As expected! It remains the most beloved product among investors!

Hello!

Recently, in celebration of Tiger's 10th anniversary, we launched a poll to determine the "most beloved" feature, asking everyone to vote for their favorite product on the entire Tiger app. The results were as expected: Tiger Vault was elected with an overwhelming majority!

Seeing this result has brought great satisfaction to Tiger academy, as it shows that our users have deeply recognized the importance of a high-liquidity, high-yield, and low-risk money market fund in their investment portfolios. The reasons why Vault has become the most beloved product are mainly as follows:

1. Market Volatility: The recent performance of the US stock market has indeed caused many investors to lament. Everyone needs a stable financial safe haven, and Vault, as a money market fund, can be considered a near-zero-risk investment product with a stable yield curve and almost no drawdown.

In addition, during market turbulence, maintaining a certain proportion of fixed-income assets in the investment portfolio can help diversify asset allocation and provide supplementary funds for bottom-fishing at any time. We discussed this in a previous article about upgrading Vault to T+0 ("Earn 6.8% in just one step, a huge benefit for vault investors!"). Therefore, Vault combines flexibility and profitability in trading, making it the strongest aid for many users investing in US stocks.

2. Rate Cut Expectations: This week's release of US economic data, such as non-farm payrolls, has led investors to anticipate a future economic recession. As US stocks plummet, the expectation and probability of rate cuts are also increasing. Under the stimulus of favorable information, Vault's attractiveness is also continuously increasing.

3. High Yield: As a money market fund, Vault can achieve T0 redemption, with liquidity higher than short-term Treasury bonds, while avoiding the price fluctuations caused by interest rate changes like Treasury bonds. Currently, a representative money market fund in Vault has an annualized yield of about 5.4%, slightly higher than the yield of Treasury bonds during the same period. If combined with the current 6.8% subsidy interest rate of Vault, the yield truly outperforms similar products and can outpace the fluctuating stock indexes during this period, making it a solid high-yield safe haven.

Note: Only funds with the T0 label in front of the fund name on the Tiger Wallet homepage can achieve T0 settlement. Users are advised to distinguish carefully.

In summary, it is reasonable and well-deserved that Vault has become the most beloved product this time. If you're interested in Vault, feel free to click on the Tiger vault details page to check it out!