Young people should save first

Young people should save first and then buy endowment plan for themselves & their parents. Basically, a risk free investment. Next, they can also top up their CPF or their parents CPF for tax relief. Another risk free investment. Slow and steady will win the game. I would classify both of these as safe haven. [USD]

Thereafter, they can invest in S&P500, QQQ for growth & 3 local banks for dividends. Best of both world. 🤭[Miser]

If company offers EPPS, go ahead and invest in it.

@MHh @melson

@Wayneqq Where have you been?

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