1. NuBank | $Nu Holdings Ltd.(NU)$ Niche：LatAm fintech $NU has rapidly become one of largest fintechs globally, let alone in LatAm.- In Q3, $NU added 5.2 million new customers. They are completely dominant in Brazil where they now have over 100 million customers.- They added 13% of their Mexico customer base in Q3 alone.- Mature accounts in Brazil now have an ARPAC of $25 (far higher than the average of $11) which shows the stickiness of the platform over time.Image2. TransMedics | $TransMedics Group, Inc.(TMDX)$- The recent investor day was very strong. Management stated that their goal is FAR more than 10,000 transplants annually.- The new Command Center at HQ highlights the complete control that $TMDX ha

Image $Grab Holdings(GRAB)$ are building the everything app in Southeast Asia - ride hailing, food delivery, digital payments, and more. Here's a very brief overview of my bullish case: 1. Huge TAM.2. Great fundamentals 3. Strong cross-selling 4. Diversified portfolioImage $Grab Holdings(GRAB)$ have had an incredible 2024 up 73% over the last 12 months.In the last 12 months alone, they've managed to: - Grow revenue 17% 、- Reach GAAP positive income with $15m profit in Q3 - Buy back $500m in stock - Reach $76m in free cash flowImage $Grab Holdings(GRAB)$ have a huge TAM. They operate in Indonesia, Malaysia, Singapore, Thailand, Vietnam, Philippines, Cambodia, Mya

The next 18 months will be very strong for this "bank"... THREAD Image1. Rate Cuts The high rates over the last 3 years have been headwinds to the $SoFi Technologies Inc.(SOFI)$ $SOFI business. The core business model for $SOFI is originations which they then sell (normally within 3-6 months). Demand for loans will increase with lower rates. Originations will therefore increase. Lower rates will also mean more liquidity for banks and asset managers to buy up loans meaning $SOFI earns more revenue.2. Cross Selling $SoFi Technologies Inc.(SOFI)$ could hit 10 million members by the end of the year which they sell to their 12.7 million products. Currently the average member has 1.45 products. If the rate of

1. What does Palantir do? 👇 $Palantir Technologies Inc.(PLTR)$ is a software business that allows organizations to integrate data (from many different sources) and create solutions in the form of risk detection, efficiency gains, or new opportunities etc. $Palantir Technologies Inc.(PLTR)$ started focusing purely on governments centering their work around defense such as detecting terrorist attacks. This segment is called Palantir Gotham. Today, is nearly 50:50 split between government and commercial. The commercial segment is called Palantir Foundry and helps businesses create solutions to challenges they face. These challenges may come from money laundering, supply chain issues, or network stability for

A high growth company with 82% YoY growth trading at an EV/Sales of 4.9xImage1. Introduction $Micron Technology(MU)$ designs and sells memory and storage products. With the need for more and more data on the rise, there is an increased demand for storing that data. These solutions are critical for applications in gaming, AI, cloud computing. Industries all with huge tailwinds.2. Revenue Revenue growth has been on the rise recently thanks to rising DRAM demand. More chips and being sold and each successive chip crams more memory into each chip. The winner here is always $MU. Whether $NVIDIA Corp(NVDA)$ or $Advanced Micro Devices(AMD)$ or

It has a 49% market share and is growing 50% YoY. It's massively undervalued. Here's why🧵Image1. $HIMS will hit $16 billion in revenue in the next 5-7 years based on these realistic figures 👇Subscriber count: 10M by 2029 (35% YoY growth) Average monthly revenue: $130 by 2029 (15% YoY) That's $15.9 billion in revenue in 2029. This is based solely on monthly subscription.Image2. $HIMS are using their huge FCF to buyback $100 million shares for 2 reasons: - To offset share dilution from SBC - Because they believe there's a massive disconnect between the fair value and the future potential of $HIMS.Image3. $HIMS are growing extremely fast with extremely good profitability. Gross margins decreased slightly to 79%, but the

DCA heavily into $UnitedHealth(UNH)$ below $12.50. DCA heavily into $ASML Holding NV(ASML)$ below $730. DCA heavily into $TransMedics Group, Inc.(TMDX)$ below $85. DCA into $MercadoLibre(MELI)$ bi-weekly. DCA into $Starbucks(SBUX)$ bi-weekly. DCA into $DraftKings Inc.(DKNG)$ bi-weekly. DCA into $Occidental(OXY)$ bi-weekly. DCA into $Amazon.com(AMZN)$ bi-weekly. Add to $Silvercorp Metals Inc(SVM)$ below $2.80. Sit

Full $Nu Holdings Ltd.(NU)$ investment thesis 👇 $Nu Holdings Ltd.(NU)$ is the largest fintech in Latin America and one of the largest in the world. To put it into perspective, they have 109.7 million customers and 91.7 million monthly active customers with 100 million of these being in Brazil. The population of adults between 16-65 in Brazil is 143 million meaning they've acquired 70% of Brazil's population. That's incredible. To add to this, $Nu Holdings Ltd.(NU)$ are growing incredibly fast in Mexico and Colombia and I think Argentina will be the next area for investment in 2-3 years. This thread will dive into what $Nu Holdings L

The most undervalued Mag 7 stock is $Amazon.com(AMZN)$ The most undervalued fintechs are $Shift4 Payments, Inc.(FOUR)$ $Nu Holdings Ltd.(NU)$ and $PayPal(PYPL)$ The most undervalued cybersecurity stocks are $SentinelOne, Inc(S)$ and $Zscaler Inc.(ZS)$ The most undervalued semiconductor stocks are $ASML Holding NV(ASML)$ and $Taiwan Semiconductor Manufacturing(TSM)$ . Other undervalued companies are $Airbnb, Inc.(ABNB)$

1. $Amazon.com(AMZN)$AWS grew 18.7% to $26.3b which beat Wall St.Diluted EPS grew by 96% YoY in Q2 and 137% in H1 2024.AWS now boasts a 35.5% margin.$AMZN is dominant in rapidly growing industries.Image2. $SoFi Technologies Inc.(SOFI)$Added 643k members (highest in 1 quarter ever)Was conservative on lending, yet grew home loan originations by 71% and student loan by 86%80% YoY increase in total deposits80% YoY increase in financial services with 129% increase in debit spend.Stock down 16% in a week.Image3. PayPal | $PYPL1.8M accounts addedActive transactions per account grew 11% YoYFCF up 31% YoY and a FCF margin of 14% QoQ allwing $PYPL to raise FCF guidance and increase buybacks to $6b.$PYPL currently h

1/ STRONG MOAT $SoFi Technologies Inc.(SOFI)$ are building a one-stop-shop for all financial services and it's clearly working. If they add just 613k members in both Q3 and Q4 they'll be at 10 million members which is a huge milestone. This growth is testament to $SOFI's brand and execution over the last 3-4 years. Members are flocking to $SOFI at rates not seen in any other financial institution. 2/ FINANCIAL SERVICES SEGMENT 7 years ago, 99% of $SoFi Technologies Inc.(SOFI)$ revenue came from only lending...today that figure is 57% which shows just how diversified the business is becoming. The financial services segment grew 80% YoY with a 129% YoY increase in debit spend. The best part of this segment

Here’s the top stocks in the highest growth industries over the next decade E-commerce | $MercadoLibre(MELI)$ $Shopify(SHOP)$ $Amazon.com(AMZN)$ $Alibaba(BABA)$ Data | $Palantir Technologies Inc.(PLTR)$ (and Palantir only) Fintech | $Nu Holdings Ltd.(NU)$ $DLocal Limited(DLO)$ $SoFi Technologies Inc.(SOFI)$ $PayPal(PYPL)$Cybersecurity | $SentinelOne, Inc(S)$

Over the last 3 years, we've had: $Meta Platforms, Inc.(META)$ at $120 being a clear buy. $Palantir Technologies Inc.(PLTR)$ below $10 being a clear buy. $TransMedics Group, Inc.(TMDX)$ below $50 being a clear buy. Over the next 3 years we have: $Celsius Holdings, Inc.(CELH)$ in the $40s is a clear buy. $Amazon.com(AMZN)$ today is a clear buy. $SoFi Technologies Inc.(SOFI)$ in the $6s is a clear buy. $PayPal(PYPL)$ in the $60s is a clear buy. $Alibab

For me the 3 best investments right now are: $Palantir Technologies Inc.(PLTR)$ | If Palantir AIP takes off like I believe it will, $PLTR is set to absolutely dominate one of the fastest growing industries in the market. $Tesla Motors(TSLA)$ | A love hate stock where I see a huge risk to reward. With a cheaper EV on the way to expand TAM, FSD improvements, and Optimus possibilities over the next decade, the opportunities ahead are massive. $Amazon.com(AMZN)$ | One of the most confident value plays in the market today. Down 20% this month on 78% increase in operating income for AWS is insane. $AMZN stock will recover.The hours of research and conviction you dev

Yesterday, $Microsoft(MSFT)$ CEO Satya Nadella said $Palantir Technologies Inc.(PLTR)$ was the “leader in their industry” which is a huge shout-out.Below I’ll outline 5 reasons why $PLTR is one of the best investments over the next 10 years.Image1/ $Palantir Technologies Inc.(PLTR)$ are clear leaders in an absolutely booming industry. We are quickly moving towards commoditizing anything that can be produced by a machine. The key to this is data.The collection, analysis, and utilization of data will be one of the most important activities in business. This is $PLTR.Image2/ Customers are flocking to the $PLTR AIP.The AIP allows customers to use their data to create

Here’s everything you need to know about the earnings reports: SOFI $SOFI Members New members grew by 643,000 in Q2 alone bring the total members to 8.8M. This was a 41% YoY growth rate. New members are the primary growth driver for the business so this was huge. Lending Revenue Lending revenue was light but this was completely expected as management have continuously outlined they are upping their lending at the moment despite the room in their capital ratios to do so. Tech Revenue The tech platform was good with total accounts up 23% YoY, however, revenue increased 8%. Financial Services Revenue The financial services division was the star of the show with revenues up 80%. For me, the high of the earnings report was the increase in guidance up to $2,465M and EPS up to $0.08 for the

Amazon is by far the best mega cap stock to own right now. - It trades at 14x NTM EV/EBITDA - Huge AWS growth with operating income up 77% YoY - Ad business is set to become a trillion dollar business Very bullish on $AMZN P.s. if you want much more in depth analysis on stocks completely for FREE, sign up to my newsletter here - https://www.mmmtwealth.com/p/optin-page?r=jayg1&utm_campaign=post&utm_medium=web