NIO stems there r factors, both positives and negatives factors; Growth Potential: The rapidly growing EV market in China, which is expected to continue expanding. Strong brand presence and is known for its innovative products n battery swap technology NIO has struggled with profitability. It reported better-than-expected earnings and improved vehicle margins recently It is expanding in Europe, to drive future growth NIO's new models, such as the ET5 had positive customer reception It's  profitability remains a concern as its target of reaching breakeven by 2026 is uncertain n increasingly competitive. EV manufacturers r vying for market share. This intensifies price pressure and may erode NIO's market position The tensions between the US and China in the tech sector could impact NIO

Should young people save first or invest earlier? Well, in my opinion there is a list here to set the stage right... 1. Young people? How young?  We can first teach our kids the value of money. How come we need to work for money and why. Then they will have a better understandiing of it. That money is the "lubricant" of life essential needs and wants... We have to let them understand that "things don't just drop from the sky" You have to work hard for what you want to achieve and aquire.  During their schooling years we can slowly teach them about why we need to pay the shopkeeper to get our groceries and other stuffs that we need and how the "system" works... And if they can understand then we can slowly teach them about simple economic theories and how it works. 

Replying to @icycrystal:thanks for sharing//@icycrystal:Fed has gotten what they wanted. jobs at stake with many companies laying off workers. pple are watching their spending. cpi may continue to drop in the coming months and hopefully things will be right back to balance the scale @Cliff @richegg @Fenger1188 @