$C3.ai, Inc.(AI)$  has recently caught the attention of many investors due to its branding and involvement in the field of artificial intelligence (AI). While there is a lot of hype in AI due to its immense potential growth, one must be cognisant that it does not necessary mean that C3.ai is a good investment option. There are several reasons why you should be cautious before investing in it. 1. Loss Making amidst economic uncertainty Firstly, C3.ai is still unprofitable. Despite the AI hype, it has yet to generate any positive net income or cash flow from operations to date. In fact, its net losses have been increasing over the past few years with no clear path to profitability. Given a high interest rate e

Cybersecurity - Red Hot Niche of Future Tech The proliferation and widespread adoption of technology (both corporate and personal lives) has also led to a higher number of data breaches in recent years. Cybercrime has been on the rise at a double digit percentage pace and it is not surprising that cybersecurity is well poised to remain as a high-growth industry for many years to come.  Besides the conventional industries, it is perhaps time for $Berkshire Hathaway(BRK.B)$to venture into cybersecurity, the latest red hot nice in tech, that can yield potentially good returns in the decade to come.  Given the rapid pace of growth and development in this industry, it is imperative that one only invests in leaders that have the most lon

$Taiwan Semiconductor Manufacturing(TSM)$  definitely rings a bell for most investors out as it has cemented itself as the largest semiconductor foundry. While it may command only a market capitalisation of US$519.8B, it certainly has the potential to join the prestigious trillion-dollar club due to its leadership role in the semiconductor industry. Rising Demand for Semiconductors Semiconductors are the backbone of most modern technology, powering numerous industries from consumer electronics to automotive, data centre and many more. With the rise of emerging technologies like Artificial Intelligence (AI) and autonomous vehicles, the demand for high-quality semiconductors will continue to exhibit an exponential

The COVID-19 pandemic has attracted a wave of new investors who may think investing is simple and the stock market is platform to get rich quickly. Some may have probably realised that the market is probably a bigger and way more complex animal than it appears to be as most portfolio get decimated under a rising interest rate environment in 2022.  With 2023 likely to another challenging year as recessionary fears starting to haunt investors, it is critical to know the common pitfalls and be prepared to avoid them.  1. Failing to diversify the portfolio It is human nature to have favourite or preferred companies. Posts containing headers such as "How much you have earned if you invested $xxx in xxx stock" are plastered over social media, and also 

Double The Joy This Holiday Season! Many thanks to @TigerEvents for organising the Perfect Goal event for fellow Tiger friends this year end! It's perfect for this World Cup season as we get to support our favourite teams and earn some rewards at the same time. There's vouchers and even shares to be won, you should start participating if you haven't! For football fanatics out there, you can even start using Tiger platform to discuss and share your predictions that can help you win even more coins for rewards redemption. This will definitely bring fellow Tiger friends even closer.  We are nearing the end of the group stage matches and the intensity is just going to get bigger as the world's best football teams vie fo

Despite the recent massive tech sell-off, my conviction for $Microsoft(MSFT)$remains unwavered. Microsoft's recent Q3 earnings in late April was stellar and proved that it is not just a leader,but a dominant one as it continues to innovate. Key highlights of the earnings are as follow:· Revenue was $49.4 billion and increased 18% YoY· Operating income was $20.4 billion and increased YoY· Net income was $16.7 billion and increased 8% YoY· EPS was $2.22 and increased 9% YoYMost notably, its revenue in Intelligent Cloud was up 26%, of which Azure cloud services clocked a revenue growth of over 46%. With most companies adopting a cloud-first for scalability and flexibility, demand for Microsoft's Azure will remain robust as it continues

The implementation of the new Vaccinated Travel Framework, otherwise known as reopening, is a positive catalyst for $SINGAPORE AIRLINES LTD(C6L.SI)$. Target price may be in the range of $5.80-$6. Looking at pre-pandemic levels, SIA share price has been on a downtrend, having averagedaround $8.50-$9 in the year prior to the Covid-19 breakout. The intense competition from budget airlines, coupled with the constant price war from other regular airlines, put great pressure on SIA's share price. Before one gets overly optimistic on the magnitude of VTF on SIA's near-term prospects, it is imperative to look at some key aspects driving share prices: revenue, cost, profitRevenue - SIA has shown that passenger capacity

2022 - Year Full of Challenges & Test of Conviction 2022 is coming to an end with the much hoped-for Santa rally nowhere in sight while recessionary fears start to weigh on stocks again. As we move into the new year, it is good to reflect on some of the mistakes made this year, re-calibrate and prepare for an equally (hopefully not more) challenging 2023. To start off with, my overall US and SG portfolio are in the red though they fare better than the key market indices. While I am not generally worried about my portfolio (primarily due to avoidance of speculative stocks and focusing only on fundamentally strong stocks), there are areas which I could have done better to improve the portfolio performance. 1. Don’t be swayed easily by the market – trust your own analysis if they are soun

Year of Rollercoaster with Opportunities AheadIt has been a highly volatile first half for many investors out there, and many will agree “rollercoaster” is an apt description for the equities market. To sum it up, the half-year performance can be perceived in many ways: “catastrophic”, “volatile” or “depressing”. My portfolio is down by over 15%, with $NVIDIA Corp(NVDA)$ taking the biggest hit as investors are concerned about the prospects of growth stocks. I am invested in both US and SG market, with my portfolio diversified over technology, infrastructure, transportation, consumables etc.Madness of Mobs in this VolatilityWith the ongoing geopolitical conflict, persistently high inflation at historical highs hitting all facets of daily life,

Technical indicators are widely by traders to understand the market sentiment. These indicators provide clues as to how the stock price will move using different metrics. There are several popular indicators, such as Moving AverageConvergence Divergence (MACD), Relative Strength Index (RSI) and Stochastic Oscillator.  There is no perfect technical indicator. Insteadof trying to use most of them in your analysis,pick one or a few that you find useful in making your trading decisions. For me, I find the RSIthe easiest to apply.  So... what is the RSI?  The Relative Strength Index (RSI) is a momentum indicator that measures the speed and magnitude of a stock's recent price changes. This helps to evaluate whether the stock is in an overvalued or undervalued c

Avatar - Ready to Wow & Set New Records $Walt Disney(DIS)$ is ready launch a series of movies during this holiday season, and if there's a movie that I have to choose, it is none other than the long awaited Avatar sequel, The Way of Water. It has been over a decade since the first movie for Avatar was premiered, with many more sequels of Avatar expected to follow in the coming years.  Avatar was an absolute phenomenon when it was first launched and touted as one of the most successful films of all time. Not only was it second highest grossing movie, it has won dozens of awards and accolades during its time. Its use of CGI and motion capture were groundbreaking and

Dividends As A Defensive Play in 2023 2022 is nearing to an end but the much anticipated Santa rally is nowhere in sight. Seems like Santa is stuck in the winter storm as the market shivers in the fears of a recession instead of busking in a year-end rally.  2023 will not be an easy year for investing as the probability of a recession continues to mount with the rising interest rates and news of layoffs proliferate across multiple industries. While one can never time the market, one should be cognisant of the type of assets to invest in such challenging times.  For myself, having a consistent cash flow through dividends will be one defensive play that I may adopt next year. REITS may have been badly battered in 2022, but choosing stron

Santa, please give me Microsoft If I am only allowed to choose 1 stock as my X’mas gift (though I hope Santa would be mor generous), I would go for $Microsoft(MSFT)$ . Yes, it may sound boring, but Microsoft is undoubtedly the leading tech company with one of the strongest economic moat and fundamentals globally. What beats having a stock that can weather you through the roughest of all storms yet gives you the growth and returns in an economic recovery? Firstly, Microsoft’s Intelligent Cloud, otherwise commonly referred to as Azure, has grown to become the largest revenue driver and poised to grow at least 20% year over year. While companies may be controlling their expenses on cloud services in anticipatio

$Visa(V)$  – An Dominant Stock Not To Be Overlooked The recent bear market has sparked off massive sell-off and as a result, created incredible bargains (or well, at least reset some of the overly high valuations) for the world’s best blue chip companies. This includes $Visa(V)$ , a global leader in digital payments playing an essential role for most consumers and businesses. 1. Dominant Player with Good Prospects It is without doubt that Visa is not a fanciful option (unlike $Tesla Motors(TSLA)$  Bearish, $AMD(AMD)$ ) that will come to most people’s mind. However, it is pertine

The rising inflation, potentially larger rate hikes, inverted yield curves as signs of impending recession have spooked immense fear in many investors. In times of such volatility, it is of paramount importance that investors are vested in fundamentally strong companies with pricing power. For example, $Coca-Cola(KO)$,$NVIDIA Corp(NVDA)$, $ASML Holding NV(ASML)$, Procter & Gamble, MicrosoftThe rising costs, exacerbated by the supply chain issues, increasing wages, geopolitical conflict, will put intense pressure on companies' ability to maintain the profitability. This is a major concern as the valuation of most US stocks are still rela

ComfortDelGro - Slowly but Surely The past few weeks were filled with trepidation as investors were praying for a final Santa rally only to be disappointed. With recession fears looming in recently weeks, I decided to opt for a more defensive play (some may even call it boring) - increasing my positions in $COMFORTDELGRO CORPORATION LTD(C52.SI)$  (“CDG”). Some may cringe at the thought of a traditional SGX company. However, CDG has slowly pivoted from its traditional public transportation business to adopt new business models, including the latest EV charging stations with SP Group. This gives its investors some comfort (no pun intended) that management is trying to stay atop of the disruptions within the transportation industry. For the l