Short take: Probably not a gre

Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). That’s a massive hit to their highest-margin business, and the market already priced in a pretty ugly reaction when Trump floated it.If the cap actually gets passed and sticks for the full year, I’d expect more pain and lower multiples for those names. On the flip side, if it gets watered down, delayed, or quietly killed in Congress/bureaucracy (which is very possible), then the stocks could bounce hard from these depressed levels.Right now it feels more like a high-risk “fade the fear” play than a clean bullish setup. I’d wait for more clarity before getting aggressive long in the big card issuers for ’26.What do you think — are you leaning buy-the-dip or stay away?

Big Bank Earnings Recap: AI Divergence, MS is the Winner?

As a key industry bellwether, JPMorgan Chase signaled pressure in its latest earnings, confirming investment banking revenue came in below guidance. Shares fell more than 4% Tuesday, dragging the broader financial sector lower. The results suggest that in a high-rate environment, capital markets activity is recovering more slowly than expected, while rising operating costs are squeezing margins. Does JPMorgan’s earnings miss point to a broader slowdown in capital markets activity? In a higher-for-longer rate environment, can banks defend margins against rising costs?

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Shares fell more than 4% Tuesday, dragging the broader financial sector lower. The results suggest that in a high-rate environment, capital markets activity is recovering more slowly than expected, while rising operating costs are squeezing margins. Does JPMorgan’s earnings miss point to a broader slowdown in capital markets activity?\nIn a higher-for-longer rate environment, can banks defend margins against rising costs?","image":"https://community-static.tradeup.com/news/0b1b6d7deef08a4076898a2d03aeee05"}],"images":[],"coverImages":[],"html":"<html><head></head><body>Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). That’s a massive hit to their highest-margin business, and the market already priced in a pretty ugly reaction when Trump floated it.If the cap actually gets passed and sticks for the full year, I’d expect more pain and lower multiples for those names. On the flip side, if it gets watered down, delayed, or quietly killed in Congress/bureaucracy (which is very possible), then the stocks could bounce hard from these depressed levels.Right now it feels more like a high-risk “fade the fear” play than a clean bullish setup. I’d wait for more clarity before getting aggressive long in the big card issuers for ’26.What do you think — are you leaning buy-the-dip or stay away? \n<br>\n<br></body></html>","htmlText":"<html><head></head><body>Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). That’s a massive hit to their highest-margin business, and the market already priced in a pretty ugly reaction when Trump floated it.If the cap actually gets passed and sticks for the full year, I’d expect more pain and lower multiples for those names. On the flip side, if it gets watered down, delayed, or quietly killed in Congress/bureaucracy (which is very possible), then the stocks could bounce hard from these depressed levels.Right now it feels more like a high-risk “fade the fear” play than a clean bullish setup. I’d wait for more clarity before getting aggressive long in the big card issuers for ’26.What do you think — are you leaning buy-the-dip or stay away? \n<br>\n<br></body></html>","text":"Short take: Probably not a great trade for 2026 — at least not yet.The proposed 10% cap on credit card rates would seriously hurt the biggest earners in the space (think Capital One, Amex, Discover, even some of the big banks’ card divisions). 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