Earnings season has kicked off for Singapore‑listed companies, with DBS, CapitaLand, and Keppel leading the first round of results. $DBS(D05.SI)$ has declined 2.9% this week (9–11 Feb) following its pre‑market earnings release on Monday (9 Feb), weighed down by weaker‑than‑expected trading income. Tracking the move, the DBS 5x Short DLC has gained about 14% this week, while the DBS 5x Long DLC has fallen roughly 14.5%. $CapitaLandInvest(9CI.SI)$ also started Wednesday morning (11 Feb) in negative territory, sliding as much as 8.8% after reporting a net loss of S$142 million for the second half ended 31 Dec 2025. Mirroring the move in the underlying, the CapitaLand 5x Short DLC was up around as much as

Time to accumulate more dbs? 

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This looks far more like post-earnings digestion than the start of a structural bank rotation. For DBS Group, the sell-off is understandable. The Q4 miss was driven by net interest margin compression, not a deterioration in asset quality or franchise strength. With rates normalising, NIM pressure is a sector-wide reality rather than a DBS-specific flaw. Fee income growth of +13.5% shows the underlying business mix is holding up well. Context matters. After a ~60% rally and fresh highs, expectations were elevated. Any earnings disappointment was likely to trigger profit-taking, especially as investors recalibrate forward ROE assumptions in a lower-rate environment. Crucially, capital returns change the risk profile. A 38% jump in total dividends to S$3.06, with visibility on capital return

Not to overly worry...DBS didn’t suddenly break. The Q4 profit drop is mostly about NIM normalising after a peak-rate year, this was always coming. Yes, missing consensus matters, but fee income growing double digits shows the core business is still working. The bigger issue is positioning. After a ~60% rally and fresh highs, expectations were stretched, so even a “not great” quarter triggers selling. This feels more like profit-taking and earnings digestion than the start of a serious bank rotation. With dividends and capital return commitments running through 2027, downside should be cushioned. Near term, upside is capped and volatility stays. Long term, DBS remains a yield and capital-return story, unless rates fall much faster than the market expects.

My 2 cents: there is a state of flux in DBS viz. declining net interest margins (NIM) and robust shareholder returns' expectations. Therefore, while profit taking is natural after a massive rally, structural shifts in its revenue model and aggressive capital return policies are mitigating the risk of a full-scale  movement out of the stock. Further, sharply lower interest rates and a stronger SGD have begun compressing NIMs, with management expecting 2026 net profit to be slightly below the record 2025 levels. Also, the P/B ratio is now 2.4x as against historical 1.4x. Overall, it is natural for investors to consider UOB & OCBC which still have P/B in the range of 1.55x or below. But that is no cause for panic - if anything it is too much of a good run for DBS & a chance to di

It is anyone guess. While the PE is still very high at 2.4x times. It is a quality share. ROS is still the highest amount the local banks. Will hold on to it and look to add more if it dips below 55

DBS raised it's stake in China bank + trying to break into Malaysia banking industry, a positive sign of growth. Long term will benefit share holder I think.

Will the price drop?

Will hold for juicy dividends

Think of the uncertainty ahead in this coming year, DBS shares might dip further after the dividend payout.

Even though DBS' Q4 profits missed forecast, it's share price pullback has been fairly modest. This suggests that most investors are still confident in the company's fundamentals. Moreover, DBS remains the local bank that is better positioned to withstand NIM pressures as compared to its peers. Will continue to hold as an income and growth stock in my portfolio and buy in when opportune. 

Time to load up on dbs with the dip!!!

The lowering of interest rates have affected the bank's income. I don't think this is a major decline and it'll still be a strong stock, especially in the long term

If DBS dips further, it is good buy opportunity for long term investment with its strong dividend track record.

The recent earnings report from DBS Group has indeed sparked a notable reaction in the market, with shares slipping 1.9% intraday following the announcement of a 10% year-over-year (YoY) decline in Q4 net profit to S2.36billion, which fell short of the consensus estimate of $2.52 billion. This decline can be largely attributed to a sharp compression in the net interest margin (NIM) to 2.34%, down from 2.77% in the previous year. Despite a strong 13.5% growth in fee income, the bank's profitability was significantly impacted by the narrowing margin. The full-year profit also experienced a dip of 3.2%, which might raise concerns about the bank's ability to maintain its profitability in a challenging interest rate environment. However, it's worth noting that the total dividends for the year j

watch out for bear trap. best thing we can do DCA 

Several stocks have been on an overvalued path (based on various indicators & flow in of foreign funds) since beginning of 2026, probably migration away from riskier markets to safer ones. Correction and/or revaluation is bound to come sooner or later. Keeping a clear mind and not be distracted by market noises/temptations is tough but fundamental towards good practice. 😁 

🌟🌟🌟DBS $DBS(D05.SI)$  has just reported a 4th quarter 2025 net profit of SGD 2.36 billion, a 10% year on year decline that missed analyst estimates of SGD 2.57 billion.  While the headline miss on 9 February 2026 initially cooled market sentiment, sending shares down almost 2% in early trading to SGD 58.41, the result masked a record full year 2025 income of SGD 22.9 billion and a powerful 14% surge in wealth management fees. The Warren Buffett Lens: Value Over Volatility In the face of today's market jitters, it is vital to remember Warren Buffett's timeless wisdom : "Do not take yearly results too seriously, instead focus on 4 or 5 year averages." Warren Buffett has long argued that a single earnin