Recently, at Changde KUNYU New Energy Technology Co., Ltd., automated production lines were operating at high speed to fulfill a multi-billion yuan order from Spain. "Thanks to the customized 'Order Loan' and movable property financing方案 tailored by the park's financial service task force, we were able to successfully secure this three-year overseas mega-order," the company's负责人 explained, highlighting the financial support behind their growth.
In response to the challenges of difficult and expensive financing for enterprises, the Changde Economic Development Zone established a financial services task force last year. This initiative created a working network characterized by "task force coordination, departmental collaboration, and grassroots implementation," ensuring financial services precisely reach market entities.
The task force brought together professionals from 28 financial institutions to form an expert pool, building a matching platform that联动s "three databases": enterprise demand, financial products, and institutional resources. This achieved precise alignment between information from 3,065 enterprises and over 120 financial products.
A "Financial Nanny Plan" was launched, establishing an emergency service model of "1 task force leader + 1 financial advisor + 1 set of customized solutions + N service institutions." This model has driven the resolution rate of enterprise financing issues to 99%.
Policy innovation has paved the way for financing. The Changde Economic Development Zone, collaborating with the People's Bank of China Changde Branch, successfully became part of the province's first batch of movable property pledge pilot programs. It secured a 500 million yuan relending quota to "transfuse blood and supply oxygen" for park enterprises' financing, cumulatively helping businesses obtain 784 million yuan through movable property financing.
A 4.486 billion yuan industrial fund matrix was established to precisely escort the落地 of key industrial projects. Relying on stated-owned enterprises like Decheng Guarantee, it provided financing credit enhancement support for 65 enterprises, with a cumulative amount reaching 1.03 billion yuan.
The zone actively carried out sci-tech innovation insurance pilots, incentivizing enterprises to increase R&D investment, and has already insured 16 enterprises with 1.6 million yuan in sci-tech innovation insurance.
The innovative financial services are more empathetic. Addressing the困境 of enterprises "having orders but lacking funds," the park partnered with financial institutions to innovatively launch the "Order Loan" product. This product uses a company's genuine, valid orders and good credit as the core basis, breaking through the constraints traditional credit places on collateral.
Focusing on the协同 development of industrial and supply chains, the "Chain Express Loan" was introduced, providing 58 million yuan in financing for 6 supporting enterprises in the CRRC industrial chain, helping to string the pearls of industrial chain finance into a链.
There has been a strong promotion of intellectual property pledge financing, "Sci-Tech Points Loan," and other products, helping 21 enterprises secure 33 million yuan in financing, transforming "intellectual property" into "assets." A series of diversified innovative products has built a financial service matrix covering the entire lifecycle of an enterprise.
With targeted financial support precisely nourishing them, industrial development in the Changde Economic Development Zone is thriving. In 2025, the zone cumulatively resolved the financing needs of 231 park enterprises, totaling 2.702 billion yuan, injecting strong momentum into the high-quality development of the regional industry.
