🌟🌟🌟In 2025 SReits staged a strong rebound, delivering a 12% to 15% total returns. This recovery was driven by stabilising interest rates, easing SORA & resilient operating metrics across retail, industrial & logistics. Can SReits push to new highs in 2026? Analysts are cautiously optimistic as interest rate cuts maybe slower than previously expected. SReits valuations remain undemanding but their upside depends heavily on the pace of Fed cuts & bond yields. I believe that SReits can push higher in 2026 but the rally maybe selective & not broadbased. My top pick is $Frasers Cpt Tr(J69U.SI)$ as it is the King of Singapore's suburban malls

🌟🌟🌟Singapore home sales have just hit a 4 year high and the property market is striding into 2026, poised for greater heights.  Right behind it is SReits, offering a liquid, flexible and accessible way for every day Singaporeans to participate in the property cycle without needing a 6 figure downpayment or a tolerance for renovation dust. This cycle is getting interesting and the themes emerging now deserve a closer look. Why SReits Still Matter Especially For Regular Singaporeans  SReits remain one of the most practical and inclusive ways to invest in real estate: No need for huge capital:  You don't need a huge sum of money for downpayment.  You can start with a few hundred dollars and still own a slice of Grade A offices, logistics hubs, hotels and malls. Instant Div

🌟🌟🌟The SRS ETF I am most bullish  is $GLD SG$(GSD.SI)$ .  The performance history shows that GSD has delivered strong long term returns, especially during periods of uncertainty.  In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs.  In 2024 GSD is up by 26%. Gold shines when markets wobble and these numbers reflect that. Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile. GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account. Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value. There is also low

🌟🌟🌟The biggest benefit of investing through SRS is simple: I get rewarded today for planning for tomorrow.  Every dollar I contribute to SRS lowers my taxable income. It is like the government is giving me a polite pat on the back and saying "Good job thinking ahead".  Cash doesn't do that.  Cash just sits there, quietly depreciating and pretending it is helping. But SRS?  It gives me instant tax savings and then lets me grow that money through investments instead of letting inflation nibble at it. And the best part? I can invest my SRS funds directly through Tiger Brokers.  No queues.  No drama.  Just tap, buy, done. My Top SRS ETFs Once money is inside SRS, the real magic happens when I put it to work in the right places: SPDR STI ETF: 

🌟🌟🌟The one thing I can't live without is: A Good Laugh when life gets too chaotic.  That is the kind of medicine I don't need a prescription for but somehow it works faster than anything in the pharmacy. It is the laugh that slips out when I am overwhelmed, overtired or 1 email away from staging a dramatic exit. It is the laugh that reminds me that I am still human, still hopeful, still capable of joy even when things feel bad. It is the tiny rebellion that says "Not today chaos, I am choosing joy". Honestly it feels good to laugh, the kind that bubbles up from nowhere and has a magical way of clearing emotional clutter. For a moment, the deadlines, the noise, the expectations - they step aside so that I can remember what it feels like to be simply alive. Laugh - is one thing I can't

🌟🌟🌟I invest in $ST Engineering(S63.SI)$ because it represents the kind of Singapore story I believe in.  It is home grown but trusted abroad and engineered with a quiet confidence that does not need hype to prove its worth. This is a company that started on our small island and grew into a global force across Aerospace, Defence, Smart City Solutions , Cybersecurity and Engineering Innovation. ST Engineering keeps aircraft flying safely around the world, builds defence systems that protect nations, designs urban mobility solutions that keep cities moving and develops infrastructure that keeps societies secure. Today ST Engineering has hit a 52 week high, quietly confirming the thesis I have held all along.  Not with fireworks, not

🌟🌟Certainty or Transformation?  The banks are split into 2 narratives.  Transformation: Citi & Wells Fargo announcing layoffs while increasing their AI investments, signal a familiar pattern in banking: streamline cost base, modernise infrastructure & hope the transformation is successful.  These moves can translate into long term profitability but the payoff depends on execution & whether legacy systems can be merged well. High potential, high complexity. Certainty: Certainty names like Goldman Sachs & Bank of America operate like wellrun machines.  Predictable earnings &diversified revenue streams.They are steady, reliable & less dramatic. Which camp am I in? Neither. I am in the disciplined camp.  I don't chase narratives. I don't pick f

🌟🌟🌟One word to describe my trades this week: "DISCIPLINED" - because even when the markets threw a tantrum I didn't. Trump's 10% credit card interest idea sent US bank stocks like $JPMorgan Chase(JPM)$ and $Bank of America(BAC)$ wobbling, like they had just heard a bad karaoke, but I stayed exactly where I needed to be.  No panic selling, no overreacting, no "let me check this chart for the umpteen time". I simply let $Financial Select Sector SPDR Fund(XLF)$ do what XLF does best - smooth out the noise, diversify the drama and keep the entire financial sector moving like a well oiled machine. That is the beauty of holding XLF instead of micromanaging every

🌟🌟🌟NVIDIA $NVIDIA(NVDA)$ is the current leader as it holds 70 % to 95% of the AI accelerator market.  This refers to the entire industry of specialised chips designed to speed up AI workloads especially machine learning and inference. NVIDIA also controls 80% of the AI chip market overall.  It has  surpassed USD 100 billion in semiconductor

🌟🌟🌟When JPMorgan $JPMorgan Chase(JPM)$  the bellwether of the financial sector, reported earnings that fall short on investment banking revenues, the whole sector feels it.  On Tuesday, JPMorgan's shares slid more than 4%, pulling the broader financial sector down with it. Everyone is now asking the same question: Is this a blip or the beginning of a broader slowdown in capital markets activity? Just as Wall Street was processing that, President Trump threw another curve ball into the sector: A proposed 10% cap on credit card interest rates. This unexpected move sent credit card lenders tumbling as investors braced for the potential hit to profitability. JPMorgan's Miss: A Canary in the Capital Markets Coal

🌟🌟🌟The rare earth sector is behaving exactly like a metal powered roller coaster today -sharp climbs, sudden drops.  The reason is tied to Trump's new executive order on critical minerals.  This order is designed to boost domestic mining, streamline approvals and reduce reliance in China. I have invested in $USA Rare Earth Inc.(USAR)$ which is up almost 10% and 49% year todate. USAR isn't just a miner.  It is positioning itself as America's rare earth magnet champion, building the supply chain the US wants to control. This is what happens when politics meets minerals.  Rare earths are no longer just materials.  They are strategy, leverage and the new oil of the tech age. USAR is right in the middle of this demand - exact

🌟🌟🌟Sometimes the market doesn't fall because the numbers are bad.  It falls because of bad news. That is exactly what happened with $JPMorgan Chase(JPM)$ Q4 25 earnings. JPMorgan actually delivered strong results : USD 13 billion in net income.  USD 46.8 billion in revenue, up YoY.  Trading revenue  beats analysts expectations. JPMorgan is not a weak bank.  This is US's largest bank with rock solid balance sheet. Why did JPMorgan fall? Even though results beat expectations profit declined from last year. JPMorgan absorbed a charge tied to Apple Card loan portfolio takeover. Credit costs rose to USD 4.7 billion including reserve builds.Markets see this as a warning as consumers are starting to strain. I believe the single

🌟🌟🌟This is the most investable phase of the AI cycle, the point where AI is no longer a moonshot but a measurable contributor to: Sales conversion - Google's Gemini "virtual merchant" upgrade  R&D acceleration - NVIDIA and Eli Lilly commiting USD 1 billion to a joint discovery lab  Workflow automation - ServiceNow Data monetisation - Snowflake  Clinical and pharmaceutical revenue - Tempus AI This theme "AI that pays for itself" has durability because it aligns with what CEOs will approve : That AI reduces cost, increases throughput and directly generates revenue.  AI now produces cash flows, not just demos. Tempus AI - What It Actually Does  Tempus $Tempus AI(TEM)$  sits at

🌟🌟🌟Crypto is rising again -dramatic and determined to prove that crypto winter was just a long coffee break.  Bitcoin is flexing, sentiment is improving and suddenly everyone is asking the same question: Is this the real turnaround? Maybe.  But if you want proof that markets have a sense of humour, look no further than my own portfolio: IREN is soaring while MARA is doing a deep sea dive. Same sector.  Same macro backdrop.  Completely different performance. Let's unpack the plot twist. Why IREN Is Up - The Quiet Achiever With Microsoft Tailwind  IREN $IREN Ltd(IREN)$   isn't just mining Bitcoin anymore.  It is evolving. It has diversified into high performance data centers, tap