Weekly mortgage refinances spike 20% after interest rates drop to February low

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Weekly mortgage refinances spike 20% after interest rates drop to February low

CNBC2021-07-14

Homeowners saw an opportunity last week and seized it. A sudden and unexpected drop in mortgage rates sent borrowers to their lenders in droves, hoping to save on their monthly payments. Applications ...

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purplepotato
·2021-07-14
.
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Andersonkana
·2021-07-14
Good
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1
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mseokt
·2021-07-14
People starting to have more money to spend?
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1
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- JonathanT:
  Ok
  2021-07-14
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- kamy:
  good!
  2021-07-14
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JoshTay
·2021-07-14
like puhlese
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5
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- Anonymous2:
  Ok
  2021-07-14
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jaytoo
·2021-07-14
No
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- llipinggg:
  k
  2021-07-14
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Janicetxy
·2021-07-14
??
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- Vincey:
  I see
  2021-07-15
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- jaytoo:
  Yup
  2021-07-14
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- VickJW:
  agree
  2021-07-14
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lavin
·2021-07-14
Like thx
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- Janicetxy:
  ??
  2021-07-14
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indietro_
·2021-07-14
Like and comment
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7
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- lavin:
  Done
  2021-07-14
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RChia
·2021-07-14
Like
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8
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- Kiwii:
  Like Me too
  2021-07-14
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Kiwii
·2021-07-14
Please like my comment. Thanks a lot
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- RChia:
  Like
  2021-07-14
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- Bartchen:
  Done
  2021-07-14
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LiverpoolRed
·2021-07-14
Agree
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Demi Liew
·2021-07-14
Comment and like
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- mrspid3rReplying toDemi Liew:
  Ok
  2021-07-15
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- Demi Liew:
  [强]
  2021-07-15
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- LiverpoolRed:
  great
  2021-07-14
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A sudden and unexpected drop in mortgage rates sent borrowers to their lenders in droves, hoping to save on their monthly payments.\nApplications ...</p>\n\n<a href=\"https://www.cnbc.com/2021/07/14/weekly-mortgage-refinances-spike-20percent-after-interest-rates-drop.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":".DJI","symbol_name":"道琼斯","start_time":0,"source_url":"https://www.cnbc.com/2021/07/14/weekly-mortgage-refinances-spike-20percent-after-interest-rates-drop.html","article_id":"1122575199","we_media_id":null,"thumbnails":[],"rights":{"source":"cnbc_highlight","url":"https://www.cnbc.com/2021/07/14/weekly-mortgage-refinances-spike-20percent-after-interest-rates-drop.html","rn_cache_url":null,"customStyle":"body{padding-top:10px;}.ArticleHeader-headline{#titleStyle#}a{#lv2TextColor#}.ArticleHeader-time, .Author-authorNameAndSocial a{#sourceStyle#;}","selectors":".PageBuilder-pageWrapper","filters":".ArticleHeader-eyebrow, .RelatedTags-relatedTags","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=1122575199","pubTimestamp":1626260648,"columns":[],"sourceInfo":{"source_id":"cnbc_highlight","name":"CNBC"},"weMediaInfo":null,"summary":"Homeowners saw an opportunity last week and seized it. 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While the drop wasn't exactly huge, it was enough, given that rates were expected to start moving higher with the stronger economy.\nThe average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($548,250 or less) decreased to 3.09% from 3.15%, with points decreasing to 0.37 from 0.38 (including the origination fee) for loans with a 20% down payment.\n\"Treasury yields have trended lower over the past month as investors remained concerned about the Covid-19 variant and slowing economic growth,\" said Joel Kan, MBA's associate vice president of economic and industry forecasting. \"Mortgage rates fell for the second consecutive week as a result, with the 30-year fixed rate hitting 3.09%, its lowest level since February 2021.\"\nKan noted that there may have been a delayed spillover of applications from the previous week, when rates also decreased but there was not much of response in terms of refinance applications.\nRefinance demand, however, was still 29% lower than the same week one year. Rates were actually slightly higher at this time a year ago, but lending was very tight. Lenders are now starting to loosen up a bit, given slower demand for home loans, and that may be giving some borrowers opportunities for savings they couldn't get a year ago.\nMortgage applications to purchase a home rose 8% for the week, but were 29% lower than a year ago. The average loan size for purchase applications dropped to its lowest level since January.\n\"We continue to see ebbs and flows as housing demand remains strong but for sale inventory remains low. 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