koolgal
2025-07-18
🌟🌟🌟Retiring in Singapore is like playing mahjong with inflation, healthcare and lifestyle expectations.  I do not need to win every round but I need just enough to stay in the game.

I see myself as a middle class Singaporean.  I normally cook at home but sometimes treat myself and my family to nice mid range restaurants like Din Tai Fung and Penang Place.  I love to travel but keep to economy class airfares, and mid range hotels.

I love to hoard my CDC vouchers and spend them carefully.

I dream of retiring early but know that it is important to invest wisely in dividend stocks, Index ETFs and REITs to build passive income.

My target - SGD 1 million in savings using 1M65 as my CPF benchmark.

Retirement in Singapore isn't about hitting a magic number.  It is more about creating a life where I can afford both hawker feasts with occasional omakase splurges.  It is about living a modest but joyful lifestyle.

@Tiger_SG @Tiger_comments @TigerStars @CaptainTiger

S$550K vs S$1.87M: 3x Gap! How Much Do You Really Need?
Previously, we discussed $DBS(D05.SI)$ Bank’s suggestion that S$550,000 is needed to retire in Singapore “S$550K to Retire in SG: Have You Planned Your FIRE Number?” and many tigers shared your own investment and savings plans for retirement. But now, a new report from $HSBC Holdings PLC(HSBC)$reveals that wealthy individuals in Singapore believe they need S$1.87 million to enjoy a “comfortable retirement.” To retire peacefully in Singapore, ordinary folks need to save S$550K, while the wealthy feel they need S$1.87 million. That’s a staggering difference — over three times more!
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Comments

  • orsiri
    2025-07-18
    orsiri
    Brilliant mindset—playing the long game with REITs and rice bowls! 🍚📈 A hawker-omakase balance sheet sounds like smart retirement planning to me.
    • koolgal
      Appreciate your support 🥰🥰🥰
    • koolgal
      All the best 🍀🍀🍀
    • koolgal
      Sometimes enjoying a plate of fried kway teow is just as satisfying as having omekase. 😁😁😁
    • koolgal
      Happy Trading next week🌈🌈🌈💰💰💰
    • koolgal
      Have a wonderful weekend 🏖️🏖️🏖️
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