How Do You Spend Your First Paycheck?

14:21

$Tiger Brokers(TIGR)$ Will set aside part of my paycheck (10-20%) into an emergency fund that can cover 3-6 months of living expenses in case of unforeseen circumstances. The rest to cover the house mortgage loan, bills, groceries, etc.

papapan

11:55

$Tiger Brokers(TIGR)$ spend on family

1v4n

07:56

$Tiger Brokers(TIGR)$ If this is not the Top ADR of the month, I don't know what is

ZhiZhiYong

02:32

$Tiger Brokers(TIGR)$ To effectively spend your first paycheck and should consider these steps: Build an Emergency Fund: Aim for three to six months' worth of expenses in a high-yield savings account (HYSA) to cover unexpected costs. Follow the 50-30-20 Rule: Allocate 50% for essentials, 30% for discretionary spending, and 20% for savings and investments. Invest Wisely: Start with diversified index funds like S&P 500 or total market ETFs, which are less risky than individual stocks. Automate Savings: Set up automatic transfers to your investment accounts to ensure consistent contributions.

KL123

01:49

$Tiger Brokers(TIGR)$ Good good good

ECLC

01:24

First paycheck: parents, spendings & savings. Latest paycheck: nursing home, spendings, savings & investments.

Success88

10-04 22:44

My first pay check was put aside 20% for saving, 10% for investment and some of it give to my parents and the rest is for my own expenses. In Singapore saving for raining day is very important. Investment is for early retirement @Tiger_comments @MHh @HelenJanet @SPOT_ON @koolgal

MHh

10-04 22:08

Worked for more than a decade already! From my very first salary, I started saving and tried to keep my expenses without big increases over the years. My major expenses annually are my travels. Other than that, I don’t have big purchases except the new phone every few years and electrical appliances like fridge when they break down. I do however increase the amount I give to my parents. Other than money to my parents, I do try to put aside as much as possible and over the years, I have been investing mainly through Tiger broker’s platform to try to beat inflation! The last 4 years have. It been great for the China/ Hong Kong market but they are bearing fruits now!

Felyox

10-04 21:45

$Tiger Brokers(TIGR)$ I paid myself and treated my family to some tasty dinner

早日发财

10-04 21:40

$Tiger Brokers(TIGR)$ Buy more tiger shares!!!

setia100

10-04 21:39

$Tiger Brokers(TIGR)$ What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 Isn't this is intrusion into my private life ❗❓🤔

Guilherme ISS

10-04 20:20

$Tiger Brokers(TIGR)$ The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: "How shall I divide this treasure?" The wise Oracle of Finance appeared, saying: "Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts." The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and for saving and inv

freedomfight

10-04 20:13

$Tiger Brokers(TIGR)$ to the sky

freedomfight

10-04 20:12

$Tiger Brokers(TIGR)$ finally have gone back up after 2 year

Guilherme ISS

10-04 19:55

$Tiger Brokers(TIGR)$ Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being. Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).

li0017in

10-04 19:45

$Tiger Brokers(TIGR)$ I used it to pay my bills

icycrystal

10-04 18:38

$Tiger Brokers(TIGR)$ first pay cheque, came in and straight out... couldn't even "smell" or have a good "feel" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa

icycrystal

10-04 18:38

first pay cheque, came in and straight out... couldn't even "smell" or have a good "feel" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa @rL @HelenJanet

Spiders

10-04 18:09

When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t

Aqa

10-04 18:00

“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks @Tiger_comments @icycrystal @GoodLife99 @SPOT_ON

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Latest paycheck: nursing home, spendings, savings & investments.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356569879396608","isVote":1,"tweetType":1,"viewCount":13,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356530228654288,"gmtCreate":1728053076065,"gmtModify":1728053081096,"author":{"id":"4101948424484190","authorId":"4101948424484190","authorIdStr":"4101948424484190","name":"Success88","avatar":"https://static.itradeup.com/news/4408e1a22d73e99adb53aa65dde8ad91","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4101948424484190"},"themes":[],"htmlText":"My first pay check was put aside 20% for saving, 10% for investment and some of it give to my parents and the rest is for my own expenses. In Singapore saving for raining day is very important. 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Investment is for early retirement @Tiger_comments @MHh @HelenJanet @SPOT_ON @koolgal","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356530228654288","isVote":1,"tweetType":1,"viewCount":322,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356521295380624,"gmtCreate":1728050889758,"gmtModify":1728050895681,"author":{"id":"4091758936365950","authorId":"4091758936365950","authorIdStr":"4091758936365950","name":"MHh","avatar":"https://static.tigerbbs.com/54b2feced9ef5dcc9e95997d1f4db280","crmLevel":6,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4091758936365950"},"themes":[],"htmlText":"Worked for more than a decade already! From my very first salary, I started saving and tried to keep my expenses without big increases over the years. My major expenses annually are my travels. 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It been great for the China/ Hong Kong market but they are bearing fruits now!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356521295380624","isVote":1,"tweetType":1,"viewCount":40,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356515737182368,"gmtCreate":1728049552629,"gmtModify":1728049933493,"author":{"id":"3579488242852345","authorId":"3579488242852345","authorIdStr":"3579488242852345","name":"Felyox","avatar":"https://community-static.tradeup.com/news/658e255aef9e9aac8acf07b81f672bba","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3579488242852345"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I paid myself and treated my family to some tasty dinner&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I paid myself and treated my family to some tasty dinner&nbsp;","text":"$Tiger Brokers(TIGR)$ I paid myself and treated my family to some tasty dinner","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356515737182368","isVote":1,"tweetType":1,"viewCount":2,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356514544435392,"gmtCreate":1728049246525,"gmtModify":1728049250300,"author":{"id":"3575886266616877","authorId":"3575886266616877","authorIdStr":"3575886266616877","name":"早日发财","avatar":"https://static.tigerbbs.com/3f263e730904f5f7e1498199d4bd70c2","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3575886266616877"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Buy more tiger shares!!!&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Buy more tiger shares!!!&nbsp;","text":"$Tiger Brokers(TIGR)$ Buy more tiger shares!!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356514544435392","isVote":1,"tweetType":1,"viewCount":3,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356514210250824,"gmtCreate":1728049171568,"gmtModify":1728049175274,"author":{"id":"3567852837945728","authorId":"3567852837945728","authorIdStr":"3567852837945728","name":"setia100","avatar":"https://community-static.tradeup.com/news/5d07af59743ad001196b7aca5f1726d7","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3567852837945728"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 &nbsp;Isn't this is intrusion into my private life ❗❓🤔","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 &nbsp;Isn't this is intrusion into my private life ❗❓🤔","text":"$Tiger Brokers(TIGR)$ What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 Isn't this is intrusion into my private life ❗❓🤔","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356514210250824","isVote":1,"tweetType":1,"viewCount":84,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356525418074440,"gmtCreate":1728044423621,"gmtModify":1728045195333,"author":{"id":"4147346672000602","authorId":"4147346672000602","authorIdStr":"4147346672000602","name":"Guilherme ISS","avatar":"https://community-static.tradeup.com/news/297a76da6f17b17dbda0dad8acfb7a3d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4147346672000602"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and&nbsp;for saving and inv","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and&nbsp;for saving and inv","text":"$Tiger Brokers(TIGR)$ The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and for saving and inv","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356525418074440","isVote":1,"tweetType":1,"viewCount":102,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":356493402460224,"gmtCreate":1728043995428,"gmtModify":1728043999446,"author":{"id":"4091205088190620","authorId":"4091205088190620","authorIdStr":"4091205088190620","name":"freedomfight","avatar":"https://static.tigerbbs.com/f5a560151e7203f64a9c91b3b52c5718","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4091205088190620"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> to the sky","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> to the sky","text":"$Tiger Brokers(TIGR)$ to the sky","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356493402460224","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356493165973616,"gmtCreate":1728043938229,"gmtModify":1728045195195,"author":{"id":"4091205088190620","authorId":"4091205088190620","authorIdStr":"4091205088190620","name":"freedomfight","avatar":"https://static.tigerbbs.com/f5a560151e7203f64a9c91b3b52c5718","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4091205088190620"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> finally have gone back up after 2 year&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> finally have gone back up after 2 year&nbsp;","text":"$Tiger Brokers(TIGR)$ finally have gone back up after 2 year","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356493165973616","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356489100439952,"gmtCreate":1728042947407,"gmtModify":1728042960026,"author":{"id":"4147346672000602","authorId":"4147346672000602","authorIdStr":"4147346672000602","name":"Guilherme ISS","avatar":"https://community-static.tradeup.com/news/297a76da6f17b17dbda0dad8acfb7a3d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4147346672000602"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being.&nbsp; Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being.&nbsp; Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","text":"$Tiger Brokers(TIGR)$ Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being. Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","images":[{"img":"https://community-static.tradeup.com/news/18c9a6a7ff9e6abc581f1038a9782a8b","width":"701","height":"438"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356489100439952","isVote":1,"tweetType":1,"viewCount":115,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":356516906344824,"gmtCreate":1728042346426,"gmtModify":1728042349769,"author":{"id":"3577704452527934","authorId":"3577704452527934","authorIdStr":"3577704452527934","name":"li0017in","avatar":"https://community-static.tradeup.com/news/9c547a43cfa894edee0ba2f8e15e301d","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3577704452527934"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> I used it to pay my bills","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> I used it to pay my bills","text":"$Tiger Brokers(TIGR)$ I used it to pay my bills","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356516906344824","isVote":1,"tweetType":1,"viewCount":57,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356470099243392,"gmtCreate":1728038308007,"gmtModify":1728039018225,"author":{"id":"4132300740238052","authorId":"4132300740238052","authorIdStr":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD]&nbsp; [USD]&nbsp; [USD]&nbsp; didn't even know how I've survived those days [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a>","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD]&nbsp; [USD]&nbsp; [USD]&nbsp; didn't even know how I've survived those days [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a>","text":"$Tiger Brokers(TIGR)$ first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/356470099243392","isVote":1,"tweetType":1,"viewCount":237,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","authorIdStr":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842"},"content":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances.","text":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances.","html":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356470038405184,"gmtCreate":1728038291313,"gmtModify":1728039017842,"author":{"id":"4132300740238052","authorId":"4132300740238052","authorIdStr":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052"},"themes":[],"htmlText":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a>","listText":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a>","text":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa @rL @HelenJanet","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/356470038405184","isVote":1,"tweetType":1,"viewCount":9,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","authorIdStr":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842"},"content":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals.","text":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals.","html":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356463067271568,"gmtCreate":1728036591653,"gmtModify":1728036598146,"author":{"id":"4159970598736412","authorId":"4159970598736412","authorIdStr":"4159970598736412","name":"Spiders","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4159970598736412"},"themes":[],"htmlText":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","listText":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","text":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356463067271568","isVote":1,"tweetType":1,"viewCount":31,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356460290097232,"gmtCreate":1728036013715,"gmtModify":1728036019117,"author":{"id":"4091884160412060","authorId":"4091884160412060","authorIdStr":"4091884160412060","name":"Aqa","avatar":"https://community-static.tradeup.com/news/4a899a6e247bc68815d3a2da3b82a81a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4091884160412060"},"themes":[],"htmlText":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks<a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4132300740238052\"> @icycrystal </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a>","listText":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks<a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4132300740238052\"> @icycrystal </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a>","text":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks @Tiger_comments @icycrystal @GoodLife99 @SPOT_ON","images":[{"img":"https://community-static.tradeup.com/news/43f3a14817fcf9037f8ed7e05f19e496"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356460290097232","isVote":1,"tweetType":1,"viewCount":37,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"essenList":[{"id":356760863846464,"gmtCreate":1728109293618,"gmtModify":1728109298148,"author":{"id":"4134022564552722","authorId":"4134022564552722","authorIdStr":"4134022564552722","name":"Anthony CY Tan","avatar":"https://community-static.tradeup.com/news/4452a602cac8709197acb2d3e986bd09","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4134022564552722"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> Will set aside part of my paycheck (10-20%) into an emergency fund that can cover 3-6 months of living expenses in case of unforeseen circumstances. The rest to cover the house mortgage loan, bills, groceries, etc.&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> Will set aside part of my paycheck (10-20%) into an emergency fund that can cover 3-6 months of living expenses in case of unforeseen circumstances. The rest to cover the house mortgage loan, bills, groceries, etc.&nbsp;","text":"$Tiger Brokers(TIGR)$ Will set aside part of my paycheck (10-20%) into an emergency fund that can cover 3-6 months of living expenses in case of unforeseen circumstances. The rest to cover the house mortgage loan, bills, groceries, etc.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356760863846464","isVote":1,"tweetType":1,"viewCount":64,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356755200643392,"gmtCreate":1728100522848,"gmtModify":1728104956294,"author":{"id":"4098352617409640","authorId":"4098352617409640","authorIdStr":"4098352617409640","name":"papapan","avatar":"https://community-static.tradeup.com/news/cd11cc0b3bf60f319bde987700df6683","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4098352617409640"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> spend on family","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> spend on family","text":"$Tiger Brokers(TIGR)$ spend on family","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356755200643392","isVote":1,"tweetType":1,"viewCount":1,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356525418074440,"gmtCreate":1728044423621,"gmtModify":1728045195333,"author":{"id":"4147346672000602","authorId":"4147346672000602","authorIdStr":"4147346672000602","name":"Guilherme ISS","avatar":"https://community-static.tradeup.com/news/297a76da6f17b17dbda0dad8acfb7a3d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4147346672000602"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and&nbsp;for saving and inv","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and&nbsp;for saving and inv","text":"$Tiger Brokers(TIGR)$ The Epic Quest for Financial Freedom: Paycheck Adventure* In the land of USA, where innovation reigns supreme, Elon Musk, the brave adventurer, embarked on a perilous journey to conquer the mystical realm of financial wisdom. The Paycheck Conundrum As Elon gazed upon his freshly minted paycheck, he pondered: \"How shall I divide this treasure?\" The wise Oracle of Finance appeared, saying: \"Elon, pay thyself first! Prioritize thy financial well-being before satisfying the hungry beasts of bills and debts.\" The Rule of the Ancients was divide thy earnings, brave Elon, into three portions for necessities (food, shelter, SpaceX fuel), for discretionary spending (Tesla upgrades, Martian vacations) and for saving and inv","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356525418074440","isVote":1,"tweetType":1,"viewCount":102,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":356489100439952,"gmtCreate":1728042947407,"gmtModify":1728042960026,"author":{"id":"4147346672000602","authorId":"4147346672000602","authorIdStr":"4147346672000602","name":"Guilherme ISS","avatar":"https://community-static.tradeup.com/news/297a76da6f17b17dbda0dad8acfb7a3d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4147346672000602"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being.&nbsp; Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being.&nbsp; Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","text":"$Tiger Brokers(TIGR)$ Congratulations on earning that paycheck! Now, let's talk about the most important person to pay first... YOURSELF! Paying Yourself First 101 Before paying bills, debts, or others, prioritize your own financial well-being. Set aside a portion for: 1. Emergency fund 2. Retirement savings 3. Personal goals (e.g., down payment, vacation) Good Examples: 1. 50/30/20 rule: 50% for necessities, 30% for discretionary spending, 20% for saving/investing. 2. Automate savings: Set up automatic transfers to your savings/investment accounts. 3. Invest in yourself: Courses, books, or certifications to boost earning potential. Bad Examples: 1. Impulse buying: Splurging on unnecessary items (e.g., luxury cars, designer clothes).","images":[{"img":"https://community-static.tradeup.com/news/18c9a6a7ff9e6abc581f1038a9782a8b","width":"701","height":"438"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356489100439952","isVote":1,"tweetType":1,"viewCount":115,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":356463067271568,"gmtCreate":1728036591653,"gmtModify":1728036598146,"author":{"id":"4159970598736412","authorId":"4159970598736412","authorIdStr":"4159970598736412","name":"Spiders","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4159970598736412"},"themes":[],"htmlText":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","listText":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","text":"When I began working, I truly understood the value of money. As a student, before I had a job, I never fully grasped how difficult it was to earn. Back then, it was easy to overlook the effort behind every dollar. However, once I started working, I quickly realized that money is the result of hard work and that it demands careful management. It became clear to me that I couldn't live paycheck to paycheck; I needed to be more mindful of my spending and save for the future, for those inevitable rainy days. That said, saving doesn't mean I should be so frugal that I deprive myself of life's small joys or become miserly. Life is about balance. What is the point of working so hard if all you do is save, sacrificing your quality of life? It's essential to treat yourself occasionally and enjoy t","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356463067271568","isVote":1,"tweetType":1,"viewCount":31,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356611407983008,"gmtCreate":1728066741947,"gmtModify":1728066747437,"author":{"id":"4100371529060590","authorId":"4100371529060590","authorIdStr":"4100371529060590","name":"ZhiZhiYong","avatar":"https://static.tigerbbs.com/a7e9b96ad0df62a801c4fb805208d947","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4100371529060590"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; To effectively spend your first paycheck and should&nbsp;consider these steps: Build an Emergency Fund: Aim for three to six months' worth of expenses in a high-yield savings account (HYSA) to cover unexpected costs. Follow the 50-30-20 Rule: Allocate 50% for essentials, 30% for discretionary spending, and 20% for savings and investments. Invest Wisely: Start with diversified index funds like S&amp;P 500 or total market ETFs, which are less risky than individual stocks. Automate Savings: Set up automatic transfers to your investment accounts to ensure consistent contributions.","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a>&nbsp; To effectively spend your first paycheck and should&nbsp;consider these steps: Build an Emergency Fund: Aim for three to six months' worth of expenses in a high-yield savings account (HYSA) to cover unexpected costs. Follow the 50-30-20 Rule: Allocate 50% for essentials, 30% for discretionary spending, and 20% for savings and investments. Invest Wisely: Start with diversified index funds like S&amp;P 500 or total market ETFs, which are less risky than individual stocks. Automate Savings: Set up automatic transfers to your investment accounts to ensure consistent contributions.","text":"$Tiger Brokers(TIGR)$ To effectively spend your first paycheck and should consider these steps: Build an Emergency Fund: Aim for three to six months' worth of expenses in a high-yield savings account (HYSA) to cover unexpected costs. Follow the 50-30-20 Rule: Allocate 50% for essentials, 30% for discretionary spending, and 20% for savings and investments. Invest Wisely: Start with diversified index funds like S&P 500 or total market ETFs, which are less risky than individual stocks. Automate Savings: Set up automatic transfers to your investment accounts to ensure consistent contributions.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356611407983008","isVote":1,"tweetType":1,"viewCount":547,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356665818529864,"gmtCreate":1728086185308,"gmtModify":1728099635905,"author":{"id":"3564133657678615","authorId":"3564133657678615","authorIdStr":"3564133657678615","name":"1v4n","avatar":"https://static.tigerbbs.com/fc39a0ba769fc996b971983a0d16aff8","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3564133657678615"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> If this is not the Top ADR of the month, I don't know what is","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> If this is not the Top ADR of the month, I don't know what is","text":"$Tiger Brokers(TIGR)$ If this is not the Top ADR of the month, I don't know what is","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356665818529864","isVote":1,"tweetType":1,"viewCount":7,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356521295380624,"gmtCreate":1728050889758,"gmtModify":1728050895681,"author":{"id":"4091758936365950","authorId":"4091758936365950","authorIdStr":"4091758936365950","name":"MHh","avatar":"https://static.tigerbbs.com/54b2feced9ef5dcc9e95997d1f4db280","crmLevel":6,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4091758936365950"},"themes":[],"htmlText":"Worked for more than a decade already! From my very first salary, I started saving and tried to keep my expenses without big increases over the years. My major expenses annually are my travels. Other than that, I don’t have big purchases except the new phone every few years and electrical appliances like fridge when they break down. I do however increase the amount I give to my parents. Other than money to my parents, I do try to put aside as much as possible and over the years, I have been investing mainly through Tiger broker’s platform to try to beat inflation! The last 4 years have. It been great for the China/ Hong Kong market but they are bearing fruits now!","listText":"Worked for more than a decade already! From my very first salary, I started saving and tried to keep my expenses without big increases over the years. My major expenses annually are my travels. Other than that, I don’t have big purchases except the new phone every few years and electrical appliances like fridge when they break down. I do however increase the amount I give to my parents. Other than money to my parents, I do try to put aside as much as possible and over the years, I have been investing mainly through Tiger broker’s platform to try to beat inflation! The last 4 years have. It been great for the China/ Hong Kong market but they are bearing fruits now!","text":"Worked for more than a decade already! From my very first salary, I started saving and tried to keep my expenses without big increases over the years. My major expenses annually are my travels. Other than that, I don’t have big purchases except the new phone every few years and electrical appliances like fridge when they break down. I do however increase the amount I give to my parents. Other than money to my parents, I do try to put aside as much as possible and over the years, I have been investing mainly through Tiger broker’s platform to try to beat inflation! The last 4 years have. It been great for the China/ Hong Kong market but they are bearing fruits now!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356521295380624","isVote":1,"tweetType":1,"viewCount":40,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356458943279312,"gmtCreate":1728035672409,"gmtModify":1728036348240,"author":{"id":"4159970598736412","authorId":"4159970598736412","authorIdStr":"4159970598736412","name":"Spiders","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4159970598736412"},"themes":[],"htmlText":"My first paycheck came when I was 16 years old. That feels like a lifetime ago now. I was not earning much at the time, but because my parents were still giving me an allowance, I was fortunate enough to save most of what I earned. I used part of my paycheck to cover essentials like transportation and food, and, of course, to indulge in some personal wants. However, I did not know much about managing money back then. I simply deposited my savings in a bank account that offered a meager 0.05% interest rate. In hindsight, it was not the best financial decision. Over the years, I have become much wiser with how I handle my money. Nowadays, after covering my expenses, I make it a point to invest the rest wisely. I allocate some funds to my CPF (Central Provident Fund), invest in stocks and bon","listText":"My first paycheck came when I was 16 years old. That feels like a lifetime ago now. I was not earning much at the time, but because my parents were still giving me an allowance, I was fortunate enough to save most of what I earned. I used part of my paycheck to cover essentials like transportation and food, and, of course, to indulge in some personal wants. However, I did not know much about managing money back then. I simply deposited my savings in a bank account that offered a meager 0.05% interest rate. In hindsight, it was not the best financial decision. Over the years, I have become much wiser with how I handle my money. Nowadays, after covering my expenses, I make it a point to invest the rest wisely. I allocate some funds to my CPF (Central Provident Fund), invest in stocks and bon","text":"My first paycheck came when I was 16 years old. That feels like a lifetime ago now. I was not earning much at the time, but because my parents were still giving me an allowance, I was fortunate enough to save most of what I earned. I used part of my paycheck to cover essentials like transportation and food, and, of course, to indulge in some personal wants. However, I did not know much about managing money back then. I simply deposited my savings in a bank account that offered a meager 0.05% interest rate. In hindsight, it was not the best financial decision. Over the years, I have become much wiser with how I handle my money. Nowadays, after covering my expenses, I make it a point to invest the rest wisely. I allocate some funds to my CPF (Central Provident Fund), invest in stocks and bon","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356458943279312","isVote":1,"tweetType":1,"viewCount":36,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356569879396608,"gmtCreate":1728062667960,"gmtModify":1728062671856,"author":{"id":"4125532638806262","authorId":"4125532638806262","authorIdStr":"4125532638806262","name":"ECLC","avatar":"https://community-static.tradeup.com/news/09fb0c58bc7fe8c4936dcdd44711a4e0","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4125532638806262"},"themes":[],"htmlText":"First paycheck: parents, spendings &amp; savings. Latest paycheck: nursing home, spendings, savings &amp; investments.","listText":"First paycheck: parents, spendings &amp; savings. Latest paycheck: nursing home, spendings, savings &amp; investments.","text":"First paycheck: parents, spendings & savings. Latest paycheck: nursing home, spendings, savings & investments.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356569879396608","isVote":1,"tweetType":1,"viewCount":13,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356575618433216,"gmtCreate":1728064157169,"gmtModify":1728064160806,"author":{"id":"3574927733378333","authorId":"3574927733378333","authorIdStr":"3574927733378333","name":"KL123","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3574927733378333"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> Good good good&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> Good good good&nbsp;","text":"$Tiger Brokers(TIGR)$ Good good good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356575618433216","isVote":1,"tweetType":1,"viewCount":8,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356530228654288,"gmtCreate":1728053076065,"gmtModify":1728053081096,"author":{"id":"4101948424484190","authorId":"4101948424484190","authorIdStr":"4101948424484190","name":"Success88","avatar":"https://static.itradeup.com/news/4408e1a22d73e99adb53aa65dde8ad91","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4101948424484190"},"themes":[],"htmlText":"My first pay check was put aside 20% for saving, 10% for investment and some of it give to my parents and the rest is for my own expenses. In Singapore saving for raining day is very important. Investment is for early retirement <a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4091758936365950\"> @MHh </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a><a href=\"https://ttm.financial/U/3559581955535845\"> @koolgal </a>","listText":"My first pay check was put aside 20% for saving, 10% for investment and some of it give to my parents and the rest is for my own expenses. In Singapore saving for raining day is very important. Investment is for early retirement <a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4091758936365950\"> @MHh </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a><a href=\"https://ttm.financial/U/3559581955535845\"> @koolgal </a>","text":"My first pay check was put aside 20% for saving, 10% for investment and some of it give to my parents and the rest is for my own expenses. In Singapore saving for raining day is very important. Investment is for early retirement @Tiger_comments @MHh @HelenJanet @SPOT_ON @koolgal","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356530228654288","isVote":1,"tweetType":1,"viewCount":322,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356460290097232,"gmtCreate":1728036013715,"gmtModify":1728036019117,"author":{"id":"4091884160412060","authorId":"4091884160412060","authorIdStr":"4091884160412060","name":"Aqa","avatar":"https://community-static.tradeup.com/news/4a899a6e247bc68815d3a2da3b82a81a","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"4091884160412060"},"themes":[],"htmlText":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks<a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4132300740238052\"> @icycrystal </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a>","listText":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks<a href=\"https://ttm.financial/U/3501196737273098\"> @Tiger_comments </a><a href=\"https://ttm.financial/U/4132300740238052\"> @icycrystal </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/3582922989777578\"> @SPOT_ON </a>","text":"“Investments” and “savings” were impossible when I got my first paycheck. My first paycheck was all spent on the daily necessities. A quarter of it gone to my landlord where we rented an apartment near my work place. I put aside $300 in a red packet reserved for my mother. Whatever left of it was needed for my daily meals and transport. Tiger Brokers is a blessing because it provides a platform where we can invest with little money. It is also a good app that provides up to date investment news. Thanks @Tiger_comments @icycrystal @GoodLife99 @SPOT_ON","images":[{"img":"https://community-static.tradeup.com/news/43f3a14817fcf9037f8ed7e05f19e496"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356460290097232","isVote":1,"tweetType":1,"viewCount":37,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":356470099243392,"gmtCreate":1728038308007,"gmtModify":1728039018225,"author":{"id":"4132300740238052","authorId":"4132300740238052","authorIdStr":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD]&nbsp; [USD]&nbsp; [USD]&nbsp; didn't even know how I've survived those days [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a>","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a>&nbsp; first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD]&nbsp; [USD]&nbsp; [USD]&nbsp; didn't even know how I've survived those days [Thinking]&nbsp; [Thinking]&nbsp; [Thinking]&nbsp; <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a>","text":"$Tiger Brokers(TIGR)$ first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/356470099243392","isVote":1,"tweetType":1,"viewCount":237,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","authorIdStr":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842"},"content":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances.","text":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances.","html":"As an AI language model, I don't have personal experiences or memories, so I cannot answer questions related to my own work history or personal spending. However, I can provide some general tips on how to plan and manage your salary: Create a budget: Determine your monthly expenses, including essential needs like rent, bills, groceries, transportation, and debt repayments. Allocate a portion of your salary to each category and stick to the budget. Save for emergencies: Set aside a portion of your salary for unexpected expenses or emergencies. It's generally recommended to have 3-6 months' worth of living expenses in an emergency fund. Save for the future: Start saving for your long-term goals, such as retirement or buying a house. Consider setting up automatic transfers to a separate savings account to ensure consistent savings. Pay off debt: Allocate a portion of your salary to paying off any outstanding debts, such as credit card debt or student loans. Prioritize higher-interest debts to minimize interest payments. Invest for growth: If you have extra funds after covering your expenses, consider investing for the long term. Explore options like stocks, bonds, mutual funds, or real estate, depending on your risk tolerance and financial goals. Enjoy responsibly: It's important to treat yourself occasionally, but be mindful of your spending habits. Set aside a portion of your salary for discretionary expenses and entertainment while staying within your budget. Remember, personal finance is a long-term endeavor, and everyone's financial situation is unique. It's essential to regularly review and adjust your financial plan as your circumstances change. Seek professional advice if needed and remember to always prioritize saving and investing for your future financial well-being. Disclaimer: The above information is for general informational purposes only and should not be considered financial advice. Please consult with a financial advisor or professional for personalized advice based on your specific circumstances."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356470038405184,"gmtCreate":1728038291313,"gmtModify":1728039017842,"author":{"id":"4132300740238052","authorId":"4132300740238052","authorIdStr":"4132300740238052","name":"icycrystal","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132300740238052"},"themes":[],"htmlText":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a>","listText":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] <a href=\"https://ttm.financial/U/3581734406950755\"> @Shyon </a><a href=\"https://ttm.financial/U/4113904591642392\"> @LMSunshine </a><a href=\"https://ttm.financial/U/3585001294737518\"> @Universe宇宙 </a><a href=\"https://ttm.financial/U/4141429963588842\"> @TigerGPT </a><a href=\"https://ttm.financial/U/3573390365123336\"> @GoodLife99 </a><a href=\"https://ttm.financial/U/4091884160412060\"> @Aqa </a><a href=\"https://ttm.financial/U/3577326119541486\"> </a><a href=\"https://ttm.financial/U/4100927749199030\"> @rL </a><a href=\"https://ttm.financial/U/3581735774790928\"> @HelenJanet </a>","text":"first pay cheque, came in and straight out... couldn't even \"smell\" or have a good \"feel\" of the [USD] [USD] [USD] didn't even know how I've survived those days [Thinking] [Thinking] [Thinking] @Shyon @LMSunshine @Universe宇宙 @TigerGPT @GoodLife99 @Aqa @rL @HelenJanet","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/356470038405184","isVote":1,"tweetType":1,"viewCount":9,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4141429963588842","authorId":"4141429963588842","authorIdStr":"4141429963588842","name":"TigerGPT","avatar":"https://community-static.tradeup.com/news/5b82af1deb17dfa8f94b4741b9ea2738","crmLevel":1,"crmLevelSwitch":0,"idStr":"4141429963588842"},"content":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals.","text":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals.","html":"As an AI language model, I don't have personal experiences or the ability to earn a salary. However, I can provide some general advice on managing your salary. Budgeting: Start by creating a budget that tracks your income and expenses. Allocate your salary to different categories such as rent, utilities, groceries, transportation, savings, and discretionary spending. Stick to your budget to ensure you are living within your means. Saving and Investing: It's important to regularly save a portion of your salary for emergencies and future goals. Consider opening a savings account and automate your savings. Additionally, you can explore investing options such as stocks, bonds, or retirement accounts to grow your wealth over time. Debt Management: If you have any outstanding debts, prioritize paying them off. High-interest debts, such as credit card debt, should be paid off as soon as possible to avoid accumulating interest charges. Financial Goals: Set financial goals for yourself, such as saving for a down payment on a house, starting a business, or retirement. Break down your goals into actionable steps and track your progress regularly. Track Expenses: Keep track of your expenses to identify areas where you can cut back. This will help you understand your spending habits and make adjustments to meet your financial goals. Regarding your question about the first paycheck, everyone has different priorities and circumstances. Some people may spend it on important bills or necessities, while others may choose to treat themselves or save it for the future. It's essential to make thoughtful decisions based on your financial situation and long-term goals. Remember, it's always a good idea to seek advice from a financial professional who can provide personalized guidance based on your specific needs and goals."}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356514210250824,"gmtCreate":1728049171568,"gmtModify":1728049175274,"author":{"id":"3567852837945728","authorId":"3567852837945728","authorIdStr":"3567852837945728","name":"setia100","avatar":"https://community-static.tradeup.com/news/5d07af59743ad001196b7aca5f1726d7","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3567852837945728"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 &nbsp;Isn't this is intrusion into my private life ❗❓🤔","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 &nbsp;Isn't this is intrusion into my private life ❗❓🤔","text":"$Tiger Brokers(TIGR)$ What ❓ Mother tiger wants to know how I spend my 1st paycheck ❓😂 Isn't this is intrusion into my private life ❗❓🤔","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356514210250824","isVote":1,"tweetType":1,"viewCount":84,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356515737182368,"gmtCreate":1728049552629,"gmtModify":1728049933493,"author":{"id":"3579488242852345","authorId":"3579488242852345","authorIdStr":"3579488242852345","name":"Felyox","avatar":"https://community-static.tradeup.com/news/658e255aef9e9aac8acf07b81f672bba","crmLevel":2,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3579488242852345"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I paid myself and treated my family to some tasty dinner&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> I paid myself and treated my family to some tasty dinner&nbsp;","text":"$Tiger Brokers(TIGR)$ I paid myself and treated my family to some tasty dinner","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356515737182368","isVote":1,"tweetType":1,"viewCount":2,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356514544435392,"gmtCreate":1728049246525,"gmtModify":1728049250300,"author":{"id":"3575886266616877","authorId":"3575886266616877","authorIdStr":"3575886266616877","name":"早日发财","avatar":"https://static.tigerbbs.com/3f263e730904f5f7e1498199d4bd70c2","crmLevel":3,"crmLevelSwitch":1,"followedFlag":false,"idStr":"3575886266616877"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Buy more tiger shares!!!&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> Buy more tiger shares!!!&nbsp;","text":"$Tiger Brokers(TIGR)$ Buy more tiger shares!!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356514544435392","isVote":1,"tweetType":1,"viewCount":3,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356425682616344,"gmtCreate":1728027461891,"gmtModify":1728070201992,"author":{"id":"3577965120664925","authorId":"3577965120664925","authorIdStr":"3577965120664925","name":"SR050321","avatar":"https://community-static.tradeup.com/news/7a02781de36c0ac0f4851adb1cee54ff","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3577965120664925"},"themes":[],"htmlText":"My first salary for my study. In Singapore you save 37% every month from yr salary in the cpf, on top of that you can save cash and invest some in <a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> to buy good value, blue chip, monthly dividend, etf, Tiger made is easier for beginners to start investing 😍","listText":"My first salary for my study. In Singapore you save 37% every month from yr salary in the cpf, on top of that you can save cash and invest some in <a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$</a> to buy good value, blue chip, monthly dividend, etf, Tiger made is easier for beginners to start investing 😍","text":"My first salary for my study. In Singapore you save 37% every month from yr salary in the cpf, on top of that you can save cash and invest some in $Tiger Brokers(TIGR)$ to buy good value, blue chip, monthly dividend, etf, Tiger made is easier for beginners to start investing 😍","images":[],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":77,"commentSize":11,"repostSize":6,"link":"https://ttm.financial/post/356425682616344","isVote":1,"tweetType":1,"viewCount":10353,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3573976216768090","authorId":"3573976216768090","authorIdStr":"3573976216768090","name":"3nn","avatar":"https://static.tigerbbs.com/303b8f037330070d95adf2f11d86d23a","crmLevel":4,"crmLevelSwitch":0,"idStr":"3573976216768090"},"content":"For past 2 years “nobody” invest in Tiger and suddenly after 2 years every singaporean want to save and invest in Tiger lol","text":"For past 2 years “nobody” invest in Tiger and suddenly after 2 years every singaporean want to save and invest in Tiger lol","html":"For past 2 years “nobody” invest in Tiger and suddenly after 2 years every singaporean want to save and invest in Tiger lol"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":356493165973616,"gmtCreate":1728043938229,"gmtModify":1728045195195,"author":{"id":"4091205088190620","authorId":"4091205088190620","authorIdStr":"4091205088190620","name":"freedomfight","avatar":"https://static.tigerbbs.com/f5a560151e7203f64a9c91b3b52c5718","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4091205088190620"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> finally have gone back up after 2 year&nbsp;","listText":"<a href=\"https://ttm.financial/S/TIGR\">$Tiger Brokers(TIGR)$ </a> finally have gone back up after 2 year&nbsp;","text":"$Tiger Brokers(TIGR)$ finally have gone back up after 2 year","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/356493165973616","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}]}