruises on your horizon! ","html":"Great goal and solid investments! You are very fortunate that you aren’t taxed on dividends and they are like savings! We get tax to the max on dividends in NZ! Wishing you all the very best on achieving your goal and may there be many more cruises on your horizon! ","likeSize":1,"commentSize":3,"subComments":[{"id":292981212127352,"commentId":"292981212127352","gmtCreate":1712554956176,"gmtModify":1712554960876,"authorId":4171900329979952,"author":{"id":4171900329979952,"idStr":"4171900329979952","authorId":4171900329979952,"name":"Barcode","avatar":"https://community-static.tradeup.com/news/6688d8fb4c2a255e3b901e79755e56df","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Have published 3 or more picked posts, and have published at least one picked post and participated in comments within 30 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😉"},{"id":292980702601256,"commentId":"292980702601256","gmtCreate":1712554829425,"gmtModify":1712554834423,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"currentWearingBadge":{"badgeId":"c4ee29b388ff41cc8462b3b7ea00d1e2-1","templateUuid":"c4ee29b388ff41cc8462b3b7ea00d1e2","name":"Monthly Top Contributor","description":"Top 3 Contributors with the most and best Editor's Picks every 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🌈🌈🌈"},{"id":292980528918656,"commentId":"292980528918656","gmtCreate":1712554789706,"gmtModify":1712554794338,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"currentWearingBadge":{"badgeId":"c4ee29b388ff41cc8462b3b7ea00d1e2-1","templateUuid":"c4ee29b388ff41cc8462b3b7ea00d1e2","name":"Monthly Top Contributor","description":"Top 3 Contributors with the most and best Editor's Picks every 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