Before I begin, I would like to say that I am not pro-Russian and I do not agree with or support Russia's move to invade Ukraine.I believe that a lot of people have the same general view that I have.When many innocent lives are lost, it is very easy to criticise Russia for what happened.But how many people have actually stopped to think, understand the differing point of views, research, read and find out more about the whole series of historical events that led to the war before openly criticising about Russia?If no, is it really fair to openly criticise Russia?For many people, the understanding and sentiments regarding the latest developments came mostly from the news/media. America has been using the media to justify their acts of aggression/invasion in other countries too via medi

"What is your story"For me, I had a good paying job back in the 2000s that requires me to be constantly travelling overseas. With almost all expenses paid for by the company, such as flight, accommodation, meals, transport etc. and even with overseas allowances, I had a lot of cash which I initially just dump into fixed deposits. Being single and no time to spend those money, I started looking at the stock market for more opportunities to earn more. At easily 2%-3% at that time, I felt that fixed deposits weren't paying well enough to beat inflation. FDs nowadays are really super pathetic. Those were the teletext days where you need to key in the page number and wait for the tv screen to refresh. With no investing knowledge and experience at all, it was amazing that I was able to make

$SINGAPORE TECH ENGINEERING LTD(S63.SI)$For me, I think ST Engineering Limited will be bullish for the longer term outlook. This stock may have been sold down recently on concerns of its high gearing and rising interest rates. However, the stock's fundamentals remain very healthy.ST Engineering continues to maintain investment grade credit ratings. This implies relatively low funding cost, with net interest cover of 7.4x in FY22F. They have a strong order backlog of $22.2B as on June 2022 and they give a stable dividend payout of around 4.97% at current price of $3.60.The latest geopolitical developments (e.g., Russia-Ukraine conflict, China and US tensions) have led to a rise in defense budgets in Asia. ST Engineering's Defense and Public Secur

Rising on the recovery in international air traffic SIAE's ($SIA ENGINEERING CO LTD(S59.SI)$  ) share price is down by around 10% from its May 2022 highs, underperforming the broad STI Index by around 10%. Its core profitability is now more imminent, so this should provide a more attractive entry point for investors to play the earnings recovery story for SIAE, on the back of the recovery in international air traffic. As China opens up, the recovery trends could be faster. Despite Singapore reopening fully, flight traffic at Singapore Changi Airport (the main base for SIAE's line maintenance operations), is still at 65% of pre-pandemic levels. As this moves towards the 80% mark in 2HFY23, SIE should achieve a core earnings turnaround. With

For $Tesla Motors(TSLA)$vs China tech stocks,  personally I would prefer buying something that I understand. So my preference would be Tesla.China Tech stocks may seem very cheap now after the big drop on price. However, I'll not buy them based on 2 reasons.Firstly, I don't use those services and products and news generally do not seem so much focused on stocks from China. Hence, I don't really have the experience and well understanding of those China tech companies.Secondly, China has not openly announced in not supporting Russia. There is weak confidence in China's stocks due to this uncertainty and hence they may drop further. If China were to announce or to be found supporting Russia, the US listed China ADRs could be entirely banned

$Lendlease Global Commercial REIT(JYEU.SI)$ (LREIT)- Emerging dominant retail play LREIT is a hidden gem with the potential to emerge as a strong contender within the retail S-REIT space. With JEM in the bag, the risk-reward profile for LREIT has turned more favourable with higher growth visibility, while it rides on the rebound of its key assets 313@Somerset and JEM. Operating metrices continue to be strong with 313@Somerset's tenant sales hitting past pre-COVID levels. Occupancy cost (c.15%-18%) are at healthy levels, implying upside for rents. It is anticipated (i) Higher GTO rental benching on record high sales, (ii) moderation of passing rents to match FY19 levels, and (iii) Easing cost pressures to drive hig

$SINGAPORE AIRLINES LTD(C6L.SI)$ Re-opening tailwinds continue SIA's strong momentum will be augmented by 3 factors 1) Reopening of most of its key markets, including Japan, Taiwan, and Hong Kong - East Asia (including China) contributed 62% to topline in FY22 (59% in FY19) 2) Available capacity to add flights to meet the latent demand - High passenger load factor (87.4% at SIA's Group level in July; second highest in Group's history) and profitability may be maintained on the pent-up demand for these popular travel destinations 3) Capitalise as a "first-mover" with the eventual reopening of China - E.g., SIA has resumed weekly flights to Beijing, Fuzhou, Hangzhou, and added flights to Shenzhen and Tianjin in October

$SINGTEL(Z74.SI)$ Potential impact of data-leak in Australia Optus has confirmed that 2.1m out of its 9.8m customers faced some form of data-leak. Optus has provided updated information about the impact of the cyber attack on its customers. After extensive engagement with the government agencies to meticulously analyse the data for its 9.8m customers, it has been confirmed that the exposed information did not contain valid or current document ID numbers for some 7.7 million customers. In the worst case scenario, it has less than 0.5% adverse impact on Singtel's share price due to potential regulatory fine, if any. The potential regulatory fine will be estimated at almost AUD 105m on Optus, if imposed. Last time, the reg

An interesting stock to watch which could be a good buy would be $KEPPEL REIT(K71U.SI)$. The 3Q22 office rents for Singapore is near a 14-year historical highs. CBD Grade A office rents has reached $11.06 psf per month, even surpassing pre-pandemic peak of $10.81 psf per month, according to JLL. $11.06 psf in 3Q22 is the highest since $12.55 in 4Q08 (the housing bubble). Rising yields have hurt REITs a lot in recent weeks, but office REITs should remain resilient going into year 2023 as rental rates remain well-supported. There is ongoing relocation and expansion by global and regional firms (especially in the technology and financial sectors) to Singapore. Singapore's new Overseas Networks and Expertise Pass (effective from 1 Jan 2023) will ac

Personally, I'm more of a long term investor that prefers low risk stocks.Hence, dividend yielding stocks and blue chip stocks are my favourite. So, if you are more of a low risk long term investor, what I'll be sharing next might be of interest to you. $Lendlease Global Commercial REIT(JYEU.SI)$is an office and retail REIT with a total market cap of 941m. It has the following properties in its portfolio:-- 100% ownership in 313@Somerset (Retail) - 100% ownership in Sky Complex, Milan (Office) - 31.8% indirect interest in JEM (Office & Retail) - Awarded tender to redevelop the 48,200 sq ft car park at Grange Road into a multifunctional event spaceReasons for buying Lendlease REIT- REITs usually give stable dividends

$SINGAPORE AIRLINES LTD(C6L.SI)$ announces intention to redeem first tranche of mandatory convertible bonds (MCBs) SIA will be redeeming the first tranche of its MCBs (S$3.5bn) at the accreted principal amount, being 110.4% of the principal amount (2.5 years of accumulated interest) in December-22. SIA is expected to redeem the first tranche of its MCBs in 2023 (FY24), given that the step-up in yield on the MCB is slated to only occur in in 2024 (FY25). Early redemption of the MCBs is supported by SIA's substantial cash position (S$16.1bn of cash as of June-22, but the amount is likely to be higher now) and significant improvement in operating cash flows. This suggests that the management team is optimistic on SIA'

In short, buy $Lendlease Global Commercial REIT(JYEU.SI)$, apply for its rights shares, apply for excess rights shares.I've been recommending to buy Lendlease many times before. I've even went to the extent of writing an article to share whether Lendlease is a buy, just a week ago. That's because I believe there's a lot of growth potential in this young company, further increase in DPU and ultimately share price growth over the years.Shortly after I posted that Lendlease article, LREIT had a trading halt and announced a private placement together with a rights issue, after the trading halt was lifted. Before the trading halt was lifted, again I commented that LREIT is a buy not to be missed.After the trading halt, it dropped to lowest of $

DCA on REITs while prices are still low. My top picks are $ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ , $Lendlease Global Commercial REIT(JYEU.SI)$  , $FRASERS LOGISTICS & IND TRUST(BUOU.SI)$  and $MAPLETREE COMMERCIAL TRUST(N2IU.SI)$   Btw, Ascendas REIT, Ascendas India Trust and Ascott Trust have already renamed to CapitaLand Ascendas REIT, CapitaLand India Trust and CapitaLand Ascott Trust A lot of other companies have changed name but not updated by Tiger too... Such as Sabana Industrial REIT, Mapletree Pan Asia Commercial Trust, Aspial Lifest

$SINGAPORE AIRLINES LTD(C6L.SI)$ Positive guidance from US airline hints of similar bright outlook for SIA American Airlines (AAL) upgraded its 3Q22 guidance - 3Q revenue is seen to be 13% higher compared to 2019 level - Positive surprise in leisure travel and ongoing recovery in business trips - Higher revenue expectations despite lower flights compared to 2019 shows airline can pass on cost to travelers SIA is poised to witness similar trends, with these positive signals - Passenger load factors in the months of Jul-Aug for SIA was 85.2-87.7% while that for Scoot was 86-86.2%, signaling a strong recovery for both carriers - Number of flights that airlines have filed to operate by the year end amount to 80% of pre-Cov

My 2022 half year recap in one word - SteamrolledMy investment portfolio started off in the year with a nice paper profit but is now deep in a sizable paper loss.Some of my worst paper losses come from $MANULIFE US REIT(BTOU.SI)$, $NVIDIA Corp(NVDA)$, $Sea Ltd(SE)$and $Tesla Motors(TSLA)$. Not worth mentioning the huge paper losses from Index ETFs too since that's pretty obvious. Mostly US and US related stocks by the way. I didn't learn anything from the recent fluctuating market (which is generally bearish most of the time though). That's because I didn't really do anything new. If o

US Fed is quick to downplay any expectations that they will soon consider cutting rates. Even though the inflation has went down, the market has seem to place the fear of peak inflation behind it. Stocks jumped and Dow saw its best single day gain in percentage for over two years. However, we should still take note that the current inflation is still at historical highs even though the peak has seem to pass. US Fed will probably continue with the interest rate hikes after Dec. The fear of recession being imminent still hangs in the air, despite the current market optimism. Critics are quick to jump in to say that the market had been oversold recently and any form of good news (no matter how big or small) will push the market up into a quick rebound. The recent upside could just be another

$ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ Should be bearish due the rise in interest rates, but this should only be temporary. Increased costs will be passed on to the tenants once the leases are renewed or when new leases are signed. Although bearish, it's a good time to pick up cheap. Prices will slowly rise back up again. 

Bullish long term outlook for$SINGTEL(Z74.SI)$  Singtel has risen 17% YTD excluding dividends, outperforming STI by 13%. Singtel's rise was powered by (i) 19% rise in Bharti's market cap which comprises 44% of Singtel valuation, and (ii) a reduction in the Holding Company (HoldCo) discount to 30-31% from 38-40% in Jan 2022. Mobile service revenue growth is projected at 6% in 2023, led by tourists and 5G, similar to the growth rate in 2022. Singapore has witnessed a sharp recovery in tourist arrivals, but the number of tourists in Oct 2022 is still half of pre-pandemic levels. 5G penetration of post-paid users is projected to double to 40% in 2023 with 5G commanding 15-20% premium over 4G pricing. SIMBA (TPG) could

Inflation is always here to stay. But in times like this when inflation rises so fast, those who will be the most impacted are those from the lower wage group and those being laid off. When the annual salary increment is not able to match the rising inflation, it's almost like having a pay cut and this may push more people to switch jobs.It's understandable that costs will rise when vendors pass the increased costs to the end consumer to stay profitable. However, there are many who seemingly take this opportunity to anyhow increase the price to gain more profits from it. An example of such unexplainable sudden increase in price which I observed recently in my neighborhood is the price increase in baby wet wipes that had went up by 50%-80%.Increase in cost that will have the most impac

Buying winners and selling losers may not be the best approach although it may sound like a good piece of advice. Worse so, if following this blindly by selling whatever is dropping and buying whatever is rising. Whatever goes up will come down, but whatever goes down may not have a chance to go up again. Many market leaders in their time has crashed into bankruptcy or never resurfaced after their share prices went down. That said, buying winners may not always be the best course of action and selling losers would  seem to be a better idea. But as prices go down, it could be hard to ascertain that this is a loser, and not a victim of economic conditions. Selling them instead of doing DCA may end up with losses which one may regret later. I would say, the best way is to do your own res