An additional $100k would be a mini dream come true. It will definitely come in handy to defray some of the expenses (with GST raised to 8% and another hike next year [Facepalm] ) With this extra cash, I would first set aside $20k for charity as It is more blessed to give than to receive. While the govt has set aside subsidies for the more needy, the high inflation and GST hikes still have a sizeable impact on the less fortunate/lower income group. Why not spread the love and help these people as well? With the remaining amount, I would set aside $50k - $60k in dividend stocks for my family/parents to generate consistent and steady passive income. This may be REITS with good long-term potential such as $ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$

The COVID-19 pandemic has attracted a wave of new investors who may think investing is simple and the stock market is platform to get rich quickly. Some may have probably realised that the market is probably a bigger and way more complex animal than it appears to be as most portfolio get decimated under a rising interest rate environment in 2022.  With 2023 likely to another challenging year as recessionary fears starting to haunt investors, it is critical to know the common pitfalls and be prepared to avoid them.  1. Failing to diversify the portfolio It is human nature to have favourite or preferred companies. Posts containing headers such as "How much you have earned if you invested $xxx in xxx stock" are plastered over social media, and also 

Technical indicators are widely by traders to understand the market sentiment. These indicators provide clues as to how the stock price will move using different metrics. There are several popular indicators, such as Moving AverageConvergence Divergence (MACD), Relative Strength Index (RSI) and Stochastic Oscillator.  There is no perfect technical indicator. Insteadof trying to use most of them in your analysis,pick one or a few that you find useful in making your trading decisions. For me, I find the RSIthe easiest to apply.  So... what is the RSI?  The Relative Strength Index (RSI) is a momentum indicator that measures the speed and magnitude of a stock's recent price changes. This helps to evaluate whether the stock is in an overvalued or undervalued c

ComfortDelGro - Slowly but Surely The past few weeks were filled with trepidation as investors were praying for a final Santa rally only to be disappointed. With recession fears looming in recently weeks, I decided to opt for a more defensive play (some may even call it boring) - increasing my positions in $COMFORTDELGRO CORPORATION LTD(C52.SI)$  (“CDG”). Some may cringe at the thought of a traditional SGX company. However, CDG has slowly pivoted from its traditional public transportation business to adopt new business models, including the latest EV charging stations with SP Group. This gives its investors some comfort (no pun intended) that management is trying to stay atop of the disruptions within the transportation industry. For the l

To my fellow Tiger friends, my user ID is finally searchable on Tiger platform! Pls look out for the friendly Spidey avatar.  Many thanks to @Tiger_SG for fixing this long-term issue. I can now better interact with myfellow Tiger friends in the community [Grin]  @DiAngel @RDPD富爸穷爸 @MHh @HelenJanet @SPOT_ON @Bonta @Boo2020 @koolgal @Big Cat @SR050321 @VivianChua @Wayneqq @wywy @WYCKOFFPRO @Jaydenkho @Furore @AliceSam @TinyTiger @LMSunshine @Fenger1188 @melson @BenjiFuji @pekss @rL @JC888 @Mungerism @daz888888888 @CYKuan 

Dividends As A Defensive Play in 2023 2022 is nearing to an end but the much anticipated Santa rally is nowhere in sight. Seems like Santa is stuck in the winter storm as the market shivers in the fears of a recession instead of busking in a year-end rally.  2023 will not be an easy year for investing as the probability of a recession continues to mount with the rising interest rates and news of layoffs proliferate across multiple industries. While one can never time the market, one should be cognisant of the type of assets to invest in such challenging times.  For myself, having a consistent cash flow through dividends will be one defensive play that I may adopt next year. REITS may have been badly battered in 2022, but choosing stron

Santa, please give me Microsoft If I am only allowed to choose 1 stock as my X’mas gift (though I hope Santa would be mor generous), I would go for $Microsoft(MSFT)$ . Yes, it may sound boring, but Microsoft is undoubtedly the leading tech company with one of the strongest economic moat and fundamentals globally. What beats having a stock that can weather you through the roughest of all storms yet gives you the growth and returns in an economic recovery? Firstly, Microsoft’s Intelligent Cloud, otherwise commonly referred to as Azure, has grown to become the largest revenue driver and poised to grow at least 20% year over year. While companies may be controlling their expenses on cloud services in anticipatio

2022 - Year Full of Challenges & Test of Conviction 2022 is coming to an end with the much hoped-for Santa rally nowhere in sight while recessionary fears start to weigh on stocks again. As we move into the new year, it is good to reflect on some of the mistakes made this year, re-calibrate and prepare for an equally (hopefully not more) challenging 2023. To start off with, my overall US and SG portfolio are in the red though they fare better than the key market indices. While I am not generally worried about my portfolio (primarily due to avoidance of speculative stocks and focusing only on fundamentally strong stocks), there are areas which I could have done better to improve the portfolio performance. 1. Don’t be swayed easily by the market – trust your own analysis if they are soun

World Cup - Are You Ready For More Excitement? ⚽️🍻🥳 The group stage for World Cup has finally ended, and we are now onto the round of 16! The intensity is growing fast as traditional powerhouses such as Brazil, Argentina vie for the much coveted trophy. France, the previous champion in 2018, will be putting in their best performance to defend their title.  The Perfect Goal event organised by @TigerEvents allow us to place our bets using the points gained in the various matches. This can be done in the prediction section. The points earned from correct guesses can be used to exchange for cash vouchers! Nothing beats having fun and earning rewards at the same time [Grin]  Once again, thanks Tiger for organising t

Singapore : My Country, My Home 🇸🇬❤️ I am proud to call the little red dot, Singapore,as my home not just now but for many many more years to come.  Besides being one of the safest countries globally, Singapore is also an open economy that imports heavily due to the lack of natural resources. For example, Singapore had to import over 90% of its food. As a result, Singapore is also subjected to the inflationary pressures just like the other countries.  The rise in prices of food and necessities is prevalent in Singapore, albeit it being less severe than the US and Europe region. Singaporeans are fortunate that our competent government has established a diversified food supply chain to ensure a robust and sustainable prices as well as qu