First warning: I will never sell in a down cycle. Many experts are predicting a recession in the coming year. If a recession happens, the stock market could take a hit, and I could see my portfolio balance decline.

When you see your investment balance falling, you may be tempted to sell your current stocks. Selling during a downturn means locking in losses, while waiting for a recovery could enable you to get that money back and then some. Hence, during a downturn, I will hold on to my investments and keep buying fundamentally good stocks I want to hold for the long term.

Second warning: I will never use the money I need in short-term for investing. I definitely don't want to invest any cash I might need within the next few years. This includes money meant for my emergency fund or for purchases I want to make within around the next two or three years. Investing money I need soon could mean I end up forced to sell at a bad time. And it's especially important not to take this risk when going into a period of economic uncertainty.

Third warning: I will never stop investing. With prices going up on many goods and services, you may feel like you can't afford to invest. But, the reality is, you can't afford not to invest regularly each year throughout your lifetime. Doing so means you can grow a good-sized nest egg for your later years. Putting a pause on investing would mean giving up the chance to buy investments when they're on sale due to unfavorable market conditions.

@Tiger_chat @MillionaireTiger @CaptainTiger