πππNIM is Net Interest Margin, a key profitability metric for banks. It measures the difference between interest earned from loans and interest paid to depositors.
$DBS Group Holdings(D05.SI)$ NIM has remained stable at 2.14%. However Analysts expect NIMs to edge lower across Singapore's major banks. This is due to easing global interest rates, rising deposit competition and regulatory shifts.
Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility.
As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomic environment.
@Tiger_SG @Tiger_comments @TigerStars @CaptainTiger
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