DiAngel
2022-06-30

Immune or indifferent is the best word to describe my half-year performance as I classified my investments into 4 different groups & based on overall P&L:

- SG market

- UT

- ESOP US market

- US market : Tiger Brokers

Only UT & Tiger US market are in red 🩸whereas SG market & ESOP US market are green. 🍀🍀. If I will to do a further overall P&L, I will still be in green. 🍀🍀 🤭

Irrespective whether overall P&L is red 🩸or green🍀, I am in no hurry to get into the stock market as it is too volatile - unpredictable. Worse than the weather here. 😓

Diversified plans:

I might consider SSB (Singapore Savings Bonds) as 10 year average return roses to 2.71%. This is higher than CPF Ordinary Account of 2.5%.

I might consider to invest in physical gold as suggested by @Wayneqqa good hedging item. Still under study it.

@TigerStars

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Comments

  • Wayneqq
    2022-07-01
    Wayneqq
    SSB is a good instrument to diversify your portfolio.. provides steady return, guarantee capital, and quite liquid.. similar to US treasury bonds..
    • DiAngelReplyWayneqq: 
      🤣🤣
    • WayneqqReplyDiAngel: 
      [LOL] ok.. housing loan rate is peg to interest rates.. but is not really following the fed rates.. typically it will rise faster and drop slower then fed rates.. in any case.. diversification is key
    • DiAngel: 
      Yes. In the past, interest rate is miserable hence i didnt look at it. Now with housing loan interest rate going up, can consider.
  • Chilli Padi
    2022-06-30
    Chilli Padi
    Yes best to diversify in current unpredictable market - as the saying goes “Dont put all your eggs in 1 basket” Good luck
    • DiAngel: 
      Thank you. Have been doing that for a while now. Good luck to your trades too.
  • BellaFaraday
    2022-07-01
    BellaFaraday
    Great post, looking forward to your next post.
  • WayneEvans
    2022-06-30
    WayneEvans
    I think it will be hard for SG stock market
    • DiAngel: 
      1/3 of SG market was purchased during Mar-Oct 2020. The remaining were pre Covid days
  • JohnMitchell
    2022-06-30
    JohnMitchell
    It's a bloody year for US stock market
    • DiAngel: 
      Indeed but my ESOP pulled up my US market
    • DiAngel: 
      Indeed but my ESOP pulled up my US market
  • shio.pannn
    2022-06-30
    shio.pannn
    Thank you for sharing
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