All these years in the stock market, I have seen many life changing events. There are millionaires made and also many lives ruined.  Penny stocks are one of the reasons for these extreme life changing events. Before we begin, let me introduce what Penny stocks are. Penny stocks are small companies whose shares trade for a relatively low price. They may look cheap compared to popular stocks such as Amazon or Apple, but often they're much more expensive, despite their lower price tag. Penny stocks are among the market's most dangerous stocks, so you may pay a much greater price than you first expect, including potentially losing all of your investment. Here's what a penny stock is and why it's so risky to investors looking to grow their wealth. •What is a penny stock? The exact def

Options is one sword that can take your portfolio to great heights or tear it down to nothing. •What is an option? An option is a contract that gives the buyer the right (but not the obligation) to buy or sell an underlying asset at an agreed-upon price on or before an agreed-upon date. Call options allow buyers to profit if the price of a stock or index increases, while put options allow the buyer to profit if the price of the stock or index declines. Investors can also short an option by selling them to other investors. In that case, shorting a call option would allow the seller to profit if the underlying price declines while selling a put option would allow the seller to profit if the price increases. Options can be complex and are traded for a variety of reasons. Option traders can us

$Clover Health Corp(CLOV)$   Before we start, let me share abit bout this company. Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage insurance plans and operates as a direct contracting entity with the U.S. government.  The Nasdaq is warning Clover Health, again, that it could get delisted from the exchange after its stock price fell below $1 per share for 30 consecutive days. If it sounds like deja vu, it is. The insurtech was similarly warned this time last year, before the company reported it achieved compliance in July when its stock price finished above $1 per share for 10 straight days. Clover Health had scheduled a shareholder's meeting announcing the compa