When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days.

That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy the fruits of your labor while still planning for the future.

In addition to saving and treating myself, I also make it a priority to support my family. One of the most important things to me is providing my parents with an allowance. It's my way of giving back to them, and I feel it's a responsibility that I gladly take on.

However, there is something I have not yet done consistently: donating to charity. While I recognize how important it is to help others, I have not been as generous as I would like to be. I have made donations in the past, but looking back, I wish I had given more. I hope that in the future, as my financial situation improves, I will be able to donate more generously and make a greater impact. Giving back, after all, is not just about providing for myself or my family, but also about contributing to the well-being of those less fortunate.