Since Chagee, a Chinese premium tea chain, filed for its U.S. IPO on March 25, 2025, aiming to list on Nasdaq under the ticker "CHA," let’s break down the key factors to assess its potential as an investment. Chagee has shown impressive growth. In 2024, its net revenue nearly tripled to $1.71 billion USD (12.41 billion Chinese yuan) from $638 million USD (4.64 billion yuan) the previous year, with net income surging 213.3% to $344.5 million USD (2.51 billion yuan). Its gross merchandise value (GMV) also jumped 172.9% to $4.05 billion USD (29.46 billion yuan), reflecting strong consumer demand. The company operates 6,440 teahouses globally as of December 31, 2024, with 6,284 in China, and plans to use IPO proceeds to expand further in China and internationally, including its first U.S. stor

Singapore’s risk of facing U.S. tariffs remains low, but recent developments involving the export of Nvidia chips to unknown countries via Singapore add a layer of complexity to its trade outlook. Singapore’s Low Risk of Direct U.S. Tariffs Trade Deficit Advantage: Singapore maintains a significant trade deficit with the U.S., with exports to Singapore at $78.2 billion and imports at $52.9 billion in 2023, yielding a $25.3 billion U.S. surplus (USTR). Trump’s tariff focus—evident in his 25% tariffs on Canada and Mexico and 20% on China. U.S.-Singapore FTA: The 2004 Free Trade Agreement ensures duty-free access for most goods, a shield reinforced by Foreign Minister Vivian Balakrishnan’s stance that Singapore isn’t obligated to enforce unilateral U.S. export controls Limited Trade Circumven

Here are five U.S. stocks worth considering during this turbulent period, based on their resilience, growth potential, or discounted valuations: Microsoft (MSFT) Why Buy: Microsoft’s dominance in cloud computing (Azure) and AI integration across its ecosystem makes it a tech titan with staying power. Despite market jitters, its fundamentals are rock-solid—double-digit earnings growth is expected in 2025 (Bankrate). It’s a defensive growth stock, less exposed to tariff fallout than hardware-focused tech peers. Context: Forbes flagged MSFT as a top pick in February 2025 for its diversified revenue streams. Even with tech under pressure, its enterprise focus cushions it from consumer spending dips. Risk: High valuations (P/E often exceeds 30) could mean further downside if sentiment worsens,

SDRs are financial instruments traded on the Singapore Exchange (SGX) that represent ownership in shares of foreign companies, such as those listed in Thailand or Hong Kong. They allow Singapore-based investors to invest in overseas stocks conveniently, with trades settled in Singapore dollars (SGD), avoiding direct foreign exchange costs and overseas trading fees. Potential Benefits Convenience and Cost Savings: SDRs are traded in SGD, so you don’t need to deal with currency conversions or international brokerage accounts, which can reduce costs. Access to Regional Markets: SDRs provide exposure to growing companies in markets like Thailand (e.g., Airports of Thailand, CP All) and Hong Kong (e.g., Tencent, BYD), which might not be easily accessible otherwise. Diversification: They allow y

Dairy farm to sell Singapore supermarket business DFI Retail Group, the parent company of well-known supermarket chains Cold Storage, Giant, and Jasons, is set to be acquired by Malaysian retail group Macrovalue in a landmark deal valued at S$125 million. This transaction marks a significant shift for the Singapore-based retail giant, which has been a fixture in Southeast Asia’s grocery landscape for decades. The sale encompasses all Cold Storage and Giant outlets in Singapore, signaling the end of an era for DFI’s once-dominant presence in the city-state’s retail sector. The decision comes after years of declining profits, driven by fierce competition from e-commerce platforms, discount retailers, and shifting consumer habits. These challenges have eroded DFI’s market share in Southeast A

Learning to stop losing money in the stock market often comes down to a mix of discipline, strategy, and understanding key lessons from experience. Here are some practical lessons that can help: Risk Management is King: Never invest more than you can afford to lose. Use stop-loss orders to cap your downside—decide ahead of time how much you’re willing to lose on a trade (e.g., 5-10%) and stick to it. Position sizing matters too; don’t put all your eggs in one stock. Don’t Chase Hype: FOMO (fear of missing out) is a killer. Stocks spiking on news or social media buzz often crash just as fast. Research fundamentals—revenue, earnings, debt—before jumping in, not just the headlines. Emotions Are Your Enemy: Panic-selling at a loss or greedily holding too long can tank your portfolio. Develop a

How to Pick Stocks with Reasonable First, I look at the Price-to-Earnings (P/E) ratio—it’s a quick way to see how much you’re paying for a dollar of earnings. Compare it to the industry average; if it’s way higher, the stock might be overvalued unless there’s serious growth potential. I’d say anything below 20 is usually a decent starting point for non-tech stocks, but it depends on the sector. Next, check the Price-to-Book (P/B) ratio. This compares the market price to the company’s book value. Anything under 1 could mean it’s undervalued, but you gotta dig into why—sometimes it’s a red flag. What’s your risk tolerance? That’ll shape how strict you are with these numbers. Also, look at free cash flow. If a company’s generating solid cash but the stock price doesn’t reflect it, that’s a bu

Google's stock has been under pressure recently, with a notable drop following its Q4 2024 earnings report released on February 4, 2025. The report showed revenue of $96.47 billion, slightly below the expected $96.56 billion, leading to a more than 9% drop in after-hours trading. Despite this, earnings per share of $2.15 beat estimates of $2.13, and full-year 2024 revenue reached $350 billion, marking a 14% increase from 2023's $307.394 billion (Alphabet Revenue 2010-2024 | MacroTrends). This growth was driven by strong performances in search, YouTube ads ($10.47 billion vs. $10.23 billion expected), and Google Cloud ($11.96 billion vs. $12.19 billion expected), though cloud revenue disappointed. Valuation metrics suggest Google may be undervalued currently. The price-to-earnings (P/E) rat

Berkshire Hathaway, under Warren Buffett's leadership, has amassed a record cash pile, reaching $334.2 billion by the end of 2024, according to its latest annual report. This unprecedented liquidity offers several insights into the company's strategy and Buffett's perspective on the current market environment as of March 17, 2025. First, the size of the cash hoard—nearly doubling from $167.6 billion at the end of 2023—suggests a deliberate move toward caution. Buffett has been a net seller of stocks for multiple quarters, offloading significant stakes in holdings like Apple (reduced from 908 million shares worth $174 billion to 300 million shares worth $75 billion by year-end 2024) and Bank of America (selling over $10 billion since mid-2024). This selling spree, coupled with a halt in sto

I opened $Microsoft(MSFT)$  ,Reinvesting the dividend received 

Tesla Tesla’s stock has faced a turbulent start to 2025, down roughly 28% year-to-date by February and suffering a 15% drop on March 10—its worst day since 2020. By March 14, it’s likely hovering around $230-$250, reflecting a 45% decline from its December 2024 peak of $479.86. Key pressures include Elon Musk’s distraction with Trump administration duties, weakening EV demand (sales dropped 50% in Europe in January), and margin erosion from price cuts and idle capacity. Brand backlash tied to Musk’s political moves and vandalism reports add to headwinds. However, potential catalysts loom: anticipation for autonomous driving updates (e.g., unsupervised FSD trials by mid-2025) and the refreshed Model Y rollout could spark recovery. Today’s Michigan Consumer Sentiment data release might also

Which Bank Stocks Will Perform Best in 2025? Here’s my take, blending data and a bit of intuition: Top Pick: JPMorgan Chase (JPM) JPMorgan’s dominance, diversified revenue streams, and ability to capitalize on both NII growth and investment banking make it the safest bet for outperformance. Its 56% gain in 2024 shows momentum, and it’s best positioned for a “cyclical inferno” (as BofA’s Savita Subramanian calls it) driven by Fed cuts, deregulation, and profit acceleration. Strong Contender: Bank of America (BAC) BAC offers a compelling mix of value and growth. At $47, it’s trading below some analyst targets (e.g., $52), and its NII forecast ($15.7 billion by Q4) plus a 2.51% dividend yield suggest total returns could hit 20-27% in 2025, per some X sentiment. It’s less flashy than JPM but a

Nvidia (NVDA) Why to Watch: Nvidia is hosting its GPU Technology Conference (GTC) from March 17-21, with CEO Jensen Huang delivering a keynote on March 18. Updates on its Blackwell Ultra chip and Vera Rubin architecture could impact its stock, especially after a big drop in 2025. The conference would give investors a glimpse of Blackwell capabilities and show Nvdia as the clear leader in AI space

Key Drivers for 2025 Performance Oil Prices and Demand Bull Case: Oil demand remains robust, supported by economic recovery and tight supply. OPEC+ cuts and geopolitical tensions (e.g., Russia-Ukraine) could keep Brent crude above $80/barrel, boosting ExxonMobil’s upstream earnings. Analysts like those at LongForecast project oil stabilizing at $60-$80, with spikes possible, aligning with ExxonMobil’s historical earnings sensitivity (EPS ~$13 at $100 oil per InvestorPlace, October 2023). Bear Case: Global supply increases (e.g., non-OPEC production) and a potential demand peak (ExxonMobil’s own 2050 Outlook) could cap oil at $60-$70, pressuring margins. J.P. Morgan’s November 2024 warning of trade war volatility adds downside risk. Financial Strength 2024 Results: ExxonMobil reported $33.7

Alibaba Why it might outperform: Alibaba has been a focal point for investors due to its dominant position in e-commerce and cloud computing.  Analysts, like those from Goldman Sachs (October 2024), have raised price-to-earnings targets for MSCI China companies, suggesting stocks like Alibaba could benefit from policy support and undervaluation (forward P/E around 9.07 as of mid-2024). KraneShares also emphasized internet companies as potential outperformers in their 2025 outlook. Risks: Regulatory pressures and competition remain concerns, but its low valuation might attract contrarian investors.

There’s no single stock guaranteed to deliver a retirement-sized win in one shot—anyone claiming otherwise is either lucky or selling you something. High-risk, high-reward plays like leveraged ETFs (e.g., $TSLL tied to Tesla) get hyped for their potential to explode, especially if Tesla’s growth keeps defying gravity. A big win there could theoretically 10x your money in a few years if stars align—think $100k turning into $1M. But the flip side’s brutal: volatility can wipe you out just as fast, and most don’t have the stomach for it. Historically, stocks like Amazon or Apple have turned small bets into retirement nest eggs, but those were decades-long grinds, not one-hit wonders.  For a shorter horizon, speculative names in tech or biotech—say, a small-cap AI firm or a drug company a

Better stock trading skills might boost family harmony by easing financial stress. It brings stability or extra cash. But if it turns into an obsession, risks savings, or steals family time, it could backfire with tension or blowout fights. Success = peace; failure = chaos. Thoughts?

I opened $NVIDIA(NVDA)$  ,Added more Nvdia. 

Nasdaq plunge have resulted in the index in correction territory . What’s Driving the Plunge? The immediate trigger appears to be escalating trade tensions following the Trump administration’s rollout of new tariffs—25% on imports from Canada and Mexico, and doubled duties on Chinese goods—implemented earlier this week. These moves sparked retaliatory threats from affected nations, injecting volatility into an already jittery market. Tech stocks, heavily reliant on global supply chains, took the brunt of the hit. For instance, automakers like Ford and General Motors, with intricate North American operations, dropped 2.9% and 4.6%, respectively, on March 4, while chipmakers like Marvell Technology saw a 17% plunge after a lackluster outlook. Beyond tariffs, broader concerns are at play. Hig

Mixue appeals to budget constraint consumers. Thus I think it will be more popular in lower income countries such as Indonesia, Thailand. Chagee will continue to be popular with price insensitive consumers such as Singaporean and malaysian