@Shyon:This week’s SGX earnings felt like a real stress test for S-REIT investors. $OUEREIT(TS0U.SI)$ stood out as the dark horse—FY DPU up 8.3% with a strong 2H rebound shows the deleveraging strategy is working. An 18% cut in interest expenses and asset pruning is exactly what I want to see in this rate environment. On the other hand, the Mapletree duo $Mapletree Ind Tr(ME8U.SI)$ $Mapletree Log Tr(M44U.SI)$ tested my patience. DPU declines at MLT and MIT weren’t operational—occupancy is still solid—but driven by forex pressure and high rates. I’m not shaken on fund

@koolgal:🌟🌟🌟 $UnitedHealth(UNH)$ is the largest healthcare insurer in the US, a company with scale, data and reach that no competitor can replicate.  It dropped like a rock to the bottom of the ocean this week mainly because of news that the proposed rate of increase for Medicare Advantage by the government is only 0.09% instead of the expected 4%. I believe that this is a bargain hunting opportunity as UNH is oversold and undervalued. UNH also has Optum, the quiet powerhouse that touches the entire spectrum of healthcare : from pharmacy benefits, to clinics to data analytics.  Optum is the part that turns UNH from a defensive insurer to a diversified healthcare ecosystem. UNH is still a healthcare giant with deep cash flow, scale and an unmatche

@koolgal:🌟🌟🌟3 Keywords define this week's earnings: AI Capex Surge, Beat But Sold Off & Physical AI Narrative & Capex Spending Plan. Meta vs Microsoft - One fell, one rose. Why? Microsoft delivered great results but capex rose. The physical AI buildout is massive with data centers, chips. The payoff is there but long dated & the market is tired of waiting.  Investors wanted a victory lap but  they got more capex. Microsoft didn't stumble on fundamentals. It stumbled on expectations. Meta rose because it is able to link    its AI spending to efficiency & ROI.  Ads are re-accelerating. Margins are expanding. Guidance is confident without sounding reckless. Meta didn't just reported numbers.  It delivered reassurance. Investors rewarded that clarity.

@Shyon:$Kulicke & Soffa(KLIC)$ I'm initiating a position in KLIC at these levels because the company's product portfolio positions it well for what appears to be the next phase of semiconductor capital equipment demand.  Kulicke & Soffa is a leader in wire bonding systems, which remain a core technology for connecting semiconductor dies to packages. Even as advanced packaging evolves, wire bonders are still essential in a wide range of devices — especially power semiconductors, discrete components, RF front-ends, and many legacy technologies that continue to see growth in automotive, industrial, and consumer markets. Given the recent uptick in order activity and quoted lead times, it looks like demand for these foundational tools is fin

@koolgal:Gold vs Memory Stocks - Which one to choose?  Why not choose both?  My portfolio is like a barbell.  On one side I have $iShares Gold Trust(IAU)$ & $iShares MSCI Global Gold Miners ETF(RING)$.  This side is my hedge against geopolitical noise, inflation & liquidity shocks.  It is steady, anti fragile & a store of value when markets wobble. On the other side I have storage and Semiconductor stocks: $Micron Technology(MU)$ $SanDisk Corp.(SNDK)$ and $NVIDIA(NVDA)$. This side has explosive power and is riding the AI super cycle.  It is be

@koolgal:🌟🌟🌟Little did I know when I bought $iShares Silver Trust(SLV)$ last year that it would go up like a rocket to the moon.   Silver didn't just move - it surged.  It shot up on industrial demand, on electrification, on solar, on EVs, on semiconductors, on medical tech and on every corner of our modern world that depends on it. Silver also moved upwards on something deeper too: the slow erosion of trust in Fiat currencies, the debasement of US dollar and the instinctive human reach for real assets when the world feels uncertain. Yes the long upper shadows on the chart hint at a breather.  A near term correction wouldn't surprise me. However none of that shakes the long term story of Silver.  Not when the demand is structural

@Shyon:My picks: TSLA-B, MSFT-A, META-B, AAPL-B. I’m staying bullish on all four into the peak of earnings season. Positioning feels cautious, expectations are mixed, and that creates room for upside if results or guidance are even slightly better than feared. For MSFT and META, the AI CapEx debate is front and center, but I think this quarter shifts the focus toward monetization. Signs of improving ROI from Azure AI workloads, Copilot adoption, and Meta’s AI-driven ad efficiency could quickly flip sentiment and trigger relief rallies. AAPL & TSLA look like sentiment laggards with asymmetric upside. Apple just needs to outline a credible Apple Intelligence roadmap tied to its ecosystem, not dominate AI headlines. Tesla appears close to a margin & expectations trough; any stabilization in