To The Moon

On January 6th, the highly anticipated 2026 Harbin International Ice and Snow Economy Expo (hereinafter referred to as the "Ice Expo") grandly opened. As a local financial institution deeply rooted in the black soil and dedicated to serving the regional economy, Harbin Bank participated extensively in this year's Ice Expo, injecting robust financial momentum into the burgeoning ice and snow industry through comprehensive financial service solutions and a forward-looking perspective on the integration of industry and finance, thereby collaborating with partners from various sectors to chart a new blueprint for the high-quality development of the ice and snow economy. This edition of the Ice Expo, themed "Ice Links the World, Snow Dances to the Future – New Momentum, New Bond, New Ecosystem," focused on promoting the development of the entire industrial chain encompassing ice and snow sports, culture, equipment, and tourism, serving as an international, comprehensive platform integrating exhibitions, procurement, technology releases, trend discussions, and investment matchmaking. Harbin Bank's participation aimed to closely align with national and regional strategies for ice and snow economic development, demonstrating the responsibility and commitment of a local corporate bank through concrete actions. During the expo, through a distinctively themed exhibition area utilizing multimedia displays, interactive experiences, and professional explanations, the bank systematically presented its "full-cycle, multi-scenario" comprehensive financial service system tailored for the ice and snow industry. This system, with specialized credit support at its core, launched targeted products like "Scenic Area Loans" and "Ice & Snow Cultural Tourism Loans" around the industrial chain, complemented by a matrix of featured products such as "Qian Dao Jia," "Xin Zhi Loan," and "Black Soil Premium Products Loan" to precisely address multi-tiered financing needs including scenic area construction, equipment upgrades, and support for SMEs. Using specialized scenario-based finance as a link, the bank partnered with nine major national internet platforms to meticulously craft ten promotional activities covering the full spectrum of "travel, entertainment, shopping, transportation, and dining," continuously optimizing the ice and snow consumption ecosystem and payment settlement experience to enhance convenience and satisfaction for both tourists and merchants. Extending its services to comprehensive industrial support, it offered enterprises a suite of financial services covering cash management, supply chain finance, and international business, supporting business growth and strengthening. Guided by green finance practices, it innovatively launched products like "Carbon Emission Right Pledge Loans," actively exploring development paths for energy-saving and environmentally friendly ice and snow projects, and comprehensively promoting the green transformation and sustainable development of the ice and snow economy. On the first day of the expo, the "Harbin Ice and Snow Economy Research Center," jointly established by Harbin Bank, the School of Economics and Management at Harbin Institute of Technology, CITIC Securities, Beijing Wanda Cultural Tourism Planning and Design Institute, and Harbin Cultural Tourism Planning and Design Institute, was officially inaugurated, releasing the "Research Plan Outline for High-Quality Development of the Ice and Snow Economy with Financial Support." The center is committed to consolidating forces from industry, academia, and research, promoting the deep integration of ice and snow economy policy research, industry insights, and financial innovation, continuously building a cross-disciplinary collaboration platform, facilitating the translation of research findings and the cultivation of professional talent, thereby providing solid intellectual support and financial impetus for the long-term development of the ice and snow industry. Particularly noteworthy was the signing ceremony on opening day, where Harbin Bank reached strategic cooperation intentions and signed agreements on-site with leading enterprises and innovative institutions spanning sectors like equipment manufacturing, green food, and smart tourism. The bank not only proactively invited partners from the industrial chain to exhibit together but also transformed its own booth into an open, shared platform for industry matchmaking, providing more enterprises with opportunities for display and connection. These series of measures represent substantive signals of the deep integration of finance and the ice and snow industry, further highlighting Harbin Bank's innovative practices and solid actions in serving the entire industrial chain with a platform mindset and promoting synergy between industry and finance. Over the long term, Harbin Bank has consistently integrated its own development with the pulse of the local economy. Facing the "golden fertile ground" of the ice and snow economy, the bank is committed to being an "enabler" for industrial growth and a "companion" for enterprise development. Looking ahead, Harbin Bank will continue to promote the synergistic development of "technology-industry-finance," optimize its specialized products and services, strengthen collaboration with platforms like the Ice and Snow Economy Research Center, support the healthy development of the industrial chain with more precise financial services, and steadily contribute to transforming the icy landscape into the "golden mountains and silver mountains" of high-quality development.