It is no longer a storage capacity issue when it comes to deciding what app to install on your 512gb (or 1024gb) super smartphone. But storage limit aside, what are those truely deserving daily apps that can indispensably & proudly occupy an app space on your main Home Screen?
Apart from essential utilities apps and features such as Calendar, Alarm, Calculator, Call/SMS/Messaging, Web Browser, Camera, Photo Album, My Files, Spreadsheet, these apps have evolved into daily must-haves:
1. Banking (DBS)
Banking apps is crucial to meet the daily transactionary & financial needs of fund inflows/outflows. DBS, being the national bank of Singapore, features these sleek elements:
(a) Tap and hold to view bank account balance, without logging into.
(b) Offers multicurrency savings account, so as to manage the important US dollars (and many more currrencies) without the need to convert back & forth SGD:USD.
(c) Ability to lock your credit cards, and to set & easily adjust the spend limit, so as to mininize frauds.
2. Shopping (Shopee)
Shopping apps has improved the marketing efforts required by many homemakers, without the need to spend time & energy to physically visit stores. It is a painful ordeal to carry home 5kg rice, 5kg detergent, 3L cooking oil, and no matter how light the individual vegetables, small canned item, bread etc are, they all combine and weigh a tonne. Shopee Supermarket solves your shopping spree & solution:
(a) Price is an important consideration, and Shopee coins and cashback vouchers can significantly reduce costs by 20-25%, on average.
(b) Credit cards spending on Shopee are eligible for rewards/cashback by most Banks, so this can further reduce your shopping costs, as well as to avoid the use of cash, in traditional shops & stores.
(c) Best Price Guarantee is possibly the best Flagship programme offerred by Shopee Supermarket. The price difference claim form is simple to fill, although you need to first gather screenshots from the lower priced items from other eligible shopping platforms, and to copy and paste their URLs.
3. Investing & Brokerage (Tiger Brokers)
Investing has gained great popularity due to technological advancement and people being more educated in general. Tiger Brokers, a relatively new kid(Tiger) on the block, is no stranger to most savvy investors:
(a) Tiger's Watchlist is useful & thoughful, as stocks/ETFs listed in London Stock Exchange can be added into your watchlist. The small mini chart can be displayed to see the share price trend/movement in a glance.
(b) Tiger's Community is vibrant and interactive; news is useful and the news titles are well written to allow quick understanding of the news content. The english to chinese (vice versa) translation button is helpful. Words can be resized instantly using pinch-in/out to enlarge or reduce.
(c) Tiger's Trade & portfolio page is sophisticated yet simple. The complex part is that there are many different functions and tools (eg: Orders, Funding, Currency Exchange, Withdrawal etc) that can appear overwhelming & confusing, but the simple part is to group and organize them in an efficient manner & layout, and to look simple enough to understand & navigate.
Apps can be engaging and fun to explore, even as fun as video/mobile games, though in a league of its own.
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