Strategy Slow and steady wins the race. That is specially true in investing. The best example would be Warren Buffett. Start early, and let compound interest do its work. Therefore, it is recommended to buy and hold stocks of good companies ot just ETFs. The Markets As everyone knows and proven by history, "Markets only goes up". This is attributed to many things, but that is just a fact until proven wrong. Therefore, my strategy going forward would be to hold ETFs like $SPDR S&P 500 ETF Trust(SPY)$ , and not worry about its movements. Dividends Holding blue chip dividend stocks is a good idea too, few of those would be $McDonald's(MCD)$  ,$Proct